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Tompkins Financial Corporation (TMP)
:TMP

Tompkins Financial Corporation (TMP) Stock Statistics & Valuation Metrics

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Total Valuation

Tompkins Financial Corporation has a market cap or net worth of $1.11B. The enterprise value is $1.72B.
Market Cap$1.11B
Enterprise Value$1.72B

Share Statistics

Tompkins Financial Corporation has 14,418,025 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding14,418,025
Owned by Insiders2.53%
Owned by Institutions12.98%

Financial Efficiency

Tompkins Financial Corporation’s return on equity (ROE) is 0.17 and return on invested capital (ROIC) is -50.76%.
Return on Equity (ROE)0.17
Return on Assets (ROA)0.02
Return on Invested Capital (ROIC)-50.76%
Return on Capital Employed (ROCE)0.03
Revenue Per Employee615.24K
Profits Per Employee171.17K
Employee Count941
Asset Turnover0.07
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of Tompkins Financial Corporation is 6.8. Tompkins Financial Corporation’s PEG ratio is 0.05.
PE Ratio6.8
PS Ratio1.79
PB Ratio1.10
Price to Fair Value1.10
Price to FCF26.59
Price to Operating Cash Flow
PEG Ratio0.05

Income Statement

In the last 12 months, Tompkins Financial Corporation had revenue of 578.94M and earned 161.07M in profits. Earnings per share was 11.30.
Revenue578.94M
Gross Profit435.07M
Operating Income224.86M
Pretax Income224.86M
Net Income161.07M
EBITDA224.86M
Earnings Per Share (EPS)11.30

Cash Flow

In the last 12 months, operating cash flow was 93.71M and capital expenditures 4.20M, giving a free cash flow of 97.91M billion.
Operating Cash Flow93.71M
Free Cash Flow97.91M
Free Cash Flow per Share6.79

Dividends & Yields

Tompkins Financial Corporation pays an annual dividend of $0.65, resulting in a dividend yield of 3.39%
Dividend Per Share$0.65
Dividend Yield3.39%
Payout Ratio42.61%
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta0.77
52-Week Price Change16.91%
50-Day Moving Average77.41
200-Day Moving Average67.93
Relative Strength Index (RSI)40.96
Average Volume (3m)60.99K

Important Dates

Tompkins Financial Corporation upcoming earnings date is Apr 24, 2026, Before Open (Confirmed).
Last Earnings DateJan 30, 2026
Next Earnings DateApr 24, 2026
Ex-Dividend Date

Financial Position

Tompkins Financial Corporation as a current ratio of 0.72, with Debt / Equity ratio of ―
Current Ratio0.72
Quick Ratio0.72
Debt to Market Cap0.64
Net Debt to EBITDA2.71
Interest Coverage Ratio1.70

Taxes

In the past 12 months, Tompkins Financial Corporation has paid 63.78M in taxes.
Income Tax63.78M
Effective Tax Rate0.28

Enterprise Valuation

Tompkins Financial Corporation EV to EBITDA ratio is 7.31, with an EV/FCF ratio of 42.27.
EV to Sales2.84
EV to EBITDA7.31
EV to Free Cash Flow42.27
EV to Operating Cash Flow42.27

Balance Sheet

Tompkins Financial Corporation has $1.03B in cash and marketable securities with $660.01M in debt, giving a net cash position of $416.82M billion.
Cash & Marketable Securities$1.03B
Total Debt$660.01M
Net Cash$416.82M
Net Cash Per Share$28.91
Tangible Book Value Per Share$60.62

Margins

Gross margin is ―, with operating margin of 38.84%, and net profit margin of 27.82%.
Gross Margin
Operating Margin38.84%
Pretax Margin38.84%
Net Profit Margin27.82%
EBITDA Margin38.84%
EBIT Margin38.84%

Analyst Forecast

The average price target for Tompkins Financial Corporation is $80.50, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$80.50
Price Target Upside4.94% Upside
Analyst ConsensusModerate Buy
Analyst Count2
Revenue Growth Forecast9.55%
EPS Growth Forecast27.32%

Scores

Smart Score7
AI Score