Tompkins Financial Corporation (TMP)
:TMP
TMP Stock Chart & Stats
$84.30
$0.37(0.56%)
At close: 4:00 PM EST
$84.30
$0.37(0.56%)
Day’s Range― - ―
52-Week Range$54.58 - $86.95
Previous CloseN/A
Volume8.68K
Average Volume (3M)60.99K
Market Cap
$1.22B
Enterprise Value$1.74B
Total Cash (Recent Filing)$1.11B
Total Debt (Recent Filing)$660.01M
Price to Earnings (P/E)6.4
Beta0.78
Next EarningsN/A
EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield3.39%
Share Statistics
EPS (TTM)N/A
Shares Outstanding14,418,025
10 Day Avg. Volume79,094
30 Day Avg. Volume60,992
Financial Highlights & Ratios
PEG Ratio0.05
Price to Book (P/B)1.10
Price to Sales (P/S)1.79
P/FCF Ratio32.35
Enterprise Value/Market Cap1.43
Enterprise Value/Revenue3.01
Enterprise Value/Gross Profit4.01
Enterprise Value/Ebitda7.68
Forecast
1Y Price Target
$87.00Price Target Upside3.20% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Expanded ProfitabilityTompkins showed a material step-up in operating profitability driven by higher net interest income and margin expansion. Sustained NII growth and improved margins support durable earnings capacity across the banking franchise, enhancing ability to fund growth and returns over the medium term.
Improved Capital & LeverageReduced leverage and a stronger ROE materially strengthen the company’s loss-absorption capacity and strategic optionality. A healthier capital base supports organic lending, regulatory resilience, and continued capacity to return capital, which is important for stability over the coming quarters.
Portfolio Reshaping & Capital ReturnDivesting the insurance arm crystallized capital that was redeployed into higher-yielding securities and enabled an above-normal dividend. This structural reshaping focuses management on core banking, strengthens liquidity/capital, and creates a clearer revenue mix for the medium term.
Bears Say
Weak Cash ConversionA pronounced drop in operating and free cash flow despite higher reported profits signals earnings-quality risk and variability in cash generation. Persistent weak cash conversion could constrain capital deployment, elevate funding sensitivity, and limit sustainably financing dividends or acquisitions.
One-time Gain RelianceRecord EPS and net income were materially driven by large, nonrecurring gains and securities repositioning. This masks the underlying recurring earnings trend and reduces confidence that the elevated 2025 profit levels will persist absent similar one-off items.
Historical Volatility & Leverage InconsistencyPrior swings in earnings and irregular leverage patterns indicate sensitivity to market, credit and operational factors. Inconsistent capital/leverage execution raises medium-term uncertainty around credit stability, funding costs, and the predictability of returns for investors.
Tompkins Financial Corporation News
TMP FAQ
What was Tompkins Financial Corporation’s price range in the past 12 months?
Tompkins Financial Corporation lowest stock price was $54.58 and its highest was $86.95 in the past 12 months.
What is Tompkins Financial Corporation’s market cap?
Tompkins Financial Corporation’s market cap is $1.22B.
When is Tompkins Financial Corporation’s upcoming earnings report date?
The company’s upcoming earnings report date is not yet available.
How were Tompkins Financial Corporation’s earnings last quarter?
Currently, no data Available
Is Tompkins Financial Corporation overvalued?
According to Wall Street analysts Tompkins Financial Corporation’s price is currently Undervalued.
Does Tompkins Financial Corporation pay dividends?
Tompkins Financial Corporation pays a Quarterly dividend of $0.65 which represents an annual dividend yield of 3.39%. See more information on Tompkins Financial Corporation dividends here
What is Tompkins Financial Corporation’s EPS estimate?
Tompkins Financial Corporation’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Tompkins Financial Corporation have?
Tompkins Financial Corporation has 14,418,025 shares outstanding.
What happened to Tompkins Financial Corporation’s price movement after its last earnings report?
Currently, no data Available
Which hedge fund is a major shareholder of Tompkins Financial Corporation?
Currently, no hedge funds are holding shares in TMP
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Tompkins Financial Corporation Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$87.00 (3.20% Upside)
$87.00 (3.20% Upside)
Blogger Sentiment
Bullish
TMP Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 24.9K Shares
Last Quarter.
Last Quarter.
Technicals
SMA
Positive
20 days / 200 days
Momentum
12.52%
12-Months-Change
Fundamentals
Return on Equity
11.20%
Trailing 12-Months
Asset Growth
5.77%
Trailing 12-Months
Company Description
Tompkins Financial Corporation
Tompkins Financial Corporation, a financial holding company, provides commercial and consumer banking, leasing, trust and investment management, financial planning and wealth management, and insurance services. The company operates in three segments: Banking, Insurance, and Wealth Management. It accepts various deposit products, including checking accounts, savings accounts, time deposits, and IRA products, as well as brokered, reciprocal, and municipal money market deposits. The company also offers loans for various business purposes, including real estate financing, construction, equipment financing, accounts receivable financing, and commercial leasing; residential mortgage loans; personal loans; residential real estate loans; home equity loans; commercial and industrial loans; commercial real estate loans; agriculture loans; and consumer loans, such as personal installment loans, direct and indirect automobile financing, and overdraft lines of credit. In addition, it provides letters of credit and sweep accounts; credit and debit cards; and deposit and cash management, internet-based account, remote deposit, safe deposit, voice response, ATM, and mobile and internet banking services. Further, the company offers investment management, trust and estate, and financial and tax planning services; property and casualty, medical, life, disability, and long-term care insurance services; employee benefit consulting services; and insurance planning services. It primarily serves individuals, corporate executives, small business owners, and high net worth individuals. The company operates through a network of 63 banking offices, including 43 offices in New York and 20 offices in Pennsylvania. Tompkins Financial Corporation was founded in 1836 and is headquartered in Ithaca, New York.
TMP Stock 12 Month Forecast
Average Price Target
$87.00
▲(3.20% Upside)
Technical Analysis
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Ownership Overview
2.53% Insiders
15.69% Mutual Funds
13.01% Other Institutional Investors
42.74% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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