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Dime Community Bancshares (DCOM)
NASDAQ:DCOM
US Market
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Dime Community Bancshares (DCOM) Earnings Dates, Call Summary & Reports

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Earnings Data

Report Date
Jan 23, 2026
Before Open (Confirmed)
Period Ending
2025 (Q4)
Consensus EPS Forecast
0.71
Last Year’s EPS
0.42
Same Quarter Last Year
Based on 3 Analysts Ratings

Earnings Call Summary

Q3 2025
Earnings Call Date:Oct 23, 2025|
% Change Since:
|
Earnings Call Sentiment|Positive
The earnings call highlighted strong growth in core earnings, business loan growth, and deposit expansion, with positive developments in net interest margin and recruitment efforts. However, challenges were noted in increased loan loss provisions, higher operating expenses, and credit loss provisions. Overall, the positive highlights outweigh the lowlights, indicating a strong performance and optimistic outlook.
Company Guidance
During the third quarter of 2025, Dime Community Bancshares, Inc. reported significant financial performance improvements, with core pretax pre-provision income rising to $54.4 million compared to $49.4 million in the second quarter and $29.8 million a year ago. The nonperforming assets (NPAs) increased slightly but still represented only 50 basis points of total assets. Core deposits grew by $1 billion year-over-year, while business loans expanded by over $160 million during the quarter. The net interest margin (NIM) surpassed 3% for the sixth consecutive quarter, driven by a favorable 10-basis-point increase in the spread between loans and deposits following a Fed rate cut. Loan originations, including new credit lines, reached $535 million at an average rate of 6.95%. Additionally, the bank's credit loss provision was $13.3 million for the quarter, with an allowance to loans increasing to 88 basis points. The bank also plans to leverage its strong capital position, including a common equity Tier 1 ratio above 11.5%, to capitalize on future opportunities and continue its strategic growth trajectory.
Significant Increase in Core Earnings
Core pretax pre-provision income increased to $54.4 million in Q3 2025 from $49.4 million in Q2 2025 and $29.8 million a year ago.
Deposit Growth
Core deposits increased by $1 billion year-over-year, with deposit portfolios growing to approximately $2.6 billion.
Business Loan Growth
Business loans grew over $160 million in Q3 compared to $110 million in Q2, with year-over-year growth exceeding $400 million.
Net Interest Margin Expansion
Net interest margin (NIM) increased for the sixth consecutive quarter, surpassing the 3% mark.
Recruitment and Expansion
Several talented bankers were hired, and a new branch was opened in Manhattan, with plans for additional locations in New Jersey and Long Island in early 2026.
Positive Credit Outlook
Criticized loans decreased by approximately $30 million, and loans 30 to 89 days past due were down by 33%.
Record Core EPS Growth
Core EPS for the third quarter was $0.61 per share, representing a 110% increase year-over-year.

Dime Community Bancshares (DCOM) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

DCOM Earnings History

Report Date
Fiscal Quarter
Forecast / EPS
Last Year's EPS
EPS YoY Change
Press Release
Slides
Play Transcript
Jan 23, 2026
2025 (Q4)
0.71 / -
0.42
Oct 23, 2025
2025 (Q3)
0.69 / 0.61
0.29110.34% (+0.32)
Jul 24, 2025
2025 (Q2)
0.62 / 0.64
0.3772.97% (+0.27)
Apr 22, 2025
2025 (Q1)
0.58 / 0.57
0.3850.00% (+0.19)
Jan 23, 2025
2024 (Q4)
0.45 / 0.42
0.397.69% (+0.03)
Oct 22, 2024
2024 (Q3)
0.41 / 0.29
0.56-48.21% (-0.27)
Jul 23, 2024
2024 (Q2)
0.38 / 0.37
0.68-45.59% (-0.31)
Apr 23, 2024
2024 (Q1)
0.37 / 0.38
0.95-60.00% (-0.57)
Jan 26, 2024
2023 (Q4)
0.47 / 0.39
0.99-60.61% (-0.60)
Oct 19, 2023
2023 (Q3)
0.54 / 0.56
0.95-41.05% (-0.39)
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed

DCOM Earnings-Related Price Changes

Report Date
Price 1 Day Before
Price 1 Day After
Percentage Change
Oct 23, 2025
$29.66$27.43-7.52%
Jul 24, 2025
$28.27$28.04-0.81%
Apr 22, 2025
$24.68$25.36+2.76%
Jan 23, 2025
$30.88$30.15-2.36%
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Dime Community Bancshares (DCOM) report earnings?
Dime Community Bancshares (DCOM) is schdueled to report earning on Jan 23, 2026, Before Open (Confirmed).
    What is Dime Community Bancshares (DCOM) earnings time?
    Dime Community Bancshares (DCOM) earnings time is at Jan 23, 2026, Before Open (Confirmed).
      Where can I see when companies are reporting earnings?
      You can see which companies are reporting today on our designated earnings calendar.
        What companies are reporting earnings today?
        You can see a list of the companies which are reporting today on TipRanks earnings calendar.
          What is DCOM EPS forecast?
          DCOM EPS forecast for the fiscal quarter 2025 (Q4) is 0.71.
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