German American Bancorp (GABC)
NASDAQ:GABC
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GABC Stock Chart & Stats
$44.14
$0.09(0.22%)
At close: 4:00 PM EST
$44.14
$0.09(0.22%)
Day’s Range― - ―
52-Week Range$36.55 - $45.00
Previous CloseN/A
Volume17.12K
Average Volume (3M)116.13K
Market Cap
$1.63B
Enterprise Value$1.72B
Total Cash (Recent Filing)$75.96M
Total Debt (Recent Filing)$174.65M
Price to Earnings (P/E)11.8
Beta0.73
Next Earnings
Aug 03, 2026EPS Estimate
0.93Next Dividend Ex-DateN/A
Dividend Yield2.89%
Share Statistics
EPS (TTM)3.63
Shares Outstanding37,564,316
10 Day Avg. Volume104,961
30 Day Avg. Volume116,126
Financial Highlights & Ratios
PEG Ratio1.57
Price to Book (P/B)1.24
Price to Sales (P/S)2.96
P/FCF Ratio9.36
Enterprise Value/Market Cap1.06
Enterprise Value/Revenue3.45
Enterprise Value/Gross Profit4.66
Enterprise Value/Ebitda9.00
Forecast
1Y Price Target
$49.00Price Target Upside11.01% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering3
EPS Forecast (FY)3.76
Revenue Forecast (FY)$395.54M
Bulls Say, Bears Say
Bulls Say
Improving Capital And Lower LeverageMaterial deleveraging and expanding equity materially improve balance-sheet resilience, giving the bank more capacity to absorb loan losses, support lending and withstand rate cycles. Strong capital supports strategic flexibility, dividend continuity and measured growth without needing near-term external financing.
Strong Credit Quality And Low LossesConsistently low NPLs and minimal net charge-offs indicate disciplined underwriting and portfolio performance, supporting stable net interest income and low provisioning. Durable credit strength reduces earnings volatility and preserves capital, a key advantage for a regional bank through economic cycles.
Long, Consistent Dividend And ROE Track RecordA long history of rising dividends and sustained double-digit ROE reflects reliable cash generation and disciplined capital allocation. This indicates management prioritizes shareholder returns while maintaining profitability, which supports investor confidence and signals durable core earnings power.
Bears Say
Uneven Revenue GrowthTop-line inconsistency complicates forecasting and limits operating leverage benefits. When revenue growth is volatile, expense and capital planning become harder, potentially pressuring margins and forcing more variable provisioning or slower strategic investments over the medium term.
Operating Cash Flow Coverage CautionA reported near-zero operating cash flow coverage metric raises questions about the quality or timing of cash from core operations. If persistent, it could constrain internal funding for loan growth, dividends or acquisitions and increase sensitivity to funding cost changes or one-off adjustments.
Authorized Shares Doubled — Dilution RiskDoubling authorized shares improves capital and transaction flexibility but creates latent dilution risk if management issues shares for acquisitions or capital raises. Over time, this can dilute EPS and ROE per share unless new capital is deployed accretively and governance constrains opportunistic use.
German American Bancorp News
GABC FAQ
What was German American Bancorp’s price range in the past 12 months?
German American Bancorp lowest stock price was $36.55 and its highest was $45.00 in the past 12 months.
What is German American Bancorp’s market cap?
German American Bancorp’s market cap is $1.63B.
When is German American Bancorp’s upcoming earnings report date?
German American Bancorp’s upcoming earnings report date is Aug 03, 2026 which is in 69 days.
How were German American Bancorp’s earnings last quarter?
German American Bancorp released its earnings results on Apr 27, 2026. The company reported $0.88 earnings per share for the quarter, missing the consensus estimate of $0.884 by -$0.004.
Is German American Bancorp overvalued?
According to Wall Street analysts German American Bancorp’s price is currently Undervalued.
Does German American Bancorp pay dividends?
German American Bancorp pays a Quarterly dividend of $0.29 which represents an annual dividend yield of 2.89%. See more information on German American Bancorp dividends here
What is German American Bancorp’s EPS estimate?
German American Bancorp’s EPS estimate is 0.93.
How many shares outstanding does German American Bancorp have?
German American Bancorp has 37,564,316 shares outstanding.
What happened to German American Bancorp’s price movement after its last earnings report?
German American Bancorp reported an EPS of $0.88 in its last earnings report, missing expectations of $0.884. Following the earnings report the stock price went up 0.921%.
Which hedge fund is a major shareholder of German American Bancorp?
Currently, no hedge funds are holding shares in GABC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
German American Bancorp Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$49.00 (11.01% Upside)
$49.00 (11.01% Upside)
Blogger Sentiment
Neutral
GABC Sentiment 50%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 38.2K Shares
Last Quarter.
Last Quarter.
News Sentiment
Very Bearish
Bullish news 0%
Bearish news 100%
Bearish news 100%
Technicals
SMA
Positive
20 days / 200 days
Momentum
-4.52%
12-Months-Change
Fundamentals
Return on Equity
11.95%
Trailing 12-Months
Asset Growth
-0.44%
Trailing 12-Months
Company Description
German American Bancorp
German American Bancorp, Inc. operates as a bank holding company for German American Bank that provides retail and commercial banking services. The company operates through three segments: Core Banking, Wealth Management Services, and Insurance Operations. The Core Banking segment accepts deposits from the general public; and originates consumer, commercial and agricultural, commercial and agricultural real estate, and residential mortgage loans, as well as sells residential mortgage loans in the secondary market. The Wealth Management segment provides trust, investment advisory, brokerage, and retirement planning services. The Insurance Operations segment offers a range of personal and corporate property and casualty insurance products. As of December 31, 2021, the company operated 77 banking offices in 19 contiguous southern Indiana counties; and 14 counties in Kentucky. German American Bancorp, Inc. was founded in 1910 and is based in Jasper, Indiana.
GABC Stock 12 Month Forecast
Average Price Target
$49.00
▲(11.01% Upside)
Technical Analysis
1St Source
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S&T Bancorp
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Trico Bancshares
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National Bank Holdings
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Stellar Bancorp
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Ownership Overview
2.83% Insiders
16.39% Mutual Funds
8.65% Other Institutional Investors
57.11% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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