Trending News

More News >

Education

Personal Finance How To Use TipRanks TipRanks Labs Glossary FAQs

About Us

About TipRanks Contact Us Reviews Mobile APP

Working with TipRanks

Enterprise Solutions Advertise with Us Top Online Brokers Become an Affiliate TipRanks News Wire

TOOLS

Technical Analysis Screener

Top Analyst Stocks

Popular

Top Smart Score Stocks

Popular

AI Analyst Top Stocks

Daily Analyst Ratings

Daily Insiders Trades

Dividend Stocks

ETF Center

Top Gainers/losers/active ETFs

Trump Dashboard

New

Dividend Calculator

Options Profit Calculator

Dollar Cost Averaging

Compound Interest Calculator

Mortgage Calculator

Auto Loan Calculator

Student Loan Calculator

401k Retirement Calculator

Best High Yield Dividend Stocks

Dividend Aristocrats

Dividend Stock Comparison

New

Dividend Calculator

Dividend Returns Comparison

Dividend Calendar

Top Analysts

Top Financial Bloggers

Top-Performing Corporate Insiders

Top Hedge Fund Managers

Top Research Firms

Top Individual Investors

Personal Finance Center

Mortgages

Loans

Investing & Retirement

Education

About Us

Working with TipRanks

STOCKS

Pathward Financial (CASH)

NASDAQ:CASH

CASH

Pathward Financial

RESEARCH TOOLSreports

Pathward Financial (CASH) Ratios

Compare

680 Followers

Pathward Financial Ratios

CASH's free cash flow for Q4 2025 was $1.03. For the 2025 fiscal year, CASH's free cash flow was decreased by $ and operating cash flow was $0.31. See a summary of the company’s cash flow.

Ratios	TTM	Dec 25	Dec 24	Dec 23	Dec 22
Liquidity Ratios
Current Ratio	165.21	0.33	183.58	0.43	2.03K
Quick Ratio	165.21	0.33	214.26	0.50	2.63K
Cash Ratio	13.40	0.03	28.89	0.07	542.35
Solvency Ratio	0.04	0.03	0.03	0.03	0.03
Operating Cash Flow Ratio	30.79	0.07	23.32	0.05	1.00K
Short-Term Operating Cash Flow Coverage	30.79	1.20	23.32	0.00	0.00
Net Current Asset Value	$ -4.83B	$ -4.63B	$ -4.50B	$ -3.60B	$ -4.64B
Leverage Ratios
Debt-to-Assets Ratio	<0.01	0.05	<0.01	<0.01	0.01
Debt-to-Equity Ratio	0.05	0.49	0.07	0.06	0.11
Debt-to-Capital Ratio	0.05	0.33	0.07	0.05	0.10
Long-Term Debt-to-Capital Ratio	0.04	0.04	0.05	0.05	0.10
Financial Leverage Ratio	8.36	8.99	11.56	10.46	7.68
Debt Service Coverage Ratio	12.15	0.57	9.67	45.35	29.84
Interest Coverage Ratio	20.57	9.36	16.32	42.82	22.21
Debt to Market Cap	0.03	0.25	0.04	0.04	0.06
Interest Debt Per Share	2.31	17.15	2.15	1.40	3.14
Net Debt to EBITDA	-0.29	0.98	-1.33	-1.41	-1.03
Profitability Margins
Gross Profit Margin	77.56%	89.80%	54.83%	100.00%	100.00%
EBIT Margin	35.34%	31.75%	31.54%	37.37%	30.78%
EBITDA Margin	45.61%	40.97%	42.79%	49.66%	42.40%
Operating Profit Margin	35.34%	31.75%	30.74%	41.61%	29.99%
Pretax Profit Margin	37.89%	31.75%	31.54%	37.37%	30.78%
Net Profit Margin	31.58%	26.89%	28.34%	31.20%	27.88%
Continuous Operations Profit Margin	31.73%	27.09%	28.72%	31.79%	28.67%
Net Income Per EBT	83.33%	84.69%	89.83%	83.49%	90.58%
EBT Per EBIT	107.23%	100.00%	102.61%	89.80%	102.65%
Return on Assets (ROA)	2.59%	2.23%	2.17%	2.32%	2.12%
Return on Equity (ROE)	22.74%	20.05%	25.11%	24.24%	16.27%
Return on Capital Employed (ROCE)	2.90%	15.32%	2.36%	21.91%	2.28%
Return on Invested Capital (ROIC)	9.48%	10.13%	3.36%	-22.46%	3.84%
Return on Tangible Assets	2.71%	2.33%	2.27%	2.44%	2.23%
Earnings Yield	11.20%	10.13%	13.23%	16.23%	8.51%
Efficiency Ratios
Receivables Turnover	15.28	3.41	0.00	0.00	31.27
Payables Turnover	0.00	0.00	0.00	0.00	0.00
Inventory Turnover	0.00	0.00	-0.65	0.00	0.00
Fixed Asset Turnover	2.94	2.56	2.30	2.04	1.97
Asset Turnover	0.08	0.08	0.08	0.07	0.08
Working Capital Turnover Ratio	-0.37	-0.15	-1.25	-0.47	0.42
Cash Conversion Cycle	23.89	106.99	-558.27	0.00	11.67
Days of Sales Outstanding	23.89	106.99	0.00	0.00	11.67
Days of Inventory Outstanding	0.00	0.00	-558.27	0.00	0.00
Days of Payables Outstanding	0.00	0.00	0.00	0.00	0.00
Operating Cycle	23.89	106.99	-558.27	0.00	11.67
Cash Flow Ratios
Operating Cash Flow Per Share	12.20	18.02	11.30	9.20	18.33
Free Cash Flow Per Share	8.36	7.02	-5.47	-5.82	16.31
CapEx Per Share	3.84	11.00	16.77	15.02	2.02
Free Cash Flow to Operating Cash Flow	0.69	0.39	-0.48	-0.63	0.89
Dividend Paid and CapEx Coverage Ratio	3.01	1.61	0.67	0.60	8.26
Capital Expenditure Coverage Ratio	3.18	1.64	0.67	0.61	9.08
Operating Cash Flow Coverage Ratio	6.53	1.11	6.47	7.46	6.27
Operating Cash Flow to Sales Ratio	0.47	0.72	0.52	0.54	1.14
Free Cash Flow Yield	11.41%	10.64%	-11.87%	-17.65%	31.08%
Valuation Ratios
Price-to-Earnings (P/E) Ratio	8.97	9.87	7.56	6.16	11.75
Price-to-Sales (P/S) Ratio	2.84	2.65	2.14	1.92	3.28
Price-to-Book (P/B) Ratio	1.94	1.98	1.90	1.49	1.91
Price-to-Free Cash Flow (P/FCF) Ratio	8.81	9.40	-8.42	-5.66	3.22
Price-to-Operating Cash Flow Ratio	6.02	3.66	4.08	3.58	2.86
Price-to-Earnings Growth (PEG) Ratio	1.94	0.96	0.53	0.31	0.24
Price-to-Fair Value	1.94	1.98	1.90	1.49	1.91
Enterprise Value Multiple	5.94	7.46	3.67	2.46	6.70
Enterprise Value	1.59B	1.91B	908.03M	611.31M	1.44B
EV to EBITDA	5.91	7.46	3.67	2.46	6.70
EV to Sales	2.69	3.06	1.57	1.22	2.84
EV to Free Cash Flow	8.35	10.82	-6.19	-3.59	2.79
EV to Operating Cash Flow	5.72	4.22	3.00	2.27	2.48
Tangible Book Value Per Share	37.76	20.40	11.94	10.60	16.68
Shareholders’ Equity Per Share	37.79	33.37	24.28	22.07	27.44
Tax and Other Ratios
Effective Tax Rate	0.16	0.15	0.09	0.15	0.07
Revenue Per Share	25.92	24.88	21.52	17.15	16.02
Net Income Per Share	8.19	6.69	6.10	5.35	4.47
Tax Burden	0.83	0.85	0.90	0.83	0.91
Interest Burden	1.07	1.00	1.00	1.00	1.00
Research & Development to Revenue	0.00	0.00	0.00	0.00	0.00
SG&A to Revenue	0.25	0.32	0.32	0.34	0.30
Stock-Based Compensation to Revenue	<0.01	0.02	0.02	0.02	0.01
Income Quality	1.52	2.69	1.83	1.69	3.99

Currency in USD