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CLBK Stock Chart & Stats
$18.56
-$0.09(-0.55%)
At close: 4:00 PM EST
$18.56
-$0.09(-0.55%)
Day’s Range― - ―
52-Week Range$13.66 - $24.09
Previous CloseN/A
Volume16.04K
Average Volume (3M)147.05K
Market Cap
$2.44B
Enterprise Value$2.76K
Total Cash (Recent Filing)$276.95M
Total Debt (Recent Filing)$1.24B
Price to Earnings (P/E)42.6
Beta0.71
Next Earnings
Jul 29, 2026EPS Estimate
0.15Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.55
Shares Outstanding104,058,235
10 Day Avg. Volume158,776
30 Day Avg. Volume147,054
Financial Highlights & Ratios
PEG Ratio-0.05
Price to Book (P/B)1.36
Price to Sales (P/S)3.11
P/FCF Ratio26.91
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)0.74
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Capital Raise & ConversionA roughly $1.1B subscription raise meaningfully strengthens the company’s capital base, providing durable capacity to fund loan growth, absorb credit volatility, and support the second-step conversion. A larger equity cushion improves solvency and strategic optionality over months.
Acquisition-driven ScaleThe planned Northfield acquisition, if completed, materially expands deposit and loan scale in New Jersey, improving market position and potential cost synergies. Structural scale gains enhance pricing power, branch footprint and product distribution over the medium term.
Improving Revenue & MarginsReturn to profitability with strong recent revenue acceleration and healthy operating/net margins signals underlying business-model resilience. Sustained revenue and margin trends improve cash generation and internal capital formation across the next several quarters.
Bears Say
Regulatory & Execution RiskThe conversion and acquisition depend on regulatory signoffs and minimum subscription thresholds; failure or delay would undermine the planned capital structure, scale benefits and strategy. Execution uncertainty is a durable risk until approvals and share targets are closed.
Earnings VolatilityHistorical swings from strong profits to a loss year and a modest current ROE indicate earnings sensitivity to credit and interest cycles. This volatility reduces predictability of returns, complicates capital planning and weakens long-term return on equity prospects.
Leverage ConstraintsModerate leverage limits return amplification for shareholders and constrains lending-funded growth without further capital. Although improving, the prior higher leverage shows sensitivity; balance-sheet mix will remain a durable constraint on ROE and growth optionality.
Columbia Financial News
CLBK FAQ
What was Columbia Financial Inc’s price range in the past 12 months?
Columbia Financial Inc lowest stock price was $13.66 and its highest was $24.09 in the past 12 months.
What is Columbia Financial Inc’s market cap?
Columbia Financial Inc’s market cap is $2.44B.
When is Columbia Financial Inc’s upcoming earnings report date?
Columbia Financial Inc’s upcoming earnings report date is Jul 29, 2026 which is in 8 days.
How were Columbia Financial Inc’s earnings last quarter?
Columbia Financial Inc released its earnings results on Apr 20, 2026. The company reported $0.148 earnings per share for the quarter, missing the consensus estimate of $0.155 by -$0.007.
Is Columbia Financial Inc overvalued?
According to Wall Street analysts Columbia Financial Inc’s price is currently Overvalued.
Does Columbia Financial Inc pay dividends?
Columbia Financial Inc does not currently pay dividends.
What is Columbia Financial Inc’s EPS estimate?
Columbia Financial Inc’s EPS estimate is 0.15.
How many shares outstanding does Columbia Financial Inc have?
Columbia Financial Inc has 104,058,235 shares outstanding.
What happened to Columbia Financial Inc’s price movement after its last earnings report?
Columbia Financial Inc reported an EPS of $0.148 in its last earnings report, missing expectations of $0.155. Following the earnings report the stock price went down -2.2%.
Which hedge fund is a major shareholder of Columbia Financial Inc?
Currently, no hedge funds are holding shares in CLBK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Columbia Financial Stock Smart Score
Neutral
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Blogger Sentiment
Bullish
CLBK Sentiment 100%
Sector Average 63%
Sector Average 63%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-22.12%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
3.80%
Trailing 12-Months
Company Description
Columbia Financial Inc
Columbia Financial, Inc. operates as a bank holding company, delivering a comprehensive array of financial solutions to both corporate clients and individual consumers, primarily within the United States. Its deposit offerings encompass various options, including non-interest-bearing checking accounts for businesses and individuals, interest-bearing checking and municipal accounts, savings and club accounts, money market accounts, and certificates of deposit. The company's extensive lending portfolio features financing for multifamily and commercial properties, business operations, residential homes (one-to-four family), construction projects, and home equity. Additionally, it extends consumer loans for purposes such as automobiles and personal use, alongside unsecured credit lines and overdraft protection. Beyond traditional banking, Columbia Financial also provides title insurance, wealth management services, and sophisticated cash management tools like remote deposit, lockbox services, and sweep accounts. Established in 1927 and headquartered in Fair Lawn, New Jersey, the firm maintained a significant physical presence as of December 31, 2021, with 62 full-service banking locations spread across 12 New Jersey counties, complemented by two additional branches in Freehold, New Jersey. Columbia Financial, Inc. operates as a subsidiary under the umbrella of Columbia Bank MHC.
Technical Analysis
Ownership Overview
1.83% Insiders
4.11% Mutual Funds
0.04% Other Institutional Investors
89.08% Public Companies and
Individual Investors