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CUBI Stock Chart & Stats
$76.52
$2.01(2.63%)
At close: 4:00 PM EDT
$76.52
$2.01(2.63%)
Day’s Range― - ―
52-Week Range$59.34 - $83.95
Previous CloseN/A
Volume64.89K
Average Volume (3M)392.49K
Market Cap
$2.78B
Enterprise Value$5.04K
Total Cash (Recent Filing)$85.55M
Total Debt (Recent Filing)$2.33B
Price to Earnings (P/E)9.8
Beta1.29
Next Earnings
Oct 28, 2026EPS Estimate
2.15Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)8.49
Shares Outstanding33,783,800
10 Day Avg. Volume321,063
30 Day Avg. Volume392,488
Financial Highlights & Ratios
PEG Ratio0.54
Price to Book (P/B)1.18
Price to Sales (P/S)1.77
P/FCF Ratio7.49
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$96.13Price Target Upside25.62% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering8
EPS Forecast (FY)8.45
Revenue Forecast (FY)$936.16M
Bulls Say, Bears Say
Bulls Say
Deposit & Loan FranchiseSizable, sticky deposit base and record loan growth provide a durable funding advantage. High noninterest-bearing share (32%) lowers funding costs long-term, supporting net interest margin resilience and permitting continued commercial origination without dependence on volatile wholesale funding sources.
Operational Efficiency & AI AdoptionSustained productivity gains and automation materially reduce operating expense run-rate and speed credit decisions. These structural efficiency improvements raise long-term operating leverage, help achieve targeted low‑40s efficiency, and strengthen competitive positioning versus less-automated regional peers.
Capital & Credit QualityRobust capital ratios and conservative provisioning create a durable buffer against credit cycles and support regulatory flexibility. Low charge-offs and high reserve coverage preserve book value and enable disciplined, sustained loan growth without immediate capital strain or urgent fundraising needs.
Bears Say
Top-line VolatilityA steep, recent revenue decline undermines visibility for sustainable earnings and weakens the base from which margins and ROE are generated. If persistent, this erosion limits internal funding for growth and efficiency initiatives and increases reliance on cost cuts or higher-risk revenue sources.
Rising LeverageA materially higher leverage profile reduces financial flexibility and heightens sensitivity to rate and credit shocks. For a regional bank, increased debt-to-equity elevates refinancing and liquidity risk, narrows room for balance-sheet stress, and can pressure capital ratios if assets re-price or credit deteriorates.
Inconsistent Cash GenerationUneven and declining free cash flow weakens the firm's ability to self-fund strategic investments, return capital, or absorb shocks. Persistent variability in cash conversion increases reliance on deposit growth or external borrowing and complicates multi-year planning for investments like cubiX expansion.
Customers Bancorp News
CUBI FAQ
What was Customers Bancorp’s price range in the past 12 months?
Customers Bancorp lowest stock price was $59.34 and its highest was $83.95 in the past 12 months.
What is Customers Bancorp’s market cap?
Customers Bancorp’s market cap is $2.78B.
When is Customers Bancorp’s upcoming earnings report date?
Customers Bancorp’s upcoming earnings report date is Oct 28, 2026 which is in 76 days.
How were Customers Bancorp’s earnings last quarter?
Customers Bancorp released its earnings results on Jul 23, 2026. The company reported $2.05 earnings per share for the quarter, beating the consensus estimate of $1.996 by $0.054.
Is Customers Bancorp overvalued?
According to Wall Street analysts Customers Bancorp’s price is currently Undervalued.
Does Customers Bancorp pay dividends?
Customers Bancorp does not currently pay dividends.
What is Customers Bancorp’s EPS estimate?
Customers Bancorp’s EPS estimate is 2.15.
How many shares outstanding does Customers Bancorp have?
Customers Bancorp has 33,783,800 shares outstanding.
What happened to Customers Bancorp’s price movement after its last earnings report?
Customers Bancorp reported an EPS of $2.05 in its last earnings report, beating expectations of $1.996. Following the earnings report the stock price went up 0.565%.
Which hedge fund is a major shareholder of Customers Bancorp?
Currently, no hedge funds are holding shares in CUBI
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Customers Bancorp Stock Smart Score
Neutral
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Analyst Consensus
Strong Buy
Average Price Target:
$96.13 (25.62% Upside)
$96.13 (25.62% Upside)
Blogger Sentiment
Bullish
CUBI Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 331.8K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $16.2M over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
71.88%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
17.60%
Trailing 12-Months
Company Description
Customers Bancorp
Customers Bancorp, Inc. operates as the bank holding company for Customers Bank that provides banking products and services. It provides deposit banking products, which includes commercial and consumer checking, non-interest-bearing and interest-bearing demand, MMDA, savings, and time deposit accounts, as well as individual retirement accounts and non-retail time deposits consisting of jumbo certificates. The company’s lending business offers commercial and industrial, commercial real estate, and multifamily and residential mortgage loans; SBA lending; mortgage finance; specialty lending includes fund finance, real estate specialty finance, technology and venture, and healthcare and financial institutions group; commercial loans to mortgage companies, and commercial equipment financing; fund finance, such as variable rate loans secured by collateral pools to private debt funds; and cash management services. In addition, it provides digital banking, such as Banking-as-a-Service to fintech companies; payments and treasury services to businesses; consumer loans through fintech companies; and the TassatPay, an instant blockchain-based digital payments platform which offers instant payments, including over-the-counter desks, exchanges, liquidity providers, market makers, funds, title companies, and other B2B verticals. Further, the company offers mobile phone and internet banking, wire transfers, electronic bill payment, lock box, remote deposit capture, courier, merchant processing, cash vault, controlled disbursements, positive pay, and cash management services comprising account reconciliation, collections, and sweep accounts. The company was founded in 1997 and is headquartered in West Reading, Pennsylvania.
CUBI Company Deck
CUBI Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call highlighted strong, broad-based growth (record loans and deposits, double-digit EPS and tangible book value growth), meaningful operational and AI-driven productivity gains, and growing scale in the cubiX payments platform. Credit metrics and capital remain robust. The main near-term headwinds were a Q2 NIM trough, softer digital-asset trading reducing payments float, and moderate pressure from new-loan yields. Overall, management reiterated guidance and expressed confidence in H2 momentum driven by deposit pipelines, loan growth, and operational savings.View all CUBI earnings summariesCUBI Stock 12 Month Forecast
Average Price Target
$96.13
▲(25.62% Upside)
Technical Analysis
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Ownership Overview
7.45% Insiders
24.15% Mutual Funds
6.41% Other Institutional Investors
31.52% Public Companies and
Individual Investors