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NBT Bancorp (NBTB)
NASDAQ:NBTB
NBTB Stock Chart & Stats
Day’s Range― - ―
52-Week Range$32.93 - $52.44
Previous CloseN/A
Volume22.11K
Average Volume (3M)265.47K
Market Cap
$1.84B
Enterprise Value$2.51B
Total Cash (Recent Filing)$236.78M
Total Debt (Recent Filing)$671.53M
Price to Earnings (P/E)13.1
Beta0.97
Next Earnings
Apr 24, 2025EPS Estimate
0.74Last Dividend Ex-Date
Mar 03, 2025Dividend Yield3.44%
Share Statistics
EPS (TTM)2.96
Shares Outstanding47,253,790
10 Day Avg. Volume259,020
30 Day Avg. Volume265,473
Financial Highlights & Ratios
PEG Ratio1.15
Price to Book (P/B)N/A
Price to Sales (P/S)3.53
Price to Cash Flow (P/CF)10.30
P/FCF Ratio5.70
Enterprise Value/Market Cap1.36
Enterprise Value/RevenueN/A
Enterprise Value/Gross Profit4.10
Enterprise Value/Ebitda25.37
Forecast
1Y Price Target
$52.67Price Target Upside36.31% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering4
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NBT Bancorp News
PremiumCompany Announcements
NBT Bancorp Unveils New Investor Presentation Strategy
PremiumCompany Announcements
NBT Bancorp’s Earnings Call Highlights Growth and Strategic Expansion
PremiumCompany Announcements
NBT Bancorp Reports Strong Year-End Earnings---
Bulls Say, Bears Say
Bulls Say
Growth OpportunitiesInvestments in semiconductor chip manufacturing plants in Upstate NY provide a favorable growth backdrop for NBTB.
Profitability OutlookForecasts indicate a high projected profitability with a ~1.40% ROA in 2026, among the highest on the coverage list.
Strong FundamentalsUpgrading NBTB to Overweight from Equal-Weight due to strong fundamentals, including a low-cost deposit base and diversified revenue composition.
Bears Say
Valuation ConcernsNBTB's premium valuation might be a concern despite its peer leading fee income contribution and low-risk credit culture.
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Ownership Overview
2.88% Insiders
24.43% Mutual Funds
10.31% Other Institutional Investors
33.22% Public Companies and
Individual Investors
Risk Analysis
Main Risk Category
Finance & CorporateFinancial and accounting risks. Risks related to the execution of corporate activity and strategy
Website Traffic
Sorry, No Data AvailableThere is no website visitor data available for this stock.
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NBTB FAQ
What was NBT Bancorp’s price range in the past 12 months?
NBT Bancorp lowest stock price was $32.93 and its highest was $52.44 in the past 12 months.
What is NBT Bancorp’s market cap?
NBT Bancorp’s market cap is $1.84B.
When is NBT Bancorp’s upcoming earnings report date?
NBT Bancorp’s upcoming earnings report date is Apr 24, 2025 which is in 15 days.
How were NBT Bancorp’s earnings last quarter?
NBT Bancorp released its earnings results on Jan 27, 2025. The company reported $0.77 earnings per share for the quarter, beating the consensus estimate of $0.766 by $0.004.
Is NBT Bancorp overvalued?
According to Wall Street analysts NBT Bancorp’s price is currently Undervalued.
Does NBT Bancorp pay dividends?
NBT Bancorp pays a Quarterly dividend of $1.339 which represents an annual dividend yield of 3.44%. See more information on NBT Bancorp dividends here
What is NBT Bancorp’s EPS estimate?
NBT Bancorp’s EPS estimate is 0.74.
How many shares outstanding does NBT Bancorp have?
NBT Bancorp has 47,253,790 shares outstanding.
What happened to NBT Bancorp’s price movement after its last earnings report?
NBT Bancorp reported an EPS of $0.77 in its last earnings report, beating expectations of $0.766. Following the earnings report the stock price went down -5.357%.
Which hedge fund is a major shareholder of NBT Bancorp?
Currently, no hedge funds are holding shares in NBTB
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NBT Bancorp Stock Smart Score
Neutral
1
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4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$52.67 (36.31% Upside)
$52.67 (36.31% Upside)
Hedge Fund Trend
Increased
By 2.1K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $119.6K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
12.43%
12-Months-Change
Fundamentals
Return on Equity
9.53%
Trailing 12-Months
Asset Growth
3.59%
Trailing 12-Months
Company Description
NBT Bancorp
NBT Bancorp Inc., a financial holding company, provides commercial banking, retail banking, and wealth management services. Its deposit products include demand deposit, savings, negotiable order of withdrawal, money market deposit, and certificate of deposit accounts. The company's loan portfolio comprises commercial and industrial, commercial real estate, agricultural, and commercial construction loans; indirect and direct consumer, home equity, mortgages, business banking loans, and commercial loans; and residential real estate loans. It also provides trust and investment services; financial planning and life insurance services; and retirement plan consulting and recordkeeping services. In addition, the company offers insurance products comprising personal property and casualty, business liability, and commercial insurance, as well as other products and services through 24-hour online, mobile, and telephone channels that enable customers to check balances, make deposits, transfer funds, pay bills, access statements, apply for loans, and access various other products and services. As of December 31, 2021, it had 140 branches and 164 ATMs in New York, Pennsylvania, Vermont, Massachusetts, New Hampshire, Connecticut, and Maine. NBT Bancorp Inc. was founded in 1856 and is headquartered in Norwich, New York.
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NBTB Company Deck
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NBTB Earnings Call
Q4 2025
0:00 / 0:00
Earnings Call Sentiment|Positive
The earnings call reflected a generally positive outlook for NBT Bancorp, highlighting strong growth in non-interest income, record tangible book value, increased dividends, strategic expansion through the Evans Bancorp merger, and positive trends in net interest margin. However, there were challenges such as decreased loan yields, increased non-performing assets, higher operating expenses, and an uptick in net charge-offs.Read More>---
NBTB Stock 12 Month Forecast
Average Price Target
$52.67
▲(36.31% Upside)
Technical Analysis
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Best Analysts Covering NBTB
1 Year
1 Year Success Rate
4/4 ratings generated profit
1 Year Average Return
+23.75%
assigned a buy rating 12 months ago
Copying Alexander Twerdahl's trades and holding each position for 1 Year would result in 100.00% of your transactions generating a profit, with an average return of +23.75% per trade.
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