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Pathward Financial (CASH)
NASDAQ:CASH
Total Valuation
Pathward Financial has a market cap or net worth of $2.00B. The enterprise value is $1.72B.
Market Cap$2.00B
Enterprise Value$1.72B
Share Statistics
Pathward Financial has 22,169,535 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding22,169,535
Owned by Insiders―
Owned by Institutions―
Financial Efficiency
Pathward Financial’s return on equity (ROE) is 0.22 and return on invested capital (ROIC) is 14.53%.
Return on Equity (ROE)0.22
Return on Assets (ROA)0.03
Return on Invested Capital (ROIC)14.53%
Return on Capital Employed (ROCE)0.17
Revenue Per Employee593.27K
Profits Per Employee161.72K
Employee Count1,155
Asset Turnover0.10
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Pathward Financial is 10.9. Pathward Financial’s PEG ratio is 0.48.
PE Ratio10.9
PS Ratio2.53
PB Ratio2.02
Price to Fair Value2.02
Price to FCF7.32
Price to Operating Cash Flow4.47
PEG Ratio0.48
Income Statement
In the last 12 months, Pathward Financial had revenue of 685.23M and earned 185.87M in profits. Earnings per share was 7.91.
Revenue685.23M
Gross Profit616.86M
Operating Income223.05M
Pretax Income223.05M
Net Income185.87M
EBITDA282.78M
Earnings Per Share (EPS)7.91
Cash Flow
In the last 12 months, operating cash flow was 450.62M and capital expenditures -214.03M, giving a free cash flow of 236.59M billion.
Operating Cash Flow450.62M
Free Cash Flow236.59M
Free Cash Flow per Share10.67
Dividends & Yields
Pathward Financial pays an annual dividend of $0.05, resulting in a dividend yield of 0.27%
Dividend Per Share$0.05
Dividend Yield0.27%
Payout Ratio2.76%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.83
52-Week Price Change14.37%
50-Day Moving Average74.95
200-Day Moving Average75.88
Relative Strength Index (RSI)78.83
Average Volume (3m)222.16K
Important Dates
Pathward Financial upcoming earnings date is Apr 29, 2026, After Close (Confirmed).
Last Earnings DateJan 22, 2026
Next Earnings DateApr 29, 2026
Ex-Dividend Date―
Financial Position
Pathward Financial as a current ratio of 0.22, with Debt / Equity ratio of 3.92%
Current Ratio0.22
Quick Ratio0.22
Debt to Market Cap0.02
Net Debt to EBITDA-0.28
Interest Coverage Ratio19.23
Taxes
In the past 12 months, Pathward Financial has paid 36.27M in taxes.
Income Tax36.27M
Effective Tax Rate0.16
Enterprise Valuation
Pathward Financial EV to EBITDA ratio is 5.85, with an EV/FCF ratio of 6.99.
EV to Sales2.41
EV to EBITDA5.85
EV to Free Cash Flow6.99
EV to Operating Cash Flow3.67
Balance Sheet
Pathward Financial has $1.09B in cash and marketable securities with $42.46M in debt, giving a net cash position of $1.05B billion.
Cash & Marketable Securities$1.09B
Total Debt$42.46M
Net Cash$1.05B
Net Cash Per Share$47.41
Tangible Book Value Per Share$23.38
Margins
Gross margin is 92.86%, with operating margin of 32.55%, and net profit margin of 27.13%.
Gross Margin92.86%
Operating Margin32.55%
Pretax Margin32.55%
Net Profit Margin27.13%
EBITDA Margin41.27%
EBIT Margin32.55%
Analyst Forecast
The average price target for Pathward Financial is $100.00, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$100.00
Price Target Upside10.75% Upside
Analyst ConsensusModerate Buy
Analyst Count1
Revenue Growth Forecast7.80%
EPS Growth Forecast19.38%