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Byline Bancorp Inc (BY)
NYSE:BY
Earnings Data
Report Date
Oct 23, 2025After Close (Confirmed)
Period Ending
2025 (Q3)Consensus EPS Forecast
0.72Last Year’s EPS
0.7Same Quarter Last Year
Moderate Buy
Based on 2 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The earnings call highlighted Byline Bancorp's strong financial performance, successful acquisition integration, and recognition through awards. However, there were challenges such as a decline in noninterest income, increase in nonperforming loans, and higher credit costs. Overall, the positive aspects such as growth in revenue, loans, deposits, and improved efficiency metrics outweighed the negatives.Company Guidance
Strong Financial Performance
Reported net income of $30 million or $0.66 per diluted share on revenue of $110 million. Excluding merger charges and other expenses, net income was $33.8 million or $0.75 per diluted share. Revenue growth was driven by a 9% increase in net interest income.
Successful Acquisition and Integration
Successfully closed the transaction with First Security, adding approximately $280 million in deposits and $153 million in loans. The integration was completed by the end of April.
Awards and Recognition
Received awards such as 2025 Chicago Sun-Times Best Workplaces and U.S. News & World Report’s 2025 Best Companies to Work For in multiple categories.
Growth in Loans and Deposits
Loans grew by $155 million or 9%, and deposits grew 6.4% quarter-on-quarter, excluding brokered deposits. Total deposits increased to $7.8 billion, up 13.7% annualized from the prior quarter.
Improved Efficiency Metrics
Efficiency ratio was excellent at 48.2% for the quarter, and cost-to-asset ratio came in at 228 basis points, down 18 basis points from the prior quarter.
BY Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
BY Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Jul 24, 2025 | $26.94 | $26.98 | +0.15% |
Apr 24, 2025 | $25.46 | $25.41 | -0.20% |
Jan 23, 2025 | $28.02 | $28.84 | +2.93% |
Oct 24, 2024 | $26.16 | $26.48 | +1.22% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Byline Bancorp Inc (BY) report earnings?
Byline Bancorp Inc (BY) is schdueled to report earning on Oct 23, 2025, After Close (Confirmed).
What is Byline Bancorp Inc (BY) earnings time?
Byline Bancorp Inc (BY) earnings time is at Oct 23, 2025, After Close (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is BY EPS forecast?
BY EPS forecast for the fiscal quarter 2025 (Q3) is 0.72.