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STOCKS

Westamerica Bancorporation (WABC)

NASDAQ:WABC

WABC

Westamerica Bancorporation

RESEARCH TOOLSreports

Westamerica Bancorporation (WABC) Ratios

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77 Followers

Westamerica Bancorporation Ratios

WABC's free cash flow for Q4 2025 was $0.95. For the 2025 fiscal year, WABC's free cash flow was decreased by $ and operating cash flow was $0.57. See a summary of the company’s cash flow.

Ratios	TTM	Dec 25	Dec 24	Dec 23	Dec 22
Liquidity Ratios
Current Ratio	33.06	33.06	0.39	0.77	0.75
Quick Ratio	33.06	33.06	0.39	0.77	0.75
Cash Ratio	3.95	3.95	0.12	0.03	0.05
Solvency Ratio	0.02	0.02	0.03	0.03	0.02
Operating Cash Flow Ratio	0.85	0.85	0.03	0.03	0.02
Short-Term Operating Cash Flow Coverage	0.85	0.85	1.18	2.72	1.97
Net Current Asset Value	$ -275.23M	$ -275.23M	$ -3.20B	$ -1.34B	$ -1.66B
Leverage Ratios
Debt-to-Assets Ratio	0.03	0.03	0.02	0.01	0.01
Debt-to-Equity Ratio	0.17	0.17	0.16	0.10	0.12
Debt-to-Capital Ratio	0.15	0.15	0.13	0.09	0.11
Long-Term Debt-to-Capital Ratio	0.00	0.00	0.00	0.00	0.00
Financial Leverage Ratio	6.38	6.38	6.83	8.23	11.54
Debt Service Coverage Ratio	0.78	0.78	1.08	2.80	2.32
Interest Coverage Ratio	11.43	11.43	10.85	56.96	86.02
Debt to Market Cap	0.11	0.12	0.09	0.04	0.04
Interest Debt Per Share	6.97	6.97	5.84	3.03	2.81
Net Debt to EBITDA	-2.49	-2.51	-2.32	-0.49	-1.21
Profitability Margins
Gross Profit Margin	95.16%	95.16%	94.31%	99.16%	99.28%
EBIT Margin	57.64%	57.64%	60.76%	67.65%	62.05%
EBITDA Margin	60.30%	59.88%	64.10%	71.25%	68.25%
Operating Profit Margin	57.64%	57.64%	60.76%	67.65%	62.05%
Pretax Profit Margin	57.64%	57.64%	60.76%	67.65%	62.05%
Net Profit Margin	42.74%	42.74%	44.55%	49.39%	45.73%
Continuous Operations Profit Margin	42.74%	42.74%	44.55%	49.39%	45.73%
Net Income Per EBT	74.14%	74.14%	73.33%	73.01%	73.70%
EBT Per EBIT	100.00%	100.00%	100.00%	100.00%	100.00%
Return on Assets (ROA)	1.95%	1.95%	2.28%	2.54%	1.76%
Return on Equity (ROE)	12.53%	12.44%	15.58%	20.93%	20.27%
Return on Capital Employed (ROCE)	2.69%	2.69%	20.03%	26.63%	24.82%
Return on Invested Capital (ROIC)	2.03%	2.03%	13.02%	18.17%	16.83%
Return on Tangible Assets	1.99%	1.99%	2.33%	2.59%	1.79%
Earnings Yield	9.20%	9.77%	9.90%	10.74%	7.69%
Efficiency Ratios
Receivables Turnover	0.38	0.38	6.98	6.00	4.98
Payables Turnover	0.00	0.00	0.00	0.00	0.00
Inventory Turnover	0.00	0.00	0.00	0.00	0.00
Fixed Asset Turnover	10.57	10.57	7.05	7.15	5.99
Asset Turnover	0.05	0.05	0.05	0.05	0.04
Working Capital Turnover Ratio	0.32	0.37	-0.14	-0.23	-0.23
Cash Conversion Cycle	959.90	959.90	52.32	60.81	73.25
Days of Sales Outstanding	959.90	959.90	52.32	60.81	73.25
Days of Inventory Outstanding	0.00	0.00	0.00	0.00	0.00
Days of Payables Outstanding	0.00	0.00	0.00	0.00	0.00
Operating Cycle	959.90	959.90	52.32	60.81	73.25
Cash Flow Ratios
Operating Cash Flow Per Share	4.91	4.91	5.31	5.92	4.23
Free Cash Flow Per Share	4.79	4.81	5.24	5.88	4.20
CapEx Per Share	0.11	0.09	0.07	0.04	0.03
Free Cash Flow to Operating Cash Flow	0.98	0.98	0.99	0.99	0.99
Dividend Paid and CapEx Coverage Ratio	2.45	2.48	2.91	3.36	2.47
Capital Expenditure Coverage Ratio	44.28	54.27	81.18	136.27	140.20
Operating Cash Flow Coverage Ratio	0.76	0.76	1.02	2.06	1.55
Operating Cash Flow to Sales Ratio	0.45	0.45	0.45	0.48	0.43
Free Cash Flow Yield	9.40%	10.06%	9.99%	10.43%	7.11%
Valuation Ratios
Price-to-Earnings (P/E) Ratio	10.87	10.23	10.10	9.31	13.01
Price-to-Sales (P/S) Ratio	4.66	4.37	4.50	4.60	5.95
Price-to-Book (P/B) Ratio	1.35	1.27	1.57	1.95	2.64
Price-to-Free Cash Flow (P/FCF) Ratio	10.64	9.94	10.01	9.59	14.06
Price-to-Operating Cash Flow Ratio	10.36	9.75	9.89	9.52	13.96
Price-to-Earnings Growth (PEG) Ratio	-7.14	-0.79	-0.71	0.28	0.32
Price-to-Fair Value	1.35	1.27	1.57	1.95	2.64
Enterprise Value Multiple	5.24	4.79	4.70	5.97	7.50
Enterprise Value	858.80M	780.23M	936.71M	1.39B	1.37B
EV to EBITDA	5.24	4.79	4.70	5.97	7.50
EV to Sales	3.16	2.87	3.01	4.25	5.12
EV to Free Cash Flow	7.21	6.52	6.70	8.87	12.10
EV to Operating Cash Flow	7.05	6.40	6.62	8.80	12.02
Tangible Book Value Per Share	32.67	32.67	28.79	24.37	17.84
Shareholders’ Equity Per Share	37.57	37.57	33.35	28.94	22.39
Tax and Other Ratios
Effective Tax Rate	0.26	0.26	0.27	0.27	0.26
Revenue Per Share	10.94	10.94	11.66	12.27	9.92
Net Income Per Share	4.68	4.68	5.20	6.06	4.54
Tax Burden	0.74	0.74	0.73	0.73	0.74
Interest Burden	1.00	1.00	1.00	1.00	1.00
Research & Development to Revenue	0.00	0.00	0.00	0.00	0.00
SG&A to Revenue	0.26	0.26	0.16	0.15	0.17
Stock-Based Compensation to Revenue	<0.01	<0.01	<0.01	<0.01	<0.01
Income Quality	1.05	1.05	1.02	0.98	0.93

Currency in USD