Bank First National Corporation (BFC)
NASDAQ:BFC
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BFC Stock Chart & Stats
$140.87
$0.44(0.45%)
At close: 4:00 PM EST
$140.87
$0.44(0.45%)
Day’s Range― - ―
52-Week Range$109.11 - $153.00
Previous CloseN/A
Volume4.75K
Average Volume (3M)101.50K
Market Cap
$1.60B
Enterprise Value$1.33B
Total Cash (Recent Filing)$55.34M
Total Debt (Recent Filing)$123.55M
Price to Earnings (P/E)18.9
Beta0.79
Next Earnings
Jul 21, 2026EPS Estimate
2.28Next Dividend Ex-DateN/A
Dividend Yield3.99%
Share Statistics
EPS (TTM)7.23
Shares Outstanding11,222,441
10 Day Avg. Volume100,754
30 Day Avg. Volume101,498
Financial Highlights & Ratios
PEG Ratio1.49
Price to Book (P/B)1.86
Price to Sales (P/S)4.98
P/FCF Ratio23.47
Enterprise Value/Market Cap0.83
Enterprise Value/Revenue5.52
Enterprise Value/Gross Profit7.85
Enterprise Value/Ebitda14.17
Forecast
1Y Price Target
$157.00Price Target Upside11.45% Upside
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)10.28
Revenue Forecast (FY)$269.90M
Bulls Say, Bears Say
Bulls Say
Conservative Balance SheetA more conservative leverage profile and an improving debt-to-equity position enhance resilience to credit stress and rate cycles. This structural strength supports lending capacity, regulatory cushion and strategic optionality for M&A, buybacks or capital return without immediate refinancing pressure.
Strong Profitability And Revenue GrowthSustained high margins and multi-year revenue expansion underpin durable earnings generation and internal funding capacity. Even with some normalization from 2023 peaks, structural profitability supports reinvestment into products, reserves for stress periods, and long-term shareholder returns.
Strategic M&A And Wealth Platform ExpansionThe acquisition and active wealth-management build-out materially expand geographic footprint and fee-income capabilities. Over time, cross-sell and scale benefits can diversify revenue away from interest income, strengthen client relationships, and raise long-term franchise value across the Stateline region.
Bears Say
Deteriorated Cash Flow QualityThe shift to negative operating and free cash flow in 2025 undermines the sustainability of reported earnings and reduces internally available capital for investments, dividends or repurchases. This creates execution risk and could force reliance on external funding or slower organic growth until cash generation normalizes.
Sharply Lower ROE / Reduced Capital EfficiencyA large increase in equity paired with stagnant or slower earnings materially reduces ROE, signaling weaker capital efficiency. If earnings don't scale with the higher capital base, long-term shareholder returns and metrics of management effectiveness may be impaired until profitability recovers.
Acquisition Integration And Capital Deployment RiskWhile strategic, the Centre 1 integration requires branch consolidation, new office builds and platform investments. These activities carry execution risk, near-term costs and incremental capital needs that could pressure cash flow and operational metrics for several quarters as synergies must be realized.
Bank First National News
BFC FAQ
What was Bank First National Corporation’s price range in the past 12 months?
Bank First National Corporation lowest stock price was $109.11 and its highest was $153.00 in the past 12 months.
What is Bank First National Corporation’s market cap?
Bank First National Corporation’s market cap is $1.60B.
When is Bank First National Corporation’s upcoming earnings report date?
Bank First National Corporation’s upcoming earnings report date is Jul 21, 2026 which is in 77 days.
How were Bank First National Corporation’s earnings last quarter?
Bank First National Corporation released its earnings results on Apr 16, 2026. The company reported $2.24 earnings per share for the quarter, missing the consensus estimate of $2.35 by -$0.11.
Is Bank First National Corporation overvalued?
According to Wall Street analysts Bank First National Corporation’s price is currently Undervalued.
Does Bank First National Corporation pay dividends?
Bank First National Corporation pays a Notavailable dividend of $0.45 which represents an annual dividend yield of 3.99%. See more information on Bank First National Corporation dividends here
What is Bank First National Corporation’s EPS estimate?
Bank First National Corporation’s EPS estimate is 2.28.
How many shares outstanding does Bank First National Corporation have?
Bank First National Corporation has 11,222,441 shares outstanding.
What happened to Bank First National Corporation’s price movement after its last earnings report?
Bank First National Corporation reported an EPS of $2.24 in its last earnings report, missing expectations of $2.35. Following the earnings report the stock price went down -1.275%.
Which hedge fund is a major shareholder of Bank First National Corporation?
Currently, no hedge funds are holding shares in BFC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Bank First National Stock Smart Score
Neutral
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Analyst Consensus
Hold
Average Price Target:
$157.00 (11.45% Upside)
$157.00 (11.45% Upside)
Hedge Fund Trend
Decreased
By 2.7K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $2.3M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Neutral
Last 7 Days ▼ 0.8%
Last 30 Days ▲ 1.1%
Last 30 Days ▲ 1.1%
News Sentiment
Bullish
Bullish news 67%
Bearish news 33%
Bearish news 33%
Technicals
SMA
Positive
20 days / 200 days
Momentum
31.61%
12-Months-Change
Fundamentals
Return on Equity
10.83%
Trailing 12-Months
Asset Growth
34.72%
Trailing 12-Months
Company Description
Bank First National Corporation
Bank First Corporation operates as a holding company for Bank First N.A. that provides consumer and commercial financial services to businesses, professionals, consumers, associations, individuals, and governmental authorities in Wisconsin. The company offers checking, savings, money market, cash management, retirement, and health savings accounts; other time deposits; certificates of deposit; and residential mortgage products. It also provides credit cards; ATM processing; insurance; data processing and other information technology; investment and safekeeping; treasury management; and online, telephone, and mobile banking services. The company's loan products include real estate loans, including commercial real estate, residential mortgage, and home equity loans; commercial and industrial loans for working capital, accounts receivable, inventory financing, and other business purposes; construction and development loans; residential 1-4 family loans; and consumer loans for personal and household purposes, including secured and unsecured installment loans, and revolving lines of credit. It operates through 21 offices in Manitowoc, Outagamie, Brown, Winnebago, Sheboygan, Waupaca, Ozaukee, Monroe, and Jefferson counties in Wisconsin. The company was formerly known as Bank First National Corporation and changed its name to Bank First Corporation in June 2019. Bank First Corporation was founded in 1894 and is headquartered in Manitowoc, Wisconsin.
BFC Stock 12 Month Forecast
Average Price Target
$157.00
▲(11.45% Upside)
Technical Analysis
Preferred Bank
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Westamerica Bancorporation
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ConnectOne Bancorp
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Byline Bancorp
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Ownership Overview
4.67% Insiders
8.03% Mutual Funds
0.96% Other Institutional Investors
73.85% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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