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Pathward Financial (CASH)
:CASH
Total Valuation
Pathward Financial has a market cap or net worth of $1.60B. The enterprise value is $1.64B.
Market Cap$1.60B
Enterprise Value$1.64B
Share Statistics
Pathward Financial has 22,339,006 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding22,339,006
Owned by Insiders―
Owned by Institutions―
Financial Efficiency
Pathward Financial’s return on equity (ROE) is 0.22 and return on invested capital (ROIC) is 9.48%.
Return on Equity (ROE)0.22
Return on Assets (ROA)0.03
Return on Invested Capital (ROIC)9.48%
Return on Capital Employed (ROCE)0.03
Revenue Per Employee284.07K
Profits Per Employee160.93K
Employee Count1,155
Asset Turnover0.05
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Pathward Financial is 9.1. Pathward Financial’s PEG ratio is 0.48.
PE Ratio9.1
PS Ratio5.28
PB Ratio2.02
Price to Fair Value2.02
Price to FCF10.31
Price to Operating Cash Flow5.86
PEG Ratio0.48
Income Statement
In the last 12 months, Pathward Financial had revenue of 328.10M and earned 185.87M in profits. Earnings per share was 7.91.
Revenue328.10M
Gross Profit0.00
Operating Income208.01M
Pretax Income223.05M
Net Income185.87M
EBITDA208.01M
Earnings Per Share (EPS)7.91
Cash Flow
In the last 12 months, operating cash flow was 277.09M and capital expenditures -87.19M, giving a free cash flow of 189.90M billion.
Operating Cash Flow277.09M
Free Cash Flow189.90M
Free Cash Flow per Share8.50
Dividends & Yields
Pathward Financial pays an annual dividend of $0.05, resulting in a dividend yield of 0.3%
Dividend Per Share$0.05
Dividend Yield0.3%
Payout Ratio2.76%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.87
52-Week Price Change-14.56%
50-Day Moving Average71.53
200-Day Moving Average75.46
Relative Strength Index (RSI)57.86
Average Volume (3m)198.51K
Important Dates
Pathward Financial upcoming earnings date is Jan 28, 2026, After Close (Confirmed).
Last Earnings DateOct 21, 2025
Next Earnings DateJan 28, 2026
Ex-Dividend DateSep 10, 2025
Financial Position
Pathward Financial as a current ratio of 165.21, with Debt / Equity ratio of 4.95%
Current Ratio165.21
Quick Ratio165.21
Debt to Market Cap0.02
Net Debt to EBITDA-0.54
Interest Coverage Ratio0.00
Taxes
In the past 12 months, Pathward Financial has paid 36.27M in taxes.
Income Tax36.27M
Effective Tax Rate0.16
Enterprise Valuation
Pathward Financial EV to EBITDA ratio is 7.79, with an EV/FCF ratio of 9.64.
EV to Sales4.94
EV to EBITDA7.79
EV to Free Cash Flow9.64
EV to Operating Cash Flow9.64
Balance Sheet
Pathward Financial has $1.26B in cash and marketable securities with $148.43M in debt, giving a net cash position of $1.12B billion.
Cash & Marketable Securities$1.26B
Total Debt$148.43M
Net Cash$1.12B
Net Cash Per Share$49.95
Tangible Book Value Per Share$36.65
Margins
Gross margin is 77.56%, with operating margin of 63.40%, and net profit margin of 56.65%.
Gross Margin77.56%
Operating Margin63.40%
Pretax Margin67.98%
Net Profit Margin56.65%
EBITDA Margin63.40%
EBIT Margin63.40%
Analyst Forecast
The average price target for Pathward Financial is $88.00, which is 11.43% higher than the current price. The consensus rating is Hold
Price Target$88.00
Price Target Upside22.26% Upside
Analyst ConsensusHold
Analyst Count1
Revenue Growth Forecast7.80%
EPS Growth Forecast19.38%