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OCFC Stock Chart & Stats
$19.56
$0.08(0.41%)
At close: 4:00 PM EDT
$19.56
$0.08(0.41%)
Day’s Range― - ―
52-Week Range$16.35 - $20.61
Previous Close$19.53
Volume841.65K
Average Volume (3M)329.98K
Market Cap
$1.84B
Enterprise Value$3.46K
Total Cash (Recent Filing)$274.06M
Total Debt (Recent Filing)$2.29B
Price to Earnings (P/E)22.5
Beta0.93
Next Earnings
Oct 28, 2026EPS Estimate
0.42Next Dividend Ex-DateN/A
Dividend Yield4.19%
Share Statistics
EPS (TTM)0.85
Shares Outstanding96,645,220
10 Day Avg. Volume457,239
30 Day Avg. Volume329,978
Financial Highlights & Ratios
PEG Ratio-0.53
Price to Book (P/B)0.62
Price to Sales (P/S)1.57
P/FCF Ratio12.96
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$21.00Price Target Upside7.36% Upside
Rating ConsensusHold
Number of Analyst Covering4
EPS Forecast (FY)1.81
Revenue Forecast (FY)$600.40M
Bulls Say, Bears Say
Bulls Say
Analyst RatingsAnalyst's recommendation upgrade for OceanFirst Financial signals increased confidence and can attract additional investor demand.
Market Expansion And Deposit GrowthAcquisition expands OceanFirst's presence in Long Island and Manhattan, leveraging solid local deposit market share to support earnings per share accretion.
Price Target RevisionRaised price target for OceanFirst Financial indicates analysts expect higher valuation, supporting potential share appreciation.
Bears Say
Acquisition DilutionThe sizable acquisition may dilute existing shareholders and slow the shift toward a stronger core deposit and commercial lending franchise.
Limited CatalystsFewer identifiable catalysts reduce chances for the shares to generate significant outperformance.
Warrant OverhangStock warrants issued with the capital raise create potential share overhang that can be a headwind to future share appreciation.
Oceanfirst Financial News
OCFC FAQ
What was Oceanfirst Financial’s price range in the past 12 months?
Oceanfirst Financial lowest stock price was $16.35 and its highest was $20.61 in the past 12 months.
What is Oceanfirst Financial’s market cap?
Oceanfirst Financial’s market cap is $1.84B.
When is Oceanfirst Financial’s upcoming earnings report date?
Oceanfirst Financial’s upcoming earnings report date is Oct 28, 2026 which is in 77 days.
How were Oceanfirst Financial’s earnings last quarter?
Oceanfirst Financial released its earnings results on Jul 30, 2026. The company reported $0.43 earnings per share for the quarter, beating the consensus estimate of $0.428 by $0.002.
Is Oceanfirst Financial overvalued?
According to Wall Street analysts Oceanfirst Financial’s price is currently Undervalued.
Does Oceanfirst Financial pay dividends?
Oceanfirst Financial pays a Quarterly dividend of $0.2 which represents an annual dividend yield of 4.19%. See more information on Oceanfirst Financial dividends here
What is Oceanfirst Financial’s EPS estimate?
Oceanfirst Financial’s EPS estimate is 0.42.
How many shares outstanding does Oceanfirst Financial have?
Oceanfirst Financial has 96,645,220 shares outstanding.
What happened to Oceanfirst Financial’s price movement after its last earnings report?
Oceanfirst Financial reported an EPS of $0.43 in its last earnings report, beating expectations of $0.428. Following the earnings report the stock price went down -1.677%.
Which hedge fund is a major shareholder of Oceanfirst Financial?
Currently, no hedge funds are holding shares in OCFC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Oceanfirst Financial Stock Smart Score
Neutral
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10
Analyst Consensus
Hold
Average Price Target:
$21.00 (7.36% Upside)
$21.00 (7.36% Upside)
Blogger Sentiment
Neutral
OCFC Sentiment 50%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 321.9K Shares
Last Quarter.
Last Quarter.
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
-4.79%
12-Months-Change
Fundamentals
Return on Equity
4.19%
Trailing 12-Months
Asset Growth
74.60%
Trailing 12-Months
Company Description
Oceanfirst Financial
OceanFirst Financial Corp. operates as the bank holding company for OceanFirst Bank N.A. that provides community banking services to retail and commercial customers in the United States. The company accepts deposit products, such as money market accounts, savings accounts, interest-bearing checking accounts, non-interest-bearing accounts, and time deposits, including brokered deposits. It also offers commercial real estate, multi-family, land loans, construction, and commercial and industrial loans; fixed-rate and adjustable-rate mortgage loans that are secured by one-to-four family residences; and consumer loans, such as home equity loans and lines of credit, student loans, loans on savings accounts, overdraft line of credit, and other consumer loans. In addition, the company invests in mortgage-backed securities, securities issued by the U.S. government and agencies, corporate securities, and other investments; and provides bankcard services, trust and asset management products and services, deposit account services, sales of loans and investments, bank owned life insurance and commercial loan swap income. The company was founded in 1902 and is headquartered in Toms River, New Jersey.
OCFC Company Deck
OCFC Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
Overall the call conveyed a constructive outlook: management reported strong core operating performance (core EPS +39% YoY, NII up 25% QoQ, NIM expansion), meaningful scale and capital support from the Flushing acquisition and Warburg investment, and clear near-term guidance for margin and expense improvement as integration proceeds. Key negatives were the GAAP loss caused by substantial one-time merger expenses, an allowance build and purchase accounting marks that diluted tangible book value, and elevated reported criticized loan metrics (driven by accounting treatment). Management emphasized that many adverse metrics are non-underlying (purchase accounting) and provided concrete cost-save and NIM uplift targets, leading to a net-positive operational trajectory.View all OCFC earnings summariesOCFC Stock 12 Month Forecast
Average Price Target
$21.00
▲(7.36% Upside)
Technical Analysis
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FirstSun Capital Bancorp
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Ownership Overview
2.47% Insiders
14.83% Mutual Funds
4.20% Other Institutional Investors
63.01% Public Companies and
Individual Investors