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Lakeland Financial Corp. (LKFN)
NASDAQ:LKFN
US Market

Lakeland Financial (LKFN) Stock Statistics & Valuation Metrics

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Total Valuation

Lakeland Financial has a market cap or net worth of $1.52B. The enterprise value is $1.65B.
Market Cap$1.52B
Enterprise Value$1.65B

Share Statistics

Lakeland Financial has 25,528,732 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding25,528,732
Owned by Insiders2.02%
Owned by Institutions0.22%

Financial Efficiency

Lakeland Financial’s return on equity (ROE) is 0.14 and return on invested capital (ROIC) is 10.40%.
Return on Equity (ROE)0.14
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)10.40%
Return on Capital Employed (ROCE)0.15
Revenue Per Employee651.79K
Profits Per Employee159.75K
Employee Count647
Asset Turnover0.06
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of Lakeland Financial is 14.9. Lakeland Financial’s PEG ratio is 1.35.
PE Ratio14.9
PS Ratio3.47
PB Ratio1.92
Price to Fair Value1.92
Price to FCF0.00
Price to Operating Cash Flow18.82
PEG Ratio1.35

Income Statement

In the last 12 months, Lakeland Financial had revenue of 421.71M and earned 103.36M in profits. Earnings per share was 4.02.
Revenue421.71M
Gross Profit257.19M
Operating Income125.58M
Pretax Income125.58M
Net Income103.36M
EBITDA130.37M
Earnings Per Share (EPS)4.02

Cash Flow

In the last 12 months, operating cash flow was 81.16M and capital expenditures -8.92M, giving a free cash flow of 72.25M billion.
Operating Cash Flow81.16M
Free Cash Flow72.25M
Free Cash Flow per Share2.83

Dividends & Yields

Lakeland Financial pays an annual dividend of $0.5, resulting in a dividend yield of 3.37%
Dividend Per Share$0.5
Dividend Yield3.37%
Payout Ratio52.77%
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta0.69
52-Week Price Change-6.84%
50-Day Moving Average58.23
200-Day Moving Average59.89
Relative Strength Index (RSI)53.74
Average Volume (3m)159.26K

Important Dates

Lakeland Financial upcoming earnings date is Apr 27, 2026, Before Open (Confirmed).
Last Earnings DateJan 26, 2026
Next Earnings DateApr 27, 2026
Ex-Dividend Date

Financial Position

Lakeland Financial as a current ratio of 0.03, with Debt / Equity ratio of 24.16%
Current Ratio0.03
Quick Ratio0.03
Debt to Market Cap0.13
Net Debt to EBITDA0.97
Interest Coverage Ratio0.82

Taxes

In the past 12 months, Lakeland Financial has paid 22.22M in taxes.
Income Tax22.22M
Effective Tax Rate0.18

Enterprise Valuation

Lakeland Financial EV to EBITDA ratio is 12.19, with an EV/FCF ratio of 0.00.
EV to Sales3.77
EV to EBITDA12.19
EV to Free Cash Flow0.00
EV to Operating Cash Flow0.00

Balance Sheet

Lakeland Financial has $141.32M in cash and marketable securities with $184.20M in debt, giving a net cash position of -$42.88M billion.
Cash & Marketable Securities$141.32M
Total Debt$184.20M
Net Cash-$42.88M
Net Cash Per Share-$1.68
Tangible Book Value Per Share$29.56

Margins

Gross margin is 60.99%, with operating margin of 29.78%, and net profit margin of 24.51%.
Gross Margin60.99%
Operating Margin29.78%
Pretax Margin29.78%
Net Profit Margin24.51%
EBITDA Margin30.91%
EBIT Margin29.78%

Analyst Forecast

The average price target for Lakeland Financial is $66.50, which is 11.43% higher than the current price. The consensus rating is Hold
Price Target$66.50
Price Target Upside11.58% Upside
Analyst ConsensusHold
Analyst Count3
Revenue Growth Forecast-2.90%
EPS Growth Forecast-1.47%

Scores

Smart Score6
AI Score