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Oceanfirst Financial ( (OCFC) ) has issued an update.
In January 2026, OceanFirst Financial Corp. prepared an investor presentation, tied to its fourth-quarter 2025 results, to be used in meetings with current and prospective investors after January 29, 2026 and to be posted on its website, offering an updated view of its balance sheet, profitability metrics and market footprint. The materials, which include detailed discussion of risks and non-GAAP financial measures, underscore both the bank’s relatively strong asset quality and capital position and the uncertainties surrounding its proposed merger with Flushing Financial Corporation, highlighting potential regulatory, integration, market and operational risks that could influence future performance and outcomes for shareholders and other stakeholders.
The most recent analyst rating on (OCFC) stock is a Hold with a $20.00 price target. To see the full list of analyst forecasts on Oceanfirst Financial stock, see the OCFC Stock Forecast page.
Spark’s Take on OCFC Stock
According to Spark, TipRanks’ AI Analyst, OCFC is a Neutral.
OCFC scores above average primarily on stable financials (strong margins and free cash flow improvement) and a constructive earnings outlook with reiterated growth/NIM guidance and solid asset quality. Valuation is supportive with a moderate P/E and ~4.33% yield, while technical signals are mixed and slightly negative, keeping the overall score in check.
To see Spark’s full report on OCFC stock, click here.
More about Oceanfirst Financial
OceanFirst Financial Corp., listed on Nasdaq under the ticker OCFC and headquartered in Red Bank, New Jersey, is the holding company for OceanFirst Bank, a regional bank with 41 branches and nine commercial banking centers. The bank focuses on core markets in New Jersey, New York City and Greater Philadelphia, with expansion efforts in Boston, Northern Virginia and Baltimore, offering a mix of commercial real estate, commercial and industrial, and other lending products, funded by a diversified deposit base, and reported $14.6 billion in assets, $11.0 billion in net loans and $11.0 billion in deposits as of early 2023, alongside solid capital ratios and modest non-performing loan levels.
Average Trading Volume: 532,717
Technical Sentiment Signal: Buy
Current Market Cap: $1.05B
Learn more about OCFC stock on TipRanks’ Stock Analysis page.

