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Total Valuation
S&T Bancorp has a market cap or net worth of $1.84B. The enterprise value is $1.82K.
Market Cap$1.84B
Enterprise Value$1.82K
Share Statistics
S&T Bancorp has 35,264,935 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding35,264,935
Owned by Insiders1.44%
Owned by Institutions0.83%
Financial Efficiency
S&T Bancorp’s return on equity (ROE) is 0.09 and return on invested capital (ROIC) is 8.26%.
Return on Equity (ROE)0.09
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)8.26%
Return on Capital Employed (ROCE)0.02
Revenue Per Employee470.23K
Profits Per Employee111.03K
Employee Count1,209
Asset Turnover0.06
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of S&T Bancorp is 14.0. S&T Bancorp’s PEG ratio is 7.76.
PE Ratio14.0
PS Ratio2.67
PB Ratio1.04
Price to Fair Value1.04
Price to FCF11.79
Price to Operating Cash Flow12.86
PEG Ratio7.76
Income Statement
In the last 12 months, S&T Bancorp had revenue of 568.51M and earned 134.23M in profits. Earnings per share was 3.48.
Revenue568.51M
Gross Profit394.70M
Operating Income167.94M
Pretax Income167.94M
Net Income134.23M
EBITDA175.05M
Earnings Per Share (EPS)3.48
Cash Flow
In the last 12 months, operating cash flow was 148.35M and capital expenditures -491.00K, giving a free cash flow of 147.86M billion.
Operating Cash Flow148.35M
Free Cash Flow147.86M
Free Cash Flow per Share4.19
Dividends & Yields
S&T Bancorp pays an annual dividend of $0.37, resulting in a dividend yield of 2.74%
Dividend Per Share$0.37
Dividend Yield2.74%
Payout Ratio38.03%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.73
52-Week Price Change48.56%
50-Day Moving Average48.17
200-Day Moving Average42.50
Relative Strength Index (RSI)70.04
Average Volume (3m)133.23K
Important Dates
S&T Bancorp upcoming earnings date is Oct 15, 2026, Before Open (Confirmed).
Last Earnings DateJul 23, 2026
Next Earnings DateOct 15, 2026
Ex-Dividend Date―
Financial Position
S&T Bancorp as a current ratio of 6.98, with Debt / Equity ratio of 19.61%
Current Ratio6.98
Quick Ratio6.98
Debt to Market Cap0.18
Net Debt to EBITDA0.84
Interest Coverage Ratio1.01
Taxes
In the past 12 months, S&T Bancorp has paid 33.71M in taxes.
Income Tax33.71M
Effective Tax Rate0.20
Enterprise Valuation
S&T Bancorp EV to EBITDA ratio is 9.52, with an EV/FCF ratio of 12.94.
EV to Sales2.93
EV to EBITDA9.52
EV to Free Cash Flow12.94
EV to Operating Cash Flow12.47
Balance Sheet
S&T Bancorp has $62.65M in cash and marketable securities with $150.29M in debt, giving a net cash position of -$87.63M billion.
Cash & Marketable Securities$62.65M
Total Debt$150.29M
Net Cash-$87.63M
Net Cash Per Share-$2.49
Tangible Book Value Per Share$28.18
Margins
Gross margin is 69.95%, with operating margin of 29.54%, and net profit margin of 23.61%.
Gross Margin69.95%
Operating Margin29.54%
Pretax Margin29.54%
Net Profit Margin23.61%
EBITDA Margin30.79%
EBIT Margin29.54%
Analyst Forecast
The average price target for S&T Bancorp is $53.00, which is 11.43% higher than the current price. The consensus rating is Hold
Price Target$53.00
Price Target Upside1.67% Upside
Analyst ConsensusHold
Analyst Count3
Revenue Growth Forecast2.45%
EPS Growth Forecast―