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STOCKS

Oceanfirst Financial (OCFC)

NASDAQ:OCFC

OCFC

Oceanfirst Financial

RESEARCH TOOLSreports

Oceanfirst Financial (OCFC) Ratios

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124 Followers

Oceanfirst Financial Ratios

OCFC's free cash flow for Q4 2025 was $0.49. For the 2025 fiscal year, OCFC's free cash flow was decreased by $ and operating cash flow was $0.11. See a summary of the company’s cash flow.

Ratios	TTM	Dec 25	Dec 24	Dec 23	Dec 22
Liquidity Ratios
Current Ratio	3.86	3.86	0.10	0.09	0.07
Quick Ratio	3.86	3.86	0.10	0.09	0.07
Cash Ratio	0.04	0.04	0.01	0.01	0.02
Solvency Ratio	<0.01	<0.01	<0.01	0.01	0.01
Operating Cash Flow Ratio	0.04	0.02	<0.01	0.01	0.03
Short-Term Operating Cash Flow Coverage	2.34	1.40	1.52	1.70	3.62
Net Current Asset Value	$ -515.13M	$ -515.13M	$ -10.72B	$ -10.92B	$ -10.85B
Leverage Ratios
Debt-to-Assets Ratio	0.12	0.12	0.09	0.08	0.11
Debt-to-Equity Ratio	1.03	1.03	0.74	0.63	0.93
Debt-to-Capital Ratio	0.51	0.51	0.43	0.39	0.48
Long-Term Debt-to-Capital Ratio	0.50	0.50	0.41	0.37	0.47
Financial Leverage Ratio	8.76	8.76	7.89	8.15	8.27
Debt Service Coverage Ratio	0.24	0.21	0.31	0.39	1.33
Interest Coverage Ratio	0.33	0.33	0.42	0.57	3.61
Debt to Market Cap	1.62	1.66	1.19	1.02	1.18
Interest Debt Per Share	34.93	34.64	26.89	21.82	26.07
Net Debt to EBITDA	15.22	16.85	7.82	5.84	6.22
Profitability Margins
Gross Profit Margin	54.81%	54.48%	54.09%	59.82%	87.33%
EBIT Margin	14.01%	14.11%	18.99%	21.49%	39.96%
EBITDA Margin	15.64%	14.23%	21.11%	24.05%	43.35%
Operating Profit Margin	14.01%	14.11%	18.99%	21.47%	39.96%
Pretax Profit Margin	14.01%	14.11%	18.99%	21.47%	39.96%
Net Profit Margin	10.75%	10.83%	14.55%	16.33%	30.21%
Continuous Operations Profit Margin	10.76%	10.83%	14.59%	16.34%	30.36%
Net Income Per EBT	76.72%	76.72%	76.59%	76.06%	75.60%
EBT Per EBIT	100.00%	100.00%	100.00%	100.00%	100.00%
Return on Assets (ROA)	0.49%	0.49%	0.75%	0.77%	1.12%
Return on Equity (ROE)	4.26%	4.27%	5.88%	6.26%	9.25%
Return on Capital Employed (ROCE)	0.81%	0.81%	3.97%	4.51%	5.77%
Return on Invested Capital (ROIC)	0.72%	0.72%	2.99%	3.35%	4.30%
Return on Tangible Assets	0.51%	0.51%	0.78%	0.80%	1.16%
Earnings Yield	6.78%	6.89%	9.48%	10.17%	11.75%
Efficiency Ratios
Receivables Turnover	0.06	0.06	14.98	12.28	10.86
Payables Turnover	0.00	0.00	0.00	0.00	0.00
Inventory Turnover	0.00	0.00	0.00	0.00	0.00
Fixed Asset Turnover	5.86	5.81	5.97	5.25	3.83
Asset Turnover	0.05	0.05	0.05	0.05	0.04
Working Capital Turnover Ratio	5.08	27.64	-0.07	-0.07	-0.05
Cash Conversion Cycle	6.09K	6.14K	24.36	29.73	33.62
Days of Sales Outstanding	6.09K	6.14K	24.36	29.73	33.62
Days of Inventory Outstanding	0.00	0.00	0.00	0.00	0.00
Days of Payables Outstanding	0.00	0.00	0.00	0.00	0.00
Operating Cycle	6.09K	6.14K	24.36	29.73	33.62
Cash Flow Ratios
Operating Cash Flow Per Share	2.23	1.32	1.58	2.11	4.26
Free Cash Flow Per Share	2.18	1.32	1.45	1.98	3.91
CapEx Per Share	0.05	0.13	0.13	0.13	0.36
Free Cash Flow to Operating Cash Flow	0.98	1.00	0.92	0.94	0.92
Dividend Paid and CapEx Coverage Ratio	2.48	1.36	1.58	2.11	3.66
Capital Expenditure Coverage Ratio	42.92	9.87	12.19	16.12	11.99
Operating Cash Flow Coverage Ratio	0.07	0.04	0.07	0.12	0.17
Operating Cash Flow to Sales Ratio	0.19	0.12	0.13	0.20	0.52
Free Cash Flow Yield	11.78%	7.37%	8.02%	11.39%	18.39%
Valuation Ratios
Price-to-Earnings (P/E) Ratio	14.76	14.52	10.54	9.84	8.51
Price-to-Sales (P/S) Ratio	1.60	1.57	1.53	1.61	2.57
Price-to-Book (P/B) Ratio	0.63	0.62	0.62	0.62	0.79
Price-to-Free Cash Flow (P/FCF) Ratio	8.50	13.57	12.46	8.78	5.44
Price-to-Operating Cash Flow Ratio	8.24	13.57	11.44	8.24	4.98
Price-to-Earnings Growth (PEG) Ratio	-1.46	-0.50	-3.59	-0.33	0.24
Price-to-Fair Value	0.63	0.62	0.62	0.62	0.79
Enterprise Value Multiple	25.45	27.90	15.09	12.52	12.16
Enterprise Value	2.63B	2.60B	2.19B	1.92B	2.56B
EV to EBITDA	25.44	27.90	15.09	12.52	12.16
EV to Sales	3.98	3.97	3.19	3.01	5.27
EV to Free Cash Flow	21.14	34.25	25.88	16.45	11.14
EV to Operating Cash Flow	20.65	34.25	23.75	15.43	10.21
Tangible Book Value Per Share	19.95	19.78	20.01	19.45	18.15
Shareholders’ Equity Per Share	29.20	28.95	29.19	28.18	26.98
Tax and Other Ratios
Effective Tax Rate	0.23	0.23	0.23	0.24	0.24
Revenue Per Share	11.60	11.42	11.80	10.81	8.26
Net Income Per Share	1.25	1.24	1.72	1.76	2.50
Tax Burden	0.77	0.77	0.77	0.76	0.76
Interest Burden	1.00	1.00	1.00	1.00	1.00
Research & Development to Revenue	0.00	0.00	0.00	0.00	0.00
SG&A to Revenue	0.20	0.02	0.01	0.23	0.29
Stock-Based Compensation to Revenue	<0.01	0.00	0.01	0.01	0.02
Income Quality	1.18	1.07	0.92	1.19	1.70

Currency in USD