Peoples Bancorp Inc. (PEBO)
NASDAQ:PEBO
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Earnings Data
Report Date
Jul 28, 2026Before Open (Confirmed)
Period Ending
2026 (Q2)Consensus EPS Forecast
0.85Last Year’s EPS
0.6Same Quarter Last Year
Moderate Buy
Based on 3 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The call presented a generally positive operational and strategic picture: quarterly EPS beat, NIM expansion, strong deposit inflows, loan growth (notably in C&I), improved asset quality metrics and capital ratios, plus an accretive M&A announcement expected to deliver cost savings and EPS accretion. Offsetting items included higher provisions driven by macro assumptions, continued elevated net charge-offs (notably small-ticket lease losses), one-time first-quarter expenses that pressured reported efficiency, and some seasonal funding timing risk. On balance the positive financial results, capital strength, and strategic deal that is expected to be accretive and improve efficiency outweigh the near-term credit and expense headwinds.Company Guidance
Earnings Per Share Beat
Diluted EPS of $0.81 for Q1 2026, exceeding consensus of $0.80 (beat of $0.01).
Net Interest Margin Expansion
Net interest margin expanded 4 basis points quarter-over-quarter, driven by lower deposit costs and a reduction in brokered CDs.
Deposit Growth and Funding Improvement
Core deposits (ex-brokered CDs) increased $192 million quarter-over-quarter, including $102 million governmental deposit growth and noninterest-bearing deposits up >$41 million (≈3%); brokered CDs declined $154 million.
Loan Growth Concentrated in C&I
Total loan growth of $13 million in the quarter with commercial & industrial loans increasing by over $111 million, partially offset by combined construction and CRE reductions of about $55 million.
Asset Quality Improvements
Nonperforming loans declined by over $3 million quarter-over-quarter; criticized loans down $12 million and classified loans down $5 million; 98.9% of loan portfolio current (up from 98.6%).
Capital and Book Value Strength
Tangible equity to tangible assets improved 12 basis points to ~8.9%; book value per share $33.85 and tangible book value per share $22.95 (3% annualized improvement). All regulatory capital ratios improved.
Dividend Increase
Quarterly dividend increased to $0.42 per share (eleventh consecutive annual increase), implying an annualized dividend yield of 4.84%.
Strategic M&A — Citizens National Agreement
Agreement to merge with Citizens National Corporation (~$700M assets, 12 branches). Transaction valued at approx. $77M; expected tangible book earn-back <1 year, projected 40% cost savings, and accretive to 2027 EPS by $0.20; expected close around end-Q3/begin-Q4 2026.
PEBO Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
PEBO Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Apr 27, 2026 | $34.13 | $34.50 | +1.08% |
Jan 20, 2026 | $30.82 | $31.17 | +1.15% |
Nov 03, 2025 | $27.84 | $28.07 | +0.84% |
Jul 28, 2025 | $28.19 | $28.56 | +1.33% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Peoples Bancorp Inc. (PEBO) report earnings?
Peoples Bancorp Inc. (PEBO) is schdueled to report earning on Jul 28, 2026, Before Open (Confirmed).
What is Peoples Bancorp Inc. (PEBO) earnings time?
Peoples Bancorp Inc. (PEBO) earnings time is at Jul 28, 2026, Before Open (Confirmed).
Where can I see when companies are reporting earnings?
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What companies are reporting earnings today?
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What is PEBO EPS forecast?
PEBO EPS forecast for the fiscal quarter 2026 (Q2) is 0.85.