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Origin Bancorp (OBK)
NYSE:OBK
OBK Stock Chart & Stats
$43.06
-$0.27(-0.82%)
At close: 4:00 PM EST
$43.06
-$0.27(-0.82%)
Day’s Range― - ―
52-Week Range$28.80 - $46.02
Previous CloseN/A
Volume9.44K
Average Volume (3M)140.54K
Market Cap
$1.31B
Enterprise Value$1.30B
Total Cash (Recent Filing)$104.19M
Total Debt (Recent Filing)$35.59M
Price to Earnings (P/E)17.6
Beta1.02
Next Earnings
Apr 29, 2026EPS Estimate
0.9Next Dividend Ex-DateN/A
Dividend Yield1.56%
Share Statistics
EPS (TTM)0.95
Shares Outstanding30,972,120
10 Day Avg. Volume168,504
30 Day Avg. Volume140,536
Financial Highlights & Ratios
PEG Ratio-12.61
Price to Book (P/B)0.93
Price to Sales (P/S)1.93
P/FCF Ratio11.68
Enterprise Value/Market Cap0.99
Enterprise Value/Revenue2.16
Enterprise Value/Gross Profit3.72
Enterprise Value/Ebitda11.42
Forecast
1Y Price Target
$46.67Price Target Upside8.38% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering3
EPS Forecast (FY)3.78
Revenue Forecast (FY)$426.29M
Bulls Say, Bears Say
Bulls Say
Balance Sheet StrengthOrigin’s material deleveraging and steady equity growth underpin long-term financial flexibility. A much lower debt-to-equity ratio and rising tangible book provide loss-absorption capacity, support lending during cycles, enable buybacks/dividends, and reduce refinancing risk for the next 2–6 months and beyond.
Management Execution & Clear TargetsManagement has demonstrated delivery against clear, measurable targets (ROA run-rate) and articulated credible medium-term goals. That track record and transparent guidance increase predictability for capital allocation and strategy execution, improving the durability of operational plans and investor confidence.
Earnings Quality: Loan & Fee Growth, NIMStrong loan production and fee growth, alongside recent NIM expansion, point to improving core interest and noninterest income mix. These drivers increase recurring revenue, diversify earnings, and support sustainable net interest income growth over several quarters as origination pipelines and fee businesses compound.
Bears Say
Free Cash Flow VariabilityAlthough operating cash flow was positive in 2025, multi-year negative free cash flow growth indicates inconsistent cash conversion. Variable FCF constrains longer-term reinvestment, reduces margin for unexpected credit losses or funding needs, and limits predictable capital returns during stress periods.
Revenue & Profitability NormalizationAfter strong multi-year growth, recent revenue declines and normalized margins suggest the company is past cyclical peaks. Persistently lower margins and net income versus the 2021–2022 peak reduce incremental return-on-equity potential and make sustaining prior profit levels more challenging over the medium term.
Limited Funding Flexibility / Securities ConstraintsWith a meaningful securities allocation and management unwilling to materially reallocate, the bank’s immediate capacity to fund larger loan growth is constrained. Reliance on modest securities roll yield pickup and limited redeployment flexibility could slow loan-funded growth or require greater deposit funding reliance.
Origin Bancorp News
OBK FAQ
What was Origin Bancorp’s price range in the past 12 months?
Origin Bancorp lowest stock price was $28.80 and its highest was $46.02 in the past 12 months.
What is Origin Bancorp’s market cap?
Origin Bancorp’s market cap is $1.31B.
When is Origin Bancorp’s upcoming earnings report date?
Origin Bancorp’s upcoming earnings report date is Apr 29, 2026 which is in 61 days.
How were Origin Bancorp’s earnings last quarter?
Origin Bancorp released its earnings results on Jan 28, 2026. The company reported $0.95 earnings per share for the quarter, beating the consensus estimate of $0.858 by $0.092.
Is Origin Bancorp overvalued?
According to Wall Street analysts Origin Bancorp’s price is currently Undervalued.
Does Origin Bancorp pay dividends?
Origin Bancorp pays a Quarterly dividend of $0.15 which represents an annual dividend yield of 1.56%. See more information on Origin Bancorp dividends here
What is Origin Bancorp’s EPS estimate?
Origin Bancorp’s EPS estimate is 0.9.
How many shares outstanding does Origin Bancorp have?
Origin Bancorp has 30,972,120 shares outstanding.
What happened to Origin Bancorp’s price movement after its last earnings report?
Origin Bancorp reported an EPS of $0.95 in its last earnings report, beating expectations of $0.858. Following the earnings report the stock price went up 4.516%.
Which hedge fund is a major shareholder of Origin Bancorp?
Currently, no hedge funds are holding shares in OBK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Origin Bancorp Stock Smart Score
Neutral
1
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10
Analyst Consensus
Strong Buy
Average Price Target:
$46.67 (8.38% Upside)
$46.67 (8.38% Upside)
Blogger Sentiment
Neutral
OBK Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 149.6K Shares
Last Quarter.
Last Quarter.
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
17.58%
12-Months-Change
Fundamentals
Return on Equity
5.08%
Trailing 12-Months
Asset Growth
-1.75%
Trailing 12-Months
Company Description
Origin Bancorp
Origin Bancorp, Inc. operates as a bank holding company for Origin Bank that provides banking and financial services to small and medium-sized businesses, municipalities, and retail clients in Texas, Louisiana, and Mississippi. It offers noninterest and interest-bearing checking accounts, savings deposits, money market accounts, and time deposits; and offers commercial real estate, construction and land development, consumer, residential real estate, commercial and industrial, mortgage warehouse, residential mortgage, and paycheck protection program loans. The company also offers personal and commercial property, and casualty insurance products; and Internet banking and voice response information, mobile applications, cash management, overdraft protection, direct deposit, safe deposit box, U.S. savings bonds, and automatic account transfer services; and treasury management, mortgage origination and servicing facilities, peer-to-peer electronic pay solutions, and personal financial management solutions. The company was founded in 1912 and is headquartered in Ruston, Louisiana.
OBK Company Deck
OBK Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented multiple clear financial and operational positives: the company beat its near-term ROA target, delivered solid earnings and pretax pre-provision performance, grew loan originations and fee income significantly, expanded NIM, strengthened capital metrics, and maintained generally sound credit metrics. Management also outlined disciplined but opportunistic growth plans (targeted banker hires and ~$10M investment) to capture market disruption. Headwinds discussed were manageable and largely timing- or investment-related: a modest sequential deposit dip (partly technical), brief margin timing pressure in Q1, modest expense increase from strategic hires and contract renegotiation fees, and small upticks in classified loans and short-term delinquencies. Overall, highlights materially outweighed the lowlights, and management conveyed confidence and momentum heading into 2026.View all OBK earnings summariesOBK Stock 12 Month Forecast
Average Price Target
$46.67
▲(8.38% Upside)
Technical Analysis
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Ownership Overview
5.31% Insiders
18.68% Mutual Funds
17.93% Other Institutional Investors
43.11% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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