Earnings Per Share Improvement
Reported diluted earnings per share of $0.83 for Q3 2025, an improvement compared to the linked quarter.
Loan Growth and Net Interest Income
Annualized loan growth of 8% and net interest income increased nearly $4,000,000, with a net interest margin expansion.
Reduction in Credit Loss Provisions
Provision for credit losses declined over $9,000,000, with an allowance for credit losses at 1.11% of total loans.
Efficiency Ratio Improvement
Efficiency ratio improved to 57.1% from 59.3% in the linked quarter.
Book Value Growth
Book value per share grew 2% and tangible book value per share improved by 4%.