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S&T Bancorp ( (STBA) ) has shared an update.
On January 22, 2026, S&T Bancorp reported fourth-quarter 2025 net income of $34.0 million, or $0.89 per diluted share, slightly below the prior quarter but above the year-earlier period, and full-year 2025 net income of $134.2 million, or $3.49 per diluted share, up from 2024. The bank delivered higher net interest income and an expanding net interest margin for both the quarter and the year, supported by loan growth of 4.52% annualized in the fourth quarter and 4.25% year over year, as well as steady deposit growth and lower funding costs in a declining rate environment. Asset quality metrics showed some pressure, with nonperforming assets rising to $55.6 million and net charge-offs increasing in both the quarter and full year, though management characterized NPAs as manageable and the allowance for credit losses remained robust at 1.15% of total portfolio loans. S&T also continued returning capital to shareholders, repurchasing 948,270 shares for $36.2 million in the fourth quarter, and on January 22, 2026, the board authorized a new $100 million share buyback program effective January 26, 2026, replacing the existing program and underscoring confidence in the company’s earnings power and capital position.
The most recent analyst rating on (STBA) stock is a Buy with a $44.00 price target. To see the full list of analyst forecasts on S&T Bancorp stock, see the STBA Stock Forecast page.
Spark’s Take on STBA Stock
According to Spark, TipRanks’ AI Analyst, STBA is a Outperform.
S&T Bancorp’s overall stock score of 80 reflects its strong financial performance, positive technical indicators, and reasonable valuation. The company’s strategic initiatives and recent corporate events further bolster its outlook. While there are some challenges, such as increased NPAs, the overall sentiment remains positive, supported by robust earnings and strategic growth plans.
To see Spark’s full report on STBA stock, click here.
More about S&T Bancorp
S&T Bancorp, Inc., headquartered in Indiana, Pennsylvania, is the holding company for S&T Bank and operates in the U.S. regional banking sector, providing commercial and consumer lending, deposit products and related financial services. The bank focuses on a mix of commercial construction, commercial and industrial and residential mortgage lending, funded largely through customer deposits, and emphasizes maintaining strong regulatory capital ratios and disciplined balance-sheet management.
Average Trading Volume: 190,360
Technical Sentiment Signal: Strong Buy
Current Market Cap: $1.54B
See more data about STBA stock on TipRanks’ Stock Analysis page.