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STOCKS

S&T Bancorp (STBA)

NASDAQ:STBA

STBA

S&T Bancorp

RESEARCH TOOLSreports

S&T Bancorp (STBA) Ratios

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66 Followers

S&T Bancorp Ratios

STBA's free cash flow for Q4 2025 was $0.68. For the 2025 fiscal year, STBA's free cash flow was decreased by $ and operating cash flow was $0.29. See a summary of the company’s cash flow.

Ratios	TTM	Dec 25	Dec 24	Dec 23	Dec 22
Liquidity Ratios
Current Ratio	6.98	6.98	0.16	0.15	0.16
Quick Ratio	6.98	6.98	0.16	0.15	0.16
Cash Ratio	0.99	0.99	0.03	0.03	0.03
Solvency Ratio	0.02	0.02	0.02	0.02	0.02
Operating Cash Flow Ratio	0.82	0.81	0.02	0.02	0.03
Short-Term Operating Cash Flow Coverage	0.61	0.61	1.16	0.41	0.65
Net Current Asset Value	$ -7.26B	$ -7.26B	$ -7.05B	$ -7.06B	$ -6.71B
Leverage Ratios
Debt-to-Assets Ratio	0.03	0.03	0.03	0.05	0.05
Debt-to-Equity Ratio	0.21	0.21	0.18	0.39	0.37
Debt-to-Capital Ratio	0.18	0.18	0.15	0.28	0.27
Long-Term Debt-to-Capital Ratio	0.03	0.03	0.07	0.06	0.06
Financial Leverage Ratio	6.74	6.74	7.00	7.44	7.69
Debt Service Coverage Ratio	0.35	0.37	0.43	0.28	0.37
Interest Coverage Ratio	1.01	1.01	0.91	1.39	6.77
Debt to Market Cap	0.18	0.18	0.17	0.39	0.33
Interest Debt Per Share	12.36	12.36	11.28	16.53	11.91
Net Debt to EBITDA	0.88	0.84	0.03	1.45	1.29
Profitability Margins
Gross Profit Margin	69.43%	69.43%	67.93%	72.67%	91.65%
EBIT Margin	29.54%	29.54%	29.17%	33.39%	42.34%
EBITDA Margin	29.54%	30.79%	31.10%	34.79%	44.60%
Operating Profit Margin	29.54%	29.54%	29.17%	33.39%	42.34%
Pretax Profit Margin	29.54%	29.54%	29.17%	33.39%	42.34%
Net Profit Margin	23.61%	23.61%	23.23%	27.04%	33.96%
Continuous Operations Profit Margin	23.61%	23.61%	23.23%	27.04%	33.96%
Net Income Per EBT	79.93%	79.93%	79.64%	80.97%	80.22%
EBT Per EBIT	100.00%	100.00%	100.00%	100.00%	100.00%
Return on Assets (ROA)	1.36%	1.36%	1.36%	1.52%	1.49%
Return on Equity (ROE)	9.25%	9.17%	9.51%	11.28%	11.44%
Return on Capital Employed (ROCE)	1.73%	1.73%	9.56%	11.07%	11.11%
Return on Invested Capital (ROIC)	8.26%	8.26%	7.00%	7.13%	7.17%
Return on Tangible Assets	1.41%	1.41%	1.41%	1.58%	1.55%
Earnings Yield	8.65%	8.83%	8.98%	11.33%	10.17%
Efficiency Ratios
Receivables Turnover	284.26K	284.26K	0.00	0.00	0.00
Payables Turnover	0.00	0.00	0.00	0.00	0.00
Inventory Turnover	0.00	0.00	0.00	0.00	0.00
Fixed Asset Turnover	0.00	0.00	12.55	10.93	8.10
Asset Turnover	0.06	0.06	0.06	0.06	0.04
Working Capital Turnover Ratio	-0.19	-0.20	-0.08	-0.08	-0.06
Cash Conversion Cycle	<0.01	<0.01	0.00	0.00	0.00
Days of Sales Outstanding	<0.01	<0.01	0.00	0.00	0.00
Days of Inventory Outstanding	0.00	0.00	0.00	0.00	0.00
Days of Payables Outstanding	0.00	0.00	0.00	0.00	0.00
Operating Cycle	<0.01	<0.01	0.00	0.00	0.00
Cash Flow Ratios
Operating Cash Flow Per Share	3.48	3.46	4.53	4.49	6.17
Free Cash Flow Per Share	3.45	3.36	4.46	4.33	6.07
CapEx Per Share	0.03	0.12	0.08	0.16	0.10
Free Cash Flow to Operating Cash Flow	0.99	0.97	0.98	0.96	0.98
Dividend Paid and CapEx Coverage Ratio	2.48	2.32	3.21	3.07	4.73
Capital Expenditure Coverage Ratio	107.79	28.02	57.90	27.62	62.24
Operating Cash Flow Coverage Ratio	0.43	0.43	0.69	0.34	0.55
Operating Cash Flow to Sales Ratio	0.24	0.24	0.31	0.32	0.60
Free Cash Flow Yield	8.68%	8.54%	11.66%	12.95%	17.75%
Valuation Ratios
Price-to-Earnings (P/E) Ratio	11.55	11.32	11.13	8.83	9.83
Price-to-Sales (P/S) Ratio	2.70	2.67	2.59	2.39	3.34
Price-to-Book (P/B) Ratio	1.06	1.04	1.06	1.00	1.12
Price-to-Free Cash Flow (P/FCF) Ratio	11.52	11.71	8.58	7.72	5.63
Price-to-Operating Cash Flow Ratio	11.53	11.37	8.43	7.44	5.54
Price-to-Earnings Growth (PEG) Ratio	20.05	7.76	-1.20	0.99	0.42
Price-to-Fair Value	1.06	1.04	1.06	1.00	1.12
Enterprise Value Multiple	10.02	9.52	8.35	8.31	8.78
Enterprise Value	1.68B	1.67B	1.47B	1.55B	1.56B
EV to EBITDA	10.02	9.52	8.35	8.31	8.78
EV to Sales	2.96	2.93	2.60	2.89	3.91
EV to Free Cash Flow	12.63	12.85	8.61	9.35	6.60
EV to Operating Cash Flow	12.51	12.47	8.46	9.01	6.50
Tangible Book Value Per Share	28.18	28.18	26.25	23.70	20.67
Shareholders’ Equity Per Share	37.91	37.91	36.10	33.57	30.39
Tax and Other Ratios
Effective Tax Rate	0.20	0.20	0.20	0.19	0.20
Revenue Per Share	14.72	14.72	14.77	14.01	10.23
Net Income Per Share	3.48	3.48	3.43	3.79	3.48
Tax Burden	0.80	0.80	0.80	0.81	0.80
Interest Burden	1.00	1.00	1.00	1.00	1.00
Research & Development to Revenue	0.00	0.00	0.00	0.00	0.00
SG&A to Revenue	0.24	0.28	0.22	0.22	0.27
Stock-Based Compensation to Revenue	0.00	<0.01	<0.01	<0.01	<0.01
Income Quality	2.59	1.00	1.32	1.19	1.77

Currency in USD