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EFSC Stock Chart & Stats
$65.99
-$0.33(-0.50%)
At close: 4:00 PM EDT
$65.99
-$0.33(-0.50%)
Day’s Range― - ―
52-Week Range$51.18 - $68.73
Previous Close$65.66
Volume294.89K
Average Volume (3M)168.22K
Market Cap
$2.39B
Enterprise Value$2.90K
Total Cash (Recent Filing)$273.88M
Total Debt (Recent Filing)$682.08M
Price to Earnings (P/E)13.1
Beta0.77
Next Earnings
Oct 26, 2026EPS Estimate
1.4Next Dividend Ex-DateN/A
Dividend Yield1.96%
Share Statistics
EPS (TTM)5.07
Shares Outstanding36,258,000
10 Day Avg. Volume260,264
30 Day Avg. Volume168,220
Financial Highlights & Ratios
PEG Ratio1.00
Price to Book (P/B)0.98
Price to Sales (P/S)2.19
P/FCF Ratio11.00
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$70.67Price Target Upside7.09% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering4
EPS Forecast (FY)5.33
Revenue Forecast (FY)$772.91M
Bulls Say, Bears Say
Bulls Say
Sustained Profitability & MarginsEFSC’s above-average operating margins and steady profitability provide durable earnings capacity. High operating leverage and recent efficiency improvements (quarterly efficiency ~47.5%) support cash generation and resilience through credit cycles, underpinning long-term return generation.
Core Deposit Growth And Funding MixConsistent growth in core deposits strengthens a low-cost, sticky funding base, reducing reliance on wholesale funding. This supports sustainable loan growth, margin stability as time-deposit repricing tails off, and long-term funding flexibility for commercial lending expansion.
Capital Strength & Shareholder ReturnsIssuing subordinated notes alongside expanded buybacks and a higher dividend signals robust capital planning. The added regulatory capital and active return-of-capital framework give management flexibility to support organic growth, acquisitions, or absorb shocks without immediate dilution.
Bears Say
Weak Free Cash FlowA large decline in trailing free cash flow materially reduces financial flexibility for growth, buybacks or shock absorption. Even with reasonable earnings-to-FCF conversion (~0.94), weaker absolute cash generation heightens reliance on external funding or capital markets for strategic actions.
Rising Expense Run-RateHigher expense guidance driven by talent, compensation and tech investment increases the firm’s fixed-cost base. If top-line loan or fee growth moderates, this run-rate rise can erode operating leverage and pressure efficiency and margins over the medium term.
Persistent Funding Considerations (Brokered Deposits)Although brokered deposits have been cut materially, management notes they remain meaningful and getting them below 10% quickly is aggressive. Continued reliance or slow runoff increases rollover and cost risk, making funding more sensitive in stress or rate-shift scenarios.
Enterprise Financial Services News
EFSC FAQ
What was Enterprise Financial Services Corp.’s price range in the past 12 months?
Enterprise Financial Services Corp. lowest stock price was $51.18 and its highest was $68.73 in the past 12 months.
What is Enterprise Financial Services Corp.’s market cap?
Enterprise Financial Services Corp.’s market cap is $2.39B.
When is Enterprise Financial Services Corp.’s upcoming earnings report date?
Enterprise Financial Services Corp.’s upcoming earnings report date is Oct 26, 2026 which is in 85 days.
How were Enterprise Financial Services Corp.’s earnings last quarter?
Enterprise Financial Services Corp. released its earnings results on Jul 22, 2026. The company reported $1.09 earnings per share for the quarter, missing the consensus estimate of $1.33 by -$0.24.
Is Enterprise Financial Services Corp. overvalued?
According to Wall Street analysts Enterprise Financial Services Corp.’s price is currently Undervalued.
Does Enterprise Financial Services Corp. pay dividends?
Enterprise Financial Services Corp. pays a Quarterly dividend of $0.35 which represents an annual dividend yield of 1.96%. See more information on Enterprise Financial Services Corp. dividends here
What is Enterprise Financial Services Corp.’s EPS estimate?
Enterprise Financial Services Corp.’s EPS estimate is 1.4.
How many shares outstanding does Enterprise Financial Services Corp. have?
Enterprise Financial Services Corp. has 36,258,000 shares outstanding.
What happened to Enterprise Financial Services Corp.’s price movement after its last earnings report?
Enterprise Financial Services Corp. reported an EPS of $1.09 in its last earnings report, missing expectations of $1.33. Following the earnings report the stock price went down -0.974%.
Which hedge fund is a major shareholder of Enterprise Financial Services Corp.?
Currently, no hedge funds are holding shares in EFSC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Enterprise Financial Services Stock Smart Score
Neutral
1
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10
Analyst Consensus
Strong Buy
Average Price Target:
$70.67 (7.09% Upside)
$70.67 (7.09% Upside)
Blogger Sentiment
Bullish
EFSC Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 52.5K Shares
Last Quarter.
Last Quarter.
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
1.14%
12-Months-Change
Fundamentals
Return on Equity
1.96%
Trailing 12-Months
Asset Growth
8.23%
Trailing 12-Months
Company Description
Enterprise Financial Services Corp.
Enterprise Financial Services Corp (EFSC) serves as the parent financial holding company for Enterprise Bank & Trust. Through this subsidiary, it delivers a comprehensive array of banking and wealth management solutions to both individual and corporate clients. The company's core deposit offerings encompass checking, savings, and money market accounts, alongside certificates of deposit. On the lending side, EFSC extends a broad portfolio of credit facilities, including commercial and industrial loans, commercial real estate financing, construction and land development loans, residential real estate mortgages, agricultural loans, and consumer credit. Beyond traditional banking, the firm provides specialized business services such as treasury management and international trade support. It also operates a unique tax credit brokerage service, assisting clients with the acquisition and subsequent sale of tax credits. For wealth management, EFSC offers financial and estate planning, investment management, and trust services, catering to businesses, private individuals, institutions, retirement plans, and non-profit organizations. Additionally, its extensive service catalog includes fiduciary duties, expert financial advisory, merchant processing solutions, and various debit and credit card options. The company further embraces modern technology, offering international banking, insurance products, and digital platforms like internet and mobile banking. Operational efficiencies are supported by remote deposit capture, positive pay systems, robust fraud detection and prevention tools, automated payable services, and comprehensive check and statement/document imaging capabilities. Complementing these, its cash management products feature controlled disbursements, repurchase agreements, and sweep investment accounts. Geographically, Enterprise Financial Services Corp maintains a physical presence with banking branches and administrative offices in key markets across Arizona, California, Kansas, Missouri, Nevada, and New Mexico. Moreover, it operates a network of specialized SBA loan production offices and deposit production offices in numerous other states. Founded in 1988, Enterprise Financial Services Corp is headquartered in Clayton, Missouri.
EFSC Company Deck
EFSC Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call emphasizes broad executional progress: expanding margins, accelerating loan and core deposit growth, improving credit metrics, stronger profitability and raised revenue/loan guidance. There are measured risks: higher expense guidance tied to compensation and investments, a diminishing time-deposit repricing tailwind, increasing competition in certain lending niches, and remaining nonperformers. Overall, positives around earnings power, funding improvement, capital strength and margin expansion materially outweigh the noted headwinds.View all EFSC earnings summariesEFSC Stock 12 Month Forecast
Average Price Target
$70.67
▲(7.09% Upside)
Technical Analysis
Ownership Overview
1.58% Insiders
26.28% Mutual Funds
4.51% Other Institutional Investors
44.51% Public Companies and
Individual Investors