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Lakeland Financial ( (LKFN) ) has shared an update.
In an investor presentation used in meetings with analysts and shareholders discussing fourth-quarter 2025 performance, Lakeland Financial highlighted its long-term record of profitability and capital strength, including being profitable for the past decade, delivering a more than 8% compound annual growth rate in tangible book value per share over roughly 20 years, and maintaining robust capital ratios such as a 10.86% tangible common equity to tangible assets ratio and a total risk-based capital ratio of 15.92% as of December 31, 2025. Management underscored the bank’s 34-year history of organic balance sheet and earnings growth—driven by double‑digit compound annual growth in loans, deposits, net income and earnings per share since 1991—alongside recent net interest margin expansion and the competitive advantages provided by Indiana’s relatively low unemployment, strong manufacturing and life sciences activity, and major announced projects in data centers, electric vehicles and the LEAP Research and Innovation District, all of which position the company for continued growth and reinforce its “fortress” balance sheet narrative for investors and other stakeholders.
The most recent analyst rating on (LKFN) stock is a Buy with a $65.00 price target. To see the full list of analyst forecasts on Lakeland Financial stock, see the LKFN Stock Forecast page.
Spark’s Take on LKFN Stock
According to Spark, TipRanks’ AI Analyst, LKFN is a Outperform.
The score is driven primarily by strong financial performance (healthy profitability/ROE and conservative leverage) and supported by reasonable valuation with a solid dividend. Offsetting these positives are mixed technical signals (negative MACD and price below longer-term averages) and the need to monitor loan-mix risk as CRE exposure rises.
To see Spark’s full report on LKFN stock, click here.
More about Lakeland Financial
Lakeland Financial Corporation, through its subsidiary Lake City Bank, operates as a 153-year-old, entrepreneurially focused de novo commercial bank headquartered in Warsaw, Indiana, with 55 branches, approximately $7.0 billion in banking assets and $3.7 billion in wealth advisory assets. The institution emphasizes organic growth, technology adoption and execution in a pro‑business Indiana market, serving a footprint that includes multiple high‑growth counties and benefits from the state’s strong manufacturing base, expanding life sciences sector, emerging data‑center hub status and large-scale capital investments from major corporates.
Average Trading Volume: 159,705
Technical Sentiment Signal: Hold
Current Market Cap: $1.5B
Find detailed analytics on LKFN stock on TipRanks’ Stock Analysis page.