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Customers Bancorp (CUBI)
NYSE:CUBI
CUBI Stock Chart & Stats
$67.44
-$0.65(-1.37%)
At close: 4:00 PM EST
$67.44
-$0.65(-1.37%)
Day’s Range― - ―
52-Week Range$40.75 - $82.56
Previous CloseN/A
Volume50.63K
Average Volume (3M)412.26K
Market Cap
$2.36B
Enterprise Value$4.01B
Total Cash (Recent Filing)$2.00B
Total Debt (Recent Filing)$1.71B
Price to Earnings (P/E)11.1
Beta1.41
Next Earnings
Apr 23, 2026EPS Estimate
1.9Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)1.98
Shares Outstanding34,212,173
10 Day Avg. Volume352,837
30 Day Avg. Volume412,258
Financial Highlights & Ratios
PEG Ratio0.53
Price to Book (P/B)1.18
Price to Sales (P/S)1.77
P/FCF Ratio5.20
Enterprise Value/Market Cap1.70
Enterprise Value/Revenue2.83
Enterprise Value/Gross Profit5.49
Enterprise Value/Ebitda11.40
Forecast
1Y Price Target
$91.67Price Target Upside35.93% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering6
EPS Forecast (FY)8.22
Revenue Forecast (FY)$935.90M
Bulls Say, Bears Say
Bulls Say
Cost Efficiency And Capital StrengthBringing regulatory work in-house and maintaining strong capital ratios after preferred stock actions should reduce professional service expenses and improve operating efficiency and balance sheet resilience.
Deposit TransformationRemodeling the deposit base toward lower-cost core deposits and wider adoption of the real-time payments platform are expanding low-cost funding, which supports lower funding costs and enables future asset growth.
Loan Growth From Strategic HiresStrategic hires and the onboarding of new commercial banking teams are driving stronger loan growth and higher fee income, boosting interest income and supporting balance sheet expansion.
Bears Say
Concentration In Crypto-related DepositsA large concentration of crypto-related deposits could be volatile and face regulatory pressures similar to prior crypto-focused banks, threatening deposit stability.
Profitability Pressure And One-time CostsProfitability outlook trails peers and one-time operating expense increases from legal and insurance items weigh on earnings potential.
Reliance On Brokered DepositsHeavy reliance on brokered deposits raises concerns about funding stability and leaves funding costs sensitive to shifts in market conditions.
Customers Bancorp News
CUBI FAQ
What was Customers Bancorp’s price range in the past 12 months?
Customers Bancorp lowest stock price was $40.75 and its highest was $82.56 in the past 12 months.
What is Customers Bancorp’s market cap?
Customers Bancorp’s market cap is $2.36B.
When is Customers Bancorp’s upcoming earnings report date?
Customers Bancorp’s upcoming earnings report date is Apr 23, 2026 which is in 51 days.
How were Customers Bancorp’s earnings last quarter?
Customers Bancorp released its earnings results on Jan 22, 2026. The company reported $1.98 earnings per share for the quarter, missing the consensus estimate of $2.029 by -$0.049.
Is Customers Bancorp overvalued?
According to Wall Street analysts Customers Bancorp’s price is currently Undervalued.
Does Customers Bancorp pay dividends?
Customers Bancorp does not currently pay dividends.
What is Customers Bancorp’s EPS estimate?
Customers Bancorp’s EPS estimate is 1.9.
How many shares outstanding does Customers Bancorp have?
Customers Bancorp has 34,212,173 shares outstanding.
What happened to Customers Bancorp’s price movement after its last earnings report?
Customers Bancorp reported an EPS of $1.98 in its last earnings report, missing expectations of $2.029. Following the earnings report the stock price went down -8.238%.
Which hedge fund is a major shareholder of Customers Bancorp?
Currently, no hedge funds are holding shares in CUBI
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Customers Bancorp Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$91.67 (35.93% Upside)
$91.67 (35.93% Upside)
Blogger Sentiment
Bullish
CUBI Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 225.3K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $9.1M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 10.1%
Last 30 Days ▲ 5.5%
Last 30 Days ▲ 5.5%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
26.95%
12-Months-Change
Fundamentals
Return on Equity
11.34%
Trailing 12-Months
Asset Growth
11.09%
Trailing 12-Months
Company Description
Customers Bancorp
Customers Bancorp, Inc. operates as the bank holding company for Customers Bank that provides financial products and services to individual consumers, and small and middle market businesses. The company offers deposits products, including checking, savings, MMDA, and other deposits accounts. It offers loan products, including commercial mortgage warehouse loans, multi-family and commercial real estate loans, business banking, small business loans, equipment financing, residential mortgage loans, and installment loans. It also offers traditional banking activities, including mobile phone banking, internet banking, wire transfers, electronic bill payment, lock box services, remote deposit capture services, courier services, merchant processing services, cash vault, controlled disbursements, positive pay, cash management services, such as account reconciliation, collections, and sweep accounts. It operates 12 full-service branches, as well as limited production and administrative offices in Southeastern Pennsylvania, including Bucks, Berks, Chester, Philadelphia, and Delaware Counties; Harrisburg, Pennsylvania; Rye Brook and New York; Hamilton, New Jersey; Boston, Massachusetts; Providence, Rhode Island; Portsmouth, New Hampshire; Manhattan and Melville, New York; Washington D.C.; Chicago, Illinois; Dallas, Texas; Orlando, Florida; and Wilmington, North Carolina. Customers Bancorp, Inc. was founded in 1994 and is headquartered in West Reading, Pennsylvania.
CUBI Company Deck
CUBI Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presents a broadly positive picture: strong earnings (core EPS +36%), double-digit tangible book value growth (~14% annualized), robust deposit gathering (≈$2B, +10%), record payments volume (> $2T, +30%) and improving NII and margins (NII +22%, NIM +29 bps). Management also delivered conservative, yet constructive, 2026 guidance with targeted loan and deposit growth, while highlighting AI productivity gains and continued recruitment momentum. Near-term headwinds are manageable: discrete Q4 expenses, professional/legal costs, deposit remixing complexity, cubiX-related volatility (conservatively excluded from guidance), and an isolated NPA increase tied to a single credit. Given the weight and significance of the reported operating, capital, and payments momentum compared to the limited and largely controlled lowlights, the overall tone is decidedly positive.View all CUBI earnings summariesCUBI Stock 12 Month Forecast
Average Price Target
$91.67
▲(35.93% Upside)
Technical Analysis
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Ownership Overview
7.84% Insiders
22.31% Mutual Funds
19.63% Other Institutional Investors
22.50% Public Companies and
Individual Investors