The earnings call presented several positive developments, particularly in transportation business growth, resolution with USPS, and progress with the Greenscreens acquisition, despite some financial drag from the acquisition and higher expenses. The overall outlook remains optimistic with strategic investments and growth opportunities.

Company Guidance

In the recent earnings call, Triumph provided guidance emphasizing strong performance and future potential across its business segments. The transportation business experienced significant revenue growth, while credit quality improved materially, reflecting a positive shift in Triumph's core operations. The company's recent acquisition of Greenscreens, which contributes approximately $10 million in contracted annual recurring revenue (ARR), is expected to enhance their Triumph intelligence product over the next 90 days by integrating about $40 billion of audit and payment data. EBITDA margins for the payment segment have improved to 14%, with long-term goals set above 40%. The company also highlighted its strategic focus on the value chain, aiming for intelligence to be the fastest-growing segment within its transportation businesses over the next 2-3 years. Overall, Triumph remains poised for continued expansion and value creation for its shareholders, driven by strategic acquisitions and enhanced service offerings.

Resolution with USPS

The successful resolution of the 5-year dispute with the United States Postal Service, leading to financial recoupment of funds owed.

Transportation Business Growth

The core transportation business experienced a great quarter of revenue growth with improved credit quality.

Greenscreens Acquisition Progress

The Greenscreens integration is on track, with an increase in average contractual value from $37,000 to $80,000 in the pipeline.

EBITDA Margin Improvement

EBITDA margin for the payments segment improved to 14%, with expectations to reach above 40% in the long term.

LoadPay Account Growth

Strong quarter for LoadPay account growth, with average annual revenue per account potentially reaching $700 or more.

Supply Chain Financing Growth

Significant potential for growth in supply chain financing, aligning with the brand promise of helping clients transact confidently.

Noninterest-Bearing Deposit Growth

Increase in noninterest-bearing deposits, primarily driven by mortgage warehouse deposits and TPay float growth.

Triumph Financial (TFIN) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

Daily Earnings Calendar >

TFIN Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Oct 15, 2025	2025 (Q3)	0.12 / -	0.19	―	―	―
Jul 16, 2025	2025 (Q2)	0.05 / 0.15	0.08	87.50% (+0.07)
Apr 16, 2025	2025 (Q1)	0.04 / -0.03	0.14	-121.43% (-0.17)	―
Jan 22, 2025	2024 (Q4)	0.24 / 0.13	0.37	-64.86% (-0.24)	―
Oct 16, 2024	2024 (Q3)	0.18 / 0.19	0.51	-62.75% (-0.32)	―
Jul 17, 2024	2024 (Q2)	0.22 / 0.08	0.29	-72.41% (-0.21)	―
Apr 17, 2024	2024 (Q1)	0.32 / 0.14	0.43	-67.44% (-0.29)	―
Jan 23, 2024	2023 (Q4)	0.39 / 0.37	0.67	-44.78% (-0.30)	―
Oct 19, 2023	2023 (Q3)	0.38 / 0.51	0.62	-17.74% (-0.11)	―
Jul 20, 2023	2023 (Q2)	0.41 / 0.29	0.88	-67.05% (-0.59)	―

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

TFIN Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Jul 16, 2025	$63.58	$61.99	-2.50%
Apr 16, 2025	$49.95	$48.62	-2.66%
Jan 22, 2025	$91.97	$78.86	-14.25%
Oct 16, 2024	$83.11	$87.11	+4.81%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Triumph Financial, Inc. (TFIN) report earnings?

Triumph Financial, Inc. (TFIN) is schdueled to report earning on Oct 15, 2025, After Close (Confirmed).

What is Triumph Financial, Inc. (TFIN) earnings time?

Triumph Financial, Inc. (TFIN) earnings time is at Oct 15, 2025, After Close (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is TFIN EPS forecast?

TFIN EPS forecast for the fiscal quarter 2025 (Q3) is 0.12.

Become an Expert with TipRanks Premium

What am I Missing?

Make informed decisions based on Top Analysts' activity

Know what industry insiders are buying

Get actionable alerts from top Wall Street Analysts

Find out before anyone else which stock is going to shoot up

Get powerful stock screeners & detailed portfolio analysis

Subscribe Now See Plans & Pricing