OFG Bancorp reports Q4 EPS $1.27, consensus $1.15

Reports Q4 revenue $185.4M, consensus $184.17M. Reports Q4 tangible book value per share $29.96. Reports Q4 CET1 capital ratio 13.97%. Jose Rafael Fernandez, CEO, said: “Fourth quarter EPS increased 16.4% year-over-year on 1.9% growth in total core revenues, driven by disciplined core operations and a favorable tax benefit. For full year 2025, EPS grew 8.3% on a 2.8% increase in total core revenues, reflecting continued operating momentum and solid underlying performance.”