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NBHC Stock Chart & Stats
$42.38
-$0.20(-0.47%)
At close: 4:00 PM EST
$42.38
-$0.20(-0.47%)
Day’s Range― - ―
52-Week Range$35.06 - $45.63
Previous CloseN/A
Volume28.73K
Average Volume (3M)388.46K
Market Cap
$1.99B
Enterprise Value$1.34B
Total Cash (Recent Filing)$1.08B
Total Debt (Recent Filing)$219.13M
Price to Earnings (P/E)16.0
Beta0.82
Next Earnings
Jul 28, 2026EPS Estimate
0.81Next Dividend Ex-DateN/A
Dividend Yield3.07%
Share Statistics
EPS (TTM)2.77
Shares Outstanding44,790,820
10 Day Avg. Volume362,395
30 Day Avg. Volume388,465
Financial Highlights & Ratios
PEG Ratio-1.72
Price to Book (P/B)1.05
Price to Sales (P/S)2.49
P/FCF Ratio10.95
Enterprise Value/Market Cap0.68
Enterprise Value/Revenue2.17
Enterprise Value/Gross Profit3.08
Enterprise Value/Ebitda8.22
Forecast
1Y Price Target
$49.50Price Target Upside16.80% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)3.47
Revenue Forecast (FY)$544.37M
Bulls Say, Bears Say
Bulls Say
Record Loan Growth And Acquisition ScaleThe combination of strong organic originations and the Vista acquisition materially expanded earning assets and diversified the franchise across Dallas‑Ft. Worth, Austin and Palm Beach. A larger loan base supports durable net interest income growth and scale benefits for at least several quarters post-close.
Conservative Capital And Liquidity PositionAbove‑regulatory CET1 and ample total capital provide a structural buffer for growth, acquisitions, and buybacks while absorbing cyclical loan losses. Strong liquidity and low leverage increase strategic optionality and reduce the likelihood of capital raising over the 2–6 month horizon.
Platform-led Fee And Deposit Distribution GrowthAccelerating Unifi top‑of‑funnel and a larger Camber deposit program signal a durable shift toward digital origination and distributed deposit channels. Over time, these platforms can diversify noninterest income and lower marginal funding costs if conversion improves and scale is maintained.
Bears Say
Weak Free Cash Flow ConversionA sharp decline in free cash flow versus net income reduces earnings quality and limits internally funded flexibility for buybacks, dividends, or unexpected credit stress. Persistent weak cash conversion would constrain capital returns and raise scrutiny on accruals or one‑time items.
Acquisition & Integration Expense NoiseMaterial one‑time and near‑term merger-related costs, plus operating investments, create a noisy expense profile that can delay realization of modeled synergies. If execution slips, margin recovery and targeted EPS trajectory could be pushed beyond the systems conversion timeline.
Deposit Mix And Cost PressuresA reliance on acquired deposits that carry above‑company cost, coupled with flat organic deposit growth, risks higher funding costs and margin pressure. Over a multi‑quarter horizon, management must reprice or grow low‑cost core deposits to protect NIM and profitability.
National Bank Holdings News
NBHC FAQ
What was National Bank Holdings’s price range in the past 12 months?
National Bank Holdings lowest stock price was $35.06 and its highest was $45.63 in the past 12 months.
What is National Bank Holdings’s market cap?
National Bank Holdings’s market cap is $1.99B.
When is National Bank Holdings’s upcoming earnings report date?
National Bank Holdings’s upcoming earnings report date is Jul 28, 2026 which is in 20 days.
How were National Bank Holdings’s earnings last quarter?
National Bank Holdings released its earnings results on Apr 21, 2026. The company reported $0.72 earnings per share for the quarter, beating the consensus estimate of $0.65 by $0.07.
Is National Bank Holdings overvalued?
According to Wall Street analysts National Bank Holdings’s price is currently Undervalued.
Does National Bank Holdings pay dividends?
National Bank Holdings pays a Quarterly dividend of $0.32 which represents an annual dividend yield of 3.07%. See more information on National Bank Holdings dividends here
What is National Bank Holdings’s EPS estimate?
National Bank Holdings’s EPS estimate is 0.81.
How many shares outstanding does National Bank Holdings have?
National Bank Holdings has 44,790,820 shares outstanding.
What happened to National Bank Holdings’s price movement after its last earnings report?
National Bank Holdings reported an EPS of $0.72 in its last earnings report, beating expectations of $0.65. Following the earnings report the stock price went down -1.494%.
Which hedge fund is a major shareholder of National Bank Holdings?
Currently, no hedge funds are holding shares in NBHC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
National Bank Holdings Stock Smart Score
Underperform
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10
Analyst Consensus
Moderate Buy
Average Price Target:
$49.50 (16.80% Upside)
$49.50 (16.80% Upside)
Blogger Sentiment
Bullish
NBHC Sentiment 100%
Sector Average 67%
Sector Average 67%
Hedge Fund Trend
Decreased
By 68.7K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $40.3K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Negative
20 days / 200 days
Momentum
-15.97%
12-Months-Change
Fundamentals
Return on Equity
7.35%
Trailing 12-Months
Asset Growth
24.91%
Trailing 12-Months
Company Description
National Bank Holdings
National Bank Holdings Corporation (NBHC) serves as the parent company for NBH Bank, providing a comprehensive range of banking products and financial services to commercial businesses and individual consumers across the United States. The bank offers various deposit accounts, including checking, savings, and money market options, alongside fixed-rate and fixed-maturity time deposits. Its lending portfolio is extensive, featuring commercial and industrial loans for purposes such as working capital, equipment financing, lender finance, and specialized sectors like food and agriculture, government, and non-profits. NBHC also finances both owner-occupied and non-owner occupied commercial real estate, covering diverse property types like office buildings, warehouses, multi-family residences, hospitality venues, and retail spaces. Additionally, it provides Small Business Administration (SBA) loans to support manufacturers, distributors, and service providers, as well as general term loans, lines of credit, real estate-secured loans, residential mortgages, and consumer loans. Beyond its core deposit and lending services, NBHC delivers a suite of treasury management solutions. These encompass digital banking (online and mobile), commercial credit cards, wire transfers, Automated Clearing House (ACH) services, electronic bill payment, lockbox services, remote deposit capture, merchant processing, cash vault services, controlled disbursements, and fraud prevention tools. The company also offers auxiliary services like account reconciliation, collections, repurchase accounts, zero balance accounts, and sweep accounts. As of January 20, 2022, NBHC operated through a network of 81 banking centers situated in Colorado, the greater Kansas City region, New Mexico, Utah, and Texas, complemented by 121 ATMs. Originally established in 2009 as NBH Holdings Corp., the company officially adopted its current name, National Bank Holdings Corporation, in March 2012. Its corporate headquarters are located in Greenwood Village, Colorado.
NBHC Company Deck
NBHC Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call communicated multiple strong operational and financial achievements — record loan originations, double-digit loan growth, margin expansion, higher net interest income and strong capital ratios — alongside expected short-term noise from acquisition-related one-time costs, early-stage monetization of Unifi, and modestly elevated annualized charge-offs. Management reiterated conservative but achievable guidance (10% loan growth, NIM near 4%, fee income $75–$80M), emphasized integration progress and synergy realization (post July systems conversion), and affirmed a target of >$1 EPS in Q4 driven by earning asset growth, fee pickup and expense synergies. Overall, positives around growth, margin, capital and integration momentum substantially outweigh the near-term challenges and one-time costs.View all NBHC earnings summariesNBHC Stock 12 Month Forecast
Average Price Target
$49.50
▲(16.80% Upside)
Technical Analysis
Ownership Overview
4.33% Insiders
25.02% Mutual Funds
0.13% Other Institutional Investors
39.37% Public Companies and
Individual Investors