Want to see CASH full AI Analyst Report?
CASH Stock Chart & Stats
$99.35
$0.62(0.83%)
At close: 4:00 PM EST
$99.35
$0.62(0.83%)
Day’s Range― - ―
52-Week Range$65.87 - $101.26
Previous CloseN/A
Volume28.65K
Average Volume (3M)227.23K
Market Cap
$1.89B
Enterprise Value$1.86K
Total Cash (Recent Filing)$157.60M
Total Debt (Recent Filing)$59.51M
Price to Earnings (P/E)10.6
Beta0.86
Next Earnings
Jul 22, 2026EPS Estimate
1.95Next Dividend Ex-DateN/A
Dividend Yield0.22%
Share Statistics
EPS (TTM)8.46
Shares Outstanding21,110,035
10 Day Avg. Volume189,585
30 Day Avg. Volume227,228
Financial Highlights & Ratios
PEG Ratio0.96
Price to Book (P/B)2.02
Price to Sales (P/S)2.53
P/FCF Ratio7.32
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$107.50Price Target Upside8.20% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)8.68
Revenue Forecast (FY)$826.04M
Bulls Say, Bears Say
Bulls Say
Diversified Fee Income MixA fee-dominant revenue mix (55% noninterest income) reduces reliance on net interest margins and creates recurring, partner-driven cash flows. This durable diversification supports resilience to interest-rate swings and provides scalable margins from program and processing relationships over multiple years.
Conservative Balance Sheet And LiquidityLow leverage and strong returns indicate efficient capital use and downside protection. Ample liquidity ($2.7B) plus disciplined capital actions (buybacks, $10B asset cap) preserve funding optionality, allow tactical asset rotation, and support partner programs without overextending risk appetite.
Growing Tax Services And Partner ScaleMaterial growth in tax products and refund advances demonstrates deepening partner penetration and recurring seasonal revenue. Improved underwriting and analytics in tax services create higher-margin, predictable cash flows and strengthen long-term program stickiness with partners and consumers.
Bears Say
Credit Metric VolatilityRising NPLs and concentrated problem loans signal uneven credit performance that can produce lumpy provisions and workout losses. Concentration in select verticals increases earnings volatility and could pressure capital or underwriting discipline over multiple quarters as workouts and reserves normalize.
Irregular Cash Flow GenerationVolatile free cash flow undermines confidence in sustained internal funding for growth, buybacks, and capital needs. Periodic negative FCF forces reliance on external funding or asset sales, complicating multi-period planning and reducing predictability of returns to shareholders.
Structural NII Reduction From Portfolio SaleDisposing of a higher-yielding consumer portfolio is a lasting structural shift that reduces net interest income and interest-earning asset base. This increases dependence on fee income and may compress NII sensitivity, making earnings more tied to partner volumes and fee trends rather than stable loan yield generation.
Pathward Financial News
CASH FAQ
What was Pathward Financial’s price range in the past 12 months?
Pathward Financial lowest stock price was $65.87 and its highest was $101.26 in the past 12 months.
What is Pathward Financial’s market cap?
Pathward Financial’s market cap is $1.89B.
When is Pathward Financial’s upcoming earnings report date?
Pathward Financial’s upcoming earnings report date is Jul 22, 2026 which is tomorrow.
How were Pathward Financial’s earnings last quarter?
Pathward Financial released its earnings results on Apr 22, 2026. The company reported $3.347 earnings per share for the quarter, the consensus estimate of $3.347 by $0.
Is Pathward Financial overvalued?
According to Wall Street analysts Pathward Financial’s price is currently Undervalued.
Does Pathward Financial pay dividends?
Pathward Financial pays a Quarterly dividend of $0.05 which represents an annual dividend yield of 0.22%. See more information on Pathward Financial dividends here
What is Pathward Financial’s EPS estimate?
Pathward Financial’s EPS estimate is 1.95.
How many shares outstanding does Pathward Financial have?
Pathward Financial has 21,110,035 shares outstanding.
What happened to Pathward Financial’s price movement after its last earnings report?
Pathward Financial reported an EPS of $3.347 in its last earnings report, expectations of $3.347. Following the earnings report the stock price went down -11.014%.
Which hedge fund is a major shareholder of Pathward Financial?
Currently, no hedge funds are holding shares in CASH
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Pathward Financial Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$107.50 (8.20% Upside)
$107.50 (8.20% Upside)
Blogger Sentiment
Bullish
CASH Sentiment 70%
Sector Average 63%
Sector Average 63%
Hedge Fund Trend
Increased
By 94.0K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $802.1K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Positive
Last 7 Days ▲ 1.2%
Last 30 Days ▲ 6.7%
Last 30 Days ▲ 6.7%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
8.95%
12-Months-Change
Fundamentals
Return on Equity
0.22%
Trailing 12-Months
Asset Growth
1.68%
Trailing 12-Months
Company Description
Pathward Financial
Pathward Financial, Inc. serves as the parent company for Pathward, National Association, providing a broad spectrum of banking products and services throughout the United States. Its operations are structured across three main divisions: Consumer, Commercial, and Corporate Services/Other. The firm offers a range of deposit accounts, including checking (demand deposit), savings, money market savings, and certificates of deposit. For commercial clients, Pathward provides diverse financial solutions such as term loans, asset-based lending, factoring services, lease financing, insurance premium financing, and government-guaranteed lending products. It also extends consumer credit offerings and other personal financing services. Further specialized services include short-term taxpayer advance loans and warehouse financing. Moreover, the company plays a significant role in the payments industry by issuing prepaid and consumer credit cards, sponsoring merchant acquiring services, facilitating ATM access across various debit networks, and handling tax refund transfers, alongside other payment solutions. Originally known as Meta Financial Group, Inc., the company adopted its current name, Pathward Financial, Inc., in July 2022. Founded in 1954, Pathward Financial, Inc. is headquartered in Sioux Falls, South Dakota.
CASH Stock 12 Month Forecast
Average Price Target
$107.50
▲(8.20% Upside)
Technical Analysis
Banco Latinoamericano De Comercio
―
City Holding Company
―
Lakeland Financial
―
Live Oak Bancshares
―
Coastal Financial
―
Ownership Overview
1.50% Insiders
26.24% Mutual Funds
0.30% Other Institutional Investors
41.30% Public Companies and
Individual Investors