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CHCO Stock Chart & Stats
$127.23
$0.28(0.24%)
At close: 4:00 PM EST
$127.23
$0.28(0.24%)
Day’s Range― - ―
52-Week Range$113.21 - $140.27
Previous CloseN/A
Volume5.26K
Average Volume (3M)98.59K
Market Cap
$1.97B
Enterprise Value$2.25K
Total Cash (Recent Filing)$1.04B
Total Debt (Recent Filing)$524.83M
Price to Earnings (P/E)15.3
Beta0.50
Next Earnings
Oct 28, 2026EPS Estimate
2.32Next Dividend Ex-DateN/A
Dividend Yield2.49%
Share Statistics
EPS (TTM)9.08
Shares Outstanding14,111,166
10 Day Avg. Volume122,435
30 Day Avg. Volume98,592
Financial Highlights & Ratios
PEG Ratio1.02
Price to Book (P/B)2.11
Price to Sales (P/S)4.37
P/FCF Ratio13.33
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)9.06
Revenue Forecast (FY)$324.95M
Bulls Say, Bears Say
Bulls Say
High Profitability And ROESustained high net income margins and mid-to-high teens ROE indicate durable earning power for a regional bank. This profitability supports internal capital formation, funds organic growth and dividends, and provides a buffer versus cyclical revenue swings over a multi-quarter horizon.
Sound Balance Sheet And Manageable LeverageA conservative asset-liability profile and steady equity underpin lending capacity and risk absorption. Manageable debt-to-equity supports funding flexibility, enabling credit growth and shareholder returns while reducing sensitivity to short-term funding stress across the next several quarters.
Reliable Cash Generation And Shareholder ReturnsConsistent free cash flow closely tracking net income plus active capital returns signal disciplined capital allocation. Regular dividends and meaningful buyback authority reflect management confidence and provide durable investor yield and potential EPS accretion over multiple quarters.
Bears Say
Margin Compression Vs 2021–2022 PeaksNormalization from peak margins reduces excess earnings headroom and can lower ROE in a sustained higher-cost funding environment. If margins remain compressed, it limits reinvestment capacity and could pressure dividends or buybacks absent offsetting revenue growth.
Gradual Rise In LeverageAn upward trend in leverage, even from moderate levels, reduces balance sheet flexibility and raises sensitivity to funding cost increases or credit deterioration. Continued drift higher could constrain credit capacity or force more conservative capital returns over the medium term.
Cash-flow Volatility And Modest Cash ConversionVolatile free cash flow and weaker operating cash conversion versus revenue make earnings less predictable and reduce the margin of safety for absorbing loan losses or funding strategic investments. This raises execution risk for sustaining payouts if volatility persists.
City Holding Company News
CHCO FAQ
What was City Holding Company’s price range in the past 12 months?
City Holding Company lowest stock price was $113.21 and its highest was $140.27 in the past 12 months.
What is City Holding Company’s market cap?
City Holding Company’s market cap is $1.97B.
When is City Holding Company’s upcoming earnings report date?
City Holding Company’s upcoming earnings report date is Oct 28, 2026 which is in 95 days.
How were City Holding Company’s earnings last quarter?
City Holding Company released its earnings results on Jul 22, 2026. The company reported $2.35 earnings per share for the quarter, beating the consensus estimate of $2.226 by $0.124.
Is City Holding Company overvalued?
According to Wall Street analysts City Holding Company’s price is currently Overvalued.
Does City Holding Company pay dividends?
City Holding Company pays a Quarterly dividend of $0.87 which represents an annual dividend yield of 2.49%. See more information on City Holding Company dividends here
What is City Holding Company’s EPS estimate?
City Holding Company’s EPS estimate is 2.32.
How many shares outstanding does City Holding Company have?
City Holding Company has 14,111,166 shares outstanding.
What happened to City Holding Company’s price movement after its last earnings report?
City Holding Company reported an EPS of $2.35 in its last earnings report, beating expectations of $2.226. Following the earnings report the stock price went up 3.097%.
Which hedge fund is a major shareholder of City Holding Company?
Currently, no hedge funds are holding shares in CHCO
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
City Holding Company Stock Smart Score
Neutral
1
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3
4
5
6
7
8
9
10
Blogger Sentiment
Bearish
CHCO Sentiment 100%
Sector Average 60%
Sector Average 60%
Hedge Fund Trend
Decreased
By 43.5K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $1.6M over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
4.32%
12-Months-Change
Fundamentals
Return on Equity
2.49%
Trailing 12-Months
Asset Growth
2.67%
Trailing 12-Months
Company Description
City Holding Company
City Holding Company operates as the parent entity for City National Bank of West Virginia, offering a broad spectrum of financial services including banking, wealth management, and investment solutions throughout the United States. Its product suite features various deposit accounts like checking, savings, money market, certificates of deposit, and individual retirement accounts. The company provides an extensive range of loan products, such as commercial and industrial financing primarily for small to mid-sized enterprises, commercial real estate loans secured by non-residential and multi-family properties, residential real estate loans for home purchases or refinancing, and first-priority home equity loans. Consumer loans are also available, which can be secured by assets like vehicles, boats, recreational vehicles, or CDs, or remain unsecured; the company also covers demand deposit account overdrafts. Its mortgage banking division handles fixed and adjustable-rate mortgages, construction financing, land acquisition loans, and the origination of conventional and government-insured mortgages, supported by secondary market operations and mortgage servicing. For business clients, services include treasury management, lockbox facilities, and other cash management tools, as well as merchant credit card processing. The wealth management segment delivers trust administration, investment, and custodial services to both corporate and individual clients, encompassing corporate trust, institutional custody, financial and estate planning, and retirement plan services. Additionally, it offers modern banking access via ATMs, interactive teller machines (ITMs), mobile banking, interactive voice response (IVR) systems, and various credit and debit card services. The company maintains a presence with 94 branches and approximately 905 full-time equivalent employees across West Virginia, Virginia, Kentucky, and Ohio. City Holding Company was founded in 1957 and is headquartered in Charleston, West Virginia.
Technical Analysis
Ownership Overview
1.51% Insiders
27.08% Mutual Funds
2.42% Other Institutional Investors
37.16% Public Companies and
Individual Investors