Origin Bancorp (OBK)
NYSE:OBK
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OBK Stock Chart & Stats
$45.80
-$0.27(-0.82%)
At close: 4:00 PM EST
$45.80
-$0.27(-0.82%)
Day’s Range― - ―
52-Week Range$32.13 - $48.12
Previous CloseN/A
Volume9.44K
Average Volume (3M)140.54K
Market Cap
$1.47B
Enterprise Value$1.40B
Total Cash (Recent Filing)$121.83M
Total Debt (Recent Filing)$29.18M
Price to Earnings (P/E)11.6
Beta1.00
Next Earnings
Jul 29, 2026Next Dividend Ex-DateN/A
Dividend Yield1.56%
Share Statistics
EPS (TTM)2.60
Shares Outstanding30,904,093
10 Day Avg. Volume168,504
30 Day Avg. Volume140,536
Financial Highlights & Ratios
PEG Ratio-12.61
Price to Book (P/B)0.93
Price to Sales (P/S)1.93
P/FCF Ratio7.66
Enterprise Value/Market Cap0.95
Enterprise Value/Revenue2.34
Enterprise Value/Gross Profit3.94
Enterprise Value/Ebitda12.20
Forecast
1Y Price Target
$51.33Price Target Upside12.08% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering3
EPS Forecast (FY)3.93
Revenue Forecast (FY)$433.01M
Bulls Say, Bears Say
Bulls Say
Balance-sheet StrengthOrigin’s capital structure is materially stronger: debt-to-equity about 0.02 and tangible equity growth provide a durable loss-absorption buffer. A well-capitalized balance sheet supports cautious loan growth, regulatory flexibility, capital returns and resilience through credit cycles, protecting long-term franchise value.
Strong Cash GenerationConsistent operating and free cash flow roughly matching reported earnings underpins sustainable shareholder returns and internal investment. Robust cash conversion funds buybacks, higher dividends and reinvestment in technology without heavy reliance on external financing, strengthening durable earnings quality.
Franchise Growth & Strategic HiresDisciplined organic expansion, meaningful quarter-over-quarter loan/deposit growth and targeted senior hiring (including a CTO) deepen commercial relationships and scale the franchise across the Southeast. Structural branch/market expansion and talent investment improve future origination capacity and digital competitiveness.
Bears Say
TTM Revenue DeclineA substantial TTM revenue decline reduces operating leverage and scale, pressuring the bank’s ability to restore prior margin and ROE peaks. Absent sustained loan and fee growth, lower top-line momentum can constrain EPS recovery, limit reinvestment capacity and prolong return-to-target profitability levels.
Noninterest Income VolatilityMaterial investment losses on limited partnerships and muted fee growth make noninterest income less reliable as a diversification source. Persistent fee volatility would increase dependence on net interest income and elevate earnings sensitivity to funding costs and rate cycles over the medium term.
Deposit Pricing & Regional ConcentrationCompetitive deposit pricing raises funding costs and compresses margins unless offset by higher-yielding assets. Coupled with heavy recent loan/deposit concentration in Texas, the bank faces elevated exposure to regional economic swings and margin pressure if local conditions weaken or competition forces higher long-term deposit pricing.
Origin Bancorp News
OBK FAQ
What was Origin Bancorp’s price range in the past 12 months?
Origin Bancorp lowest stock price was $32.13 and its highest was $48.12 in the past 12 months.
What is Origin Bancorp’s market cap?
Origin Bancorp’s market cap is $1.47B.
When is Origin Bancorp’s upcoming earnings report date?
Origin Bancorp’s upcoming earnings report date is Jul 29, 2026 which is in 67 days.
How were Origin Bancorp’s earnings last quarter?
Origin Bancorp released its earnings results on Apr 22, 2026. The company reported $0.89 earnings per share for the quarter, missing the consensus estimate of $0.896 by -$0.006.
Is Origin Bancorp overvalued?
According to Wall Street analysts Origin Bancorp’s price is currently Undervalued.
Does Origin Bancorp pay dividends?
Origin Bancorp pays a Quarterly dividend of $0.15 which represents an annual dividend yield of 1.56%. See more information on Origin Bancorp dividends here
What is Origin Bancorp’s EPS estimate?
Origin Bancorp’s EPS estimate is 1.
How many shares outstanding does Origin Bancorp have?
Origin Bancorp has 30,904,093 shares outstanding.
What happened to Origin Bancorp’s price movement after its last earnings report?
Origin Bancorp reported an EPS of $0.89 in its last earnings report, missing expectations of $0.896. Following the earnings report the stock price went up 3.951%.
Which hedge fund is a major shareholder of Origin Bancorp?
Currently, no hedge funds are holding shares in OBK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Origin Bancorp Stock Smart Score
Neutral
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Analyst Consensus
Strong Buy
Average Price Target:
$51.33 (12.08% Upside)
$51.33 (12.08% Upside)
Blogger Sentiment
Neutral
OBK Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 149.6K Shares
Last Quarter.
Last Quarter.
Technicals
SMA
Positive
20 days / 200 days
Momentum
17.58%
12-Months-Change
Fundamentals
Return on Equity
6.53%
Trailing 12-Months
Asset Growth
4.49%
Trailing 12-Months
Company Description
Origin Bancorp
Origin Bancorp, Inc. operates as a bank holding company for Origin Bank that provides banking and financial services to small and medium-sized businesses, municipalities, and retail clients in Texas, Louisiana, and Mississippi. It offers noninterest and interest-bearing checking accounts, savings deposits, money market accounts, and time deposits; and offers commercial real estate, construction and land development, consumer, residential real estate, commercial and industrial, mortgage warehouse, residential mortgage, and paycheck protection program loans. The company also offers personal and commercial property, and casualty insurance products; and Internet banking and voice response information, mobile applications, cash management, overdraft protection, direct deposit, safe deposit box, U.S. savings bonds, and automatic account transfer services; and treasury management, mortgage origination and servicing facilities, peer-to-peer electronic pay solutions, and personal financial management solutions. The company was founded in 1912 and is headquartered in Ruston, Louisiana.
OBK Company Deck
OBK Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed constructive momentum: disciplined, mid- to high-single-digit loan and deposit growth, improved ROA momentum (Q1 ROA 1.11%) and stable credit metrics, combined with capital actions (dividend increase, buybacks) and strategic hires to support future scale. Offsetting items were modest NIM compression (2 bps), noninterest income headwinds from $3.3 million in LP losses, a moderate rise in nonperforming/classified assets, expense growth as the company reinvests, and competitive deposit pricing. Overall, the positives — revenue and balance sheet growth, capital strength, credit discipline, and strategic investments — outweigh the headwinds, supporting a favorable outlook.View all OBK earnings summariesOBK Stock 12 Month Forecast
Average Price Target
$51.33
▲(12.08% Upside)
Technical Analysis
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Ownership Overview
5.39% Insiders
18.72% Mutual Funds
16.65% Other Institutional Investors
43.80% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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