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Oceanfirst Financial (OCFC)
NASDAQ:OCFC
US Market

Oceanfirst Financial (OCFC) Stock Statistics & Valuation Metrics

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Total Valuation

Oceanfirst Financial has a market cap or net worth of $1.08B. The enterprise value is $940.94M.
Market Cap$1.08B
Enterprise Value$940.94M

Share Statistics

Oceanfirst Financial has 57,390,568 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding57,390,568
Owned by Insiders3.34%
Owned by Institutions0.46%

Financial Efficiency

Oceanfirst Financial’s return on equity (ROE) is 0.06 and return on invested capital (ROIC) is 2.99%.
Return on Equity (ROE)0.06
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)2.99%
Return on Capital Employed (ROCE)0.04
Revenue Per Employee705.59K
Profits Per Employee102.96K
Employee Count975
Asset Turnover0.05
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of Oceanfirst Financial is 16.0. Oceanfirst Financial’s PEG ratio is -3.59.
PE Ratio16.0
PS Ratio1.53
PB Ratio0.62
Price to Fair Value0.62
Price to FCF12.46
Price to Operating Cash Flow11.12
PEG Ratio-3.59

Income Statement

In the last 12 months, Oceanfirst Financial had revenue of 687.95M and earned 100.06M in profits. Earnings per share was 1.65.
Revenue687.95M
Gross Profit372.12M
Operating Income130.66M
Pretax Income130.66M
Net Income100.06M
EBITDA145.20M
Earnings Per Share (EPS)1.65

Cash Flow

In the last 12 months, operating cash flow was 96.01M and capital expenditures -6.44M, giving a free cash flow of 89.57M billion.
Operating Cash Flow96.01M
Free Cash Flow89.57M
Free Cash Flow per Share1.56

Dividends & Yields

Oceanfirst Financial pays an annual dividend of $0.2, resulting in a dividend yield of 4.05%
Dividend Per Share$0.2
Dividend Yield4.05%
Payout Ratio57.14%
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta0.99
52-Week Price Change12.07%
50-Day Moving Average18.83
200-Day Moving Average17.68
Relative Strength Index (RSI)53.07
Average Volume (3m)329.98K

Important Dates

Oceanfirst Financial upcoming earnings date is Apr 23, 2026, After Close (Confirmed).
Last Earnings DateJan 29, 2026
Next Earnings DateApr 23, 2026
Ex-Dividend Date

Financial Position

Oceanfirst Financial as a current ratio of 0.10, with Debt / Equity ratio of 0.00%
Current Ratio0.10
Quick Ratio0.10
Debt to Market Cap1.19
Net Debt to EBITDA7.82
Interest Coverage Ratio0.42

Taxes

In the past 12 months, Oceanfirst Financial has paid 30.27M in taxes.
Income Tax30.27M
Effective Tax Rate0.23

Enterprise Valuation

Oceanfirst Financial EV to EBITDA ratio is 15.09, with an EV/FCF ratio of 25.88.
EV to Sales3.19
EV to EBITDA15.09
EV to Free Cash Flow25.88
EV to Operating Cash Flow23.75

Balance Sheet

Oceanfirst Financial has $1.54B in cash and marketable securities with $1.97B in debt, giving a net cash position of -$432.89M billion.
Cash & Marketable Securities$1.54B
Total Debt$1.97B
Net Cash-$432.89M
Net Cash Per Share-$7.54
Tangible Book Value Per Share$20.01

Margins

Gross margin is 54.81%, with operating margin of 18.99%, and net profit margin of 14.55%.
Gross Margin54.81%
Operating Margin18.99%
Pretax Margin18.99%
Net Profit Margin14.55%
EBITDA Margin21.11%
EBIT Margin18.99%

Analyst Forecast

The average price target for Oceanfirst Financial is $21.00, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$21.00
Price Target Upside12.00% Upside
Analyst ConsensusModerate Buy
Analyst Count3
Revenue Growth Forecast-2.15%
EPS Growth Forecast-25.32%

Scores

Smart Score7
AI Score