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Columbia Financial Inc (CLBK)
NASDAQ:CLBK
CLBK Stock Chart & Stats
$18.19
-$0.09(-0.55%)
At close: 4:00 PM EST
$18.19
-$0.09(-0.55%)
Day’s Range― - ―
52-Week Range$12.64 - $18.87
Previous CloseN/A
Volume16.04K
Average Volume (3M)147.05K
Market Cap
$1.91B
Enterprise Value$2.76B
Total Cash (Recent Filing)$340.81M
Total Debt (Recent Filing)$1.18B
Price to Earnings (P/E)36.2
Beta0.77
Next Earnings
Apr 29, 2026EPS Estimate
0.16Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.15
Shares Outstanding103,984,650
10 Day Avg. Volume158,776
30 Day Avg. Volume147,054
Financial Highlights & Ratios
PEG Ratio-0.05
Price to Book (P/B)1.36
Price to Sales (P/S)3.11
P/FCF Ratio0.00
Enterprise Value/Market Cap1.44
Enterprise Value/Revenue5.44
Enterprise Value/Gross Profit10.82
Enterprise Value/Ebitda40.05
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)0.69
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Free Cash Flow StrengthExceptionally strong free cash flow growth provides durable internal funding for loan originations, technology investments, and the planned acquisition. Robust FCF reduces reliance on volatile funding markets and supports capital deployment over the next several quarters.
Strategic Acquisition And ConversionPlanned Northfield acquisition and MHC-to-stock conversion materially increase scale (pro forma ~$18B assets) and market presence in NJ/NY. The deal targets structural EPS accretion (~50% 2027 midpoint), expanding deposit and lending franchises and long-term growth optionality.
Improving Operating MarginsHealthy gross margin and a shift from negative to positive operating margins indicate improving cost control and a more profitable asset mix. Sustained margin expansion from commercial lending and efficiency investments supports durable earnings improvement.
Bears Say
Weak Net ProfitabilityVery low net margin and near-zero ROE indicate limited ability to convert revenue into shareholder returns. Persistently weak profitability constrains retained earnings, capital generation, and the bank’s capacity to fund growth or absorb credit stress over the medium term.
Poor Operating Cash ConversionLow conversion of net income into operating cash implies earnings quality concerns and potential reliance on accruals. This can limit the practical fungibility of reported profits for lending or dividends and complicate liquidity planning during growth or stress periods.
Execution And Regulatory Risk From Conversion/MergerThe conversion and large acquisition require multiple regulatory and stakeholder approvals and involve integration of two banks and management teams. Execution delays, approval failure, or integration costs could dilute projected benefits, strain capital, and delay accretion.
Columbia Financial News
CLBK FAQ
What was Columbia Financial Inc’s price range in the past 12 months?
Columbia Financial Inc lowest stock price was $12.64 and its highest was $18.87 in the past 12 months.
What is Columbia Financial Inc’s market cap?
Columbia Financial Inc’s market cap is $1.91B.
When is Columbia Financial Inc’s upcoming earnings report date?
Columbia Financial Inc’s upcoming earnings report date is Apr 29, 2026 which is in 55 days.
How were Columbia Financial Inc’s earnings last quarter?
Columbia Financial Inc released its earnings results on Feb 02, 2026. The company reported $0.152 earnings per share for the quarter, beating the consensus estimate of $0.15 by $0.002.
Is Columbia Financial Inc overvalued?
According to Wall Street analysts Columbia Financial Inc’s price is currently Overvalued.
Does Columbia Financial Inc pay dividends?
Columbia Financial Inc does not currently pay dividends.
What is Columbia Financial Inc’s EPS estimate?
Columbia Financial Inc’s EPS estimate is 0.16.
How many shares outstanding does Columbia Financial Inc have?
Columbia Financial Inc has 103,984,650 shares outstanding.
What happened to Columbia Financial Inc’s price movement after its last earnings report?
Columbia Financial Inc reported an EPS of $0.152 in its last earnings report, beating expectations of $0.15. Following the earnings report the stock price went up 8.851%.
Which hedge fund is a major shareholder of Columbia Financial Inc?
Currently, no hedge funds are holding shares in CLBK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Columbia Financial Stock Smart Score
Neutral
1
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5
6
7
8
9
10
Technicals
SMA
Negative
20 days / 200 days
Momentum
-22.12%
12-Months-Change
Fundamentals
Return on Equity
1.34%
Trailing 12-Months
Asset Growth
-0.23%
Trailing 12-Months
Company Description
Columbia Financial Inc
Columbia Financial, Inc., a bank holding company, provides financial services to businesses and consumers in the United States. The company offers non-interest-bearing demand deposits, such as individual and commercial checking accounts; interest bearing demand accounts comprising interest earning checking accounts and municipal accounts; and savings and club accounts, money market accounts, and certificates of deposit. It also provides loans, including multifamily and commercial real estate loans, commercial business loans, one-to-four family residential loans, construction loans, home equity loans and advances, and other consumer loans that include automobiles and personal loans, as well as unsecured and overdraft lines of credit. In addition, the company offers title insurance products; wealth management services; and cash management services, including remote deposit, lockbox service, and sweep accounts. As of December 31, 2021, it operated 62 full-service banking offices in 12 of New Jersey's 21 counties; and 2 branch offices in Freehold, New Jersey. The company was founded in 1927 and is headquartered in Fair Lawn, New Jersey. Columbia Financial, Inc. is a subsidiary of Columbia Bank MHC.
Technical Analysis
1St Source
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Ownership Overview
1.63% Insiders
4.12% Mutual Funds
0.25% Other Institutional Investors
89.51% Public Companies and
Individual Investors