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ConnectOne Bancorp (CNOB)
NASDAQ:CNOB
Earnings Data
Report Date
Jan 22, 2026Before Open (Confirmed)
Period Ending
2025 (Q4)Consensus EPS Forecast
0.72Last Year’s EPS
0.49Same Quarter Last Year
Moderate Buy
Based on 1 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The earnings call highlights a positive quarter with successful merger integration, strong growth in deposits and loans, improved financial metrics, and low nonperforming assets. However, there are some concerns related to temporary factors affecting the net interest margin and potential impacts of a government shutdown on SBA loans.Company Guidance
Successful Merger Integration
The systems merger integration was completed just two weeks after the legal close, leading to seamless operations with strong cultural alignment and a unified client-first mindset.
Growth in Core Deposits and Loan Originations
Core deposits continued to grow across both established and newly acquired client relationships. Loan originations this quarter were healthy with over $465 million in new funding.
Improved Financial Metrics
Operating return on assets increased by over 30 basis points to 1.05%, while PPNR as a percentage of assets rose by approximately 50 basis points over the past year to 1.61%. The net interest margin grew to 3.11% from 3.06% in the sequential quarter and from 2.67% a year ago.
Nonperforming Assets and Charge-offs
Nonperforming assets were just 0.28% at the end of the quarter. Annualized net charge-offs remained below 0.20% and 30-day delinquencies were just 0.08% of total loans.
Significant Nonrecurring Income Boost
Two nonrecurring items boosted pretax income by more than $10 million, including a $6.6 million employee retention tax credit and a $3.5 million pension curtailment gain.
CNOB Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
CNOB Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Oct 30, 2025 | $23.69 | $23.73 | +0.17% |
Jul 29, 2025 | $24.16 | $23.13 | -4.26% |
Apr 24, 2025 | $21.86 | $22.30 | +2.01% |
Jan 30, 2025 | $23.15 | $24.35 | +5.18% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does ConnectOne Bancorp (CNOB) report earnings?
ConnectOne Bancorp (CNOB) is schdueled to report earning on Jan 22, 2026, Before Open (Confirmed).
What is ConnectOne Bancorp (CNOB) earnings time?
ConnectOne Bancorp (CNOB) earnings time is at Jan 22, 2026, Before Open (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is CNOB EPS forecast?
CNOB EPS forecast for the fiscal quarter 2025 (Q4) is 0.72.