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Pathward Financial (CASH)
NASDAQ:CASH
Total Valuation
Pathward Financial has a market cap or net worth of $1.72B. The enterprise value is $1.72B.
Market Cap$1.72B
Enterprise Value$1.72B
Share Statistics
Pathward Financial has 22,772,570 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding22,772,570
Owned by Insiders1.27%
Owned by Institutions15.79%
Financial Efficiency
Pathward Financial’s return on equity (ROE) is 0.20 and return on invested capital (ROIC) is 10.13%.
Return on Equity (ROE)0.20
Return on Assets (ROA)0.02
Return on Invested Capital (ROIC)10.13%
Return on Capital Employed (ROCE)0.15
Revenue Per Employee542.16K
Profits Per Employee145.76K
Employee Count1,155
Asset Turnover0.08
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Pathward Financial is 10.0. Pathward Financial’s PEG ratio is 0.96.
PE Ratio10.0
PS Ratio2.65
PB Ratio1.98
Price to Fair Value1.98
Price to FCF9.40
Price to Operating Cash Flow6.99
PEG Ratio0.96
Income Statement
In the last 12 months, Pathward Financial had revenue of 626.20M and earned 168.36M in profits. Earnings per share was 6.63.
Revenue626.20M
Gross Profit562.30M
Operating Income198.79M
Pretax Income198.79M
Net Income168.36M
EBITDA256.56M
Earnings Per Share (EPS)6.63
Cash Flow
In the last 12 months, operating cash flow was 251.61M and capital expenditures -49.29M, giving a free cash flow of 202.32M billion.
Operating Cash Flow251.61M
Free Cash Flow202.32M
Free Cash Flow per Share8.88
Dividends & Yields
Pathward Financial pays an annual dividend of $0.05, resulting in a dividend yield of 0.26%
Dividend Per Share$0.05
Dividend Yield0.26%
Payout Ratio2.89%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.97
52-Week Price Change11.26%
50-Day Moving Average78.25
200-Day Moving Average77.30
Relative Strength Index (RSI)41.41
Average Volume (3m)147.39K
Important Dates
Pathward Financial upcoming earnings date is Oct 22, 2025, After Close (Confirmed).
Last Earnings DateJul 28, 2025
Next Earnings DateOct 22, 2025
Ex-Dividend DateSep 10, 2025
Financial Position
Pathward Financial as a current ratio of 0.33, with Debt / Equity ratio of 18.13%
Current Ratio0.33
Quick Ratio0.33
Debt to Market Cap0.25
Net Debt to EBITDA0.98
Interest Coverage Ratio9.36
Taxes
In the past 12 months, Pathward Financial has paid 29.14M in taxes.
Income Tax29.14M
Effective Tax Rate0.15
Enterprise Valuation
Pathward Financial EV to EBITDA ratio is 7.46, with an EV/FCF ratio of 10.82.
EV to Sales3.06
EV to EBITDA7.46
EV to Free Cash Flow10.82
EV to Operating Cash Flow4.22
Balance Sheet
Pathward Financial has $1.63B in cash and marketable securities with $148.43M in debt, giving a net cash position of -$1.48B billion.
Cash & Marketable Securities$1.63B
Total Debt$148.43M
Net Cash-$1.48B
Net Cash Per Share-$64.87
Tangible Book Value Per Share$20.40
Margins
Gross margin is 97.10%, with operating margin of 31.75%, and net profit margin of 26.89%.
Gross Margin97.10%
Operating Margin31.75%
Pretax Margin31.75%
Net Profit Margin26.89%
EBITDA Margin40.97%
EBIT Margin31.75%
Analyst Forecast
The average price target for Pathward Financial is $86.50, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$86.50
Price Target Upside14.46% Upside
Analyst ConsensusModerate Buy
Analyst Count3
Revenue Growth Forecast6.51%
EPS Growth Forecast13.67%