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First Bancorp (FBNC)
NASDAQ:FBNC
US Market
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First Bancorp (FBNC) Stock Statistics & Valuation Metrics

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Total Valuation

First Bancorp has a market cap or net worth of $2.13B. The enterprise value is $2.16B.
Market Cap$2.13B
Enterprise Value$2.16B

Share Statistics

First Bancorp has 41,465,330 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding41,465,330
Owned by Insiders1.54%
Owned by Institutions10.24%

Financial Efficiency

First Bancorp’s return on equity (ROE) is 0.05 and return on invested capital (ROIC) is 4.68%.
Return on Equity (ROE)0.05
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)4.68%
Return on Capital Employed (ROCE)0.06
Revenue Per Employee394.66K
Profits Per Employee56.67K
Employee Count1,345
Asset Turnover0.04
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of First Bancorp is 21.5. First Bancorp’s PEG ratio is -0.87.
PE Ratio21.5
PS Ratio3.40
PB Ratio1.25
Price to Fair Value1.25
Price to FCF10.48
Price to Operating Cash Flow9.82
PEG Ratio-0.87

Income Statement

In the last 12 months, First Bancorp had revenue of 530.81M and earned 76.22M in profits. Earnings per share was 1.85.
Revenue530.81M
Gross Profit327.40M
Operating Income98.12M
Pretax Income98.12M
Net Income76.22M
EBITDA116.00M
Earnings Per Share (EPS)1.85

Cash Flow

In the last 12 months, operating cash flow was 216.70M and capital expenditures -3.57M, giving a free cash flow of 213.13M billion.
Operating Cash Flow216.70M
Free Cash Flow213.13M
Free Cash Flow per Share5.14

Dividends & Yields

First Bancorp pays an annual dividend of $0.23, resulting in a dividend yield of 1.75%
Dividend Per Share$0.23
Dividend Yield1.75%
Payout Ratio37.82%
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta0.93
52-Week Price Change10.85%
50-Day Moving Average50.49
200-Day Moving Average45.67
Relative Strength Index (RSI)56.42
Average Volume (3m)205.77K

Important Dates

First Bancorp upcoming earnings date is Jan 28, 2026, After Close (Confirmed).
Last Earnings DateOct 22, 2025
Next Earnings DateJan 28, 2026
Ex-Dividend DateSep 30, 2025

Financial Position

First Bancorp as a current ratio of 0.23, with Debt / Equity ratio of 5.76%
Current Ratio0.23
Quick Ratio0.23
Debt to Market Cap0.05
Net Debt to EBITDA-3.46
Interest Coverage Ratio0.52

Taxes

In the past 12 months, First Bancorp has paid 21.90M in taxes.
Income Tax21.90M
Effective Tax Rate0.22

Enterprise Valuation

First Bancorp EV to EBITDA ratio is 12.09, with an EV/FCF ratio of 8.15.
EV to Sales2.64
EV to EBITDA12.09
EV to Free Cash Flow8.15
EV to Operating Cash Flow8.02

Balance Sheet

First Bancorp has $3.24B in cash and marketable securities with $15.10M in debt, giving a net cash position of $3.22B billion.
Cash & Marketable Securities$3.24B
Total Debt$15.10M
Net Cash$3.22B
Net Cash Per Share$77.75
Tangible Book Value Per Share$23.01

Margins

Gross margin is 68.07%, with operating margin of 18.48%, and net profit margin of 14.36%.
Gross Margin68.07%
Operating Margin18.48%
Pretax Margin18.48%
Net Profit Margin14.36%
EBITDA Margin21.85%
EBIT Margin18.48%

Analyst Forecast

The average price target for First Bancorp is $60.00, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$60.00
Price Target Upside16.75% Upside
Analyst ConsensusModerate Buy
Analyst Count3
Revenue Growth Forecast-5.72%
EPS Growth Forecast-3.86%

Scores

Smart Score6
AI Score
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