Education
About Us
Working with TipRanks
Follow Us
OFG Bancorp (OFG)
NYSE:OFG
Earnings Data
Report Date
Jan 28, 2026Before Open (Confirmed)
Period Ending
2025 (Q4)Consensus EPS Forecast
1.16Last Year’s EPS
1.09Same Quarter Last Year
Moderate Buy
Based on 3 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The earnings call highlighted strong financial performance and growth in digital and innovative banking solutions, supported by a solid economic environment in Puerto Rico. However, there were challenges with increased provisions for credit losses and higher interest expenses.Company Guidance
Strong Earnings and Revenue Growth
Earnings per share diluted of $1.16, up 16% year over year, with a 5.6% increase in total core revenue.
Digital First Strategy Success
Nearly all routine retail customer transactions were conducted through digital and self-service channels, with digital enrollment up 8% and net new customer growth at 4.6%.
Innovative Product Offerings
The Libri account saw a 17% increase in new customers year over year, with a 14% increase in related deposits, and the Elite account continues to lead the market.
Maintained Strong Capital Position
Repurchased $20.4 million of common shares, with a CET ratio of 14.13% and a tangible common equity ratio of 10.55%.
Puerto Rico Economic Growth
Strong business activity in Puerto Rico, with high employment levels and a boost from tourism and onshoring in medical and pharmaceutical manufacturing.
OFG Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
OFG Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Oct 22, 2025 | $42.18 | $39.60 | -6.12% |
Jul 17, 2025 | $43.72 | $45.16 | +3.29% |
Apr 23, 2025 | $35.85 | $36.28 | +1.20% |
Jan 22, 2025 | $43.80 | $43.17 | -1.44% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does OFG Bancorp (OFG) report earnings?
OFG Bancorp (OFG) is schdueled to report earning on Jan 28, 2026, Before Open (Confirmed).
What is OFG Bancorp (OFG) earnings time?
OFG Bancorp (OFG) earnings time is at Jan 28, 2026, Before Open (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is OFG EPS forecast?
OFG EPS forecast for the fiscal quarter 2025 (Q4) is 1.16.