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Customers Bancorp (CUBI)
:CUBI
Earnings Data
Report Date
Jan 28, 2026After Close (Confirmed)
Period Ending
2025 (Q4)Consensus EPS Forecast
2.02Last Year’s EPS
0.71Same Quarter Last Year
Moderate Buy
Based on 7 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The earnings call highlighted strong financial performance with significant growth in deposits and loans, successful capital raising efforts, and improved efficiency and credit metrics. However, there were concerns about interest rate sensitivity and the increase in uninsured deposits.Company Guidance
Robust Deposit Growth
Customers Bancorp reported $1.4 billion in deposit growth, with noninterest-bearing deposits reaching a record $6.4 billion, representing 31% of total deposits.
Strong Loan and Revenue Growth
Loan growth was 6% quarter-over-quarter with diversified contributions across multiple verticals. Total revenues were up 12% in the quarter to $232 million.
Successful Equity Offering
The company completed a common equity offering that was oversubscribed by about 10 times, raising $163 million in net proceeds.
Improved Efficiency
The efficiency ratio improved to 45.4%, marking the fourth consecutive quarter of improvement.
Strong Credit Performance
Nonperforming assets were just 25 basis points of total assets, and net charge-offs for commercial loans remained very low at 16 basis points annualized.
Enhanced Capital Position
Common equity Tier 1 ratio improved by 100 basis points to 13%, and tangible common equity grew by 50 basis points to 8.4%.
CUBI Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
CUBI Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Oct 23, 2025 | $65.55 | $70.11 | +6.96% |
Jun 30, 2025 | $58.74 | $62.13 | +5.77% |
Apr 24, 2025 | $50.33 | $48.85 | -2.94% |
Jan 23, 2025 | $50.35 | $57.35 | +13.90% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Customers Bancorp (CUBI) report earnings?
Customers Bancorp (CUBI) is schdueled to report earning on Jan 28, 2026, After Close (Confirmed).
What is Customers Bancorp (CUBI) earnings time?
Customers Bancorp (CUBI) earnings time is at Jan 28, 2026, After Close (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is CUBI EPS forecast?
CUBI EPS forecast for the fiscal quarter 2025 (Q4) is 2.02.