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BFC Stock Chart & Stats
$150.78
-$2.11(-1.40%)
At close: 4:00 PM EDT
$150.78
-$2.11(-1.40%)
Day’s Range― - ―
52-Week Range$119.08 - $159.10
Previous Close$148.67
Volume114.22K
Average Volume (3M)101.50K
Market Cap
$1.70B
Enterprise Value$1.67K
Total Cash (Recent Filing)$875.15M
Total Debt (Recent Filing)$104.85M
Price to Earnings (P/E)20.0
Beta0.74
Next Earnings
Oct 20, 2026EPS Estimate
2.6Next Dividend Ex-DateN/A
Dividend Yield1.27%
Share Statistics
EPS (TTM)7.69
Shares Outstanding11,085,607
10 Day Avg. Volume100,754
30 Day Avg. Volume101,498
Financial Highlights & Ratios
PEG Ratio1.50
Price to Book (P/B)1.86
Price to Sales (P/S)4.98
P/FCF Ratio23.47
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$161.00Price Target Upside6.78% Upside
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)9.95
Revenue Forecast (FY)$263.40M
Bulls Say, Bears Say
Bulls Say
Strong Profitability And Revenue GrowthTTM revenue rose 10.31% and net income reached $81.1M, while net and EBITDA margins were about 27.8% and 36.9%. This indicates durable earnings capacity and a solid operating base, despite some margin normalization.
Conservative Balance SheetLow leverage and an improving capital base reduce balance-sheet risk and provide flexibility through changing credit conditions. Steady returns on equity near 11% show BFC generates profits without relying heavily on debt.
Strategic Franchise ExpansionThe PSB Holdings transaction could expand BFC's scale, market reach and revenue base through a larger banking franchise. An all-stock structure may preserve capital, while greater scale can support operating and strategic capabilities.
Bears Say
Inconsistent Operating Cash FlowPositive free cash flow and strong conversion are encouraging, but the decline in operating cash flow and inconsistent coverage metrics indicate uneven cash generation. Persistent volatility could constrain reinvestment flexibility and reduce earnings quality.
Margin NormalizationBFC remains profitable, but the decline from unusually high 2023 margins shows that earnings quality is not entirely immune to normalization. Sustained margin pressure could limit future profit growth even if revenue continues expanding.
Rapid Asset Growth And Execution RiskRapid asset expansion can increase operational complexity and expose the bank to greater underwriting, funding and credit-cycle risks. These pressures may become more significant as BFC integrates the pending acquisition and manages a larger franchise.
Bank First National News
BFC FAQ
What was Bank First National Corporation’s price range in the past 12 months?
Bank First National Corporation lowest stock price was $119.08 and its highest was $159.09 in the past 12 months.
What is Bank First National Corporation’s market cap?
Bank First National Corporation’s market cap is $1.70B.
When is Bank First National Corporation’s upcoming earnings report date?
Bank First National Corporation’s upcoming earnings report date is Oct 20, 2026 which is in 54 days.
How were Bank First National Corporation’s earnings last quarter?
Bank First National Corporation released its earnings results on Jul 24, 2026. The company reported $2.45 earnings per share for the quarter, beating the consensus estimate of $2.4 by $0.05.
Is Bank First National Corporation overvalued?
According to Wall Street analysts Bank First National Corporation’s price is currently Undervalued.
Does Bank First National Corporation pay dividends?
Bank First National Corporation pays a Quarterly dividend of $0.6 which represents an annual dividend yield of 1.27%. See more information on Bank First National Corporation dividends here
What is Bank First National Corporation’s EPS estimate?
Bank First National Corporation’s EPS estimate is 2.6.
How many shares outstanding does Bank First National Corporation have?
Bank First National Corporation has 11,085,607 shares outstanding.
What happened to Bank First National Corporation’s price movement after its last earnings report?
Bank First National Corporation reported an EPS of $2.45 in its last earnings report, beating expectations of $2.4. Following the earnings report the stock price went up 2.3%.
Which hedge fund is a major shareholder of Bank First National Corporation?
Currently, no hedge funds are holding shares in BFC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Bank First National Stock Smart Score
Neutral
1
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8
9
10
Analyst Consensus
Hold
Average Price Target:
$161.00 (6.78% Upside)
$161.00 (6.78% Upside)
Hedge Fund Trend
Increased
By 3.1K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $160.7K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Positive
Last 7 Days ▼ 1.7%
Last 30 Days ▲ 5.6%
Last 30 Days ▲ 5.6%
Technicals
SMA
Positive
20 days / 200 days
Momentum
31.61%
12-Months-Change
Fundamentals
Return on Equity
1.27%
Trailing 12-Months
Asset Growth
36.25%
Trailing 12-Months
Company Description
Bank First National Corporation
Bank First Corporation, established in 1894 and headquartered in Manitowoc, Wisconsin, functions as the parent entity for Bank First N.A. This financial institution delivers a comprehensive array of consumer and commercial financial solutions throughout Wisconsin, catering to a diverse clientele including businesses, professionals, individuals, associations, and governmental bodies. Its product suite encompasses various deposit accounts such as checking, savings, money market, retirement, and health savings accounts, alongside certificates of deposit and other time deposit options. It also provides residential mortgage products. Beyond core banking, Bank First offers credit cards, ATM services, insurance, data and information technology processing, investment and safekeeping services, and treasury management. Customers can also access their finances through online, telephone, and mobile banking platforms. The company's lending portfolio is extensive, covering various needs. It includes real estate financing, such as commercial property loans, residential mortgages, and home equity loans. For businesses, it provides commercial and industrial loans designed for working capital, accounts receivable and inventory financing, and other operational requirements. Further loan types include construction and development financing, residential loans for 1-4 family properties, and a range of consumer loans for personal and household use, offering both secured and unsecured installment loans as well as revolving lines of credit. Bank First Corporation operates through 21 branches situated across nine Wisconsin counties: Manitowoc, Outagamie, Brown, Winnebago, Sheboygan, Waupaca, Ozaukee, Monroe, and Jefferson. The company adopted its current name, Bank First Corporation, in June 2019, having previously operated as Bank First National Corporation.
BFC Stock 12 Month Forecast
Average Price Target
$161.00
▲(6.78% Upside)
Technical Analysis
Preferred Bank
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Ownership Overview
5.02% Insiders
9.09% Mutual Funds
2.27% Other Institutional Investors
69.76% Public Companies and
Individual Investors