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Enterprise Financial Services ( (EFSC) ) just unveiled an update.
In an investor presentation dated January 2026, Enterprise Financial Services Corp outlined its differentiated business model, emphasizing a strong capital foundation, consistent growth, and a decade-long compounding of tangible book value per share, supported by a 10-year CAGR of TBV per share of 10.1% and a 13.3% return on average tangible common equity year-to-date 2025. The company highlighted its balanced loan portfolio of $11.8 billion and diversified deposit base, top-quartile 2025 net interest margin performance, successful integration of multiple FDIC-assisted acquisitions that expanded its footprint and deposits since 2013, and ongoing investments in technology, process efficiency and risk management, positioning EFSC as a high-performing, mid-sized commercial bank with a seasoned leadership team and a customer-focused culture aimed at sustaining strong profitability and operational resilience.
The most recent analyst rating on (EFSC) stock is a Hold with a $61.00 price target. To see the full list of analyst forecasts on Enterprise Financial Services stock, see the EFSC Stock Forecast page.
Spark’s Take on EFSC Stock
According to Spark, TipRanks’ AI Analyst, EFSC is a Neutral.
The score is driven primarily by solid profitability and a conservative balance sheet, supported by positive 2026 guidance (margin stability, growth, and capital returns). This is tempered by weak recent growth in revenue and free cash flow and ongoing credit-quality overhang (elevated NPAs/OREO and recent charge-off volatility). Valuation is a supportive secondary factor, while technicals point to only mild momentum.
To see Spark’s full report on EFSC stock, click here.
More about Enterprise Financial Services
Enterprise Financial Services Corp (EFSC), headquartered in Clayton, Missouri, is a focused commercial bank serving privately owned businesses and business owners through a diversified model spanning commercial and industrial lending, commercial real estate, SBA 7(a) lending, sponsor finance, tax credits and life insurance premium finance. Operating a network of 54 highly productive branches with national deposit and SBA loan production offices, EFSC targets deposit verticals such as community associations, property management, third-party escrow and trust services, and maintains a geographically diversified footprint across the Midwest, Southwest and Western U.S., with $17.3 billion in total assets and $14.6 billion in deposits as of the fourth quarter of 2025.
Average Trading Volume: 169,991
Technical Sentiment Signal: Strong Buy
Current Market Cap: $2.11B
For detailed information about EFSC stock, go to TipRanks’ Stock Analysis page.