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CASH Stock Chart & Stats
$85.90
$0.04(0.05%)
At close: 4:00 PM EDT
$85.90
$0.04(0.05%)
Day’s Range― - ―
52-Week Range$65.87 - $101.26
Previous CloseN/A
Volume161.83K
Average Volume (3M)241.49K
Market Cap
$1.81B
Enterprise Value$1.92K
Total Cash (Recent Filing)$1.37B
Total Debt (Recent Filing)$201.03M
Price to Earnings (P/E)10.9
Beta0.87
Next Earnings
Oct 28, 2026EPS Estimate
1.59Next Dividend Ex-DateN/A
Dividend Yield0.23%
Share Statistics
EPS (TTM)8.02
Shares Outstanding20,773,361
10 Day Avg. Volume262,800
30 Day Avg. Volume241,493
Financial Highlights & Ratios
PEG Ratio0.96
Price to Book (P/B)2.02
Price to Sales (P/S)2.53
P/FCF Ratio7.32
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$101.00Price Target Upside17.58% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)8.76
Revenue Forecast (FY)$826.04M
Bulls Say, Bears Say
Bulls Say
High Returns On EquitySustained ROE around ~20% indicates efficient capital deployment and strong core profitability, which supports internal funding for growth, dividends and buybacks. Over months this underpins balance-sheet resilience and strategic flexibility even amid cyclical earning shifts.
Improved Cash Generation (FCF)Recent sharp improvement in operating and free cash flow enhances the company’s ability to fund lending, partner programs and repurchases without relying on external financing. While prior volatility warrants monitoring, stronger cash conversion materially boosts multi‑quarter capital allocation optionality.
Strengthened Partner/payment ContractsA multi‑year extension with an industry payments leader secures recurring fee streams and partner-driven deposit flows, reinforcing the bank‑as‑a‑service model. This strategic durability supports scale, lowers acquisition costs, and stabilizes noninterest income over the next several years.
Bears Say
Large Credit Provision In QuarterA single quarter charge heavily influenced by two loans and CECL adjustments shows exposure to material idiosyncratic losses. Such concentrated provisions can meaningfully depress earnings, raise reserve needs and increase volatility in capital metrics across ensuing quarters.
Concentrated Renewable/solar NPLsConcentration in solar construction loans to a common developer elevates portfolio risk because construction and developer‑specific failures can take long to resolve. This concentration raises the probability of prolonged watchlist activity, loss severity and future provisioning needs.
Limited Disclosure On Troubled LoansLack of granularity on problem loan balances and reserves hinders assessment of recoverability and reserve adequacy. Persisting limited transparency complicates forecasting credit losses, increases perceived governance risk, and can raise funding and strategic planning uncertainty over months.
Pathward Financial News
CASH FAQ
What was Pathward Financial’s price range in the past 12 months?
Pathward Financial lowest stock price was $65.87 and its highest was $101.26 in the past 12 months.
What is Pathward Financial’s market cap?
Pathward Financial’s market cap is $1.81B.
When is Pathward Financial’s upcoming earnings report date?
Pathward Financial’s upcoming earnings report date is Oct 28, 2026 which is in 76 days.
How were Pathward Financial’s earnings last quarter?
Pathward Financial released its earnings results on Jul 22, 2026. The company reported $1.369 earnings per share for the quarter, missing the consensus estimate of $1.947 by -$0.578.
Is Pathward Financial overvalued?
According to Wall Street analysts Pathward Financial’s price is currently Undervalued.
Does Pathward Financial pay dividends?
Pathward Financial pays a Quarterly dividend of $0.05 which represents an annual dividend yield of 0.23%. See more information on Pathward Financial dividends here
What is Pathward Financial’s EPS estimate?
Pathward Financial’s EPS estimate is 1.59.
How many shares outstanding does Pathward Financial have?
Pathward Financial has 20,773,361 shares outstanding.
What happened to Pathward Financial’s price movement after its last earnings report?
Pathward Financial reported an EPS of $1.369 in its last earnings report, missing expectations of $1.947. Following the earnings report the stock price went down -6.259%.
Which hedge fund is a major shareholder of Pathward Financial?
Currently, no hedge funds are holding shares in CASH
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Pathward Financial Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$101.00 (17.58% Upside)
$101.00 (17.58% Upside)
Blogger Sentiment
Neutral
CASH Sentiment 50%
Sector Average 55%
Sector Average 55%
Hedge Fund Trend
Increased
By 94.0K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $370.3K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Negative
Last 7 Days ▼ 1.1%
Last 30 Days ▲ 0.5%
Last 30 Days ▲ 0.5%
Technicals
SMA
Positive
20 days / 200 days
Momentum
7.44%
12-Months-Change
Fundamentals
Return on Equity
0.23%
Trailing 12-Months
Asset Growth
1.17%
Trailing 12-Months
Company Description
Pathward Financial
Pathward Financial, Inc. serves as the parent company for Pathward, National Association, providing a broad spectrum of banking products and services throughout the United States. Its operations are structured across three main divisions: Consumer, Commercial, and Corporate Services/Other. The firm offers a range of deposit accounts, including checking (demand deposit), savings, money market savings, and certificates of deposit. For commercial clients, Pathward provides diverse financial solutions such as term loans, asset-based lending, factoring services, lease financing, insurance premium financing, and government-guaranteed lending products. It also extends consumer credit offerings and other personal financing services. Further specialized services include short-term taxpayer advance loans and warehouse financing. Moreover, the company plays a significant role in the payments industry by issuing prepaid and consumer credit cards, sponsoring merchant acquiring services, facilitating ATM access across various debit networks, and handling tax refund transfers, alongside other payment solutions. Originally known as Meta Financial Group, Inc., the company adopted its current name, Pathward Financial, Inc., in July 2022. Founded in 1954, Pathward Financial, Inc. is headquartered in Sioux Falls, South Dakota.
CASH Company Deck
CASH Earnings Call
Q3 2026
0:00 / 0:00
Earnings Call Sentiment|Neutral
The call described a generally healthy operating performance with solid revenue growth, strong returns, sizable liquidity, active share repurchases, and a constructive pipeline and FY2027 guidance. However, the quarter was materially impacted by specific credit losses (two large reserves, a CECL build and a suspected fraud), which reduced near-term EPS and increased nonperforming loans. Management characterized these as idiosyncratic events, maintained confidence in the broader portfolio and balance sheet, and emphasized ongoing discipline in underwriting, expense management, and capital deployment.View all CASH earnings summariesCASH Stock 12 Month Forecast
Average Price Target
$101.00
▲(17.58% Upside)
Technical Analysis
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Ownership Overview
1.53% Insiders
26.67% Mutual Funds
5.20% Other Institutional Investors
34.87% Public Companies and
Individual Investors