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Dime Community Bancshares (DCOM)
NASDAQ:DCOM
Earnings Data
Report Date
Oct 24, 2025Before Open (Confirmed)
Period Ending
2025 (Q3)Consensus EPS Forecast
0.68Last Year’s EPS
0.29Same Quarter Last Year
Strong Buy
Based on 3 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The earnings call presented a strong performance with significant growth in core earnings, core deposits, and business loans. The bank also achieved an improved NIM and maintained strong capital levels. However, these positives were slightly offset by increased operating expenses and credit loss provisions.Company Guidance
Increased Core Earnings Power
Core pretax pre-provision income increased to $49 million in Q2 2025 from $28 million a year ago, resulting in a core ROA of 85 basis points.
Growth in Core Deposits
Core deposits increased by $1.2 billion year-over-year, with new deposit teams growing their portfolios to approximately $2.2 billion.
Expansion in Business Loans
Business loans grew over $110 million in Q2 and over $370 million or 15% year-over-year.
Significant Loan Origination
Loan originations, including new lines of credit, increased to $450 million for the quarter.
Improved Net Interest Margin (NIM)
NIM increased to 2.98%, continuing a five-quarter growth trend.
Strong Capital Levels
Common equity Tier 1 ratio increased to 11.25% and total capital ratio grew to 15.8%, providing a competitive advantage.
Robust Loan Pipeline
The loan pipeline stands at $1.2 billion, up from $750 million in January, with a weighted average rate of 6.85%.
DCOM Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
DCOM Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Jul 24, 2025 | $28.53 | $28.29 | -0.84% |
Apr 22, 2025 | $24.90 | $25.59 | +2.77% |
Jan 23, 2025 | $31.16 | $30.43 | -2.34% |
Oct 22, 2024 | $28.44 | $28.41 | -0.11% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Dime Community Bancshares (DCOM) report earnings?
Dime Community Bancshares (DCOM) is schdueled to report earning on Oct 24, 2025, Before Open (Confirmed).
What is Dime Community Bancshares (DCOM) earnings time?
Dime Community Bancshares (DCOM) earnings time is at Oct 24, 2025, Before Open (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is DCOM EPS forecast?
DCOM EPS forecast for the fiscal quarter 2025 (Q3) is 0.68.