Lakeland Financial Corp. (LKFN)
NASDAQ:LKFN
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Total Valuation
Lakeland Financial has a market cap or net worth of $1.55B. The enterprise value is $1.56B.
Market Cap$1.55B
Enterprise Value$1.56B
Share Statistics
Lakeland Financial has 24,913,586 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding24,913,586
Owned by Insiders3.09%
Owned by Institutions5.11%
Financial Efficiency
Lakeland Financial’s return on equity (ROE) is 0.14 and return on invested capital (ROIC) is 10.40%.
Return on Equity (ROE)0.14
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)10.40%
Return on Capital Employed (ROCE)0.15
Revenue Per Employee651.79K
Profits Per Employee159.75K
Employee Count647
Asset Turnover0.06
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Lakeland Financial is 13.7. Lakeland Financial’s PEG ratio is 1.35.
PE Ratio13.7
PS Ratio3.47
PB Ratio1.92
Price to Fair Value1.92
Price to FCF14.09
Price to Operating Cash Flow13.09
PEG Ratio1.35
Income Statement
In the last 12 months, Lakeland Financial had revenue of 421.71M and earned 103.36M in profits. Earnings per share was 4.02.
Revenue421.71M
Gross Profit257.19M
Operating Income125.58M
Pretax Income125.58M
Net Income103.36M
EBITDA130.37M
Earnings Per Share (EPS)4.02
Cash Flow
In the last 12 months, operating cash flow was 120.63M and capital expenditures -14.05M, giving a free cash flow of 106.58M billion.
Operating Cash Flow120.63M
Free Cash Flow106.58M
Free Cash Flow per Share4.28
Dividends & Yields
Lakeland Financial pays an annual dividend of $0.5, resulting in a dividend yield of 3.37%
Dividend Per Share$0.5
Dividend Yield3.37%
Payout Ratio52.77%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.76
52-Week Price Change8.68%
50-Day Moving Average58.78
200-Day Moving Average60.33
Relative Strength Index (RSI)65.60
Average Volume (3m)159.26K
Important Dates
Lakeland Financial upcoming earnings date is Jul 27, 2026, Before Open (Confirmed).
Last Earnings DateApr 27, 2026
Next Earnings DateJul 27, 2026
Ex-Dividend Date―
Financial Position
Lakeland Financial as a current ratio of 0.03, with Debt / Equity ratio of 10.03%
Current Ratio0.03
Quick Ratio0.03
Debt to Market Cap0.13
Net Debt to EBITDA0.97
Interest Coverage Ratio0.82
Taxes
In the past 12 months, Lakeland Financial has paid 22.22M in taxes.
Income Tax22.22M
Effective Tax Rate0.18
Enterprise Valuation
Lakeland Financial EV to EBITDA ratio is 12.19, with an EV/FCF ratio of 15.31.
EV to Sales3.77
EV to EBITDA12.19
EV to Free Cash Flow15.31
EV to Operating Cash Flow13.83
Balance Sheet
Lakeland Financial has $65.70M in cash and marketable securities with $75.09M in debt, giving a net cash position of -$9.39M billion.
Cash & Marketable Securities$65.70M
Total Debt$75.09M
Net Cash-$9.39M
Net Cash Per Share-$0.38
Tangible Book Value Per Share$29.56
Margins
Gross margin is 63.00%, with operating margin of 29.78%, and net profit margin of 24.51%.
Gross Margin63.00%
Operating Margin29.78%
Pretax Margin29.78%
Net Profit Margin24.51%
EBITDA Margin30.91%
EBIT Margin29.78%
Analyst Forecast
The average price target for Lakeland Financial is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast-0.58%
EPS Growth Forecast22.18%