The earnings call highlighted Triumph's strategic growth in transportation and successful resolution of a major dispute, despite some challenges such as increased competition and expense growth.

Company Guidance -

Q3 2025

During the call, Triumph provided guidance that highlighted several key metrics and developments. The company discussed a strong second quarter for fiscal year 2025, emphasizing significant revenue growth in its core transportation business. The successful resolution of a long-standing issue with the United States Postal Service (USPS) was noted as a major positive outcome for the quarter. The acquisition of Greenscreens, with an initial $10 million in contracted annual recurring revenue (ARR) and its integration into Triumph, was highlighted as a strategic move to enhance the company's intelligence segment, which is expected to grow the fastest among its transportation businesses. The EBITDA margin for the payments segment improved to 14%, with a long-term goal of exceeding 40%. Additionally, the company experienced supply chain financing growth, with plans to continue expanding in this area. Triumph's noninterest-bearing deposits grew, driven largely by increases in mortgage warehouse deposits and TriumphPay float. The company also outlined plans to maintain flat expenses while driving revenue growth, particularly through monetizing its payments network and enhancing data security and infrastructure investments.

Successful Resolution with USPS

Triumph resolved a five-year dispute with the United States Postal Service, resulting in financial recoupment.

Greenscreens Acquisition and Integration

Triumph closed the Greenscreens acquisition, with a focus on integrating $40 billion of data into their models, expecting significant improvements in accuracy and customer engagement.

Transportation Revenue Growth

Core transportation business reported strong revenue growth, with expectations for continued expansion in factoring, payments, and intelligence segments.

Improved Credit Quality

Credit quality improved materially, with normalized net charge-offs less than $1 million.

Payments EBITDA Margin Improvement

Payments segment reported a significant improvement in EBITDA margin to 14%, with expectations to exceed 40% in the long term.

LoadPay and Intelligence Growth

LoadPay reported solid account growth, and Intelligence segment expected to grow the fastest among transportation businesses.

Triumph Financial (TFIN) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

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TFIN Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Oct 15, 2025	2025 (Q3)	0.12 / -	0.19	―	―	―
Jul 16, 2025	2025 (Q2)	0.06 / 0.15	0.08	87.50% (+0.07)
Apr 16, 2025	2025 (Q1)	0.04 / 0.04	0.14	-71.43% (-0.10)	―
Jan 22, 2025	2024 (Q4)	0.24 / 0.13	0.37	-64.86% (-0.24)	―
Oct 16, 2024	2024 (Q3)	0.18 / 0.19	0.51	-62.75% (-0.32)	―
Jul 17, 2024	2024 (Q2)	0.22 / 0.08	0.29	-72.41% (-0.21)	―
Apr 17, 2024	2024 (Q1)	0.32 / 0.14	0.43	-67.44% (-0.29)	―
Jan 23, 2024	2023 (Q4)	0.39 / 0.37	0.67	-44.78% (-0.30)	―
Oct 19, 2023	2023 (Q3)	0.38 / 0.51	0.62	-17.74% (-0.11)	―
Jul 20, 2023	2023 (Q2)	0.41 / 0.29	0.88	-67.05% (-0.59)	―

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

TFIN Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Jul 16, 2025	$63.58	$61.99	-2.50%
Apr 16, 2025	$49.95	$48.62	-2.66%
Jan 22, 2025	$91.97	$78.86	-14.25%
Oct 16, 2024	$83.11	$87.11	+4.81%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Triumph Financial (TFIN) report earnings?

Triumph Financial (TFIN) is schdueled to report earning on Oct 15, 2025, After Close (Confirmed).

What is Triumph Financial (TFIN) earnings time?

Triumph Financial (TFIN) earnings time is at Oct 15, 2025, After Close (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is TFIN EPS forecast?

TFIN EPS forecast for the fiscal quarter 2025 (Q3) is 0.12.

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