Oceanfirst Financial (OCFC)
NASDAQ:OCFC
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OCFC Stock Chart & Stats
$19.22
$0.03(0.17%)
At close: 4:00 PM EST
$19.22
$0.03(0.17%)
Day’s Range― - ―
52-Week Range$16.09 - $20.61
Previous CloseN/A
Volume80.33K
Average Volume (3M)329.98K
Market Cap
$1.05B
Enterprise Value$2.41B
Total Cash (Recent Filing)$1.32B
Total Debt (Recent Filing)$1.50B
Price to Earnings (P/E)12.5
Beta1.01
Next Earnings
Jul 23, 2026EPS Estimate
0.46Next Dividend Ex-DateN/A
Dividend Yield4.05%
Share Statistics
EPS (TTM)1.17
Shares Outstanding57,600,067
10 Day Avg. Volume457,239
30 Day Avg. Volume329,978
Financial Highlights & Ratios
PEG Ratio-0.50
Price to Book (P/B)0.62
Price to Sales (P/S)1.57
P/FCF Ratio12.96
Enterprise Value/Market Cap2.30
Enterprise Value/Revenue3.64
Enterprise Value/Gross Profit6.66
Enterprise Value/Ebitda24.51
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)1.9
Revenue Forecast (FY)$610.96M
Bulls Say, Bears Say
Bulls Say
Analyst RatingsAnalyst's recommendation upgrade for OceanFirst Financial signals increased confidence and can attract additional investor demand.
Market Expansion And Deposit GrowthAcquisition expands OceanFirst's presence in Long Island and Manhattan, leveraging solid local deposit market share to support earnings per share accretion.
Price Target RevisionRaised price target for OceanFirst Financial indicates analysts expect higher valuation, supporting potential share appreciation.
Bears Say
Acquisition DilutionThe sizable acquisition may dilute existing shareholders and slow the shift toward a stronger core deposit and commercial lending franchise.
Limited CatalystsFewer identifiable catalysts reduce chances for the shares to generate significant outperformance.
Warrant OverhangStock warrants issued with the capital raise create potential share overhang that can be a headwind to future share appreciation.
Oceanfirst Financial News
OCFC FAQ
What was Oceanfirst Financial’s price range in the past 12 months?
Oceanfirst Financial lowest stock price was $16.09 and its highest was $20.61 in the past 12 months.
What is Oceanfirst Financial’s market cap?
Oceanfirst Financial’s market cap is $1.05B.
When is Oceanfirst Financial’s upcoming earnings report date?
Oceanfirst Financial’s upcoming earnings report date is Jul 23, 2026 which is in 67 days.
How were Oceanfirst Financial’s earnings last quarter?
Oceanfirst Financial released its earnings results on Apr 23, 2026. The company reported $0.43 earnings per share for the quarter, beating the consensus estimate of $0.392 by $0.038.
Is Oceanfirst Financial overvalued?
According to Wall Street analysts Oceanfirst Financial’s price is currently Overvalued.
Does Oceanfirst Financial pay dividends?
Oceanfirst Financial pays a Quarterly dividend of $0.2 which represents an annual dividend yield of 4.05%. See more information on Oceanfirst Financial dividends here
What is Oceanfirst Financial’s EPS estimate?
Oceanfirst Financial’s EPS estimate is 0.46.
How many shares outstanding does Oceanfirst Financial have?
Oceanfirst Financial has 57,600,067 shares outstanding.
What happened to Oceanfirst Financial’s price movement after its last earnings report?
Oceanfirst Financial reported an EPS of $0.43 in its last earnings report, beating expectations of $0.392. Following the earnings report the stock price went up 0.106%.
Which hedge fund is a major shareholder of Oceanfirst Financial?
Currently, no hedge funds are holding shares in OCFC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Oceanfirst Financial Stock Smart Score
Neutral
1
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3
4
5
6
7
8
9
10
Blogger Sentiment
Bullish
OCFC Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 301.7K Shares
Last Quarter.
Last Quarter.
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
-4.79%
12-Months-Change
Fundamentals
Return on Equity
4.22%
Trailing 12-Months
Asset Growth
9.37%
Trailing 12-Months
Company Description
Oceanfirst Financial
OceanFirst Financial Corp. operates as the bank holding company for OceanFirst Bank N.A. that provides community banking services. It accepts money market accounts, savings accounts, interest-bearing checking accounts, non-interest-bearing demand deposits, and time deposits to retail, government, and business customers. The company also offers commercial real estate, multi-family, land loans, construction, and commercial and industrial loans; fixed-rate and adjustable-rate mortgage loans that are secured by one-to-four family residences; and consumer loans, such as home equity loans and lines of credit, student loans, overdraft line of credit, loans on savings accounts, and other consumer loans. In addition, it invests in mortgage-backed securities, securities issued by the U.S. Government and agencies, corporate securities, and other investments. Further, the company offers bankcard, wealth management, and trust and asset management services; and sells alternative investment products and life insurance products. As of December 31, 2021, it operated through its branch office in Toms River; administrative office located in Red Bank and Mount Laurel; 46 additional branch offices and four deposit production facilities located throughout central and southern New Jersey; and commercial loan production offices in New Jersey, New York City, the Philadelphia area, Baltimore, and Boston. The company was founded in 1902 and is based in Red Bank, New Jersey.
OCFC Company Deck
OCFC Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed a generally positive outlook driven by solid core earnings growth (core EPS +23% YoY), sustained net interest income momentum (+11% YoY), strong loan originations ($429M) and deposit growth, disciplined expense control (core expenses down 3% QoQ), and robust asset quality metrics. Strategic initiatives — outsourcing of residential lending, IT restructuring and AI investment — were highlighted as near-term efficiency drivers. Lowlights were limited and contained: a single commercial relationship drove an uptick in criticized loans, competitive pressure weighed on loan yields, noninterest income was modestly reduced by a lower gain on sale and swap income, and merger-related costs and the final Federal Reserve approval for the Flushing transaction remain execution risks. Overall, the positives outweigh the negatives, supporting a constructive sentiment toward the business trajectory.View all OCFC earnings summariesTechnical Analysis
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Ownership Overview
3.39% Insiders
25.88% Mutual Funds
21.60% Other Institutional Investors
30.45% Public Companies and
Individual Investors