Origin Bancorp (OBK)
NYSE:OBK
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OBK Stock Chart & Stats
$45.80
-$0.27(-0.82%)
At close: 4:00 PM EST
$45.80
-$0.27(-0.82%)
Day’s Range― - ―
52-Week Range$32.13 - $50.35
Previous CloseN/A
Volume9.44K
Average Volume (3M)140.54K
Market Cap
$1.52B
Enterprise Value$1.44B
Total Cash (Recent Filing)$121.83M
Total Debt (Recent Filing)$29.18M
Price to Earnings (P/E)18.7
Beta1.00
Next Earnings
Jul 29, 2026Next Dividend Ex-DateN/A
Dividend Yield1.56%
Share Statistics
EPS (TTM)2.60
Shares Outstanding30,904,093
10 Day Avg. Volume168,504
30 Day Avg. Volume140,536
Financial Highlights & Ratios
PEG Ratio-12.61
Price to Book (P/B)0.93
Price to Sales (P/S)1.93
P/FCF Ratio7.66
Enterprise Value/Market Cap0.95
Enterprise Value/Revenue2.42
Enterprise Value/Gross Profit4.06
Enterprise Value/Ebitda12.17
Forecast
1Y Price Target
$51.33Price Target Upside12.08% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering3
EPS Forecast (FY)3.93
Revenue Forecast (FY)$433.99M
Bulls Say, Bears Say
Bulls Say
Balance-sheet StrengthOrigin’s capital structure is materially stronger: debt-to-equity about 0.02 and tangible equity growth provide a durable loss-absorption buffer. A well-capitalized balance sheet supports cautious loan growth, regulatory flexibility, capital returns and resilience through credit cycles, protecting long-term franchise value.
Strong Cash GenerationConsistent operating and free cash flow roughly matching reported earnings underpins sustainable shareholder returns and internal investment. Robust cash conversion funds buybacks, higher dividends and reinvestment in technology without heavy reliance on external financing, strengthening durable earnings quality.
Franchise Growth & Strategic HiresDisciplined organic expansion, meaningful quarter-over-quarter loan/deposit growth and targeted senior hiring (including a CTO) deepen commercial relationships and scale the franchise across the Southeast. Structural branch/market expansion and talent investment improve future origination capacity and digital competitiveness.
Bears Say
TTM Revenue DeclineA substantial TTM revenue decline reduces operating leverage and scale, pressuring the bank’s ability to restore prior margin and ROE peaks. Absent sustained loan and fee growth, lower top-line momentum can constrain EPS recovery, limit reinvestment capacity and prolong return-to-target profitability levels.
Noninterest Income VolatilityMaterial investment losses on limited partnerships and muted fee growth make noninterest income less reliable as a diversification source. Persistent fee volatility would increase dependence on net interest income and elevate earnings sensitivity to funding costs and rate cycles over the medium term.
Deposit Pricing & Regional ConcentrationCompetitive deposit pricing raises funding costs and compresses margins unless offset by higher-yielding assets. Coupled with heavy recent loan/deposit concentration in Texas, the bank faces elevated exposure to regional economic swings and margin pressure if local conditions weaken or competition forces higher long-term deposit pricing.
Origin Bancorp News
OBK FAQ
What was Origin Bancorp’s price range in the past 12 months?
Origin Bancorp lowest stock price was $32.13 and its highest was $50.35 in the past 12 months.
What is Origin Bancorp’s market cap?
Origin Bancorp’s market cap is $1.52B.
When is Origin Bancorp’s upcoming earnings report date?
Origin Bancorp’s upcoming earnings report date is Jul 29, 2026 which is in 40 days.
How were Origin Bancorp’s earnings last quarter?
Origin Bancorp released its earnings results on Apr 22, 2026. The company reported $0.89 earnings per share for the quarter, missing the consensus estimate of $0.896 by -$0.006.
Is Origin Bancorp overvalued?
According to Wall Street analysts Origin Bancorp’s price is currently Undervalued.
Does Origin Bancorp pay dividends?
Origin Bancorp pays a Quarterly dividend of $0.25 which represents an annual dividend yield of 1.56%. See more information on Origin Bancorp dividends here
What is Origin Bancorp’s EPS estimate?
Origin Bancorp’s EPS estimate is 1.
How many shares outstanding does Origin Bancorp have?
Origin Bancorp has 30,904,093 shares outstanding.
What happened to Origin Bancorp’s price movement after its last earnings report?
Origin Bancorp reported an EPS of $0.89 in its last earnings report, missing expectations of $0.896. Following the earnings report the stock price went up 3.951%.
Which hedge fund is a major shareholder of Origin Bancorp?
Currently, no hedge funds are holding shares in OBK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Origin Bancorp Stock Smart Score
Neutral
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Analyst Consensus
Strong Buy
Average Price Target:
$51.33 (12.08% Upside)
$51.33 (12.08% Upside)
Blogger Sentiment
Bullish
OBK Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 168.6K Shares
Last Quarter.
Last Quarter.
Technicals
SMA
Positive
20 days / 200 days
Momentum
17.58%
12-Months-Change
Fundamentals
Return on Equity
6.53%
Trailing 12-Months
Asset Growth
4.49%
Trailing 12-Months
Company Description
Origin Bancorp
Origin Bancorp, Inc. acts as the parent organization for Origin Bank, delivering a comprehensive range of banking and financial services. Its diverse clientele includes small to mid-sized businesses, municipal entities, and individual consumers across its operating regions of Texas, Louisiana, and Mississippi. The bank's offerings encompass various deposit accounts, such as interest-bearing and non-interest-bearing checking accounts, savings deposits, money market accounts, and time deposits. On the lending side, Origin Bank provides a broad spectrum of loan products, including commercial and residential real estate, construction and land development, consumer, commercial and industrial, mortgage warehouse, residential mortgage, and Paycheck Protection Program (PPP) loans. Beyond core banking, the company also offers personal and commercial property and casualty insurance products. Customers benefit from an extensive suite of digital and convenience services, such as internet banking, voice response information, mobile applications, cash management, overdraft protection, direct deposit, safe deposit boxes, U.S. savings bonds, and automated account transfer services. Additionally, advanced services like treasury management, mortgage origination and servicing, peer-to-peer electronic payment solutions, and personal financial management tools are available. Established in 1912, the firm's corporate headquarters are located in Ruston, Louisiana.
OBK Company Deck
OBK Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed constructive momentum: disciplined, mid- to high-single-digit loan and deposit growth, improved ROA momentum (Q1 ROA 1.11%) and stable credit metrics, combined with capital actions (dividend increase, buybacks) and strategic hires to support future scale. Offsetting items were modest NIM compression (2 bps), noninterest income headwinds from $3.3 million in LP losses, a moderate rise in nonperforming/classified assets, expense growth as the company reinvests, and competitive deposit pricing. Overall, the positives — revenue and balance sheet growth, capital strength, credit discipline, and strategic investments — outweigh the headwinds, supporting a favorable outlook.View all OBK earnings summariesOBK Stock 12 Month Forecast
Average Price Target
$51.33
▲(12.08% Upside)
Technical Analysis
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Ownership Overview
5.39% Insiders
18.95% Mutual Funds
16.70% Other Institutional Investors
43.41% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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