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Enterprise Financial Services ( (EFSC) ) has provided an announcement.
Enterprise Financial Services Corp is a focused commercial bank headquartered in Clayton, Missouri, operating under the Enterprise Bank & Trust brand with 54 branches and a network of deposit and SBA loan production offices across the U.S. The company targets privately owned businesses and business owners, offering commercial lending, commercial deposits, SBA 7(a) loans, sponsor finance, tax credit financing, and specialized deposit services for sectors such as community associations, property management, escrow, and trust services. As of the first quarter of 2026, EFSC reported total assets of $17.2 billion, total deposits of $14.5 billion, and a diversified loan book concentrated in C&I and CRE, supported by a seasoned leadership team with long tenures and a stated mission of guiding customers to long-term financial success.
In an April 2026 investor presentation, Enterprise Financial Services highlighted a differentiated growth strategy built on FDIC-assisted and other acquisitions, geographic diversification across the Midwest, Southwest and West, and a disciplined approach to risk and cost management. The company reported a top-quartile net interest margin of 4.28% year-to-date in the first quarter of 2026, a 10-year compound annual growth rate of 9.8% in tangible book value per share, and an adjusted return on average tangible common equity of 12.6%, underscoring its emphasis on efficiency, capital strength, and balance-sheet diversification as it navigated challenges such as COVID-19 and recent banking liquidity stresses.
The most recent analyst rating on (EFSC) stock is a Buy with a $65.00 price target. To see the full list of analyst forecasts on Enterprise Financial Services stock, see the EFSC Stock Forecast page.
Spark’s Take on EFSC Stock
According to Spark, TipRanks’ AI Analyst, EFSC is a Outperform.
The score reflects solid underlying financial strength (notably balance-sheet improvement) and supportive valuation, tempered by the sharp 2025 cash flow slowdown. Technicals are mildly positive, while the latest earnings call was constructive on margin stability, deposits, capital returns, and asset quality but flagged competitive and macro/geopolitical risks.
To see Spark’s full report on EFSC stock, click here.
More about Enterprise Financial Services
Enterprise Financial Services Corp is a focused commercial bank headquartered in Clayton, Missouri, operating under the Enterprise Bank & Trust brand with 54 branches and a network of deposit and SBA loan production offices across the U.S. The company targets privately owned businesses and business owners, offering commercial lending, commercial deposits, SBA 7(a) loans, sponsor finance, tax credit financing, and specialized deposit services for sectors such as community associations, property management, escrow, and trust services. As of the first quarter of 2026, EFSC reported total assets of $17.2 billion, total deposits of $14.5 billion, and a diversified loan book concentrated in C&I and CRE, supported by a seasoned leadership team with long tenures and a stated mission of guiding customers to long-term financial success.
In an April 2026 investor presentation, Enterprise Financial Services highlighted a differentiated growth strategy built on FDIC-assisted and other acquisitions, geographic diversification across the Midwest, Southwest and West, and a disciplined approach to risk and cost management. The company reported a top-quartile net interest margin of 4.28% year-to-date in the first quarter of 2026, a 10-year compound annual growth rate of 9.8% in tangible book value per share, and an adjusted return on average tangible common equity of 12.6%, underscoring its emphasis on efficiency, capital strength, and balance-sheet diversification as it navigated challenges such as COVID-19 and recent banking liquidity stresses.
Average Trading Volume: 256,628
Technical Sentiment Signal: Strong Buy
Current Market Cap: $2.15B
See more insights into EFSC stock on TipRanks’ Stock Analysis page.

