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OFG Bancorp (OFG)
NYSE:OFG
Earnings Data
Report Date
Oct 15, 2025Before Open (Confirmed)
Period Ending
2025 (Q3)Consensus EPS Forecast
1.16Last Year’s EPS
1Same Quarter Last Year
Moderate Buy
Based on 2 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
OFG Bancorp's second quarter results demonstrate strong financial performance with record assets, increased earnings, and successful digital strategy execution. However, challenges such as increased interest expenses and declining net interest margin are notable. The overall sentiment leans positive due to significant growth and strategic advancements.Company Guidance -
Q3 2025
Record Assets and Loans
OFG Bancorp reported record assets of more than $12 billion and record loans of over $8 billion for the second quarter of 2025.
Strong Financial Performance
Earnings per share diluted increased by 6.5% year-over-year, driven by a 1.5% increase in total core revenue. Return on average assets was 1.73% and return on average tangible common equity was 17%.
Digital Platform Success
The omnichannel digital platform saw 4% new net customer growth. Nearly all routine teller transactions and 70% of retail loan payments were made through digital channels.
New Products and Services
OFG Bancorp introduced Oriental Marketplace and a U.S. government money market fund, enhancing customer offerings.
Loan Growth and Pipeline
New loan origination increased by 38% from the first quarter. The commercial lending strategy in the U.S. and Puerto Rico is robust, contributing to a 7% increase in end-of-period loans.
Share Buyback Program
A new $100 million stock buyback authorization was announced, with 186,000 shares bought back during the quarter.
OFG Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
OFG Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Jul 17, 2025 | $44.02 | $45.47 | +3.29% |
Apr 23, 2025 | $36.10 | $36.53 | +1.19% |
Jan 22, 2025 | $44.10 | $43.47 | -1.43% |
Oct 16, 2024 | $43.96 | $40.52 | -7.83% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does OFG Bancorp (OFG) report earnings?
OFG Bancorp (OFG) is schdueled to report earning on Oct 15, 2025, Before Open (Confirmed).
What is OFG Bancorp (OFG) earnings time?
OFG Bancorp (OFG) earnings time is at Oct 15, 2025, Before Open (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is OFG EPS forecast?
OFG EPS forecast for the fiscal quarter 2025 (Q3) is 1.16.