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Oceanfirst Financial (OCFC)
NASDAQ:OCFC
US Market

Oceanfirst Financial (OCFC) Ratios

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Oceanfirst Financial Ratios

OCFC's free cash flow for Q3 2025 was $0.56. For the 2025 fiscal year, OCFC's free cash flow was decreased by $ and operating cash flow was $0.13. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
0.00 0.10 0.09 0.16 0.21
Quick Ratio
0.00 0.10 0.09 0.22 0.27
Cash Ratio
0.00 0.01 0.01 0.04 0.05
Solvency Ratio
<0.01 <0.01 0.01 0.01 0.55
Operating Cash Flow Ratio
0.00 <0.01 0.01 0.06 0.04
Short-Term Operating Cash Flow Coverage
0.00 1.52 1.70 0.00 0.00
Net Current Asset Value
$ -515.13M$ -10.72B$ -10.92B$ -10.85B$ 576.67M
Leverage Ratios
Debt-to-Assets Ratio
0.00 0.09 0.08 0.11 0.02
Debt-to-Equity Ratio
0.00 0.74 0.63 0.89 0.15
Debt-to-Capital Ratio
0.00 0.43 0.39 0.47 0.13
Long-Term Debt-to-Capital Ratio
0.00 0.41 0.37 0.47 0.13
Financial Leverage Ratio
8.76 7.89 8.15 8.27 7.74
Debt Service Coverage Ratio
0.29 0.31 0.39 3.05 3.40
Interest Coverage Ratio
0.33 0.42 0.57 4.60 3.87
Debt to Market Cap
0.00 1.19 1.01 1.13 0.17
Interest Debt Per Share
4.96 26.89 21.82 24.86 4.48
Net Debt to EBITDA
-1.56 7.82 5.84 5.89 0.15
Profitability Margins
Gross Profit Margin
54.81%54.09%59.82%89.94%88.23%
EBIT Margin
14.01%18.99%21.49%44.93%40.40%
EBITDA Margin
15.64%21.11%24.05%48.75%44.63%
Operating Profit Margin
14.01%18.99%21.47%57.20%40.40%
Pretax Profit Margin
14.01%18.99%21.47%44.93%40.40%
Net Profit Margin
10.75%14.55%16.33%33.97%31.26%
Continuous Operations Profit Margin
10.76%14.59%16.34%34.14%31.26%
Net Income Per EBT
76.72%76.59%76.06%75.60%77.39%
EBT Per EBIT
100.00%100.00%100.00%78.55%100.00%
Return on Assets (ROA)
0.49%0.75%0.77%1.12%0.94%
Return on Equity (ROE)
4.26%5.88%6.26%9.25%7.26%
Return on Capital Employed (ROCE)
0.52%3.97%4.51%2.75%1.80%
Return on Invested Capital (ROIC)
0.45%2.99%3.35%-18.37%-19.46%
Return on Tangible Assets
0.51%0.78%0.80%1.16%0.98%
Earnings Yield
6.65%9.48%10.06%11.75%8.35%
Efficiency Ratios
Receivables Turnover
0.06 14.98 12.28 0.00 0.00
Payables Turnover
0.00 0.00 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 -0.20 -0.17
Fixed Asset Turnover
5.86 5.97 5.25 3.41 2.80
Asset Turnover
0.05 0.05 0.05 0.03 0.03
Working Capital Turnover Ratio
0.38 -0.07 -0.07 -0.13 -0.13
Cash Conversion Cycle
5.97K 24.36 29.73 -1.81K -2.15K
Days of Sales Outstanding
5.97K 24.36 29.73 0.00 0.00
Days of Inventory Outstanding
0.00 0.00 0.00 -1.81K -2.15K
Days of Payables Outstanding
0.00 0.00 0.00 0.00 0.00
Operating Cycle
5.97K 24.36 29.73 -1.81K -2.15K
Cash Flow Ratios
Operating Cash Flow Per Share
1.69 1.58 2.11 4.26 2.69
Free Cash Flow Per Share
1.57 1.45 1.98 3.91 1.99
CapEx Per Share
0.11 0.13 0.13 0.36 0.71
Free Cash Flow to Operating Cash Flow
0.93 0.92 0.94 0.92 0.74
Dividend Paid and CapEx Coverage Ratio
1.72 1.58 2.11 3.66 1.85
Capital Expenditure Coverage Ratio
14.92 12.19 16.12 11.99 3.81
Operating Cash Flow Coverage Ratio
0.00 0.07 0.12 0.18 0.70
Operating Cash Flow to Sales Ratio
0.15 0.13 0.20 0.58 0.45
Free Cash Flow Yield
8.32%8.02%11.27%18.39%8.94%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
15.04 10.54 9.94 8.51 11.98
Price-to-Sales (P/S) Ratio
1.63 1.53 1.62 2.89 3.75
Price-to-Book (P/B) Ratio
0.64 0.62 0.62 0.79 0.87
Price-to-Free Cash Flow (P/FCF) Ratio
12.01 12.46 8.88 5.44 11.18
Price-to-Operating Cash Flow Ratio
11.12 11.44 8.33 4.98 8.24
Price-to-Earnings Growth (PEG) Ratio
-1.49 -3.59 -0.33 0.24 0.16
Price-to-Fair Value
0.64 0.62 0.62 0.79 0.87
Enterprise Value Multiple
9.11 15.09 12.59 11.82 8.55
Enterprise Value
940.94M 2.19B 1.93B 2.49B 1.34B
EV to EBITDA
10.89 15.09 12.59 11.82 8.55
EV to Sales
1.40 3.19 3.03 5.76 3.81
EV to Free Cash Flow
10.50 25.88 16.55 10.83 11.39
EV to Operating Cash Flow
9.80 23.75 15.52 9.93 8.40
Tangible Book Value Per Share
19.95 20.01 19.45 18.15 185.03
Shareholders’ Equity Per Share
29.20 29.19 28.18 26.98 25.53
Tax and Other Ratios
Effective Tax Rate
0.23 0.23 0.24 0.24 0.23
Revenue Per Share
11.60 11.80 10.81 7.35 5.93
Net Income Per Share
1.25 1.72 1.76 2.50 1.85
Tax Burden
0.77 0.77 0.76 0.76 0.77
Interest Burden
1.22 1.00 1.00 1.00 1.00
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.20 0.01 0.23 0.32 0.42
Stock-Based Compensation to Revenue
<0.01 0.01 0.01 0.02 0.02
Income Quality
1.20 0.92 1.19 1.70 1.45
Currency in USD