Bank First National Corporation (BFC)
NASDAQ:BFC
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BFC Stock Chart & Stats
$140.87
$0.44(0.45%)
At close: 4:00 PM EST
$140.87
$0.44(0.45%)
Day’s Range― - ―
52-Week Range$109.11 - $153.00
Previous CloseN/A
Volume4.75K
Average Volume (3M)101.50K
Market Cap
$1.58B
Enterprise Value$1.31B
Total Cash (Recent Filing)$398.64M
Total Debt (Recent Filing)$124.84M
Price to Earnings (P/E)18.9
Beta0.78
Next Earnings
Jul 21, 2026EPS Estimate
2.28Next Dividend Ex-DateN/A
Dividend Yield3.99%
Share Statistics
EPS (TTM)7.19
Shares Outstanding11,163,169
10 Day Avg. Volume100,754
30 Day Avg. Volume101,498
Financial Highlights & Ratios
PEG Ratio1.49
Price to Book (P/B)1.86
Price to Sales (P/S)4.98
P/FCF Ratio23.47
Enterprise Value/Market Cap0.83
Enterprise Value/Revenue4.96
Enterprise Value/Gross Profit6.84
Enterprise Value/Ebitda13.87
Forecast
1Y Price Target
$157.00Price Target Upside11.45% Upside
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)9.66
Revenue Forecast (FY)$260.70M
Bulls Say, Bears Say
Bulls Say
Conservative Balance SheetLow and declining leverage with meaningful equity growth provides a durable capital cushion that supports lending capacity, regulatory resilience and optionality for growth or buybacks. Improving capital ratios reduce funding stress risk across business cycles and underpin long-term stability.
Sustained Revenue Growth And Healthy MarginsSteady top-line expansion with persistently strong net margins indicates durable core profitability and growing scale. Even with normalization from 2023 peaks, this mix of growth and margin sustains cash generation and supports reinvestment, dividend capacity and long-term ROE maintenance.
Strategic Acquisition And Renewed BuybackThe PSB acquisition expands franchise scale and market footprint, creating a roughly $7.6B asset bank, while a sizable, flexible buyback program signals disciplined capital allocation. Together they enhance long-term growth optionality and shareholder return pathways if integration stays on plan.
Bears Say
Weakened Free Cash FlowA sharp drop in free cash flow reduces internal funding for dividends, buybacks and organic growth, eroding financial flexibility. Lower cash conversion versus accounting earnings makes capital allocation more dependent on external funding or slower build in retained capital over the medium term.
Margin Normalization From 2023 PeakThe reversion from unusually high 2023 margins to more normalized levels suggests earlier outsized profitability was transitory. This implies less upside from margin expansion going forward and means future earnings growth must rely more on sustainable revenue gains and scale efficiencies.
Acquisition Execution And Approval RiskAn all-stock merger increases integration, regulatory and shareholder-approval risk. Conditions and adjustment mechanics can delay or alter benefits, divert management focus and introduce execution costs, making projected scale and synergies less certain over the next several quarters.
Bank First National News
BFC FAQ
What was Bank First National Corporation’s price range in the past 12 months?
Bank First National Corporation lowest stock price was $109.11 and its highest was $153.00 in the past 12 months.
What is Bank First National Corporation’s market cap?
Bank First National Corporation’s market cap is $1.58B.
When is Bank First National Corporation’s upcoming earnings report date?
Bank First National Corporation’s upcoming earnings report date is Jul 21, 2026 which is in 56 days.
How were Bank First National Corporation’s earnings last quarter?
Bank First National Corporation released its earnings results on Apr 16, 2026. The company reported $2.24 earnings per share for the quarter, missing the consensus estimate of $2.35 by -$0.11.
Is Bank First National Corporation overvalued?
According to Wall Street analysts Bank First National Corporation’s price is currently Undervalued.
Does Bank First National Corporation pay dividends?
Bank First National Corporation pays a Notavailable dividend of $0.45 which represents an annual dividend yield of 3.99%. See more information on Bank First National Corporation dividends here
What is Bank First National Corporation’s EPS estimate?
Bank First National Corporation’s EPS estimate is 2.28.
How many shares outstanding does Bank First National Corporation have?
Bank First National Corporation has 11,163,169 shares outstanding.
What happened to Bank First National Corporation’s price movement after its last earnings report?
Bank First National Corporation reported an EPS of $2.24 in its last earnings report, missing expectations of $2.35. Following the earnings report the stock price went down -1.275%.
Which hedge fund is a major shareholder of Bank First National Corporation?
Currently, no hedge funds are holding shares in BFC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Bank First National Stock Smart Score
Neutral
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Analyst Consensus
Hold
Average Price Target:
$157.00 (11.45% Upside)
$157.00 (11.45% Upside)
Hedge Fund Trend
Increased
By 9.3K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $94.0K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 0.8%
Last 30 Days ▼ 5.6%
Last 30 Days ▼ 5.6%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
31.61%
12-Months-Change
Fundamentals
Return on Equity
10.83%
Trailing 12-Months
Asset Growth
34.72%
Trailing 12-Months
Company Description
Bank First National Corporation
Bank First Corporation operates as a holding company for Bank First N.A. that provides consumer and commercial financial services to businesses, professionals, consumers, associations, individuals, and governmental authorities in Wisconsin. The company offers checking, savings, money market, cash management, retirement, and health savings accounts; other time deposits; certificates of deposit; and residential mortgage products. It also provides credit cards; ATM processing; insurance; data processing and other information technology; investment and safekeeping; treasury management; and online, telephone, and mobile banking services. The company's loan products include real estate loans, including commercial real estate, residential mortgage, and home equity loans; commercial and industrial loans for working capital, accounts receivable, inventory financing, and other business purposes; construction and development loans; residential 1-4 family loans; and consumer loans for personal and household purposes, including secured and unsecured installment loans, and revolving lines of credit. It operates through 21 offices in Manitowoc, Outagamie, Brown, Winnebago, Sheboygan, Waupaca, Ozaukee, Monroe, and Jefferson counties in Wisconsin. The company was formerly known as Bank First National Corporation and changed its name to Bank First Corporation in June 2019. Bank First Corporation was founded in 1894 and is headquartered in Manitowoc, Wisconsin.
BFC Stock 12 Month Forecast
Average Price Target
$157.00
▲(11.45% Upside)
Technical Analysis
Preferred Bank
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Byline Bancorp
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Ownership Overview
4.69% Insiders
8.08% Mutual Funds
2.30% Other Institutional Investors
72.23% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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