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OFG Bancorp (OFG)
NYSE:OFG
Total Valuation
OFG Bancorp has a market cap or net worth of $1.91B. The enterprise value is $2.15B.
Market Cap$1.91B
Enterprise Value$2.15B
Share Statistics
OFG Bancorp has 44,913,113 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding44,913,113
Owned by Insiders1.28%
Owned by Institutions15.19%
Financial Efficiency
OFG Bancorp’s return on equity (ROE) is 0.16 and return on invested capital (ROIC) is -3.53%.
Return on Equity (ROE)0.16
Return on Assets (ROA)0.02
Return on Invested Capital (ROIC)-3.53%
Return on Capital Employed (ROCE)0.04
Revenue Per Employee297.32K
Profits Per Employee89.15K
Employee Count2,223
Asset Turnover0.06
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of OFG Bancorp is 9.96. OFG Bancorp’s PEG ratio is -8.17.
PE Ratio9.96
PS Ratio0.00
PB Ratio1.44
Price to Fair Value1.57
Price to FCF8.89
Price to Operating Cash Flow7.40
PEG Ratio-8.17
Income Statement
In the last 12 months, OFG Bancorp had revenue of 660.94M and earned 198.17M in profits. Earnings per share was 4.25.
Revenue660.94M
Gross Profit660.94M
Operating Income254.43M
Pretax Income253.75M
Net Income198.17M
EBITDA0.00
Earnings Per Share (EPS)4.25
Cash Flow
In the last 12 months, operating cash flow was 252.50M and capital expenditures -41.71M, giving a free cash flow of 210.79M billion.
Operating Cash Flow252.50M
Free Cash Flow210.79M
Free Cash Flow per Share4.69
Dividends & Yields
OFG Bancorp pays an annual dividend of $1.05, resulting in a dividend yield of 2.46%
Dividend Per Share$1.05
Dividend Yield2.46%
Payout Ratio25.18%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta1.02
52-Week Price Change15.51%
50-Day Moving Average39.27
200-Day Moving Average41.66
Relative Strength Index (RSI)58.89
Average Volume (3m)330.02K
Important Dates
OFG Bancorp upcoming earnings date is Jul 17, 2025, TBA Not Confirmed.
Last Earnings DateApr 23, 2025
Next Earnings DateJul 17, 2025
Ex-Dividend DateJun 30, 2025
Financial Position
OFG Bancorp as a current ratio of <0.01, with Debt / Equity ratio of 21.34%
Current Ratio<0.01
Quick Ratio<0.01
Debt to Market Cap0.00
Net Debt to EBITDA0.00
Interest Coverage Ratio1.57
Taxes
In the past 12 months, OFG Bancorp has paid 55.58M in taxes.
Income Tax55.58M
Effective Tax Rate0.22
Enterprise Valuation
OFG Bancorp EV to EBITDA ratio is 0.00, with an EV/FCF ratio of 8.21.
EV to Sales2.62
EV to EBITDA0.00
EV to Free Cash Flow8.21
EV to Operating Cash Flow6.85
Balance Sheet
OFG Bancorp has $2.93B in cash and marketable securities with $347.34M in debt, giving a net cash position of -$2.58B billion.
Cash & Marketable Securities$2.93B
Total Debt$347.34M
Net Cash-$2.58B
Net Cash Per Share-$57.49
Tangible Book Value Per Share$26.37
Margins
Gross margin is 85.11%, with operating margin of 38.50%, and net profit margin of 29.98%.
Gross Margin85.11%
Operating Margin38.50%
Pretax Margin38.39%
Net Profit Margin29.98%
EBITDA Margin0.00%
EBIT Margin-4.05%
Analyst Forecast
The average price target for OFG Bancorp is $44.00, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$44.00
Price Target Upside5.31% Upside
Analyst ConsensusModerate Buy
Analyst Count3
Revenue Growth Forecast7.84%
EPS Growth Forecast6.82%