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Tompkins Financial Corporation (TMP)
:TMP
RESEARCH TOOLSreports
Total Valuation
Tompkins Financial Corporation has a market cap or net worth of $1.02B. The enterprise value is $1.60B.
Market Cap$1.02B
Enterprise Value$1.60B
Share Statistics
Tompkins Financial Corporation has 14,431,575 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding14,431,575
Owned by Insiders2.84%
Owned by Institutions13.00%
Financial Efficiency
Tompkins Financial Corporation’s return on equity (ROE) is 0.10 and return on invested capital (ROIC) is 4.87%.
Return on Equity (ROE)0.10
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)4.87%
Return on Capital Employed (ROCE)0.01
Revenue Per Employee310.96K
Profits Per Employee75.29K
Employee Count941
Asset Turnover0.04
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Tompkins Financial Corporation is 12.7. Tompkins Financial Corporation’s PEG ratio is ―.
PE Ratio12.7
PS Ratio―
PB Ratio―
Price to Fair Value1.35
Price to FCF―
Price to Operating Cash Flow11.11
PEG Ratio―
Income Statement
In the last 12 months, Tompkins Financial Corporation had revenue of 292.62M and earned 70.85M in profits. Earnings per share was 4.98.
Revenue292.62M
Gross Profit288.56M
Operating Income92.98M
Pretax Income92.98M
Net Income70.85M
EBITDA103.45M
Earnings Per Share (EPS)4.98
Cash Flow
In the last 12 months, operating cash flow was 85.38M and capital expenditures 4.51M, giving a free cash flow of 89.89M billion.
Operating Cash Flow85.38M
Free Cash Flow89.89M
Free Cash Flow per Share6.23
Dividends & Yields
Tompkins Financial Corporation pays an annual dividend of $0.62, resulting in a dividend yield of 3.5%
Dividend Per Share$0.62
Dividend Yield3.5%
Payout Ratio44.77%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.87
52-Week Price Change21.02%
50-Day Moving Average64.68
200-Day Moving Average64.90
Relative Strength Index (RSI)67.28
Average Volume (3m)48.54K
Important Dates
Tompkins Financial Corporation upcoming earnings date is Oct 24, 2025, Before Open (Confirmed).
Last Earnings DateJul 25, 2025
Next Earnings DateOct 24, 2025
Ex-Dividend DateAug 08, 2025
Financial Position
Tompkins Financial Corporation as a current ratio of 5.20, with Debt / Equity ratio of 104.99%
Current Ratio5.20
Quick Ratio5.20
Debt to Market Cap0.82
Net Debt to EBITDA6.34
Interest Coverage Ratio0.68
Taxes
In the past 12 months, Tompkins Financial Corporation has paid 22.00M in taxes.
Income Tax22.00M
Effective Tax Rate0.24
Enterprise Valuation
Tompkins Financial Corporation EV to EBITDA ratio is 15.66, with an EV/FCF ratio of 18.26.
EV to Sales5.54
EV to EBITDA15.66
EV to Free Cash Flow18.26
EV to Operating Cash Flow17.06
Balance Sheet
Tompkins Financial Corporation has $1.37B in cash and marketable securities with $799.81M in debt, giving a net cash position of -$569.29M billion.
Cash & Marketable Securities$1.37B
Total Debt$799.81M
Net Cash-$569.29M
Net Cash Per Share-$39.45
Tangible Book Value Per Share$43.51
Margins
Gross margin is 80.49%, with operating margin of 31.77%, and net profit margin of 24.21%.
Gross Margin80.49%
Operating Margin31.77%
Pretax Margin31.77%
Net Profit Margin24.21%
EBITDA Margin35.35%
EBIT Margin31.77%
Analyst Forecast
The average price target for Tompkins Financial Corporation is $78.00, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$78.00
Price Target Upside9.98% Upside
Analyst ConsensusModerate Buy
Analyst Count1
Revenue Growth Forecast31.82%
EPS Growth Forecast460.57%