Education
About Us
Working with TipRanks
Follow Us
NBT Bancorp (NBTB)
NASDAQ:NBTB
Earnings Data
Report Date
Jan 28, 2026TBA (Confirmed)
Period Ending
2025 (Q4)Consensus EPS Forecast
0.98Last Year’s EPS
0.77Same Quarter Last Year
Moderate Buy
Based on 1 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Neutral
The earnings call reflects a positive operating performance with improved key metrics and strategic expansions. However, challenges related to interest rate impacts and higher levels of payoffs pose risks to future growth.Company Guidance
Operating Performance and Metrics
Operating return on assets was 1.37%, return on equity was 12.1%, and ROTCE was 17.6% for the third quarter, showing improvement over previous quarters. Tangible book value per share increased by 7% from the previous year.
Net Interest Margin Improvement
Net interest margin improved for the sixth consecutive quarter, reaching 3.66%, with net interest income for the third quarter at $134.7 million, an increase of $10 million from the prior quarter.
Noninterest Income Growth
Noninterest income increased by 9.8% compared to the previous quarter and 13.5% from the third quarter of the prior year. Fee income was $51.4 million.
Dividend Increase
Announced an 8.8% improvement to the dividend to shareholders, marking the 13th consecutive year of increases.
Successful Integration and Expansion
Successful integration of Evans Bancorp with solid growth in deposits in the Western New York region. Plans for new branches and expansions in several regions, including Rochester and Finger Lakes.
NBTB Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
NBTB Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Oct 27, 2025 | $40.74 | $41.30 | +1.37% |
Jul 28, 2025 | $41.13 | $42.67 | +3.74% |
Apr 24, 2025 | $41.67 | $41.90 | +0.55% |
Jan 27, 2025 | $47.56 | $45.01 | -5.36% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does NBT Bancorp (NBTB) report earnings?
NBT Bancorp (NBTB) is schdueled to report earning on Jan 28, 2026, TBA (Confirmed).
What is NBT Bancorp (NBTB) earnings time?
NBT Bancorp (NBTB) earnings time is at Jan 28, 2026, TBA (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is NBTB EPS forecast?
NBTB EPS forecast for the fiscal quarter 2025 (Q4) is 0.98.