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Oceanfirst Financial (OCFC)
NASDAQ:OCFC
OCFC Stock Chart & Stats
$19.73
$0.03(0.17%)
At close: 4:00 PM EST
$19.73
$0.03(0.17%)
Day’s Range― - ―
52-Week Range$14.29 - $20.60
Previous CloseN/A
Volume80.33K
Average Volume (3M)329.98K
Market Cap
$1.15B
Enterprise Value$2.06B
Total Cash (Recent Filing)$1.54B
Total Debt (Recent Filing)$1.97B
Price to Earnings (P/E)15.2
Beta0.97
Next Earnings
Jan 22, 2026EPS Estimate
0.41Next Dividend Ex-DateN/A
Dividend Yield4.05%
Share Statistics
EPS (TTM)0.36
Shares Outstanding57,388,783
10 Day Avg. Volume457,239
30 Day Avg. Volume329,978
Financial Highlights & Ratios
PEG Ratio-3.59
Price to Book (P/B)0.62
Price to Sales (P/S)1.53
P/FCF Ratio12.46
Enterprise Value/Market Cap1.80
Enterprise Value/Revenue3.06
Enterprise Value/Gross Profit5.49
Enterprise Value/Ebitda17.59
Forecast
1Y Price Target
$21.33Price Target Upside8.11% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering3
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Deposit GrowthTrends for the Premier Bank are positive with $242M in deposits and reiterated growth targets of $500M by year-end 2025 and $2B-$3B by year-end 2027.
Revenue GrowthCore pre-provision net revenue growth was up 12% to $31M, led by better than expected revenue growth.
Strategic InvestmentsIncremental contributions from management’s strategic investments are expected to support earnings growth.
Bears Say
Oceanfirst Financial News
OCFC FAQ
What was Oceanfirst Financial’s price range in the past 12 months?
Oceanfirst Financial lowest stock price was $14.29 and its highest was $20.60 in the past 12 months.
What is Oceanfirst Financial’s market cap?
Oceanfirst Financial’s market cap is $1.15B.
When is Oceanfirst Financial’s upcoming earnings report date?
Oceanfirst Financial’s upcoming earnings report date is Jan 22, 2026 which is in 29 days.
How were Oceanfirst Financial’s earnings last quarter?
Oceanfirst Financial released its earnings results on Oct 22, 2025. The company reported $0.36 earnings per share for the quarter, beating the consensus estimate of $0.352 by $0.008.
Is Oceanfirst Financial overvalued?
According to Wall Street analysts Oceanfirst Financial’s price is currently Undervalued.
Does Oceanfirst Financial pay dividends?
Oceanfirst Financial pays a Quarterly dividend of $0.2 which represents an annual dividend yield of 4.05%. See more information on Oceanfirst Financial dividends here
What is Oceanfirst Financial’s EPS estimate?
Oceanfirst Financial’s EPS estimate is 0.41.
How many shares outstanding does Oceanfirst Financial have?
Oceanfirst Financial has 57,388,783 shares outstanding.
What happened to Oceanfirst Financial’s price movement after its last earnings report?
Oceanfirst Financial reported an EPS of $0.36 in its last earnings report, beating expectations of $0.352. Following the earnings report the stock price went down -5.861%.
Which hedge fund is a major shareholder of Oceanfirst Financial?
Currently, no hedge funds are holding shares in OCFC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Oceanfirst Financial Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$21.33 (8.11% Upside)
$21.33 (8.11% Upside)
Hedge Fund Trend
Increased
By 158.4K Shares
Last Quarter.
Last Quarter.
Technicals
SMA
Positive
20 days / 200 days
Momentum
-4.79%
12-Months-Change
Fundamentals
Return on Equity
4.77%
Trailing 12-Months
Asset Growth
0.05%
Trailing 12-Months
Company Description
Oceanfirst Financial
OceanFirst Financial Corp. operates as the bank holding company for OceanFirst Bank N.A. that provides community banking services. It accepts money market accounts, savings accounts, interest-bearing checking accounts, non-interest-bearing demand deposits, and time deposits to retail, government, and business customers. The company also offers commercial real estate, multi-family, land loans, construction, and commercial and industrial loans; fixed-rate and adjustable-rate mortgage loans that are secured by one-to-four family residences; and consumer loans, such as home equity loans and lines of credit, student loans, overdraft line of credit, loans on savings accounts, and other consumer loans. In addition, it invests in mortgage-backed securities, securities issued by the U.S. Government and agencies, corporate securities, and other investments. Further, the company offers bankcard, wealth management, and trust and asset management services; and sells alternative investment products and life insurance products. As of December 31, 2021, it operated through its branch office in Toms River; administrative office located in Red Bank and Mount Laurel; 46 additional branch offices and four deposit production facilities located throughout central and southern New Jersey; and commercial loan production offices in New Jersey, New York City, the Philadelphia area, Baltimore, and Boston. The company was founded in 1902 and is based in Red Bank, New Jersey.
OCFC Company Deck
OCFC Earnings Call
Q3 2025
0:00 / 0:00
Earnings Call Sentiment|Neutral
The earnings call highlighted strong growth in net interest income, loan originations, and deposit growth, as well as improvements in asset quality and capital levels. However, restructuring charges, increased borrowing costs, and anticipated reductions in fee income present challenges. Overall, positive growth trends are slightly offset by these challenges.View all OCFC earnings summariesOCFC Stock 12 Month Forecast
Average Price Target
$21.33
▲(8.11% Upside)
Technical Analysis
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Ownership Overview
3.34% Insiders
24.49% Mutual Funds
14.96% Other Institutional Investors
40.57% Public Companies and
Individual Investors