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Tompkins Financial Corporation (TMP)
:TMP
RESEARCH TOOLSreports
Total Valuation
Tompkins Financial Corporation has a market cap or net worth of $907.17M. The enterprise value is $1.60B.
Market Cap$907.17M
Enterprise Value$1.60B
Share Statistics
Tompkins Financial Corporation has 14,431,575 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding14,431,575
Owned by Insiders2.98%
Owned by Institutions8.21%
Financial Efficiency
Tompkins Financial Corporation’s return on equity (ROE) is 0.10 and return on invested capital (ROIC) is 4.87%.
Return on Equity (ROE)0.10
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)4.87%
Return on Capital Employed (ROCE)0.01
Revenue Per Employee310.96K
Profits Per Employee75.29K
Employee Count941
Asset Turnover0.04
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Tompkins Financial Corporation is 11.3. Tompkins Financial Corporation’s PEG ratio is ―.
PE Ratio11.3
PS Ratio0.00
PB Ratio0.00
Price to Fair Value1.35
Price to FCF0.00
Price to Operating Cash Flow9.41
PEG Ratio―
Income Statement
In the last 12 months, Tompkins Financial Corporation had revenue of 292.62M and earned 70.85M in profits. Earnings per share was 4.98.
Revenue292.62M
Gross Profit292.62M
Operating Income92.98M
Pretax Income92.98M
Net Income70.85M
EBITDA0.00
Earnings Per Share (EPS)4.98
Cash Flow
In the last 12 months, operating cash flow was 80.28M and capital expenditures -6.22M, giving a free cash flow of 74.06M billion.
Operating Cash Flow80.28M
Free Cash Flow74.06M
Free Cash Flow per Share5.13
Dividends & Yields
Tompkins Financial Corporation pays an annual dividend of $0.62, resulting in a dividend yield of 3.98%
Dividend Per Share$0.62
Dividend Yield3.98%
Payout Ratio55.78%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.90
52-Week Price Change17.78%
50-Day Moving Average63.03
200-Day Moving Average64.60
Relative Strength Index (RSI)45.12
Average Volume (3m)53.94K
Important Dates
Tompkins Financial Corporation upcoming earnings date is Oct 24, 2025, Before Open (Confirmed).
Last Earnings DateJul 25, 2025
Next Earnings DateOct 24, 2025
Ex-Dividend DateAug 08, 2025
Financial Position
Tompkins Financial Corporation as a current ratio of 5.20, with Debt / Equity ratio of 83.12%
Current Ratio5.20
Quick Ratio5.20
Debt to Market Cap0.82
Net Debt to EBITDA0.00
Interest Coverage Ratio0.68
Taxes
In the past 12 months, Tompkins Financial Corporation has paid 22.00M in taxes.
Income Tax22.00M
Effective Tax Rate0.24
Enterprise Valuation
Tompkins Financial Corporation EV to EBITDA ratio is 0.00, with an EV/FCF ratio of 18.26.
EV to Sales5.54
EV to EBITDA0.00
EV to Free Cash Flow18.26
EV to Operating Cash Flow17.06
Balance Sheet
Tompkins Financial Corporation has $0.00 in cash and marketable securities with $616.23M in debt, giving a net cash position of $616.23M billion.
Cash & Marketable Securities$0.00
Total Debt$616.23M
Net Cash$616.23M
Net Cash Per Share$42.70
Tangible Book Value Per Share$43.51
Margins
Gross margin is 77.05%, with operating margin of 31.77%, and net profit margin of 24.21%.
Gross Margin77.05%
Operating Margin31.77%
Pretax Margin31.77%
Net Profit Margin24.21%
EBITDA Margin0.00%
EBIT Margin-3.58%
Analyst Forecast
The average price target for Tompkins Financial Corporation is $78.00, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$78.00
Price Target Upside25.06% Upside
Analyst ConsensusModerate Buy
Analyst Count1
Revenue Growth Forecast37.59%
EPS Growth Forecast969.87%