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Lakeland Financial Corp. (LKFN)
NASDAQ:LKFN
US Market
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Lakeland Financial (LKFN) Stock Statistics & Valuation Metrics

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Total Valuation

Lakeland Financial has a market cap or net worth of $1.67B. The enterprise value is $1.50B.
Market Cap$1.67B
Enterprise Value$1.50B

Share Statistics

Lakeland Financial has 25,530,150 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding25,530,150
Owned by Insiders2.71%
Owned by Institutions15.48%

Financial Efficiency

Lakeland Financial’s return on equity (ROE) is 0.14 and return on invested capital (ROIC) is 12.25%.
Return on Equity (ROE)0.14
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)12.25%
Return on Capital Employed (ROCE)0.15
Revenue Per Employee664.61K
Profits Per Employee144.48K
Employee Count647
Asset Turnover0.06
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of Lakeland Financial is 17.9. Lakeland Financial’s PEG ratio is -34.56.
PE Ratio17.9
PS Ratio4.11
PB Ratio2.58
Price to Fair Value2.58
Price to FCF18.81
Price to Operating Cash Flow16.56
PEG Ratio-34.56

Income Statement

In the last 12 months, Lakeland Financial had revenue of 430.00M and earned 93.48M in profits. Earnings per share was 3.64.
Revenue430.00M
Gross Profit236.77M
Operating Income111.69M
Pretax Income111.69M
Net Income93.48M
EBITDA117.64M
Earnings Per Share (EPS)3.64

Cash Flow

In the last 12 months, operating cash flow was 101.78M and capital expenditures -8.57M, giving a free cash flow of 93.21M billion.
Operating Cash Flow101.78M
Free Cash Flow93.21M
Free Cash Flow per Share3.65

Dividends & Yields

Lakeland Financial pays an annual dividend of $0.5, resulting in a dividend yield of 3.02%
Dividend Per Share$0.5
Dividend Yield3.02%
Payout Ratio53.95%
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta0.90
52-Week Price Change0.82%
50-Day Moving Average64.84
200-Day Moving Average62.90
Relative Strength Index (RSI)50.25
Average Volume (3m)135.74K

Important Dates

Lakeland Financial upcoming earnings date is Oct 24, 2025, Before Open (Confirmed).
Last Earnings DateJul 25, 2025
Next Earnings DateOct 24, 2025
Ex-Dividend DateJul 25, 2025

Financial Position

Lakeland Financial as a current ratio of 0.10, with Debt / Equity ratio of 0.87%
Current Ratio0.10
Quick Ratio0.10
Debt to Market Cap<0.01
Net Debt to EBITDA-1.37
Interest Coverage Ratio0.63

Taxes

In the past 12 months, Lakeland Financial has paid 18.21M in taxes.
Income Tax18.21M
Effective Tax Rate0.16

Enterprise Valuation

Lakeland Financial EV to EBITDA ratio is 13.64, with an EV/FCF ratio of 17.09.
EV to Sales3.73
EV to EBITDA13.64
EV to Free Cash Flow17.09
EV to Operating Cash Flow15.65

Balance Sheet

Lakeland Financial has $750.21M in cash and marketable securities with $6.20M in debt, giving a net cash position of $744.00M billion.
Cash & Marketable Securities$750.21M
Total Debt$6.20M
Net Cash$744.00M
Net Cash Per Share$29.14
Tangible Book Value Per Share$26.44

Margins

Gross margin is 56.83%, with operating margin of 25.97%, and net profit margin of 21.74%.
Gross Margin56.83%
Operating Margin25.97%
Pretax Margin25.97%
Net Profit Margin21.74%
EBITDA Margin27.36%
EBIT Margin25.97%

Analyst Forecast

The average price target for Lakeland Financial is $72.50, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$72.50
Price Target Upside10.60% Upside
Analyst ConsensusModerate Buy
Analyst Count2
Revenue Growth Forecast-1.41%
EPS Growth Forecast-6.42%

Scores

Smart Score1
AI Score
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