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NBT Bancorp (NBTB)
NASDAQ:NBTB
Total Valuation
NBT Bancorp has a market cap or net worth of $1.83B. The enterprise value is $2.51B.
Market Cap$1.83B
Enterprise Value$2.51B
Share Statistics
NBT Bancorp has 47.26M shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding47.26M
Owened by Insiders2.88%
Owened by Instutions10.31%
Financial Efficiency
NBT Bancorp’s return on equity (ROE) is 0.09 and return on invested capital (ROIC) is 18.47%.
Return on Equity (ROE)9.22%
Return on Assets (ROA)1.02%
Return on Invested Capital (ROIC)18.47%
Return on Capital Employed (ROCE)3.91%
Revenue Per Employee$331,486.318
Profits Per Employee$67,518.483
Employee Count2,083
Asset Turnover0.04
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of NBT Bancorp is 16.17. NBT Bancorp’s PEG ratio is 1.54.
PE Ratio16.17
PS Ratio3.72
PB Ratio1.49
Price to Fair Value1.49
Price to FCF12.06
Price to Operating Cash Flow12.06
PEG Ratio1.54
Income Statement
In the last 12 months, NBT Bancorp had revenue of $690.49M and earned $140.64M in profits. Earnings per share was $2.97.
Revenue$690.49M
Gross Profit$690.41M
Operating Income$34.67M
Pretax Income$179.46M
Net Income$140.64M
EBITDA98.88M
Earnings Per Share (EPS)2.97
Cash Flow
In the last 12 months, operating cash flow was $188.15M and capital expenditures -$11.74M, giving a free cash flow of $176.41M billion.
Operating Cash Flow$188.15M
Free Cash Flow$176.41M
Free Cash Flow per Share$3.73
Dividends & Yields
NBT Bancorp pays an annual dividend of $0.34, resulting in a dividend yield of 3.47%
Dividend Per Share$0.34
Dividend Yield3.47%
Payout Ratio45.54%
Free Cash Flow Yield8.29%
Earnings Yield6.18%
Stock Price Statistics
Beta0.90
52-Week Price Change18.72%
50-Day Moving Average44.53
200-Day Moving Average45.37
Relative Strength Index (RSI)35.38
Average Volume (3m)282.60K
Important Dates
NBT Bancorp upcoming earnings date is Apr 24, 2025, TBA.
Last Earnings DateJan 27, 2025
Next Earnings DateApr 24, 2025
Ex-Dividend DateMar 3, 2025
Financial Position
NBT Bancorp as a current ratio of 10.92, with Debt / Equity ratio of 0.13
Current Ratio10.92
Quick Ratio10.92
Debt to Market Cap0.08
Net Debt to EBITDA0.00
Interest Coverage Ratio2.52
Taxes
In the past 12 months, NBT Bancorp has paid $38.82M in taxes.
Income Tax$38.82M
Effective Tax Rate21.63%
Enterprise Valuation
NBT Bancorp EV to EBITDA ratio is 0.00, with an EV/FCF ratio of 12.00.
EV to Sales3.70
EV to EBITDA0.00
EV to Free Cash Flow12.00
EV to Operating Cash Flow12.00
Balance Sheet
NBT Bancorp has $1.86B in cash and marketable securities with $268.04M in debt, giving a net cash position of -$1.59B billion.
Cash & Marketable Securities$1.86B
Total Debt$268.04M
Net Cash-$1.59B
Net Cash Per Share-$33.66
Tangible Book Value Per Share$23.67
Margins
Gross margin is 100.00%, with operating margin of 87.07%, and net profit margin of 22.99%.
Gross Margin100.00%
Operating Margin87.07%
Pretax Margin29.34%
Net Profit Margin22.99%
EBITDA Margin0.00%
EBIT Margin63.92%
Analyst Forecast
The average price target for NBT Bancorp is $52.67, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$52.67
Price Target Upside36.38%
Analyst ConsensusModerate Buy
Analyst Count4
Revenue Growth Forecast18.58%
EPS Growth Forecast11.39%