Peoples Bancorp (PEBO)
NASDAQ:PEBO
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PEBO Stock Chart & Stats
$34.36
-$0.30(-0.95%)
At close: 4:00 PM EST
$34.36
-$0.30(-0.95%)
Day’s Range― - ―
52-Week Range$27.49 - $36.39
Previous CloseN/A
Volume21.76K
Average Volume (3M)193.56K
Market Cap
$1.30B
Enterprise Value$1.83B
Total Cash (Recent Filing)$112.28M
Total Debt (Recent Filing)$691.29M
Price to Earnings (P/E)11.4
Beta0.77
Next Earnings
Jul 28, 2026EPS Estimate
0.84Next Dividend Ex-DateN/A
Dividend Yield5.3%
Share Statistics
EPS (TTM)3.15
Shares Outstanding35,923,470
10 Day Avg. Volume200,310
30 Day Avg. Volume193,563
Financial Highlights & Ratios
PEG Ratio-1.06
Price to Book (P/B)0.87
Price to Sales (P/S)1.70
P/FCF Ratio8.16
Enterprise Value/Market Cap1.41
Enterprise Value/Revenue3.05
Enterprise Value/Gross Profit4.56
Enterprise Value/Ebitda14.70
Forecast
1Y Price Target
$39.00Price Target Upside13.50% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering3
EPS Forecast (FY)3.43
Revenue Forecast (FY)$489.08M
Bulls Say, Bears Say
Bulls Say
Strong Cash GenerationConsistent free cash flow (~92% of net income TTM) and positive operating cash flow underpin the bank’s ability to fund dividends, organic growth, and M&A without heavy external financing. Durable cash generation supports capital returns and cushions earnings volatility over the medium term.
Capital & Dividend Track RecordImproving tangible equity ratios and steady book value growth alongside an 11-year consecutive dividend increase indicate disciplined capital management. This combination suggests the franchise can sustain shareholder payouts while maintaining regulatory buffers and withstanding moderate credit stress.
Accretive, Scale-building M&AThe Citizens deal expands regional footprint, adds low-cost deposit share, and is modeled to be quickly accretive with substantial cost saves. If realized, the transaction strengthens scale, improves operating leverage and regulatory ratios, and materially supports sustainable EPS growth beyond integration.
Bears Say
Elevated Credit CostsHigher provisioning and recurring small‑ticket lease charge‑offs point to persistent asset quality pressure. Sustained elevated net charge‑offs increase reserve needs and compress net income and capital formation, making long‑term earnings more sensitive to macro or sector stress.
Durbin Revenue RiskAs the bank grows toward the $10B asset threshold, Durbin routing changes present a structural revenue headwind reducing interchange income. This regulatory cliff can permanently lower noninterest revenue per deposit dollar and compress margins unless offset by fee re-pricing or new revenue streams.
Slowing Revenue & Efficiency PressureA slowdown in top‑line growth coupled with a higher efficiency ratio signals limited operating leverage. Recurring revenue softness and expense volatility constrain margin expansion and ROE upside, requiring sustained loan growth or disciplined cost control to restore durable profitability.
Peoples Bancorp News
PEBO FAQ
What was Peoples Bancorp’s price range in the past 12 months?
Peoples Bancorp lowest stock price was $27.49 and its highest was $36.38 in the past 12 months.
What is Peoples Bancorp’s market cap?
Peoples Bancorp’s market cap is $1.30B.
When is Peoples Bancorp’s upcoming earnings report date?
Peoples Bancorp’s upcoming earnings report date is Jul 28, 2026 which is in 45 days.
How were Peoples Bancorp’s earnings last quarter?
Peoples Bancorp released its earnings results on Apr 21, 2026. The company reported $0.824 earnings per share for the quarter, beating the consensus estimate of $0.796 by $0.028.
Is Peoples Bancorp overvalued?
According to Wall Street analysts Peoples Bancorp’s price is currently Undervalued.
Does Peoples Bancorp pay dividends?
Peoples Bancorp pays a Quarterly dividend of $0.42 which represents an annual dividend yield of 5.3%. See more information on Peoples Bancorp dividends here
What is Peoples Bancorp’s EPS estimate?
Peoples Bancorp’s EPS estimate is 0.84.
How many shares outstanding does Peoples Bancorp have?
Peoples Bancorp has 35,923,470 shares outstanding.
What happened to Peoples Bancorp’s price movement after its last earnings report?
Peoples Bancorp reported an EPS of $0.824 in its last earnings report, beating expectations of $0.796. Following the earnings report the stock price went down -1.323%.
Which hedge fund is a major shareholder of Peoples Bancorp?
Currently, no hedge funds are holding shares in PEBO
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Peoples Bancorp Stock Smart Score
Neutral
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10
Analyst Consensus
Moderate Buy
Average Price Target:
$39.00 (13.50% Upside)
$39.00 (13.50% Upside)
Blogger Sentiment
Bullish
PEBO Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 293.5K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $56.3K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 1.0%
Last 30 Days ▼ 7.0%
Last 30 Days ▼ 7.0%
News Sentiment
Very Bullish
Bullish news 99%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
26.92%
12-Months-Change
Fundamentals
Return on Equity
9.37%
Trailing 12-Months
Asset Growth
4.35%
Trailing 12-Months
Company Description
Peoples Bancorp
Peoples Bancorp Inc. functions as the parent company for Peoples Bank, delivering an extensive array of commercial and retail banking products and services. The institution provides a variety of deposit options, including demand accounts, savings accounts, money market accounts, and certificates of deposit. Its lending portfolio is equally broad, encompassing commercial and industrial financing, commercial and residential real estate loans, construction loans, direct and indirect consumer loans, home equity lines of credit, and overdraft services. Customers also benefit from debit and ATM cards, safe deposit rentals, money orders, cashier's checks, and convenient access to banking through telephone, mobile, and internet platforms. Beyond core banking, Peoples Bancorp Inc. offers a comprehensive suite of additional financial services. These include various life, health, and property and casualty insurance products, along with third-party insurance administration and premium financing. The company is also involved in commercial and technology equipment leasing, fiduciary and trust services, asset management and administration, and the oversight of employee benefit, retirement, and healthcare plans. Furthermore, it facilitates brokerage services through external registered broker-dealers, offers credit cards for individuals and businesses, and handles merchant credit card transaction processing and person-to-person payments. Established in 1902 and based in Marietta, Ohio, Peoples Bancorp Inc. maintains a substantial operational footprint, featuring 135 financial service offices and ATMs, which include 119 full-service branches across Ohio, West Virginia, Kentucky, Virginia, Washington, D.C., and Maryland.
PEBO Company Deck
PEBO Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented a generally positive operational and strategic picture: quarterly EPS beat, NIM expansion, strong deposit inflows, loan growth (notably in C&I), improved asset quality metrics and capital ratios, plus an accretive M&A announcement expected to deliver cost savings and EPS accretion. Offsetting items included higher provisions driven by macro assumptions, continued elevated net charge-offs (notably small-ticket lease losses), one-time first-quarter expenses that pressured reported efficiency, and some seasonal funding timing risk. On balance the positive financial results, capital strength, and strategic deal that is expected to be accretive and improve efficiency outweigh the near-term credit and expense headwinds.View all PEBO earnings summariesPEBO Stock 12 Month Forecast
Average Price Target
$39.00
▲(13.50% Upside)
Technical Analysis
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Ownership Overview
3.31% Insiders
15.93% Mutual Funds
8.41% Other Institutional Investors
49.61% Public Companies and
Individual Investors