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Byline Bancorp Inc (BY)
NYSE:BY
Earnings Data
Report Date
Jan 22, 2026After Close (Confirmed)
Period Ending
2025 (Q4)Consensus EPS Forecast
0.72Last Year’s EPS
0.69Same Quarter Last Year
Moderate Buy
Based on 2 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The earnings call highlighted Byline Bancorp's consistent and strong financial performance, recognition for workplace excellence, and improved credit quality. However, challenges include the impact of the government shutdown on SBA operations and future regulatory impacts from crossing the $10 billion asset threshold.Company Guidance
Consistent Strong Financial Performance
Byline Bancorp reported its 12th consecutive quarter of strong financial performance, showcasing the consistency and resiliency of its business model.
Recognition and Awards
Byline Bancorp received the 2024 SBA 7(a), 504, and Export Lender of the Year Awards and was named one of Chicago's best workplaces by the Chicago Sun-Times for the second year in a row.
Improved Profitability Metrics
Net income for the quarter was $37 million or $0.82 per diluted share, with revenue of $116 million, reflecting a 13.6% increase in revenue and a 19% increase in EPS year-over-year.
Strong Credit Quality
Credit quality metrics improved with nonperforming assets (NPAs) and nonperforming loans (NPLs) declining, and the allowance for credit losses remaining strong at 1.42% of total loans.
Improved Capital Flexibility
Capital levels continue to grow with CET1 surpassing 12%, and the company refinanced $75 million in subordinated debt, improving credit spreads by 266 basis points.
BY Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
BY Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Oct 23, 2025 | $26.55 | $28.04 | +5.61% |
Jul 24, 2025 | $26.84 | $26.88 | +0.15% |
Apr 24, 2025 | $25.37 | $25.32 | -0.20% |
Jan 23, 2025 | $27.92 | $28.73 | +2.90% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Byline Bancorp Inc (BY) report earnings?
Byline Bancorp Inc (BY) is schdueled to report earning on Jan 22, 2026, After Close (Confirmed).
What is Byline Bancorp Inc (BY) earnings time?
Byline Bancorp Inc (BY) earnings time is at Jan 22, 2026, After Close (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is BY EPS forecast?
BY EPS forecast for the fiscal quarter 2025 (Q4) is 0.72.