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CASH Stock Chart & Stats
$99.35
$0.62(0.83%)
At close: 4:00 PM EST
$99.35
$0.62(0.83%)
Day’s Range― - ―
52-Week Range$65.87 - $101.26
Previous CloseN/A
Volume28.65K
Average Volume (3M)225.54K
Market Cap
$1.87B
Enterprise Value$1.86K
Total Cash (Recent Filing)$157.60M
Total Debt (Recent Filing)$59.51M
Price to Earnings (P/E)10.4
Beta0.90
Next Earnings
Oct 28, 2026EPS Estimate
1.59Next Dividend Ex-DateN/A
Dividend Yield0.23%
Share Statistics
EPS (TTM)8.46
Shares Outstanding21,110,035
10 Day Avg. Volume195,991
30 Day Avg. Volume225,544
Financial Highlights & Ratios
PEG Ratio0.96
Price to Book (P/B)2.02
Price to Sales (P/S)2.53
P/FCF Ratio7.32
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$107.00Price Target Upside7.70% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)8.76
Revenue Forecast (FY)$826.04M
Bulls Say, Bears Say
Bulls Say
Diversified Fee-driven RevenueA majority-fee revenue mix driven by partner programs and tax services creates recurring, higher-margin streams less sensitive to interest-rate swings. Over months this supports stable top-line and deposit inflows from partners, improving resilience versus pure net-interest income models.
High Returns And Capital DisciplineSustained high returns and active buybacks signal efficient capital allocation and confidence in core economics. The $10B asset cap and ample liquidity reflect deliberate capital strategy that preserves regulatory positioning and supports durable shareholder returns while enabling measured balance-sheet growth.
Conservative Balance-sheet PositioningLow leverage and a stable asset base provide structural resilience to credit cycles and funding stress. Strong liquidity and conservative posture allow the bank to support partner programs, underwrite originations, absorb shocks, and maintain strategic optionality over the coming months.
Bears Say
Credit Concentration And NPL UptickConcentration in a small number of large credits has produced lumpy NPLs and raised provisions, increasing earnings volatility. Over a multi-month horizon, workouts and reserves can depress earnings and capital flexibility if additional stressed credits emerge or recovery timelines lengthen.
Volatile Cash Flow HistoryIntermittent negative free cash flow in recent years reduces confidence in consistent internal funding for growth, buybacks, and dividends. Even with recent improvement, cash-flow volatility makes capital planning and long-term payout sustainability more uncertain across economic cycles.
Regulatory And Partner-structure RiskPathward's partner-led model depends on third-party relationships; if partners obtain charters or new compliance rules increase costs, program scale and fee economics could shrink. Structural shifts in partner behavior or regulation would raise compliance burdens and reduce long-term growth optionality.
Pathward Financial News
CASH FAQ
What was Pathward Financial’s price range in the past 12 months?
Pathward Financial lowest stock price was $65.87 and its highest was $101.26 in the past 12 months.
What is Pathward Financial’s market cap?
Pathward Financial’s market cap is $1.87B.
When is Pathward Financial’s upcoming earnings report date?
Pathward Financial’s upcoming earnings report date is Oct 28, 2026 which is in 97 days.
How were Pathward Financial’s earnings last quarter?
Pathward Financial released its earnings results on Jul 22, 2026. The company reported $1.369 earnings per share for the quarter, missing the consensus estimate of $1.947 by -$0.578.
Is Pathward Financial overvalued?
According to Wall Street analysts Pathward Financial’s price is currently Undervalued.
Does Pathward Financial pay dividends?
Pathward Financial pays a Quarterly dividend of $0.05 which represents an annual dividend yield of 0.23%. See more information on Pathward Financial dividends here
What is Pathward Financial’s EPS estimate?
Pathward Financial’s EPS estimate is 1.59.
How many shares outstanding does Pathward Financial have?
Pathward Financial has 21,110,035 shares outstanding.
What happened to Pathward Financial’s price movement after its last earnings report?
Pathward Financial reported an EPS of $1.369 in its last earnings report, missing expectations of $1.947. Following the earnings report the stock price went same N/A.
Which hedge fund is a major shareholder of Pathward Financial?
Currently, no hedge funds are holding shares in CASH
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Pathward Financial Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$107.00 (7.70% Upside)
$107.00 (7.70% Upside)
Blogger Sentiment
Bullish
CASH Sentiment 70%
Sector Average 60%
Sector Average 60%
Hedge Fund Trend
Increased
By 94.0K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $802.1K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Positive
Last 7 Days ▲ 3.8%
Last 30 Days ▲ 6.5%
Last 30 Days ▲ 6.5%
News Sentiment
Bullish
Bullish news 67%
Bearish news 33%
Bearish news 33%
Technicals
SMA
Positive
20 days / 200 days
Momentum
10.39%
12-Months-Change
Fundamentals
Return on Equity
0.23%
Trailing 12-Months
Asset Growth
1.68%
Trailing 12-Months
Company Description
Pathward Financial
Pathward Financial, Inc. serves as the parent company for Pathward, National Association, providing a broad spectrum of banking products and services throughout the United States. Its operations are structured across three main divisions: Consumer, Commercial, and Corporate Services/Other. The firm offers a range of deposit accounts, including checking (demand deposit), savings, money market savings, and certificates of deposit. For commercial clients, Pathward provides diverse financial solutions such as term loans, asset-based lending, factoring services, lease financing, insurance premium financing, and government-guaranteed lending products. It also extends consumer credit offerings and other personal financing services. Further specialized services include short-term taxpayer advance loans and warehouse financing. Moreover, the company plays a significant role in the payments industry by issuing prepaid and consumer credit cards, sponsoring merchant acquiring services, facilitating ATM access across various debit networks, and handling tax refund transfers, alongside other payment solutions. Originally known as Meta Financial Group, Inc., the company adopted its current name, Pathward Financial, Inc., in July 2022. Founded in 1954, Pathward Financial, Inc. is headquartered in Sioux Falls, South Dakota.
CASH Stock 12 Month Forecast
Average Price Target
$107.00
▲(7.70% Upside)
Technical Analysis
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Ownership Overview
1.50% Insiders
26.24% Mutual Funds
0.35% Other Institutional Investors
40.85% Public Companies and
Individual Investors