Education
About Us
Working with TipRanks
Follow Us
Customers Bancorp (CUBI)
NYSE:CUBI
CUBI Stock Chart & Stats
$76.70
-$0.65(-1.37%)
At close: 4:00 PM EST
$76.70
-$0.65(-1.37%)
Day’s Range― - ―
52-Week Range$40.75 - $82.56
Previous CloseN/A
Volume50.63K
Average Volume (3M)313.11K
Market Cap
$2.68B
Enterprise Value$4.25B
Total Cash (Recent Filing)$4.80B
Total Debt (Recent Filing)$1.48B
Price to Earnings (P/E)12.4
Beta1.36
Next Earnings
Apr 23, 2026EPS Estimate
1.9Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)1.98
Shares Outstanding34,168,076
10 Day Avg. Volume488,461
30 Day Avg. Volume313,105
Financial Highlights & Ratios
PEG Ratio-0.29
Price to Book (P/B)0.84
Price to Sales (P/S)1.13
P/FCF Ratio19.20
Enterprise Value/Market Cap1.59
Enterprise Value/Revenue3.17
Enterprise Value/Gross Profit6.82
Enterprise Value/Ebitda16.02
Forecast
1Y Price Target
$91.33Price Target Upside19.07% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering6
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Deposit TransformationAnalyst notes expansion of the deposit franchise through real-time payments adoption and new commercial banking teams is increasing low-cost core deposits, supporting lower funding costs and enabling future loan growth.
Loan-driven RevenueAnalyst highlights stronger loan growth and deposit growth that boosted interest income and helped the firm deliver results above expectations, supporting revenue momentum.
Operational EfficiencyAnalyst indicates bringing regulatory work in-house should reduce third-party professional services expenses and improve operating efficiency, which can enhance profitability as costs are managed.
Bears Say
Crypto Deposit ConcentrationAnalyst points to a large concentration of crypto-linked deposits as a potential source of volatility and regulatory scrutiny that could pressure deposit balances.
Funding StabilityAnalyst warns heavy reliance on brokered deposits increases funding volatility and makes funding costs more sensitive to market shifts, posing a funding risk.
Profitability Pressure From Operating CostsAnalyst views profitability as below peers and cautions that higher operating expenses, including legal and insurance items tied to recent team onboarding and transactions, could further dampen margins.
Customers Bancorp News
CUBI FAQ
What was Customers Bancorp’s price range in the past 12 months?
Customers Bancorp lowest stock price was $40.75 and its highest was $82.56 in the past 12 months.
What is Customers Bancorp’s market cap?
Customers Bancorp’s market cap is $2.68B.
When is Customers Bancorp’s upcoming earnings report date?
Customers Bancorp’s upcoming earnings report date is Apr 23, 2026 which is in 75 days.
How were Customers Bancorp’s earnings last quarter?
Customers Bancorp released its earnings results on Jan 22, 2026. The company reported $1.98 earnings per share for the quarter, missing the consensus estimate of $2.029 by -$0.049.
Is Customers Bancorp overvalued?
According to Wall Street analysts Customers Bancorp’s price is currently Undervalued.
Does Customers Bancorp pay dividends?
Customers Bancorp does not currently pay dividends.
What is Customers Bancorp’s EPS estimate?
Customers Bancorp’s EPS estimate is 1.9.
How many shares outstanding does Customers Bancorp have?
Customers Bancorp has 34,168,076 shares outstanding.
What happened to Customers Bancorp’s price movement after its last earnings report?
Customers Bancorp reported an EPS of $1.98 in its last earnings report, missing expectations of $2.029. Following the earnings report the stock price went down -8.238%.
Which hedge fund is a major shareholder of Customers Bancorp?
Currently, no hedge funds are holding shares in CUBI
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Customers Bancorp Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$91.33 (19.07% Upside)
$91.33 (19.07% Upside)
Blogger Sentiment
Bullish
CUBI Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 558.9K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $14.8M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Positive
Last 7 Days ▼ 1.5%
Last 30 Days ▲ 3.4%
Last 30 Days ▲ 3.4%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
32.67%
12-Months-Change
Fundamentals
Return on Equity
11.34%
Trailing 12-Months
Asset Growth
11.09%
Trailing 12-Months
Company Description
Customers Bancorp
Customers Bancorp, Inc. operates as the bank holding company for Customers Bank that provides financial products and services to individual consumers, and small and middle market businesses. The company offers deposits products, including checking, savings, MMDA, and other deposits accounts. It offers loan products, including commercial mortgage warehouse loans, multi-family and commercial real estate loans, business banking, small business loans, equipment financing, residential mortgage loans, and installment loans. It also offers traditional banking activities, including mobile phone banking, internet banking, wire transfers, electronic bill payment, lock box services, remote deposit capture services, courier services, merchant processing services, cash vault, controlled disbursements, positive pay, cash management services, such as account reconciliation, collections, and sweep accounts. It operates 12 full-service branches, as well as limited production and administrative offices in Southeastern Pennsylvania, including Bucks, Berks, Chester, Philadelphia, and Delaware Counties; Harrisburg, Pennsylvania; Rye Brook and New York; Hamilton, New Jersey; Boston, Massachusetts; Providence, Rhode Island; Portsmouth, New Hampshire; Manhattan and Melville, New York; Washington D.C.; Chicago, Illinois; Dallas, Texas; Orlando, Florida; and Wilmington, North Carolina. Customers Bancorp, Inc. was founded in 1994 and is headquartered in West Reading, Pennsylvania.
CUBI Company Deck
CUBI Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presents a broadly positive picture: strong earnings (core EPS +36%), double-digit tangible book value growth (~14% annualized), robust deposit gathering (≈$2B, +10%), record payments volume (> $2T, +30%) and improving NII and margins (NII +22%, NIM +29 bps). Management also delivered conservative, yet constructive, 2026 guidance with targeted loan and deposit growth, while highlighting AI productivity gains and continued recruitment momentum. Near-term headwinds are manageable: discrete Q4 expenses, professional/legal costs, deposit remixing complexity, cubiX-related volatility (conservatively excluded from guidance), and an isolated NPA increase tied to a single credit. Given the weight and significance of the reported operating, capital, and payments momentum compared to the limited and largely controlled lowlights, the overall tone is decidedly positive.View all CUBI earnings summariesCUBI Stock 12 Month Forecast
Average Price Target
$91.33
▲(19.07% Upside)
Technical Analysis
First Bancorp
―
Hilltop Holdings
―
Pathward Financial
―
OFG Bancorp
―
Nicolet Bankshares
―
Ownership Overview
7.84% Insiders
21.95% Mutual Funds
1.88% Other Institutional Investors
41.00% Public Companies and
Individual Investors