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NBHC Stock Chart & Stats
$43.33
-$0.80(-1.85%)
At close: 4:00 PM EDT
$43.33
-$0.80(-1.85%)
Day’s Range― - ―
52-Week Range$35.06 - $47.28
Previous Close$42.53
Volume444.28K
Average Volume (3M)388.46K
Market Cap
$1.93B
Enterprise Value$1.96K
Total Cash (Recent Filing)$1.82B
Total Debt (Recent Filing)$347.24M
Price to Earnings (P/E)16.8
Beta0.84
Next Earnings
Oct 27, 2026EPS Estimate
0.84Next Dividend Ex-DateN/A
Dividend Yield2.89%
Share Statistics
EPS (TTM)2.57
Shares Outstanding44,790,820
10 Day Avg. Volume362,395
30 Day Avg. Volume388,465
Financial Highlights & Ratios
PEG Ratio-1.72
Price to Book (P/B)1.05
Price to Sales (P/S)2.49
P/FCF Ratio10.95
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$48.50Price Target Upside11.93% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering4
EPS Forecast (FY)3.33
Revenue Forecast (FY)$536.66M
Bulls Say, Bears Say
Bulls Say
Conservative Balance Sheet And Strong CapitalLow leverage and a growing equity base provide durable capital buffers, lowering insolvency risk and giving management room to pursue loan growth, M&A integration, dividends, and buybacks while meeting regulatory requirements over the next several quarters.
Sustained Loan Production And Portfolio GrowthConsistent, sizable loan originations expand interest-earning assets and support net interest income growth; sustained production and a 10% YTD growth trajectory underpin durable revenue expansion if underwriting and margin mix remain stable.
Fee Income Momentum And DiversificationMaterial fee income acceleration improves revenue diversity beyond NII, reducing sensitivity to interest rate swings. A clear path to $75–80M of fees supports more stable, repeatable noninterest income over coming quarters and enhances earnings resilience.
Bears Say
Weak Cash Conversion And Free Cash FlowAn ~80% drop in free cash flow and low cash conversion versus net income reduce earnings quality and limit internally generated capital for investments, dividends or buybacks. This weakens financial flexibility and heightens reliance on external funding over the medium term.
Underperforming 2UniFi Initiative Driving High ExpensesA business unit with outsized expenses and minimal revenue dilutes margins and reduces return on capital. Continued underperformance risks recurring expense drag, forces reallocation of management attention, and could impair long-term profitability if remediation or monetization is delayed.
Spot Deposit Volatility And Increased Borrowing RelianceDeposit instability and occasional higher reliance on borrowings create funding cost and liquidity uncertainty. Over months, this can pressure net interest margin, constrain funded loan growth, and necessitate more conservative balance sheet posture during periods of funding stress.
National Bank Holdings News
NBHC FAQ
What was National Bank Holdings’s price range in the past 12 months?
National Bank Holdings lowest stock price was $35.06 and its highest was $47.28 in the past 12 months.
What is National Bank Holdings’s market cap?
National Bank Holdings’s market cap is $1.93B.
When is National Bank Holdings’s upcoming earnings report date?
National Bank Holdings’s upcoming earnings report date is Oct 27, 2026 which is in 83 days.
How were National Bank Holdings’s earnings last quarter?
National Bank Holdings released its earnings results on Jul 21, 2026. The company reported $0.78 earnings per share for the quarter, missing the consensus estimate of $0.81 by -$0.03.
Is National Bank Holdings overvalued?
According to Wall Street analysts National Bank Holdings’s price is currently Undervalued.
Does National Bank Holdings pay dividends?
National Bank Holdings pays a Quarterly dividend of $0.32 which represents an annual dividend yield of 2.89%. See more information on National Bank Holdings dividends here
What is National Bank Holdings’s EPS estimate?
National Bank Holdings’s EPS estimate is 0.84.
How many shares outstanding does National Bank Holdings have?
National Bank Holdings has 44,790,820 shares outstanding.
What happened to National Bank Holdings’s price movement after its last earnings report?
National Bank Holdings reported an EPS of $0.78 in its last earnings report, missing expectations of $0.81. Following the earnings report the stock price went down -4.314%.
Which hedge fund is a major shareholder of National Bank Holdings?
Currently, no hedge funds are holding shares in NBHC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
National Bank Holdings Stock Smart Score
Neutral
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Analyst Consensus
Strong Buy
Average Price Target:
$48.50 (11.93% Upside)
$48.50 (11.93% Upside)
Blogger Sentiment
Bullish
NBHC Sentiment 67%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 68.7K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $40.3K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-15.97%
12-Months-Change
Fundamentals
Return on Equity
2.89%
Trailing 12-Months
Asset Growth
25.88%
Trailing 12-Months
Company Description
National Bank Holdings
National Bank Holdings Corporation (NBHC) serves as the parent company for NBH Bank, providing a comprehensive range of banking products and financial services to commercial businesses and individual consumers across the United States. The bank offers various deposit accounts, including checking, savings, and money market options, alongside fixed-rate and fixed-maturity time deposits. Its lending portfolio is extensive, featuring commercial and industrial loans for purposes such as working capital, equipment financing, lender finance, and specialized sectors like food and agriculture, government, and non-profits. NBHC also finances both owner-occupied and non-owner occupied commercial real estate, covering diverse property types like office buildings, warehouses, multi-family residences, hospitality venues, and retail spaces. Additionally, it provides Small Business Administration (SBA) loans to support manufacturers, distributors, and service providers, as well as general term loans, lines of credit, real estate-secured loans, residential mortgages, and consumer loans. Beyond its core deposit and lending services, NBHC delivers a suite of treasury management solutions. These encompass digital banking (online and mobile), commercial credit cards, wire transfers, Automated Clearing House (ACH) services, electronic bill payment, lockbox services, remote deposit capture, merchant processing, cash vault services, controlled disbursements, and fraud prevention tools. The company also offers auxiliary services like account reconciliation, collections, repurchase accounts, zero balance accounts, and sweep accounts. As of January 20, 2022, NBHC operated through a network of 81 banking centers situated in Colorado, the greater Kansas City region, New Mexico, Utah, and Texas, complemented by 121 ATMs. Originally established in 2009 as NBH Holdings Corp., the company officially adopted its current name, National Bank Holdings Corporation, in March 2012. Its corporate headquarters are located in Greenwood Village, Colorado.
NBHC Company Deck
NBHC Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presents a predominantly positive operating and financial picture: record loan production, strong year-to-date loan growth (10%), significant revenue lift (NII +25% YoY), fee income acceleration, improving asset quality (NPAs low, classified assets down 47% YoY), solid capital metrics (CET1 12.3%) and clear integration progress with expected expense synergies. Offsetting items include underperformance of the 2UniFi initiative (high expense base vs limited revenue), some margin compression driven by loan churn and accretion volatility, spot deposit volatility and continued but declining net charge-offs. Overall, the positive growth, profitability improvements and confident guidance (near 4% NIM, full-year expense range, and >$1 EPS target for Q4 2026) outweigh the highlighted challenges.View all NBHC earnings summariesNBHC Stock 12 Month Forecast
Average Price Target
$48.50
▲(11.93% Upside)
Technical Analysis
Ownership Overview
4.33% Insiders
25.02% Mutual Funds
2.28% Other Institutional Investors
36.89% Public Companies and
Individual Investors