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Oceanfirst Financial (OCFC)
NASDAQ:OCFC
US Market
OCFC
Oceanfirst Financial
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Oceanfirst Financial (OCFC) Ratios

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Oceanfirst Financial Ratios

OCFC's free cash flow for Q4 2025 was $0.49. For the 2025 fiscal year, OCFC's free cash flow was decreased by $ and operating cash flow was $0.11. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
 0.00 0.13 0.10 0.09 0.07
Quick Ratio
 0.00 0.13 0.10 0.09 0.07
Cash Ratio
 0.00 0.01 0.01 0.01 0.02
Solvency Ratio
 <0.01 <0.01 <0.01 0.01 0.01
Operating Cash Flow Ratio
 0.00 <0.01 <0.01 0.01 0.03
Short-Term Operating Cash Flow Coverage
 0.00 1.60 1.52 1.70 3.62
Net Current Asset Value
$ -460.04M$ -11.49B$ -10.72B$ -10.92B$ -10.85B
Leverage Ratios
Debt-to-Assets Ratio
 0.00 0.11 0.09 0.08 0.11
Debt-to-Equity Ratio
 0.00 0.98 0.74 0.63 0.93
Debt-to-Capital Ratio
 0.00 0.50 0.43 0.39 0.48
Long-Term Debt-to-Capital Ratio
 0.00 0.49 0.41 0.37 0.47
Financial Leverage Ratio
 8.72 8.76 7.89 8.15 8.27
Debt Service Coverage Ratio
 0.17 0.21 0.31 0.39 1.33
Interest Coverage Ratio
 0.22 0.33 0.42 0.57 3.61
Debt to Market Cap
 0.00 1.58 1.19 1.02 1.18
Interest Debt Per Share
 5.03 33.39 26.89 21.82 26.07
Net Debt to EBITDA
 -1.92 16.08 7.82 5.84 6.22
Profitability Margins
Gross Profit Margin
64.99%54.48%54.09%59.82%87.33%
EBIT Margin
9.66%14.11%18.99%21.49%39.96%
EBITDA Margin
10.72%14.23%21.11%24.05%43.35%
Operating Profit Margin
9.64%14.11%18.99%21.47%39.96%
Pretax Profit Margin
13.73%14.11%18.99%21.47%39.96%
Net Profit Margin
10.52%10.83%14.55%16.33%30.21%
Continuous Operations Profit Margin
10.54%10.83%14.59%16.34%30.36%
Net Income Per EBT
76.64%76.72%76.59%76.06%75.60%
EBT Per EBIT
142.47%100.00%100.00%100.00%100.00%
Return on Assets (ROA)
0.48%0.49%0.75%0.77%1.12%
Return on Equity (ROE)
4.22%4.27%5.88%6.26%9.25%
Return on Capital Employed (ROCE)
0.44%2.61%3.97%4.51%5.77%
Return on Invested Capital (ROIC)
0.38%1.97%2.99%3.35%4.30%
Return on Tangible Assets
0.50%0.51%0.78%0.80%1.16%
Earnings Yield
6.43%6.89%9.48%10.17%11.75%
Efficiency Ratios
Receivables Turnover
 0.06 13.38 14.98 12.28 10.86
Payables Turnover
 0.00 0.00 0.00 0.00 0.00
Inventory Turnover
 0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
 5.93 5.81 5.97 5.25 3.83
Asset Turnover
 0.05 0.05 0.05 0.05 0.04
Working Capital Turnover Ratio
 0.47 -0.07 -0.07 -0.07 -0.05
Cash Conversion Cycle
 6.10K 27.29 24.36 29.73 33.62
Days of Sales Outstanding
 6.10K 27.29 24.36 29.73 33.62
Days of Inventory Outstanding
 0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
 0.00 0.00 0.00 0.00 0.00
Operating Cycle
 6.10K 27.29 24.36 29.73 33.62
Cash Flow Ratios
Operating Cash Flow Per Share
 1.53 1.52 1.58 2.11 4.26
Free Cash Flow Per Share
 1.39 1.38 1.45 1.98 3.91
CapEx Per Share
 0.13 0.13 0.13 0.13 0.36
Free Cash Flow to Operating Cash Flow
 0.91 0.91 0.92 0.94 0.92
Dividend Paid and CapEx Coverage Ratio
 1.56 1.56 1.58 2.11 3.66
Capital Expenditure Coverage Ratio
 11.33 11.33 12.19 16.12 11.99
Operating Cash Flow Coverage Ratio
 0.00 0.05 0.07 0.12 0.17
Operating Cash Flow to Sales Ratio
 0.13 0.13 0.13 0.20 0.52
Free Cash Flow Yield
7.26%7.71%8.02%11.39%18.39%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
 15.55 14.52 10.54 9.84 8.51
Price-to-Sales (P/S) Ratio
 1.65 1.57 1.53 1.61 2.57
Price-to-Book (P/B) Ratio
 0.65 0.62 0.62 0.62 0.79
Price-to-Free Cash Flow (P/FCF) Ratio
 13.77 12.96 12.46 8.78 5.44
Price-to-Operating Cash Flow Ratio
 12.48 11.82 11.44 8.24 4.98
Price-to-Earnings Growth (PEG) Ratio
 -0.66 -0.50 -3.59 -0.33 0.24
Price-to-Fair Value
 0.65 0.62 0.62 0.62 0.79
Enterprise Value Multiple
 13.44 27.13 15.09 12.52 12.16
Enterprise Value
 958.25M 2.53B 2.19B 1.92B 2.56B
EV to EBITDA
 13.44 27.13 15.09 12.52 12.16
EV to Sales
 1.44 3.86 3.19 3.01 5.27
EV to Free Cash Flow
 12.05 31.82 25.88 16.45 11.14
EV to Operating Cash Flow
 10.99 29.01 23.75 15.43 10.21
Tangible Book Value Per Share
 20.05 19.78 20.01 19.45 18.15
Shareholders’ Equity Per Share
 29.27 28.95 29.19 28.18 26.98
Tax and Other Ratios
Effective Tax Rate
 0.23 0.23 0.23 0.24 0.24
Revenue Per Share
 11.66 11.42 11.80 10.81 8.26
Net Income Per Share
 1.23 1.24 1.72 1.76 2.50
Tax Burden
 0.77 0.77 0.77 0.76 0.76
Interest Burden
 1.42 1.00 1.00 1.00 1.00
Research & Development to Revenue
 0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
 0.15 0.03 0.02 0.23 0.29
Stock-Based Compensation to Revenue
 <0.01 <0.01 0.01 0.01 0.02
Income Quality
 1.23 1.23 0.92 1.19 1.70
Currency in USD