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Tompkins Financial Highlights Record Results and Dividend Growth

Story Highlights
  • Tompkins Financial reported record 2025 results and strong early 2026 performance, with capital well above regulatory minimums and profitability sustained since at least 1942.
  • Earnings growth was fueled by margin expansion, loan and deposit growth, TIA sale gains, and disciplined balance-sheet management, enabling higher dividends and improved shareholder returns versus peers.
  • Looking for the best stocks to buy? Follow the recommendations of top-performing analysts.
Tompkins Financial Highlights Record Results and Dividend Growth

Meet Samuel – Your Personal Investing Prophet

Tompkins Financial Corporation ( (TMP) ) just unveiled an announcement.

At its Annual Meeting of Shareholders on May 19, 2026, Tompkins Financial Corporation highlighted record 2025 results and a strong start to 2026, underscored by consistent profitability since at least 1942 and a well-capitalized balance sheet with capital levels comfortably above regulatory minimums. Management reported significant earnings growth driven by net interest margin expansion, 7.1% loan growth in 2025, higher noninterest income boosted by the sale of TIA and securities repositioning, and a 32.8% year-over-year increase in first-quarter 2026 diluted EPS, while also emphasizing a long history of dividend increases and improved stock performance relative to peers.

The company detailed that 2025 GAAP EPS more than doubled versus 2024, with non-GAAP operating EPS up 27%, supported by controlled deposit costs and rising average deposit balances. Tompkins also showcased stronger liquidity, a declining reliance on wholesale funding, robust Tier 1 capital and loan-to-deposit metrics, and an 8.1% dividend increase in early 2026, signaling confidence in sustained growth and continued value delivery for shareholders.

The most recent analyst rating on (TMP) stock is a Buy with a $90.00 price target. To see the full list of analyst forecasts on Tompkins Financial Corporation stock, see the TMP Stock Forecast page.

Spark’s Take on TMP Stock

According to Spark, TipRanks’ AI Analyst, TMP is a Outperform.

The score is driven mainly by strong profitability/ROE and improving leverage, supported by a bullish technical trend and attractive valuation (low P/E plus a ~3% yield). The main constraint is mixed cash conversion and flat TTM revenue growth, which increases the importance of monitoring earnings durability.

To see Spark’s full report on TMP stock, click here.

More about Tompkins Financial Corporation

Tompkins Financial Corporation is a regional financial services company operating in community banking and related financial businesses. The firm focuses on diversified revenue streams, including net interest income and noninterest income, supported by a strong core deposit base, disciplined credit culture, and a historically well-capitalized balance sheet.

Average Trading Volume: 64,916

Technical Sentiment Signal: Buy

Current Market Cap: $1.18B

Find detailed analytics on TMP stock on TipRanks’ Stock Analysis page.

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