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OFG Bancorp (OFG)
NYSE:OFG
OFG Stock Chart & Stats
$42.32
$0.05(0.12%)
At close: 4:00 PM EST
$42.32
$0.05(0.12%)
Day’s Range― - ―
52-Week Range$33.15 - $46.11
Previous CloseN/A
Volume47.16K
Average Volume (3M)270.28K
Market Cap
$1.86B
Enterprise Value$1.79B
Total Cash (Recent Filing)$2.83B
Total Debt (Recent Filing)$582.00M
Price to Earnings (P/E)9.6
Beta0.82
Next Earnings
Jan 22, 2026EPS Estimate
1.15Next Dividend Ex-DateN/A
Dividend Yield2.72%
Share Statistics
EPS (TTM)1.16
Shares Outstanding43,955,220
10 Day Avg. Volume346,024
30 Day Avg. Volume270,280
Financial Highlights & Ratios
PEG Ratio0.96
Price to Book (P/B)1.57
Price to Sales (P/S)2.40
P/FCF Ratio9.36
Enterprise Value/Market Cap0.96
Enterprise Value/Revenue2.12
Enterprise Value/Gross Profit3.14
Enterprise Value/Ebitda6.74
Forecast
1Y Price Target
$47.00Price Target Upside11.06% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering3
EPS Forecast (FY)4.49
Revenue Forecast (FY)$729.90M
Bulls Say, Bears Say
Bulls Say
Balance SheetBalance sheet trends were highlighted by continued loan growth, increased MBS holdings, and deposit mix shift.
Operating TrendsStock reaction seems over-blown, as operating trends were roughly in line, with much of the miss tied to rate related MSR volatility.
Bears Say
Credit TrendsCredit trends deteriorated more than anticipated, with NCOs increasing 11bps Q/Q to 90bps of avg. loans, mainly driven by higher auto NCOs.
FeesFees declined $5.6MM Q/Q hit by lower interchange fees, impacted by Durbin amendment, and lower MSR valuation.
OFG Bancorp News
OFG FAQ
What was OFG Bancorp’s price range in the past 12 months?
OFG Bancorp lowest stock price was $33.15 and its highest was $46.11 in the past 12 months.
What is OFG Bancorp’s market cap?
OFG Bancorp’s market cap is $1.86B.
When is OFG Bancorp’s upcoming earnings report date?
OFG Bancorp’s upcoming earnings report date is Jan 22, 2026 which is in 28 days.
How were OFG Bancorp’s earnings last quarter?
OFG Bancorp released its earnings results on Oct 22, 2025. The company reported $1.16 earnings per share for the quarter, missing the consensus estimate of $1.17 by -$0.01.
Is OFG Bancorp overvalued?
According to Wall Street analysts OFG Bancorp’s price is currently Undervalued.
Does OFG Bancorp pay dividends?
OFG Bancorp pays a Quarterly dividend of $0.3 which represents an annual dividend yield of 2.72%. See more information on OFG Bancorp dividends here
What is OFG Bancorp’s EPS estimate?
OFG Bancorp’s EPS estimate is 1.15.
How many shares outstanding does OFG Bancorp have?
OFG Bancorp has 43,955,220 shares outstanding.
What happened to OFG Bancorp’s price movement after its last earnings report?
OFG Bancorp reported an EPS of $1.16 in its last earnings report, missing expectations of $1.17. Following the earnings report the stock price went down -6.117%.
Which hedge fund is a major shareholder of OFG Bancorp?
Currently, no hedge funds are holding shares in OFG
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
OFG Bancorp Stock Smart Score
Underperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$47.00 (11.06% Upside)
$47.00 (11.06% Upside)
Blogger Sentiment
Bullish
OFG Sentiment 70%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 11.5K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $2.8M over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Negative
20 days / 200 days
Momentum
4.00%
12-Months-Change
Fundamentals
Return on Equity
14.82%
Trailing 12-Months
Asset Growth
6.70%
Trailing 12-Months
Company Description
OFG Bancorp
OFG Bancorp (OFG) is a financial holding company headquartered in San Juan, Puerto Rico, primarily operating through its banking subsidiary, Oriental Bank. The company provides a variety of financial services, including retail banking, commercial banking, and wealth management. OFG serves diverse customer segments, including individuals, small to medium-sized businesses, and larger corporate clients, offering products such as loans, deposits, and investment services tailored to the unique needs of the Puerto Rican market.
OFG Company Deck
OFG Earnings Call
Q3 2025
0:00 / 0:00
Earnings Call Sentiment|Positive
The earnings call highlighted strong financial performance and growth in digital and innovative banking solutions, supported by a solid economic environment in Puerto Rico. However, there were challenges with increased provisions for credit losses and higher interest expenses.View all OFG earnings summariesOFG Stock 12 Month Forecast
Average Price Target
$47.00
▲(11.06% Upside)
Technical Analysis
City Holding Company
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First Commonwealth
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Northwest Bancshares
―
Veritex
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Nicolet Bankshares
―
Ownership Overview
0.90% Insiders
30.70% Mutual Funds
15.95% Other Institutional Investors
13.37% Public Companies and
Individual Investors