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Oceanfirst Financial (OCFC)
NASDAQ:OCFC
OCFC Stock Chart & Stats
$18.75
$0.03(0.17%)
At close: 4:00 PM EST
$18.75
$0.03(0.17%)
Day’s Range― - ―
52-Week Range$14.29 - $20.61
Previous CloseN/A
Volume80.33K
Average Volume (3M)329.98K
Market Cap
$1.08B
Enterprise Value$940.94M
Total Cash (Recent Filing)$1.54B
Total Debt (Recent Filing)$1.97B
Price to Earnings (P/E)16.0
Beta0.99
Next Earnings
Apr 23, 2026EPS Estimate
0.4Next Dividend Ex-DateN/A
Dividend Yield4.05%
Share Statistics
EPS (TTM)0.41
Shares Outstanding57,390,568
10 Day Avg. Volume457,239
30 Day Avg. Volume329,978
Financial Highlights & Ratios
PEG Ratio-3.59
Price to Book (P/B)0.62
Price to Sales (P/S)1.53
P/FCF Ratio12.46
Enterprise Value/Market Cap0.87
Enterprise Value/Revenue1.40
Enterprise Value/Gross Profit2.51
Enterprise Value/Ebitda8.03
Forecast
1Y Price Target
$21.00Price Target Upside12.00% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering3
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Analyst RatingAnalyst's upgrade on the stock signals increased confidence in the company's strategy and could attract additional investor interest.
Market Expansion And EPS OutlookAcquisition expands the company's presence in Long Island and Manhattan and is expected to boost earnings per share by adding deposit market share.
Price Target RevisionAnalyst's higher price target reflects stronger expected valuation and may support upward pressure on the share price.
Bears Say
Acquisition Dilution RiskAnalyst warns the sizable acquisition could dilute shareholder value and slow the anticipated benefits of shifting toward a stronger deposit franchise and commercial lending business.
Limited Short-term CatalystsAnalyst notes there are fewer near-term catalysts to drive outperformance, which could keep the stock range-bound until clearer operational gains appear.
Warrant OverhangIssuance of stock warrants tied to the capital raise creates an overhang that may act as an incremental headwind to share appreciation.
Oceanfirst Financial News
OCFC FAQ
What was Oceanfirst Financial’s price range in the past 12 months?
Oceanfirst Financial lowest stock price was $14.29 and its highest was $20.61 in the past 12 months.
What is Oceanfirst Financial’s market cap?
Oceanfirst Financial’s market cap is $1.08B.
When is Oceanfirst Financial’s upcoming earnings report date?
Oceanfirst Financial’s upcoming earnings report date is Apr 23, 2026 which is in 81 days.
How were Oceanfirst Financial’s earnings last quarter?
Oceanfirst Financial released its earnings results on Jan 29, 2026. The company reported $0.41 earnings per share for the quarter, beating the consensus estimate of $0.383 by $0.027.
Is Oceanfirst Financial overvalued?
According to Wall Street analysts Oceanfirst Financial’s price is currently Undervalued.
Does Oceanfirst Financial pay dividends?
Oceanfirst Financial pays a Quarterly dividend of $0.2 which represents an annual dividend yield of 4.05%. See more information on Oceanfirst Financial dividends here
What is Oceanfirst Financial’s EPS estimate?
Oceanfirst Financial’s EPS estimate is 0.4.
How many shares outstanding does Oceanfirst Financial have?
Oceanfirst Financial has 57,390,568 shares outstanding.
What happened to Oceanfirst Financial’s price movement after its last earnings report?
Oceanfirst Financial reported an EPS of $0.41 in its last earnings report, beating expectations of $0.383. Following the earnings report the stock price went up 0.698%.
Which hedge fund is a major shareholder of Oceanfirst Financial?
Currently, no hedge funds are holding shares in OCFC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Oceanfirst Financial Stock Smart Score
Neutral
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10
Analyst Consensus
Moderate Buy
Average Price Target:
$21.00 (12.00% Upside)
$21.00 (12.00% Upside)
Hedge Fund Trend
Increased
By 158.4K Shares
Last Quarter.
Last Quarter.
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
-4.79%
12-Months-Change
Fundamentals
Return on Equity
4.77%
Trailing 12-Months
Asset Growth
0.05%
Trailing 12-Months
Company Description
Oceanfirst Financial
OceanFirst Financial Corp. operates as the bank holding company for OceanFirst Bank N.A. that provides community banking services. It accepts money market accounts, savings accounts, interest-bearing checking accounts, non-interest-bearing demand deposits, and time deposits to retail, government, and business customers. The company also offers commercial real estate, multi-family, land loans, construction, and commercial and industrial loans; fixed-rate and adjustable-rate mortgage loans that are secured by one-to-four family residences; and consumer loans, such as home equity loans and lines of credit, student loans, overdraft line of credit, loans on savings accounts, and other consumer loans. In addition, it invests in mortgage-backed securities, securities issued by the U.S. Government and agencies, corporate securities, and other investments. Further, the company offers bankcard, wealth management, and trust and asset management services; and sells alternative investment products and life insurance products. As of December 31, 2021, it operated through its branch office in Toms River; administrative office located in Red Bank and Mount Laurel; 46 additional branch offices and four deposit production facilities located throughout central and southern New Jersey; and commercial loan production offices in New Jersey, New York City, the Philadelphia area, Baltimore, and Boston. The company was founded in 1902 and is based in Red Bank, New Jersey.
OCFC Company Deck
OCFC Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call emphasized strong organic loan growth, consecutive quarters of net interest income expansion, robust asset quality, improved tangible book value and a strategic merger to expand market scale. Offsetting these positives were modest margin compression, a decline in noninterest income tied to the residential/title outsourcing, transaction-related and restructuring costs, and some isolated deposit repricing events. Management maintained positive forward guidance (mid- to high-single-digit loan and deposit growth and NIM expected to move past 3% during the year) and highlighted capital strength and dividend continuity.View all OCFC earnings summariesOCFC Stock 12 Month Forecast
Average Price Target
$21.00
▲(12.00% Upside)
Technical Analysis
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Ownership Overview
3.34% Insiders
24.38% Mutual Funds
0.46% Other Institutional Investors
55.06% Public Companies and
Individual Investors