City Holding Company (CHCO)
NASDAQ:CHCO
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CHCO Stock Chart & Stats
$127.23
$0.28(0.24%)
At close: 4:00 PM EST
$127.23
$0.28(0.24%)
Day’s Range― - ―
52-Week Range$113.21 - $133.59
Previous CloseN/A
Volume5.26K
Average Volume (3M)98.59K
Market Cap
$1.81B
Enterprise Value$2.14B
Total Cash (Recent Filing)$1.58B
Total Debt (Recent Filing)$524.83M
Price to Earnings (P/E)13.9
Beta0.50
Next Earnings
Jul 28, 2026EPS Estimate
2.22Next Dividend Ex-DateN/A
Dividend Yield2.65%
Share Statistics
EPS (TTM)9.08
Shares Outstanding14,111,166
10 Day Avg. Volume122,435
30 Day Avg. Volume98,592
Financial Highlights & Ratios
PEG Ratio1.01
Price to Book (P/B)2.11
Price to Sales (P/S)4.37
P/FCF Ratio13.33
Enterprise Value/Market Cap1.18
Enterprise Value/Revenue5.40
Enterprise Value/Gross Profit6.78
Enterprise Value/Ebitda12.49
Forecast
1Y Price Target
$130.00Price Target Upside2.18% Upside
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)9
Revenue Forecast (FY)$324.86M
Bulls Say, Bears Say
Bulls Say
Consistent ProfitabilitySustained high net income margins and consistent operating profitability indicate a durable ability to convert revenue into earnings. This supports reinvestment in the franchise, steady dividend funding, and resilience through credit cycles, underpinning long-term shareholder returns and capital planning.
Sound Balance Sheet And ROEA well-capitalized balance sheet and mid-to-high teens ROE show efficient deployment of shareholder capital. Manageable leverage and steady equity provide capacity to support lending growth and absorb shocks, preserving franchise stability and enabling measured capital returns over multiple quarters.
Disciplined Capital ReturnsRegular dividends plus a sizable buyback authorization reflect disciplined capital allocation and confidence in ongoing earnings and capital adequacy. These policies support long-term shareholder value, attract income-focused investors, and can raise EPS over time without altering core banking strategy.
Bears Say
Gradual Rise In LeverageA persistent upward trend in leverage reduces the bank's cushion against credit stress and interest-rate shocks. If macro or loan conditions worsen, higher leverage can constrain lending flexibility, raise funding costs, and force more conservative capital actions, limiting growth over coming quarters.
Margin Normalization From Peak LevelsCompression from prior peak margins suggests less favorable net interest spread or fee mix than in the elevated-rate period. Persistent margin pressure would reduce net income sensitivity to revenue growth, limiting earnings leverage and the pace at which the bank can expand dividends or repurchases sustainably.
Cash-flow Volatility And ConversionIntermittent cash-flow volatility and lower cash conversion imply earnings are less reliably converted to free cash. That undermines the predictability of internal funding for loan growth, dividends, and buybacks, raising the need for conservative liquidity and potentially limiting strategic investments over the medium term.
City Holding Company News
CHCO FAQ
What was City Holding Company’s price range in the past 12 months?
City Holding Company lowest stock price was $113.21 and its highest was $133.59 in the past 12 months.
What is City Holding Company’s market cap?
City Holding Company’s market cap is $1.81B.
When is City Holding Company’s upcoming earnings report date?
City Holding Company’s upcoming earnings report date is Jul 28, 2026 which is in 48 days.
How were City Holding Company’s earnings last quarter?
City Holding Company released its earnings results on Apr 23, 2026. The company reported $2.2 earnings per share for the quarter, beating the consensus estimate of $2.146 by $0.054.
Is City Holding Company overvalued?
According to Wall Street analysts City Holding Company’s price is currently Undervalued.
Does City Holding Company pay dividends?
City Holding Company pays a Quarterly dividend of $0.87 which represents an annual dividend yield of 2.65%. See more information on City Holding Company dividends here
What is City Holding Company’s EPS estimate?
City Holding Company’s EPS estimate is 2.22.
How many shares outstanding does City Holding Company have?
City Holding Company has 14,111,166 shares outstanding.
What happened to City Holding Company’s price movement after its last earnings report?
City Holding Company reported an EPS of $2.2 in its last earnings report, beating expectations of $2.146. Following the earnings report the stock price went up 1.825%.
Which hedge fund is a major shareholder of City Holding Company?
Currently, no hedge funds are holding shares in CHCO
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
City Holding Company Stock Smart Score
Underperform
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Analyst Consensus
Hold
Average Price Target:
$130.00 (2.18% Upside)
$130.00 (2.18% Upside)
Blogger Sentiment
Bearish
CHCO Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 43.5K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $1.6M over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
4.32%
12-Months-Change
Fundamentals
Return on Equity
16.66%
Trailing 12-Months
Asset Growth
2.07%
Trailing 12-Months
Company Description
City Holding Company
City Holding Company operates as the parent entity for City National Bank of West Virginia, offering a broad spectrum of financial services including banking, wealth management, and investment solutions throughout the United States. Its product suite features various deposit accounts like checking, savings, money market, certificates of deposit, and individual retirement accounts. The company provides an extensive range of loan products, such as commercial and industrial financing primarily for small to mid-sized enterprises, commercial real estate loans secured by non-residential and multi-family properties, residential real estate loans for home purchases or refinancing, and first-priority home equity loans. Consumer loans are also available, which can be secured by assets like vehicles, boats, recreational vehicles, or CDs, or remain unsecured; the company also covers demand deposit account overdrafts. Its mortgage banking division handles fixed and adjustable-rate mortgages, construction financing, land acquisition loans, and the origination of conventional and government-insured mortgages, supported by secondary market operations and mortgage servicing. For business clients, services include treasury management, lockbox facilities, and other cash management tools, as well as merchant credit card processing. The wealth management segment delivers trust administration, investment, and custodial services to both corporate and individual clients, encompassing corporate trust, institutional custody, financial and estate planning, and retirement plan services. Additionally, it offers modern banking access via ATMs, interactive teller machines (ITMs), mobile banking, interactive voice response (IVR) systems, and various credit and debit card services. The company maintains a presence with 94 branches and approximately 905 full-time equivalent employees across West Virginia, Virginia, Kentucky, and Ohio. City Holding Company was founded in 1957 and is headquartered in Charleston, West Virginia.
CHCO Stock 12 Month Forecast
Average Price Target
$130.00
▲(2.18% Upside)
Technical Analysis
Ownership Overview
1.51% Insiders
27.01% Mutual Funds
10.41% Other Institutional Investors
30.25% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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