Customers Bancorp (CUBI)
NYSE:CUBI
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CUBI Stock Chart & Stats
$77.42
-$0.65(-1.37%)
At close: 4:00 PM EST
$77.42
-$0.65(-1.37%)
Day’s Range― - ―
52-Week Range$49.54 - $82.56
Previous CloseN/A
Volume50.63K
Average Volume (3M)392.49K
Market Cap
$2.58B
Enterprise Value$4.39B
Total Cash (Recent Filing)$62.05M
Total Debt (Recent Filing)$1.71B
Price to Earnings (P/E)8.5
Beta1.36
Next Earnings
Jul 23, 2026EPS Estimate
2.03Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)6.40
Shares Outstanding33,680,943
10 Day Avg. Volume321,063
30 Day Avg. Volume392,488
Financial Highlights & Ratios
PEG Ratio0.53
Price to Book (P/B)1.18
Price to Sales (P/S)1.77
P/FCF Ratio5.20
Enterprise Value/Market Cap1.70
Enterprise Value/Revenue3.10
Enterprise Value/Gross Profit6.02
Enterprise Value/Ebitda12.49
Forecast
1Y Price Target
$88.50Price Target Upside14.31% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering8
EPS Forecast (FY)8.28
Revenue Forecast (FY)$936.93M
Bulls Say, Bears Say
Bulls Say
Capital ResilienceAnalyst observes that capital ratios remained strong after the preferred stock redemption, supporting balance sheet resilience and capacity for continued growth.
Commercial ExpansionAnalyst highlights that recruiting full commercial banking teams through lift-outs is the primary growth engine, adding scale and progressively moving customers' deposits and loans to the company.
Valuation PotentialAnalyst notes the shares trade at a discount to peers despite improving funding mix and earnings durability, implying potential for multiple expansion if funding proves durable.
Bears Say
Funding ConcentrationAnalyst highlights heavy reliance on brokered deposits, raising concerns about funding stability and sensitivity to higher funding costs.
Funding VolatilityAnalyst warns that cubiX balances are spot and volatile, which can create swings in funding availability and increase liquidity management challenges.
Profitability CompetitivenessAnalyst views the company's profitability outlook as below peers, supporting a cautious rating given competitive pressure on margins.
Customers Bancorp News
CUBI FAQ
What was Customers Bancorp’s price range in the past 12 months?
Customers Bancorp lowest stock price was $49.54 and its highest was $82.56 in the past 12 months.
What is Customers Bancorp’s market cap?
Customers Bancorp’s market cap is $2.58B.
When is Customers Bancorp’s upcoming earnings report date?
Customers Bancorp’s upcoming earnings report date is Jul 23, 2026 which is in 79 days.
How were Customers Bancorp’s earnings last quarter?
Customers Bancorp released its earnings results on Apr 23, 2026. The company reported $1.97 earnings per share for the quarter, beating the consensus estimate of $1.888 by $0.082.
Is Customers Bancorp overvalued?
According to Wall Street analysts Customers Bancorp’s price is currently Undervalued.
Does Customers Bancorp pay dividends?
Customers Bancorp does not currently pay dividends.
What is Customers Bancorp’s EPS estimate?
Customers Bancorp’s EPS estimate is 2.03.
How many shares outstanding does Customers Bancorp have?
Customers Bancorp has 33,680,943 shares outstanding.
What happened to Customers Bancorp’s price movement after its last earnings report?
Customers Bancorp reported an EPS of $1.97 in its last earnings report, beating expectations of $1.888. Following the earnings report the stock price went down -3.989%.
Which hedge fund is a major shareholder of Customers Bancorp?
Currently, no hedge funds are holding shares in CUBI
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Customers Bancorp Stock Smart Score
Outperform
1
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10
Analyst Consensus
Strong Buy
Average Price Target:
$88.50 (14.31% Upside)
$88.50 (14.31% Upside)
Blogger Sentiment
Bullish
CUBI Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 225.3K Shares
Last Quarter.
Last Quarter.
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
71.88%
12-Months-Change
Fundamentals
Return on Equity
13.62%
Trailing 12-Months
Asset Growth
15.42%
Trailing 12-Months
Company Description
Customers Bancorp
Customers Bancorp, Inc. operates as the bank holding company for Customers Bank that provides financial products and services to individual consumers, and small and middle market businesses. The company offers deposits products, including checking, savings, MMDA, and other deposits accounts. It offers loan products, including commercial mortgage warehouse loans, multi-family and commercial real estate loans, business banking, small business loans, equipment financing, residential mortgage loans, and installment loans. It also offers traditional banking activities, including mobile phone banking, internet banking, wire transfers, electronic bill payment, lock box services, remote deposit capture services, courier services, merchant processing services, cash vault, controlled disbursements, positive pay, cash management services, such as account reconciliation, collections, and sweep accounts. It operates 12 full-service branches, as well as limited production and administrative offices in Southeastern Pennsylvania, including Bucks, Berks, Chester, Philadelphia, and Delaware Counties; Harrisburg, Pennsylvania; Rye Brook and New York; Hamilton, New Jersey; Boston, Massachusetts; Providence, Rhode Island; Portsmouth, New Hampshire; Manhattan and Melville, New York; Washington D.C.; Chicago, Illinois; Dallas, Texas; Orlando, Florida; and Wilmington, North Carolina. Customers Bancorp, Inc. was founded in 1994 and is headquartered in West Reading, Pennsylvania.
CUBI Company Deck
CUBI Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented a strong operational and financial performance: robust deposit and loan growth, record noninterest-bearing balances, meaningful AI adoption and productivity gains, positive operating leverage (300 bps efficiency improvement) and strong earnings/capital metrics (core EPS +28% YoY; TBV/share +16% YoY). Management also disclosed proactive initiatives (Operational Excellence Phase 2 to $30M run-rate) and a clear strategy to expand cubiX beyond digital assets. Lowlights are manageable: some margin pressure from mix and non-repeating items, modest decline in average cubiX balances, an isolated NPA reclassification and a cautious reserve build driven by macro uncertainty. Overall, the positives materially outweigh the challenges, with high conviction in continued organic growth, deposit diversification and AI-driven scale.View all CUBI earnings summariesCUBI Stock 12 Month Forecast
Average Price Target
$88.50
▲(14.31% Upside)
Technical Analysis
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Ownership Overview
7.84% Insiders
24.99% Mutual Funds
4.54% Other Institutional Investors
33.19% Public Companies and
Individual Investors