Origin Bancorp, Inc. ( (OBK) ) has released its Q2 earnings. Here is a breakdown of the information Origin Bancorp, Inc. presented to its investors.
Claim 50% Off TipRanks Premium and Invest with Confidence
- Unlock hedge-fund level data and powerful investing tools designed to help you make smarter, sharper decisions
- Stay ahead of the market with the latest news and analysis so your portfolio is always positioned for maximum potential
Origin Bancorp, Inc., a financial holding company based in Ruston, Louisiana, operates through its subsidiary, Origin Bank, providing a wide range of financial services across several states including Texas, Louisiana, and Mississippi. The company is known for its personalized relationship banking approach and operates over 55 locations.
In its second quarter of 2025 earnings report, Origin Bancorp, Inc. announced a net income of $14.6 million, or $0.47 per diluted share, a decrease from the previous quarter’s $22.4 million. The company highlighted its ongoing ‘Optimize Origin’ initiative aimed at enhancing financial performance and operational efficiency.
Key financial metrics for the quarter included a net interest income of $82.1 million, marking a 4.7% increase from the previous quarter, and a net interest margin of 3.61%. The company also reported a strategic move in its bond portfolio, selling securities to optimize yields, despite realizing a $14.4 million loss. Additionally, Origin Bancorp increased its ownership in Argent Financial, reaching a 20% threshold, which is expected to boost noninterest income.
The company also saw a slight increase in total loans held for investment, reaching $7.68 billion, and a decrease in total deposits to $8.12 billion. Origin Bancorp’s board approved a new stock repurchase program, authorizing up to $50 million in repurchases over the next three years.
Looking forward, Origin Bancorp remains focused on its strategic initiatives under ‘Optimize Origin,’ aiming for improved financial performance and efficiency. The company is positioned well in dynamic growth markets and is optimistic about delivering value to its stakeholders in the coming quarters.