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OFG Bancorp (OFG)
NYSE:OFG
Total Valuation
OFG Bancorp has a market cap or net worth of $1.69B. The enterprise value is $1.23B.
Market Cap$1.69B
Enterprise Value$1.23B
Share Statistics
OFG Bancorp has 43,063,280 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding43,063,280
Owned by Insiders0.97%
Owned by Institutions15.24%
Financial Efficiency
OFG Bancorp’s return on equity (ROE) is 0.15 and return on invested capital (ROIC) is 11.83%.
Return on Equity (ROE)0.15
Return on Assets (ROA)0.02
Return on Invested Capital (ROIC)11.83%
Return on Capital Employed (ROCE)0.14
Revenue Per Employee388.04K
Profits Per Employee92.26K
Employee Count2,223
Asset Turnover0.07
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of OFG Bancorp is 9.3. OFG Bancorp’s PEG ratio is 1.41.
PE Ratio9.3
PS Ratio2.21
PB Ratio1.37
Price to Fair Value1.37
Price to FCF9.58
Price to Operating Cash Flow8.41
PEG Ratio1.41
Income Statement
In the last 12 months, OFG Bancorp had revenue of 862.62M and earned 205.10M in profits. Earnings per share was 4.53.
Revenue862.62M
Gross Profit614.52M
Operating Income266.01M
Pretax Income234.12M
Net Income205.10M
EBITDA285.15M
Earnings Per Share (EPS)4.53
Cash Flow
In the last 12 months, operating cash flow was 217.72M and capital expenditures -18.38M, giving a free cash flow of 199.34M billion.
Operating Cash Flow217.72M
Free Cash Flow199.34M
Free Cash Flow per Share4.63
Dividends & Yields
OFG Bancorp pays an annual dividend of $0.3, resulting in a dividend yield of 2.73%
Dividend Per Share$0.3
Dividend Yield2.73%
Payout Ratio26.14%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.82
52-Week Price Change-1.24%
50-Day Moving Average40.72
200-Day Moving Average41.74
Relative Strength Index (RSI)40.23
Average Volume (3m)270.28K
Important Dates
OFG Bancorp upcoming earnings date is Apr 16, 2026, Before Open (Confirmed).
Last Earnings DateJan 22, 2026
Next Earnings DateApr 16, 2026
Ex-Dividend Date―
Financial Position
OFG Bancorp as a current ratio of 0.12, with Debt / Equity ratio of 41.76%
Current Ratio0.12
Quick Ratio0.12
Debt to Market Cap0.29
Net Debt to EBITDA-1.61
Interest Coverage Ratio1.54
Taxes
In the past 12 months, OFG Bancorp has paid 29.01M in taxes.
Income Tax29.01M
Effective Tax Rate0.12
Enterprise Valuation
OFG Bancorp EV to EBITDA ratio is 5.08, with an EV/FCF ratio of 7.27.
EV to Sales1.68
EV to EBITDA5.08
EV to Free Cash Flow7.27
EV to Operating Cash Flow6.65
Balance Sheet
OFG Bancorp has $1.04B in cash and marketable securities with $580.46M in debt, giving a net cash position of $459.90M billion.
Cash & Marketable Securities$1.04B
Total Debt$580.46M
Net Cash$459.90M
Net Cash Per Share$10.68
Tangible Book Value Per Share$27.82
Margins
Gross margin is 71.24%, with operating margin of 30.84%, and net profit margin of 23.78%.
Gross Margin71.24%
Operating Margin30.84%
Pretax Margin27.14%
Net Profit Margin23.78%
EBITDA Margin33.06%
EBIT Margin30.84%
Analyst Forecast
The average price target for OFG Bancorp is $43.33, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$43.33
Price Target Upside10.28% Upside
Analyst ConsensusModerate Buy
Analyst Count3
Revenue Growth Forecast3.98%
EPS Growth Forecast6.75%