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SRCE Stock Chart & Stats
$85.84
$0.51(0.59%)
At close: 4:00 PM EDT
$85.84
$0.51(0.59%)
Day’s Range― - ―
52-Week Range$56.89 - $91.46
Previous CloseN/A
Volume78.86K
Average Volume (3M)145.22K
Market Cap
$2.16B
Enterprise Value$2.23K
Total Cash (Recent Filing)$1.60B
Total Debt (Recent Filing)$294.28M
Price to Earnings (P/E)12.9
Beta0.72
Next Earnings
Oct 22, 2026EPS Estimate
1.83Next Dividend Ex-DateN/A
Dividend Yield1.79%
Share Statistics
EPS (TTM)6.98
Shares Outstanding24,081,825
10 Day Avg. Volume132,955
30 Day Avg. Volume145,221
Financial Highlights & Ratios
PEG Ratio0.47
Price to Book (P/B)1.20
Price to Sales (P/S)2.54
P/FCF Ratio7.15
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$89.67Price Target Upside4.46% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering3
EPS Forecast (FY)6.8
Revenue Forecast (FY)$459.34M
Bulls Say, Bears Say
Bulls Say
Conservative Balance SheetMaterial deleveraging and equity growth have produced a conservatively positioned balance sheet, giving the bank durable capital flexibility. This reduces regulatory and liquidity strain, supports lending through cycles, and preserves capacity to fund growth or absorb credit stress without forcing asset sales.
Sustained Profitability And ROEHigh net margins and steady ROE indicate durable earnings power from core banking and specialty finance activities. Strong profit conversion provides internal funding for investments, supports a modest dividend, and cushions the franchise versus cyclical revenue swings or margin compression.
Diversified Growth In Renewables And DigitalExpansion into renewable project finance and rapid adoption of digital/payments capabilities represent structural growth levers. These initiatives broaden fee and interest sources, deepen client relationships, and position the bank in growing niches with durable demand and potential national lending scale.
Bears Say
TTM Revenue DeclineA material trailing‑12‑month revenue contraction signals pressure on origination, spreads, or fee activity. Persisting top‑line weakness can erode operating leverage, force cost tradeoffs, and make sustaining current ROE and margin levels more difficult without offsetting volume or pricing improvements.
Weaker Cash GenerationA sharp drop in free cash flow and sub‑1x operating cash coverage raise concerns about cash conversion consistency. For a bank, weaker cash generation constrains lending capacity, discretionary investments, and dividend flexibility, and reduces buffers for elevated provisioning if credit stress increases.
Expanded Equity Compensation PoolsLarge fixed share pools for incentive and restricted awards increase potential long‑term dilution to EPS and book value growth. While intended to retain executives, expanded equity issuance can offset shareholder returns over time unless productivity gains or growth materially exceed dilution.
1St Source News
SRCE FAQ
What was 1st Source Corporation’s price range in the past 12 months?
1st Source Corporation lowest stock price was $56.89 and its highest was $91.46 in the past 12 months.
What is 1st Source Corporation’s market cap?
1st Source Corporation’s market cap is $2.16B.
When is 1st Source Corporation’s upcoming earnings report date?
1st Source Corporation’s upcoming earnings report date is Oct 22, 2026 which is in 80 days.
How were 1st Source Corporation’s earnings last quarter?
1st Source Corporation released its earnings results on Jul 23, 2026. The company reported $1.95 earnings per share for the quarter, beating the consensus estimate of $1.713 by $0.237.
Is 1st Source Corporation overvalued?
According to Wall Street analysts 1st Source Corporation’s price is currently Undervalued.
Does 1st Source Corporation pay dividends?
1st Source Corporation pays a Quarterly dividend of $0.45 which represents an annual dividend yield of 1.79%. See more information on 1st Source Corporation dividends here
What is 1st Source Corporation’s EPS estimate?
1st Source Corporation’s EPS estimate is 1.83.
How many shares outstanding does 1st Source Corporation have?
1st Source Corporation has 24,081,825 shares outstanding.
What happened to 1st Source Corporation’s price movement after its last earnings report?
1st Source Corporation reported an EPS of $1.95 in its last earnings report, beating expectations of $1.713. Following the earnings report the stock price went up 3.198%.
Which hedge fund is a major shareholder of 1st Source Corporation?
Currently, no hedge funds are holding shares in SRCE
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
1St Source Stock Smart Score
Outperform
1
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4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$89.67 (4.46% Upside)
$89.67 (4.46% Upside)
Blogger Sentiment
Neutral
SRCE Sentiment 50%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 5.4K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Positive
Last 7 Days ▲ 1.5%
Last 30 Days ▲ 52.7%
Last 30 Days ▲ 52.7%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
46.10%
12-Months-Change
Fundamentals
Return on Equity
1.79%
Trailing 12-Months
Asset Growth
1.94%
Trailing 12-Months
Company Description
1st Source Corporation
As the parent company of 1st Source Bank, 1st Source Corporation delivers a comprehensive suite of financial solutions, encompassing commercial and retail banking, wealth management, and insurance offerings, to both individual and corporate customers. For individual clients, the bank provides essential services such as checking, savings, certificates of deposit, and individual retirement accounts, complemented by digital conveniences like online and mobile banking. Various lending options are available, including personal loans, home mortgages, and home equity lines of credit, along with financial planning, literacy programs, consultative support, and debit and credit card facilities. Businesses benefit from a range of financial products, including commercial, small business, agricultural, and real estate loans, which support diverse corporate needs from acquiring properties and equipment to financing accounts receivables and renewable energy projects. Additionally, the corporation provides commercial leasing, sophisticated treasury management, and retirement planning solutions. Through its wealth advisory segment, the company delivers trust, investment, agency, and custodial services, encompassing the administration of estates and personal trusts, along with the professional management of investment portfolios for individuals, employee benefit plans, and charitable organizations. A specialized focus includes financing and leasing a wide variety of equipment, such as construction machinery, new and used aircraft, various truck types (light, medium, heavy-duty, step vans, vocational work trucks), motor coaches, shuttle buses, funeral vehicles, and automobiles, among other specialized equipment. The company also offers a full spectrum of insurance solutions, spanning corporate and personal property, casualty coverage, and individual or group health and life policies. As of December 31, 2021, 1st Source Corporation maintained 79 banking branches across 18 counties in Indiana and Michigan, alongside a presence in Sarasota County, Florida. Established in 1863, its corporate headquarters are located in South Bend, Indiana.
SRCE Stock 12 Month Forecast
Average Price Target
$89.67
▲(4.46% Upside)
Technical Analysis
Ownership Overview
38.96% Insiders
15.25% Mutual Funds
2.24% Other Institutional Investors
25.72% Public Companies and
Individual Investors