Lakeland Financial Corp. (LKFN)
NASDAQ:LKFN
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LKFN Stock Chart & Stats
$61.32
-$0.07(-0.10%)
At close: 4:00 PM EST
$61.32
-$0.07(-0.10%)
Day’s Range― - ―
52-Week Range$50.00 - $69.40
Previous CloseN/A
Volume18.00K
Average Volume (3M)159.26K
Market Cap
$1.56B
Enterprise Value$1.68B
Total Cash (Recent Filing)$141.32M
Total Debt (Recent Filing)$184.20M
Price to Earnings (P/E)14.1
Beta0.74
Next Earnings
Apr 27, 2026EPS Estimate
1.01Next Dividend Ex-DateN/A
Dividend Yield3.37%
Share Statistics
EPS (TTM)1.16
Shares Outstanding26,062,063
10 Day Avg. Volume222,204
30 Day Avg. Volume159,261
Financial Highlights & Ratios
PEG Ratio1.35
Price to Book (P/B)1.92
Price to Sales (P/S)3.47
P/FCF Ratio14.09
Enterprise Value/Market Cap1.08
Enterprise Value/Revenue3.99
Enterprise Value/Gross Profit6.54
Enterprise Value/Ebitda12.91
Forecast
1Y Price Target
$66.50Price Target Upside8.45% Upside
Rating ConsensusHold
Number of Analyst Covering2
EPS Forecast (FY)4.31
Revenue Forecast (FY)$291.29M
Bulls Say, Bears Say
Bulls Say
Consistent Profitability And Strong Capital RatiosLongstanding profitability and robust capital metrics provide durable loss-absorption and regulatory cushion. Consistent ROE and rising tangible book value support organic growth, enable disciplined lending and capital returns, and reduce the risk of forced capital raises over the medium term.
Sustained Revenue And Loan GrowthMeaningful top-line expansion and multi-year loan/deposit growth create a larger, more diversified interest-earning base. Scale benefits support stable net interest income, fee diversification, and operating-leverage potential, strengthening recurring earnings capacity over the next several quarters.
Flexible Capital Returns (buybacks And Dividend)A larger repurchase program plus an ongoing quarterly dividend demonstrate disciplined capital allocation flexibility. With solid capital ratios, management can return excess capital when appropriate, enhancing per-share metrics while retaining discretion to preserve balance-sheet strength if conditions change.
Bears Say
Material Decline In Cash GenerationA sharp drop in operating and free cash flow weakens internal funding for loans, dividends and buybacks. If reduced cash conversion persists, the bank may need to lean more on external funding or curtail capital returns, increasing execution risk and reducing financial flexibility over coming quarters.
Margin Compression Versus Prior YearsCompression of net and operating margins suggests normalization after prior expansion or rising funding/operating pressure. Sustained margin erosion would constrain the bank's ability to translate loan growth into higher net income and could limit return-on-assets and capital generation going forward.
Variability In Leverage And Debt LevelsEpisodes of materially different leverage indicate inconsistent capital structure and possible reliance on episodic borrowing. Such volatility can complicate capital planning, expose the bank to funding-cost swings, and create uncertainty for sustained dividend/repurchase policies under stress scenarios.
Lakeland Financial News
LKFN FAQ
What was Lakeland Financial Corp.’s price range in the past 12 months?
Lakeland Financial Corp. lowest stock price was $50.00 and its highest was $69.40 in the past 12 months.
What is Lakeland Financial Corp.’s market cap?
Lakeland Financial Corp.’s market cap is $1.56B.
When is Lakeland Financial Corp.’s upcoming earnings report date?
Lakeland Financial Corp.’s upcoming earnings report date is Apr 27, 2026 which is tomorrow.
How were Lakeland Financial Corp.’s earnings last quarter?
Lakeland Financial Corp. released its earnings results on Jan 26, 2026. The company reported $1.16 earnings per share for the quarter, beating the consensus estimate of $1.056 by $0.104.
Is Lakeland Financial Corp. overvalued?
According to Wall Street analysts Lakeland Financial Corp.’s price is currently Undervalued.
Does Lakeland Financial Corp. pay dividends?
Lakeland Financial Corp. pays a Quarterly dividend of $0.5 which represents an annual dividend yield of 3.37%. See more information on Lakeland Financial Corp. dividends here
What is Lakeland Financial Corp.’s EPS estimate?
Lakeland Financial Corp.’s EPS estimate is 1.01.
How many shares outstanding does Lakeland Financial Corp. have?
Lakeland Financial Corp. has 26,062,063 shares outstanding.
What happened to Lakeland Financial Corp.’s price movement after its last earnings report?
Lakeland Financial Corp. reported an EPS of $1.16 in its last earnings report, beating expectations of $1.056. Following the earnings report the stock price went up 4.198%.
Which hedge fund is a major shareholder of Lakeland Financial Corp.?
Currently, no hedge funds are holding shares in LKFN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Lakeland Financial Stock Smart Score
Underperform
1
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4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$66.50 (8.45% Upside)
$66.50 (8.45% Upside)
Blogger Sentiment
Neutral
LKFN Sentiment 67%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 11.2K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $261.6K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-10.39%
12-Months-Change
Fundamentals
Return on Equity
13.50%
Trailing 12-Months
Asset Growth
3.76%
Trailing 12-Months
Company Description
Lakeland Financial Corp.
Lakeland Financial Corporation operates as the bank holding company for Lake City Bank that provides various banking products and services. The company accepts various deposit products, such as noninterest bearing, interest-bearing checking, savings, money market, NOW, and demand deposits. Its loan products include commercial and industrial, commercial real estate and multi-family residential, agri-business and agricultural, consumer 1-4 family mortgage, and other consumer loans. The company also offers retail and merchant credit card services; corporate treasury management, wealth advisory, and trust services; retail brokerage services, including various financial and investment products, such as annuities and life insurance; and mobile business banking and on-line treasury management services. It serves commercial real estate, manufacturing, agriculture, construction, retail, wholesale, finance and insurance, accommodation and food services, and health care industries. As of December 31, 2021, the company operated 51 offices in fifteen counties, including 45 offices in northern Indiana and six offices in central Indiana. Lakeland Financial Corporation was founded in 1872 and is headquartered in Warsaw, Indiana.
LKFN Stock 12 Month Forecast
Average Price Target
$66.50
▲(8.45% Upside)
Technical Analysis
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Ownership Overview
2.97% Insiders
23.05% Mutual Funds
0.66% Other Institutional Investors
46.82% Public Companies and
Individual Investors