Want to see CLBK full AI Analyst Report?
CLBK Stock Chart & Stats
$10.88
-$0.13(-1.18%)
At close: 4:00 PM EDT
$10.88
-$0.13(-1.18%)
Day’s Range― - ―
52-Week Range$6.21 - $11.74
Previous CloseN/A
Volume8.20M
Average Volume (3M)147.05K
Market Cap
$2.92B
Enterprise Value$2.76K
Total Cash (Recent Filing)$1.09B
Total Debt (Recent Filing)$1.22B
Price to Earnings (P/E)41.6
Beta0.73
Next Earnings
Oct 28, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.26
Shares Outstanding269,542,270
10 Day Avg. Volume158,776
30 Day Avg. Volume147,054
Financial Highlights & Ratios
PEG Ratio-0.05
Price to Book (P/B)1.36
Price to Sales (P/S)3.10
P/FCF Ratio26.90
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)0.34
Revenue Forecast (FY)$407.54M
Bulls Say, Bears Say
Bulls Say
Revenue Recovery & Cash GenerationSustained revenue acceleration plus free cash flow that closely tracks net income indicate the franchise is converting earnings into cash. Over a 2–6 month horizon this underpins funding for lending, capital needs, and cushions profitability through rate or credit cycles, supporting durable operations.
Material Capital Raise And Scale ExpansionA sizable subscription raise and an approved second-step conversion, tied to the Northfield acquisition, are structural moves to increase capital and footprint. If completed, the combined scale and improved capital base should enhance lending capacity, liquidity flexibility, and competitive positioning regionally.
Strengthened Executive GovernanceRenewed employment contracts and formalized finance leadership provide continuity and clearer accountability through a transformative conversion and acquisition. Stable senior management reduces execution risk on integration and reporting, supporting consistent strategic execution and regulatory compliance.
Bears Say
Earnings VolatilitySharp swings from strong results in 2021–22 to a 2024 loss and then recovery highlight sensitivity to credit, rates, or operational shocks. Persistent volatility undermines predictability of earnings, complicates capital planning, and raises the likelihood of future earnings stress under adverse macro scenarios.
Modest Returns On EquityA low TTM ROE around 4.9% signals limited profitability on the equity base relative to peers. Over months, modest ROE constrains internal capital generation, limits dividend capacity, and requires either sustained efficiency gains or accretive M&A to materially lift shareholder returns.
Execution & Regulatory Risk On Conversion/acquisitionThe conversion, capital offering and Northfield acquisition are contingent on regulatory sign-offs and share-sale thresholds. These dependencies create execution risk, potential deal slippage or altered terms, and integration burden—any delay or failure could disrupt planned capital deployment and strategic benefits.
CLBK FAQ
What was Columbia Financial Inc’s price range in the past 12 months?
Columbia Financial Inc lowest stock price was $6.21 and its highest was $11.74 in the past 12 months.
What is Columbia Financial Inc’s market cap?
Columbia Financial Inc’s market cap is $2.92B.
When is Columbia Financial Inc’s upcoming earnings report date?
Columbia Financial Inc’s upcoming earnings report date is Oct 28, 2026 which is in 79 days.
How were Columbia Financial Inc’s earnings last quarter?
Columbia Financial Inc released its earnings results on Jul 30, 2026. The company reported $0.14 earnings per share for the quarter, beating the consensus estimate of $0.068 by $0.072.
Is Columbia Financial Inc overvalued?
According to Wall Street analysts Columbia Financial Inc’s price is currently Overvalued.
Does Columbia Financial Inc pay dividends?
Columbia Financial Inc pays a N/A dividend of $0.05 which represents an annual dividend yield of N/A. See more information on Columbia Financial Inc dividends here
What is Columbia Financial Inc’s EPS estimate?
Columbia Financial Inc’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Columbia Financial Inc have?
Columbia Financial Inc has 269,542,270 shares outstanding.
What happened to Columbia Financial Inc’s price movement after its last earnings report?
Columbia Financial Inc reported an EPS of $0.14 in its last earnings report, beating expectations of $0.068. Following the earnings report the stock price went down -1.279%.
Which hedge fund is a major shareholder of Columbia Financial Inc?
Currently, no hedge funds are holding shares in CLBK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Columbia Financial Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Blogger Sentiment
Bullish
CLBK Sentiment 100%
Sector Average ―
Sector Average ―
Insider Transactions
Bought Shares
Worth $4.8M over
the Last 3 Months
the Last 3 Months
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-22.12%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
13.35%
Trailing 12-Months
Company Description
Columbia Financial Inc
Columbia Financial, Inc. operates as a bank holding company, delivering a comprehensive array of financial solutions to both corporate clients and individual consumers, primarily within the United States. Its deposit offerings encompass various options, including non-interest-bearing checking accounts for businesses and individuals, interest-bearing checking and municipal accounts, savings and club accounts, money market accounts, and certificates of deposit. The company's extensive lending portfolio features financing for multifamily and commercial properties, business operations, residential homes (one-to-four family), construction projects, and home equity. Additionally, it extends consumer loans for purposes such as automobiles and personal use, alongside unsecured credit lines and overdraft protection. Beyond traditional banking, Columbia Financial also provides title insurance, wealth management services, and sophisticated cash management tools like remote deposit, lockbox services, and sweep accounts. Established in 1927 and headquartered in Fair Lawn, New Jersey, the firm maintained a significant physical presence as of December 31, 2021, with 62 full-service banking locations spread across 12 New Jersey counties, complemented by two additional branches in Freehold, New Jersey. Columbia Financial, Inc. operates as a subsidiary under the umbrella of Columbia Bank MHC.
Technical Analysis
Ownership Overview
2.01% Insiders
1.59% Mutual Funds
― Other Institutional Investors
88.98% Public Companies and
Individual Investors










