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Tompkins Financial Corporation (TMP)
:TMP
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Tompkins Financial Corporation (TMP) Stock Statistics & Valuation Metrics

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Total Valuation

Tompkins Financial Corporation has a market cap or net worth of $964.51M. The enterprise value is $1.54B.
Market Cap$964.51M
Enterprise Value$1.54B

Share Statistics

Tompkins Financial Corporation has 14,434,454 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding14,434,454
Owned by Insiders2.97%
Owned by Institutions12.89%

Financial Efficiency

Tompkins Financial Corporation’s return on equity (ROE) is 0.10 and return on invested capital (ROIC) is 3.72%.
Return on Equity (ROE)0.10
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)3.72%
Return on Capital Employed (ROCE)<0.01
Revenue Per Employee313.68K
Profits Per Employee75.29K
Employee Count941
Asset Turnover0.04
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of {name} is {pe}. {name}’s PEG ratio is {priceToEarningsGrowthRatio}.
PE Ratio13.0
PS Ratio0.00
PB Ratio1.25
Price to Fair Value1.35
Price to FCF9.49
Price to Operating Cash Flow9.69
PEG Ratio3.30

Income Statement

In the last 12 months, Tompkins Financial Corporation had revenue of 295.18M and earned 70.85M in profits. Earnings per share was 4.98.
Revenue295.18M
Gross Profit295.18M
Operating Income71.06M
Pretax Income92.98M
Net Income70.85M
EBITDA0.00
Earnings Per Share (EPS)4.98

Cash Flow

In the last 12 months, operating cash flow was 95.64M and capital expenditures 4.16M, giving a free cash flow of 98.89M billion.
Operating Cash Flow95.64M
Free Cash Flow98.89M
Free Cash Flow per Share6.85

Dividends & Yields

Tompkins Financial Corporation pays an annual dividend of $0.62, resulting in a dividend yield of 3.86%
Dividend Per Share$0.62
Dividend Yield3.86%
Payout Ratio48.05%
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta0.92
52-Week Price Change18.54%
50-Day Moving Average63.00
200-Day Moving Average64.76
Relative Strength Index (RSI)53.32
Average Volume (3m)49.20K

Important Dates

Tompkins Financial Corporation upcoming earnings date is Jul 18, 2025, Before Open (Confirmed).
Last Earnings DateApr 25, 2025
Next Earnings DateJul 18, 2025
Ex-Dividend DateMay 09, 2025

Financial Position

Tompkins Financial Corporation as a current ratio of 5.20, with Debt / Equity ratio of 83.12%
Current Ratio5.20
Quick Ratio5.20
Debt to Market Cap0.82
Net Debt to EBITDA0.00
Interest Coverage Ratio0.52

Taxes

In the past 12 months, Tompkins Financial Corporation has paid 22.00M in taxes.
Income Tax22.00M
Effective Tax Rate0.24

Enterprise Valuation

Tompkins Financial Corporation EV to EBITDA ratio is 0.00, with an EV/FCF ratio of 18.26.
EV to Sales5.49
EV to EBITDA0.00
EV to Free Cash Flow18.26
EV to Operating Cash Flow17.06

Balance Sheet

Tompkins Financial Corporation has $1.37B in cash and marketable securities with $790.25M in debt, giving a net cash position of -$575.68M billion.
Cash & Marketable Securities$1.37B
Total Debt$790.25M
Net Cash-$575.68M
Net Cash Per Share-$39.88
Tangible Book Value Per Share$43.51

Margins

Gross margin is 77.05%, with operating margin of 24.07%, and net profit margin of 24.00%.
Gross Margin77.05%
Operating Margin24.07%
Pretax Margin31.50%
Net Profit Margin24.00%
EBITDA Margin0.00%
EBIT Margin-3.55%

Analyst Forecast

The average price target for Tompkins Financial Corporation is $72.50, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$72.50
Price Target Upside11.50% Upside
Analyst ConsensusModerate Buy
Analyst Count2
Revenue Growth Forecast37.59%
EPS Growth Forecast969.87%

Scores

Smart Score2
AI Score56
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