Education
About Us
Working with TipRanks
Follow Us
S&T Bancorp (STBA)
NASDAQ:STBA
STBA Stock Chart & Stats
$41.81
-$0.13(-0.35%)
At close: 4:00 PM EST
$41.81
-$0.13(-0.35%)
Day’s Range― - ―
52-Week Range$30.84 - $44.91
Previous CloseN/A
Volume28.34K
Average Volume (3M)133.23K
Market Cap
$1.60B
Enterprise Value$1.86B
Total Cash (Recent Filing)$0.00
Total Debt (Recent Filing)$265.29M
Price to Earnings (P/E)11.9
Beta0.68
Next Earnings
Apr 16, 2026EPS Estimate
0.86Next Dividend Ex-DateN/A
Dividend Yield3.38%
Share Statistics
EPS (TTM)0.89
Shares Outstanding38,222,500
10 Day Avg. Volume137,390
30 Day Avg. Volume133,233
Financial Highlights & Ratios
PEG Ratio7.76
Price to Book (P/B)1.04
Price to Sales (P/S)2.67
P/FCF Ratio11.37
Enterprise Value/Market Cap1.17
Enterprise Value/Revenue3.28
Enterprise Value/Gross Profit4.72
Enterprise Value/Ebitda11.10
Forecast
1Y Price Target
$45.50Price Target Upside8.83% Upside
Rating ConsensusHold
Number of Analyst Covering4
EPS Forecast (FY)3.62
Revenue Forecast (FY)$426.69M
Bulls Say, Bears Say
Bulls Say
Capital Return ProgramAnalyst views the announced share buyback combined with stronger capital levels as a catalyst that could enhance earnings per share and return excess capital to investors.
Net Interest MarginAnalyst highlights that improving net interest income and stabilizing margin trends could support revenue resilience as interest rate dynamics normalize.
Regional Deposit FranchiseAnalyst notes that a solid core deposit franchise in the Rust Belt and proximity to energy-related technology investment support modest loan and deposit growth prospects.
Bears Say
Acquisition/strategic OverhangAnalyst warns that uncertainty about pursuing a whole-bank acquisition to cross the $10B asset threshold creates a strategic overhang that could weigh on the stock's valuation.
Asset Quality And ProfitabilityAnalyst emphasizes that rising nonperforming assets and limited room for meaningful profitability improvement absent strategic initiatives increase downside risk to earnings.
Interchange Revenue PressureAnalyst cautions that crossing the asset threshold could reduce debit interchange revenue, creating pressure on fee income unless offset by new revenue initiatives.
S&T Bancorp News
STBA FAQ
What was S&T Bancorp’s price range in the past 12 months?
S&T Bancorp lowest stock price was $30.84 and its highest was $44.91 in the past 12 months.
What is S&T Bancorp’s market cap?
S&T Bancorp’s market cap is $1.60B.
When is S&T Bancorp’s upcoming earnings report date?
S&T Bancorp’s upcoming earnings report date is Apr 16, 2026 which is in 44 days.
How were S&T Bancorp’s earnings last quarter?
S&T Bancorp released its earnings results on Jan 22, 2026. The company reported $0.89 earnings per share for the quarter, beating the consensus estimate of $0.875 by $0.015.
Is S&T Bancorp overvalued?
According to Wall Street analysts S&T Bancorp’s price is currently Undervalued.
Does S&T Bancorp pay dividends?
S&T Bancorp pays a Quarterly dividend of $0.36 which represents an annual dividend yield of 3.38%. See more information on S&T Bancorp dividends here
What is S&T Bancorp’s EPS estimate?
S&T Bancorp’s EPS estimate is 0.86.
How many shares outstanding does S&T Bancorp have?
S&T Bancorp has 38,222,500 shares outstanding.
What happened to S&T Bancorp’s price movement after its last earnings report?
S&T Bancorp reported an EPS of $0.89 in its last earnings report, beating expectations of $0.875. Following the earnings report the stock price went up 2.931%.
Which hedge fund is a major shareholder of S&T Bancorp?
Currently, no hedge funds are holding shares in STBA
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
S&T Bancorp Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$45.50 (8.83% Upside)
$45.50 (8.83% Upside)
Hedge Fund Trend
Increased
By 10.5K Shares
Last Quarter.
Last Quarter.
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-12.39%
12-Months-Change
Fundamentals
Return on Equity
9.35%
Trailing 12-Months
Asset Growth
1.81%
Trailing 12-Months
Company Description
S&T Bancorp
S&T Bancorp, Inc. operates as the bank holding company for S&T Bank that provides retail and commercial banking products and services. The company operates through six segments: Commercial Real Estate, Commercial and Industrial, Business Banking, Commercial Construction, Consumer Real Estate, and Other Consumer. The company accepts time and demand deposits; and offers commercial and consumer loans, cash management services, and brokerage and trust services, as well as acts as guardian and custodian of employee benefits. It also manages private investment accounts for individuals and institutions. In addition, the company distributes life insurance and long-term disability income insurance products, as well as offers title insurance agency services to commercial customers; and acts as a reinsurer of credit life, accident, and health insurance policies. As of December 31, 2021, it operated 73 banking branches and 5 loan production offices located in Western Pennsylvania, Eastern Pennsylvania, Northeast Ohio, Central Ohio, and Upstate New York. S&T Bancorp, Inc. was founded in 1902 and is headquartered in Indiana, Pennsylvania.
STBA Company Deck
STBA Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call highlighted solid full-year and quarterly financial performance: strong profitability (FY net income ~$135M, FY EPS $3.49), margin expansion (NIM +6 bps q/q to 3.99%), controlled expense guidance (~3% growth), robust capital actions including a $100M buyback authorization, and sustained multi-year improvement in criticized/classified loans (CNC down 50% over three years). Key near-term challenges include elevated Q4 charge-offs ($11M) related to resolved problem credits, a modest uptick in NPAs to 69 bps, a reduced ACL (1.15% of loans) from q/q and y/y releases, and some pipeline burn from payoffs/refinancings. Management provided constructive 2026 guidance (mid-single-digit loan growth, stable mid-high 3.9% NIM) and maintained that capital levels support buybacks and potential M&A, balancing growth ambitions with asset quality discipline.View all STBA earnings summariesSTBA Stock 12 Month Forecast
Average Price Target
$45.50
▲(8.83% Upside)
Technical Analysis
German American Bancorp
―
Trico Bancshares
―
Triumph Financial
―
National Bank Holdings
―
Merchants Bancorp
―
Ownership Overview
1.27% Insiders
19.98% Mutual Funds
2.72% Other Institutional Investors
42.83% Public Companies and
Individual Investors