S&T Bancorp (STBA)
NASDAQ:STBA
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STBA Stock Chart & Stats
$44.15
-$0.13(-0.35%)
At close: 4:00 PM EST
$44.15
-$0.13(-0.35%)
Day’s Range― - ―
52-Week Range$34.01 - $44.91
Previous CloseN/A
Volume28.34K
Average Volume (3M)133.23K
Market Cap
$1.62B
Enterprise Value$1.42B
Total Cash (Recent Filing)$1.15B
Total Debt (Recent Filing)$310.95M
Price to Earnings (P/E)11.1
Beta0.68
Next Earnings
Jul 16, 2026EPS Estimate
0.91Next Dividend Ex-DateN/A
Dividend Yield3.38%
Share Statistics
EPS (TTM)0.94
Shares Outstanding36,645,010
10 Day Avg. Volume137,390
30 Day Avg. Volume133,233
Financial Highlights & Ratios
PEG Ratio7.76
Price to Book (P/B)1.04
Price to Sales (P/S)2.67
P/FCF Ratio11.79
Enterprise Value/Market Cap0.87
Enterprise Value/Revenue2.49
Enterprise Value/Gross Profit3.59
Enterprise Value/Ebitda8.43
Forecast
1Y Price Target
$45.33Price Target Upside2.68% Upside
Rating ConsensusHold
Number of Analyst Covering3
EPS Forecast (FY)3.67
Revenue Forecast (FY)$423.61M
Bulls Say, Bears Say
Bulls Say
Deposit Franchise And GrowthSolid core deposit franchise in the Rust Belt combined with proximity to energy-related technology investment supports modest loan and deposit growth that can stabilize funding and revenue.
Margin StabilizationNet interest income and net interest margin performing better than expected with margins appearing to stabilize improves the profitability outlook as rate volatility eases.
Share RepurchaseAnnounced share buyback program deploys excess capital and supports earnings-per-share projections, enhancing shareholder return potential.
Bears Say
Acquisition OverhangUncertainty about pursuing a whole-bank acquisition to cross the asset threshold near ten billion dollars creates an overhang on the stock and could delay strategic clarity.
Asset Quality TrendsRising nonperforming asset levels raise credit-quality concerns that may require higher loan-loss provisioning and weigh on earnings if deterioration continues.
Interchange Revenue PressurePotential loss of debit interchange revenue if the asset threshold is crossed would pressure revenue and increase urgency for offsetting strategic initiatives.
S&T Bancorp News
STBA FAQ
What was S&T Bancorp’s price range in the past 12 months?
S&T Bancorp lowest stock price was $34.01 and its highest was $44.91 in the past 12 months.
What is S&T Bancorp’s market cap?
S&T Bancorp’s market cap is $1.62B.
When is S&T Bancorp’s upcoming earnings report date?
S&T Bancorp’s upcoming earnings report date is Jul 16, 2026 which is in 74 days.
How were S&T Bancorp’s earnings last quarter?
S&T Bancorp released its earnings results on Apr 23, 2026. The company reported $0.94 earnings per share for the quarter, beating the consensus estimate of $0.867 by $0.073.
Is S&T Bancorp overvalued?
According to Wall Street analysts S&T Bancorp’s price is currently Undervalued.
Does S&T Bancorp pay dividends?
S&T Bancorp pays a Quarterly dividend of $0.36 which represents an annual dividend yield of 3.38%. See more information on S&T Bancorp dividends here
What is S&T Bancorp’s EPS estimate?
S&T Bancorp’s EPS estimate is 0.91.
How many shares outstanding does S&T Bancorp have?
S&T Bancorp has 36,645,010 shares outstanding.
What happened to S&T Bancorp’s price movement after its last earnings report?
S&T Bancorp reported an EPS of $0.94 in its last earnings report, beating expectations of $0.867. Following the earnings report the stock price went up 0.299%.
Which hedge fund is a major shareholder of S&T Bancorp?
Currently, no hedge funds are holding shares in STBA
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
S&T Bancorp Stock Smart Score
Neutral
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Analyst Consensus
Hold
Average Price Target:
$45.33 (2.68% Upside)
$45.33 (2.68% Upside)
Hedge Fund Trend
Increased
By 10.5K Shares
Last Quarter.
Last Quarter.
Technicals
SMA
Negative
20 days / 200 days
Momentum
-12.39%
12-Months-Change
Fundamentals
Return on Equity
9.35%
Trailing 12-Months
Asset Growth
2.32%
Trailing 12-Months
Company Description
S&T Bancorp
S&T Bancorp, Inc. operates as the bank holding company for S&T Bank that provides retail and commercial banking products and services. The company operates through six segments: Commercial Real Estate, Commercial and Industrial, Business Banking, Commercial Construction, Consumer Real Estate, and Other Consumer. The company accepts time and demand deposits; and offers commercial and consumer loans, cash management services, and brokerage and trust services, as well as acts as guardian and custodian of employee benefits. It also manages private investment accounts for individuals and institutions. In addition, the company distributes life insurance and long-term disability income insurance products, as well as offers title insurance agency services to commercial customers; and acts as a reinsurer of credit life, accident, and health insurance policies. As of December 31, 2021, it operated 73 banking branches and 5 loan production offices located in Western Pennsylvania, Eastern Pennsylvania, Northeast Ohio, Central Ohio, and Upstate New York. S&T Bancorp, Inc. was founded in 1902 and is headquartered in Indiana, Pennsylvania.
STBA Company Deck
STBA Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed multiple strong positives—record and broad-based deposit growth, improved returns (ROTCE), disciplined buybacks with robust capital ratios, reduced wholesale funding, low charge-offs and improving NPLs, and growing treasury management fee initiatives. Offsetting these were meaningful near-term headwinds: a $113M decline in loans, lowered loan growth guidance, a modest NIM decline (7 bps) and $2.6M drop in net interest income, softer noninterest income in the quarter, and rising competitive pressure on loan pricing and CRE runoff. Management emphasized balance-sheet flexibility, continued hiring to drive future loan growth, and discipline on pricing. Overall, the positives (record deposits, capital actions, returns, and asset quality) appear to outweigh the near-term operational and competitive headwinds, though monitoring loan growth and margin competition will be important going forward.View all STBA earnings summariesSTBA Stock 12 Month Forecast
Average Price Target
$45.33
▲(2.68% Upside)
Technical Analysis
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Ownership Overview
1.42% Insiders
20.79% Mutual Funds
1.06% Other Institutional Investors
43.18% Public Companies and
Individual Investors