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Total Valuation
OFG Bancorp has a market cap or net worth of $2.26B. The enterprise value is $1.92K.
Market Cap$2.26B
Enterprise Value$1.92K
Share Statistics
OFG Bancorp has 42,265,495 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding42,265,495
Owned by Insiders0.91%
Owned by Institutions12.68%
Financial Efficiency
OFG Bancorp’s return on equity (ROE) is 0.15 and return on invested capital (ROIC) is 11.83%.
Return on Equity (ROE)0.15
Return on Assets (ROA)0.02
Return on Invested Capital (ROIC)11.83%
Return on Capital Employed (ROCE)0.14
Revenue Per Employee394.79K
Profits Per Employee93.87K
Employee Count2,185
Asset Turnover0.07
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of OFG Bancorp is 10.7. OFG Bancorp’s PEG ratio is 1.37.
PE Ratio10.7
PS Ratio2.21
PB Ratio1.37
Price to Fair Value1.37
Price to FCF9.58
Price to Operating Cash Flow10.00
PEG Ratio1.37
Income Statement
In the last 12 months, OFG Bancorp had revenue of 862.62M and earned 205.10M in profits. Earnings per share was 4.53.
Revenue862.62M
Gross Profit614.52M
Operating Income266.01M
Pretax Income234.12M
Net Income205.10M
EBITDA285.15M
Earnings Per Share (EPS)4.53
Cash Flow
In the last 12 months, operating cash flow was 225.03M and capital expenditures -22.37M, giving a free cash flow of 202.66M billion.
Operating Cash Flow225.03M
Free Cash Flow202.66M
Free Cash Flow per Share4.79
Dividends & Yields
OFG Bancorp pays an annual dividend of $0.35, resulting in a dividend yield of 2.45%
Dividend Per Share$0.35
Dividend Yield2.45%
Payout Ratio25.59%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.71
52-Week Price Change27.15%
50-Day Moving Average50.33
200-Day Moving Average43.44
Relative Strength Index (RSI)58.22
Average Volume (3m)270.28K
Important Dates
OFG Bancorp upcoming earnings date is Oct 21, 2026, Before Open (Confirmed).
Last Earnings DateJul 21, 2026
Next Earnings DateOct 21, 2026
Ex-Dividend Date―
Financial Position
OFG Bancorp as a current ratio of 0.12, with Debt / Equity ratio of 41.07%
Current Ratio0.12
Quick Ratio0.12
Debt to Market Cap0.29
Net Debt to EBITDA-1.61
Interest Coverage Ratio1.54
Taxes
In the past 12 months, OFG Bancorp has paid 29.01M in taxes.
Income Tax29.01M
Effective Tax Rate0.12
Enterprise Valuation
OFG Bancorp EV to EBITDA ratio is 5.08, with an EV/FCF ratio of 7.27.
EV to Sales1.68
EV to EBITDA5.08
EV to Free Cash Flow7.27
EV to Operating Cash Flow6.65
Balance Sheet
OFG Bancorp has $3.44B in cash and marketable securities with $577.99M in debt, giving a net cash position of $2.86B billion.
Cash & Marketable Securities$3.44B
Total Debt$577.99M
Net Cash$2.86B
Net Cash Per Share$67.77
Tangible Book Value Per Share$27.82
Margins
Gross margin is 74.09%, with operating margin of 30.84%, and net profit margin of 23.78%.
Gross Margin74.09%
Operating Margin30.84%
Pretax Margin27.14%
Net Profit Margin23.78%
EBITDA Margin33.06%
EBIT Margin30.84%
Analyst Forecast
The average price target for OFG Bancorp is $56.50, which is 11.43% higher than the current price. The consensus rating is Hold
Price Target$56.50
Price Target Upside7.82% Upside
Analyst ConsensusHold
Analyst Count5
Revenue Growth Forecast4.56%
EPS Growth Forecast19.51%