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First Bancorp (FBNC)
NASDAQ:FBNC
FBNC Stock Chart & Stats
$52.28
-$0.17(-0.40%)
At close: 4:00 PM EST
$52.28
-$0.17(-0.40%)
Day’s Range― - ―
52-Week Range$34.50 - $56.45
Previous CloseN/A
Volume16.23K
Average Volume (3M)208.85K
Market Cap
$2.17B
Enterprise Value$2.16B
Total Cash (Recent Filing)$3.24B
Total Debt (Recent Filing)$15.10M
Price to Earnings (P/E)21.9
Beta0.88
Next Earnings
Jan 28, 2026EPS Estimate
1.04Next Dividend Ex-DateN/A
Dividend Yield1.69%
Share Statistics
EPS (TTM)0.49
Shares Outstanding41,465,330
10 Day Avg. Volume282,282
30 Day Avg. Volume208,855
Financial Highlights & Ratios
PEG Ratio-0.87
Price to Book (P/B)1.25
Price to Sales (P/S)3.40
P/FCF Ratio10.48
Enterprise Value/Market Cap1.00
Enterprise Value/Revenue4.09
Enterprise Value/Gross Profit6.00
Enterprise Value/Ebitda15.14
Forecast
1Y Price Target
$60.00Price Target Upside14.77% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering3
EPS Forecast (FY)3.34
Revenue Forecast (FY)$456.96M
Bulls Say, Bears Say
Bulls Say
Financial PerformanceFBNC is well-positioned to sustain strong returns and build shareholder value over time due to its ability to deliver NIM expansion in a down-rate environment and scalable organic growth.
Net Interest MarginThe NIM expanded to 3.27%, driven by higher loan yields and lower deposit costs, reflecting benefits from securities restructuring and potential for further balance sheet restructurings.
Bears Say
Loan GrowthLoan growth remains limited and less than a 4% annual pace.
Management ChangesCEO Retirement and Management Changes.
Stock ValuationThe shares are trading at a premium P/E today, and incremental multiple expansion seems less likely than peers, which contributes to the Neutral rating.
First Bancorp News
FBNC FAQ
What was First Bancorp’s price range in the past 12 months?
First Bancorp lowest stock price was $34.50 and its highest was $56.45 in the past 12 months.
What is First Bancorp’s market cap?
First Bancorp’s market cap is $2.17B.
When is First Bancorp’s upcoming earnings report date?
First Bancorp’s upcoming earnings report date is Jan 28, 2026 which is in 34 days.
How were First Bancorp’s earnings last quarter?
First Bancorp released its earnings results on Oct 22, 2025. The company reported $0.49 earnings per share for the quarter, missing the consensus estimate of $0.848 by -$0.358.
Is First Bancorp overvalued?
According to Wall Street analysts First Bancorp’s price is currently Undervalued.
Does First Bancorp pay dividends?
First Bancorp pays a Quarterly dividend of $0.23 which represents an annual dividend yield of 1.69%. See more information on First Bancorp dividends here
What is First Bancorp’s EPS estimate?
First Bancorp’s EPS estimate is 1.04.
How many shares outstanding does First Bancorp have?
First Bancorp has 41,465,330 shares outstanding.
What happened to First Bancorp’s price movement after its last earnings report?
First Bancorp reported an EPS of $0.49 in its last earnings report, missing expectations of $0.848. Following the earnings report the stock price went down -1.934%.
Which hedge fund is a major shareholder of First Bancorp?
Currently, no hedge funds are holding shares in FBNC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
First Bancorp Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$60.00 (14.77% Upside)
$60.00 (14.77% Upside)
Blogger Sentiment
Neutral
FBNC Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 1.9K Shares
Last Quarter.
Last Quarter.
Technicals
SMA
Positive
20 days / 200 days
Momentum
20.61%
12-Months-Change
Fundamentals
Return on Equity
6.39%
Trailing 12-Months
Asset Growth
4.91%
Trailing 12-Months
Company Description
First Bancorp
First Bancorp operates as the bank holding company for First Bank that provides banking products and services for individuals and small to medium-sized businesses primarily in North Carolina and northeastern South Carolina. It accepts deposit products, such as checking, savings, and money market accounts, as well as time deposits, including certificate of deposits and individual retirement accounts. The company also offers loans for a range of consumer and commercial purposes comprising loans for business, real estate, personal, home improvement, and automobiles, as well as residential mortgages and small business administration loans; and accounts receivable financing and factoring, inventory financing, and purchase order financing services. In addition, it provides credit and debit cards, letter of credits, and safe deposit box rental services, as well as electronic funds transfer services consisting of wire transfers; and internet and mobile banking, cash management, bank-by-phone services, and remote deposit capture services. Further, the company offers investment and insurance products, such as mutual funds, annuities, long-term care insurance, life insurance, and company retirement plans, as well as property and casualty insurance products; and financial planning services. As of December 31, 2021, it operated 121 branches comprising 114 branch offices located in North Carolina and seven branches in South Carolina. First Bancorp was founded in 1934 and is headquartered in Southern Pines, North Carolina.
FBNC Stock 12 Month Forecast
Average Price Target
$60.00
▲(14.77% Upside)
Technical Analysis
Ownership Overview
1.54% Insiders
29.68% Mutual Funds
10.42% Other Institutional Investors
36.19% Public Companies and
Individual Investors