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Tompkins Financial Corporation (TMP)
:TMP
Total Valuation
Tompkins Financial Corporation has a market cap or net worth of $915.85M. The enterprise value is $1.40B.
Market Cap$915.85M
Enterprise Value$1.40B
Share Statistics
Tompkins Financial Corporation has 14,431,880 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding14,431,880
Owned by Insiders2.76%
Owned by Institutions7.97%
Financial Efficiency
Tompkins Financial Corporation’s return on equity (ROE) is 0.10 and return on invested capital (ROIC) is -1.40%.
Return on Equity (ROE)0.10
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)-1.40%
Return on Capital Employed (ROCE)0.07
Revenue Per Employee458.71K
Profits Per Employee75.29K
Employee Count941
Asset Turnover0.05
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Tompkins Financial Corporation is 10.8. Tompkins Financial Corporation’s PEG ratio is 0.02.
PE Ratio10.8
PS Ratio2.23
PB Ratio1.35
Price to Fair Value1.35
Price to FCF10.87
Price to Operating Cash Flow9.17
PEG Ratio0.02
Income Statement
In the last 12 months, Tompkins Financial Corporation had revenue of 431.65M and earned 70.85M in profits. Earnings per share was 4.98.
Revenue431.65M
Gross Profit288.56M
Operating Income92.98M
Pretax Income92.98M
Net Income70.85M
EBITDA92.98M
Earnings Per Share (EPS)4.98
Cash Flow
In the last 12 months, operating cash flow was 99.32M and capital expenditures -1.58M, giving a free cash flow of 97.74M billion.
Operating Cash Flow99.32M
Free Cash Flow97.74M
Free Cash Flow per Share6.77
Dividends & Yields
Tompkins Financial Corporation pays an annual dividend of $0.62, resulting in a dividend yield of 3.77%
Dividend Per Share$0.62
Dividend Yield3.77%
Payout Ratio42.11%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.89
52-Week Price Change1.65%
50-Day Moving Average67.27
200-Day Moving Average64.15
Relative Strength Index (RSI)42.14
Average Volume (3m)46.20K
Important Dates
Tompkins Financial Corporation upcoming earnings date is Jan 23, 2026, Before Open (Confirmed).
Last Earnings DateOct 24, 2025
Next Earnings DateJan 23, 2026
Ex-Dividend DateAug 08, 2025
Financial Position
Tompkins Financial Corporation as a current ratio of 0.19, with Debt / Equity ratio of 66.64%
Current Ratio0.19
Quick Ratio0.19
Debt to Market Cap0.82
Net Debt to EBITDA7.05
Interest Coverage Ratio0.68
Taxes
In the past 12 months, Tompkins Financial Corporation has paid 22.00M in taxes.
Income Tax22.00M
Effective Tax Rate0.24
Enterprise Valuation
Tompkins Financial Corporation EV to EBITDA ratio is 17.43, with an EV/FCF ratio of 18.26.
EV to Sales3.75
EV to EBITDA17.43
EV to Free Cash Flow18.26
EV to Operating Cash Flow17.06
Balance Sheet
Tompkins Financial Corporation has $1.37B in cash and marketable securities with $525.67M in debt, giving a net cash position of $842.50M billion.
Cash & Marketable Securities$1.37B
Total Debt$525.67M
Net Cash$842.50M
Net Cash Per Share$58.38
Tangible Book Value Per Share$43.51
Margins
Gross margin is 52.44%, with operating margin of 21.54%, and net profit margin of 16.41%.
Gross Margin52.44%
Operating Margin21.54%
Pretax Margin21.54%
Net Profit Margin16.41%
EBITDA Margin21.54%
EBIT Margin21.54%
Analyst Forecast
The average price target for Tompkins Financial Corporation is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast9.55%
EPS Growth Forecast27.32%