Hilltop Holdings Inc (HTH)
NYSE:HTH
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HTH Stock Chart & Stats
$37.92
-$0.04(-0.14%)
At close: 4:00 PM EST
$37.92
-$0.04(-0.14%)
Day’s Range― - ―
52-Week Range$29.20 - $40.41
Previous CloseN/A
Volume55.61K
Average Volume (3M)351.11K
Market Cap
$2.34B
Enterprise Value$2.62B
Total Cash (Recent Filing)$2.88B
Total Debt (Recent Filing)$1.31B
Price to Earnings (P/E)15.1
Beta0.59
Next Earnings
Jul 16, 2026EPS Estimate
0.5Next Dividend Ex-DateN/A
Dividend Yield2.08%
Share Statistics
EPS (TTM)2.64
Shares Outstanding58,530,197
10 Day Avg. Volume282,467
30 Day Avg. Volume351,105
Financial Highlights & Ratios
PEG Ratio0.25
Price to Book (P/B)0.98
Price to Sales (P/S)1.31
P/FCF Ratio-22.38
Enterprise Value/Market Cap1.12
Enterprise Value/Revenue1.64
Enterprise Value/Gross Profit2.07
Enterprise Value/Ebitda11.55
Forecast
1Y Price Target
$39.50Price Target Upside4.17% Upside
Rating ConsensusHold
Number of Analyst Covering3
EPS Forecast (FY)2.23
Revenue Forecast (FY)$1.25B
Bulls Say, Bears Say
Bulls Say
Strong Capital Position And Active Capital ReturnsA CET1 ratio near 19% and ongoing buybacks/dividends create durable financial flexibility. High regulatory capital cushions losses, supports lending during stress, and enables shareholder returns without compromising solvency, giving management optionality for growth, M&A, or continued payouts over the medium term.
Diversified Operating Model Across Banking, Mortgage, SecuritiesA multi‑segment structure reduces single‑cycle revenue dependence: steady net interest income from the bank can offset mortgage cyclicality, while securities and advisory fees smooth volatility. Cross‑selling across segments supports customer retention and diversified fee generation over multiple rate and credit cycles.
Net Interest Income And Margin Expansion At PlainsCapitalSustainably stronger NII and a ~3.4% NIM reflect effective deposit cost management and a shift into higher‑yielding assets. Persistent NII generation is a durable earnings driver for regional banks, supporting profitability and internal capital formation even if mortgage and trading income fluctuate.
Bears Say
Negative Trailing‑twelve‑month Operating And Free Cash FlowSustained negative operating and free cash flows constrain strategic flexibility: the bank may need to rely more on deposit funding or capital markets, limiting ability to invest, repurchase stock, or absorb credit shocks. If persistent, this weakens resilience through 2–6 months and beyond.
Revenue Decline And Mortgage Segment Profitability PressureA material revenue contraction reduces operating leverage and signals structural headwinds. Mortgage origination volatility and a current operating loss at PrimeLending mean earnings depend heavily on interest‑rate trajectories; recurring weakness would depress consolidated profitability and increase earnings volatility.
Deposit Competition, Outflows And Targeted Credit StressDeposit outflows and competitive funding pressure can raise funding costs and compress NIM over time. Concurrently, concentrated charge‑offs (auto notes) and modest NPA increases indicate targeted credit deterioration that could widen provisions, pressuring margins and constraining loan growth in the medium term.
Hilltop Holdings News
HTH FAQ
What was Hilltop Holdings Inc’s price range in the past 12 months?
Hilltop Holdings Inc lowest stock price was $29.20 and its highest was $40.41 in the past 12 months.
What is Hilltop Holdings Inc’s market cap?
Hilltop Holdings Inc’s market cap is $2.34B.
When is Hilltop Holdings Inc’s upcoming earnings report date?
Hilltop Holdings Inc’s upcoming earnings report date is Jul 16, 2026 which is in 18 days.
How were Hilltop Holdings Inc’s earnings last quarter?
Hilltop Holdings Inc released its earnings results on Apr 23, 2026. The company reported $0.64 earnings per share for the quarter, beating the consensus estimate of $0.49 by $0.15.
Is Hilltop Holdings Inc overvalued?
According to Wall Street analysts Hilltop Holdings Inc’s price is currently Undervalued.
Does Hilltop Holdings Inc pay dividends?
Hilltop Holdings Inc pays a Quarterly dividend of $0.2 which represents an annual dividend yield of 2.08%. See more information on Hilltop Holdings Inc dividends here
What is Hilltop Holdings Inc’s EPS estimate?
Hilltop Holdings Inc’s EPS estimate is 0.5.
How many shares outstanding does Hilltop Holdings Inc have?
Hilltop Holdings Inc has 58,530,197 shares outstanding.
What happened to Hilltop Holdings Inc’s price movement after its last earnings report?
Hilltop Holdings Inc reported an EPS of $0.64 in its last earnings report, beating expectations of $0.49. Following the earnings report the stock price went down -3.451%.
Which hedge fund is a major shareholder of Hilltop Holdings Inc?
Currently, no hedge funds are holding shares in HTH
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Hilltop Holdings Stock Smart Score
Underperform
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10
Analyst Consensus
Hold
Average Price Target:
$39.50 (4.17% Upside)
$39.50 (4.17% Upside)
Blogger Sentiment
Neutral
HTH Sentiment 50%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 192.8K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $1.6M over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
35.42%
12-Months-Change
Fundamentals
Return on Equity
7.42%
Trailing 12-Months
Asset Growth
-0.70%
Trailing 12-Months
Company Description
Hilltop Holdings Inc
Hilltop Holdings Inc., a Dallas, Texas-based entity established in 1998, delivers a comprehensive suite of financial products and services, catering to both corporate and individual clients. Its operations are structured into three primary divisions: Banking, Broker-Dealer activities, and Mortgage Origination. The Banking division encompasses a range of deposit products, including checking (both standard and interest-bearing), savings, money market accounts, and certificates of deposit. It extends various credit facilities such as lines and letters of credit, home improvement and equity financing, loans for securities acquisition, equipment leasing and loans, agricultural and commercial real estate funding, alongside commercial, industrial, term, and construction loans. Additionally, this segment offers treasury, wealth, and asset management services, along with essential banking conveniences like check cards, safe deposit boxes, online banking, bill payment, trust services, and overdraft protection. Further specialized offerings include estate planning, investment portfolio administration, employee benefit accounts, individual retirement accounts, and ATM access. The Broker-Dealer segment focuses on public finance, aiding governmental and municipal entities with the origination, syndication, and distribution of their securities. It also delivers specialized advisory and investment banking solutions, including counsel on arbitrage rebate compliance, portfolio oversight, and the administration of local government investment pools. Structured finance services, encompassing advice on derivatives and commodities, are also part of its portfolio. The segment actively engages in the sale, trading, and underwriting of a broad spectrum of fixed-income securities, such as U.S. government and agency bonds, corporate and municipal bonds, as well as mortgage-backed, asset-backed, commercial mortgage-backed securities, and other structured products. Other offerings include asset and liability management advisory, clearing services, retail brokerage, and securities lending. Finally, the Mortgage Origination unit is dedicated to originating a variety of residential mortgage loans, including conventional, jumbo, FHA (Federal Housing Administration), VA (Veterans Affairs), and USDA (United States Department of Agriculture) programs.
HTH Company Deck
HTH Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented a largely constructive financial picture: solid consolidated profitability, meaningful NII and margin expansion, disciplined capital returns and a strong broker‑dealer quarter that drove a 60% YoY increase in pretax income. Loan growth, an improved asset mix and significant fixed income gains were notable positives. Offsetting items include a small operating loss at PrimeLending, mortgage demand uncertainty from geopolitical and rate volatility, targeted charge-offs in the auto note portfolio, modest deposit outflows and the potential for margin volatility if competitive pressures or rate paths change. On balance, the positive operational and capital metrics outweigh the transitory and sector-specific headwinds.View all HTH earnings summariesHTH Stock 12 Month Forecast
Average Price Target
$39.50
▲(4.17% Upside)
Technical Analysis
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Ownership Overview
34.56% Insiders
17.93% Mutual Funds
5.90% Other Institutional Investors
19.41% Public Companies and
Individual Investors