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Enterprise Financial Services Corp. (EFSC)
NASDAQ:EFSC
EFSC Stock Chart & Stats
$57.10
$0.12(0.22%)
At close: 4:00 PM EST
$57.10
$0.12(0.22%)
Day’s Range― - ―
52-Week Range$45.22 - $62.30
Previous CloseN/A
Volume42.79K
Average Volume (3M)168.22K
Market Cap
$2.11B
Enterprise Value$1.91B
Total Cash (Recent Filing)$208.08M
Total Debt (Recent Filing)$0.00
Price to Earnings (P/E)10.8
Beta0.68
Next Earnings
Apr 27, 2026EPS Estimate
1.29Next Dividend Ex-DateN/A
Dividend Yield2.2%
Share Statistics
EPS (TTM)1.45
Shares Outstanding37,010,910
10 Day Avg. Volume260,264
30 Day Avg. Volume168,220
Financial Highlights & Ratios
PEG Ratio0.98
Price to Book (P/B)0.98
Price to Sales (P/S)2.19
P/FCF Ratio22.75
Enterprise Value/Market Cap0.90
Enterprise Value/Revenue2.09
Enterprise Value/Gross Profit3.05
Enterprise Value/Ebitda6.54
Forecast
1Y Price Target
$64.00Price Target Upside12.08% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)5.53
Revenue Forecast (FY)$758.62M
Bulls Say, Bears Say
Bulls Say
Strengthened Balance Sheet (zero Debt)Deleveraging to zero reported debt and a doubling of equity since 2020 materially raises capital flexibility and loss-absorbing capacity. This structural improvement supports durable lending capacity, capacity for acquisitions, and sustained capital returns over the next several quarters.
Stable Funding And Expanding DepositsSustained deposit inflows, a higher share of noninterest-bearing accounts, and a lower cost of deposits underpin durable net interest income and funding stability. This reduces reliance on volatile wholesale funding and supports mid-single-digit loan growth and margin resilience over coming quarters.
Diversified Revenue And Loan Mix With Multi-year GrowthA multi-year revenue expansion and balanced loan mix reduce concentration risk and support predictable interest and fee income. Diversification across commercial, SBA and specialty lending creates multiple growth levers and resilience to single-sector downturns over the medium term.
Bears Say
Sharp Cash-flow Deterioration In 2025A >50% drop in operating and free cash flow materially erodes internal funding capacity and reduces margin for error on credit losses or investments. Even though FCF still covers net income, the swing signals less reliable cash generation and tighter near-term liquidity flexibility.
Elevated NPAs And Recent Charge-off SpikeNPAs near 95 bps and a recent concentrated resolution-driven spike increase credit volatility and provisioning risk. Even with management's remediation plan, elevated problem assets can pressure earnings, capital generation, and underwriting discipline for several quarters.
Noninterest-income Volatility And Efficiency PressureMeaningful swings in noninterest income and rising core expenses keep efficiency ratio elevated. Persistent variability in fees and one-time acquisition costs can compress sustainable margins and make earnings more sensitive to loan mix and transaction activity over the medium term.
Enterprise Financial Services News
EFSC FAQ
What was Enterprise Financial Services Corp.’s price range in the past 12 months?
Enterprise Financial Services Corp. lowest stock price was $45.22 and its highest was $62.30 in the past 12 months.
What is Enterprise Financial Services Corp.’s market cap?
Enterprise Financial Services Corp.’s market cap is $2.11B.
When is Enterprise Financial Services Corp.’s upcoming earnings report date?
Enterprise Financial Services Corp.’s upcoming earnings report date is Apr 27, 2026 which is in 58 days.
How were Enterprise Financial Services Corp.’s earnings last quarter?
Enterprise Financial Services Corp. released its earnings results on Jan 26, 2026. The company reported $1.45 earnings per share for the quarter, beating the consensus estimate of $1.332 by $0.118.
Is Enterprise Financial Services Corp. overvalued?
According to Wall Street analysts Enterprise Financial Services Corp.’s price is currently Undervalued.
Does Enterprise Financial Services Corp. pay dividends?
Enterprise Financial Services Corp. pays a Quarterly dividend of $0.32 which represents an annual dividend yield of 2.2%. See more information on Enterprise Financial Services Corp. dividends here
What is Enterprise Financial Services Corp.’s EPS estimate?
Enterprise Financial Services Corp.’s EPS estimate is 1.29.
How many shares outstanding does Enterprise Financial Services Corp. have?
Enterprise Financial Services Corp. has 37,010,910 shares outstanding.
What happened to Enterprise Financial Services Corp.’s price movement after its last earnings report?
Enterprise Financial Services Corp. reported an EPS of $1.45 in its last earnings report, beating expectations of $1.332. Following the earnings report the stock price went up 2.039%.
Which hedge fund is a major shareholder of Enterprise Financial Services Corp.?
Currently, no hedge funds are holding shares in EFSC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Enterprise Financial Services Stock Smart Score
Neutral
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10
Analyst Consensus
Moderate Buy
Average Price Target:
$64.00 (12.08% Upside)
$64.00 (12.08% Upside)
Blogger Sentiment
Bullish
EFSC Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 26.5K Shares
Last Quarter.
Last Quarter.
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
1.14%
12-Months-Change
Fundamentals
Return on Equity
10.25%
Trailing 12-Months
Asset Growth
9.68%
Trailing 12-Months
Company Description
Enterprise Financial Services Corp.
Enterprise Financial Services Corp operates as the financial holding company for Enterprise Bank & Trust that offers banking and wealth management services to individuals and corporate customers. The company offers checking, savings, and money market accounts, and certificates of deposit. It also provides commercial and industrial, commercial real estate, construction and land development, residential real estate, agricultural, and consumer loans. In addition, the company offers treasury management and international trade services; tax credit brokerage services consisting of the acquisition of tax credits and sale of these tax credits to clients; and financial and estate planning, investment management, and trust services to businesses, individuals, institutions, retirement plans, and non-profit organizations. Further, it offers fiduciary, financial advisory, and merchant processing services; and debit and credit cards. Additionally, the company provides international banking, insurance, internet and mobile banking, remote deposit capture, positive pay, fraud detection and prevention, automated payable, check imaging, and statement and document imaging services; and cash management products, controlled disbursements, repurchase agreements, and sweep investment accounts. It operates banking locations and administrative offices in Arizona, California, Kansas, Missouri, Nevada, and New Mexico market areas, as well as a network of SBA loan production offices and deposit production offices in various states. Enterprise Financial Services Corp was founded in 1988 and is headquartered in Clayton, Missouri.
EFSC Company Deck
EFSC Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed mostly positive operating and financial momentum: stronger-than-expected earnings, expanding net interest income and margin, robust deposit gathering, successful integration of a strategic branch acquisition, and continued capital returns and tangible book value growth. Counterbalancing these positives are elevated NPAs/OREO and a Q4 spike in net charge-offs driven largely by the resolution of a major Southern California relationship, some noninterest income volatility and one-time acquisition-related expense pressure. Management communicated a clear action plan and timeline to resolve the largest credit items and expects NPAs to normalize within 1–2 quarters while defending margin and pursuing mid-single-digit loan growth in 2026.View all EFSC earnings summariesEFSC Stock 12 Month Forecast
Average Price Target
$64.00
▲(12.08% Upside)
Technical Analysis
Ownership Overview
1.71% Insiders
27.83% Mutual Funds
21.44% Other Institutional Investors
26.55% Public Companies and
Individual Investors