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CCB Stock Chart & Stats
$83.29
-$0.53(-0.63%)
At close: 4:00 PM EST
$83.29
-$0.53(-0.63%)
Day’s Range― - ―
52-Week Range$66.50 - $120.05
Previous CloseN/A
Volume23.24K
Average Volume (3M)113.78K
Market Cap
$1.20B
Enterprise Value$1.17K
Total Cash (Recent Filing)$52.72M
Total Debt (Recent Filing)$52.87M
Price to Earnings (P/E)24.2
Beta1.03
Next Earnings
Jul 29, 2026EPS Estimate
1.01Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)3.27
Shares Outstanding15,248,808
10 Day Avg. Volume124,458
30 Day Avg. Volume113,778
Financial Highlights & Ratios
PEG Ratio-5.35
Price to Book (P/B)3.53
Price to Sales (P/S)2.62
P/FCF Ratio7.03
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$112.50Price Target Upside35.07% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering4
EPS Forecast (FY)4.5
Revenue Forecast (FY)$607.57M
Bulls Say, Bears Say
Bulls Say
Strong Cash Generation And High Earnings QualityConsistent, high-quality cash conversion (FCF ≈97% of net income TTM) provides durable internal funding for loan growth, BaaS investment, and capital needs. Strong operating cash flow supports dividends, buybacks or M&A without relying on volatile market funding, improving resilience across cycles.
Conservative Balance Sheet And Low LeverageA very low debt-to-equity ratio (~0.10 TTM) and equity growth materially reduce solvency and liquidity risk, giving the bank flexibility to absorb deposit volatility, pursue BaaS-related asset acquisitions, and maintain regulatory headroom while supporting sustainable lending and partnership expansion.
Durable BaaS Platform Growth And DiversificationRapid BaaS revenue and client growth diversifies income away from net interest margins and creates sticky fee streams tied to partner platforms. Scale in cards, deposits and off-balance-sheet activity builds network effects, improving long-term unit economics and competitive positioning in fintech infrastructure.
Bears Say
Material Margin Compression Vs Prior YearsNet margin has fallen sharply from earlier peaks, indicating structural pressure on spreads or rising expense intensity. Sustained margin compression reduces retained earnings and ROE, constraining capital available for organic growth, BaaS investments, or excess-return initiatives over the medium term.
Declining Return On Equity And Efficiency HeadwindsA lower ROE versus prior periods signals reduced capital efficiency and potentially higher operating costs or lower yield on assets. If persistent, this can limit shareholder returns, pressure management to cut costs or slow growth, and weaken competitive capacity versus higher-return peers.
Execution And Regulatory Uncertainty Around BaaS AcquisitionPotential Evolve program acquisitions are structurally important but remain contingent on due diligence and regulatory sign-offs. Approval risk, integration complexity, and contingent liabilities could delay scale benefits, increase compliance costs, or lead to partial deals that dilute expected strategic upside.
Coastal Financial News
CCB FAQ
What was Coastal Financial Corporation’s price range in the past 12 months?
Coastal Financial Corporation lowest stock price was $66.50 and its highest was $120.05 in the past 12 months.
What is Coastal Financial Corporation’s market cap?
Coastal Financial Corporation’s market cap is $1.20B.
When is Coastal Financial Corporation’s upcoming earnings report date?
Coastal Financial Corporation’s upcoming earnings report date is Jul 29, 2026 which is in 10 days.
How were Coastal Financial Corporation’s earnings last quarter?
Coastal Financial Corporation released its earnings results on Apr 29, 2026. The company reported $0.78 earnings per share for the quarter, missing the consensus estimate of $1.038 by -$0.258.
Is Coastal Financial Corporation overvalued?
According to Wall Street analysts Coastal Financial Corporation’s price is currently Undervalued.
Does Coastal Financial Corporation pay dividends?
Coastal Financial Corporation does not currently pay dividends.
What is Coastal Financial Corporation’s EPS estimate?
Coastal Financial Corporation’s EPS estimate is 1.01.
How many shares outstanding does Coastal Financial Corporation have?
Coastal Financial Corporation has 15,248,808 shares outstanding.
What happened to Coastal Financial Corporation’s price movement after its last earnings report?
Coastal Financial Corporation reported an EPS of $0.78 in its last earnings report, missing expectations of $1.038. Following the earnings report the stock price went down -12.656%.
Which hedge fund is a major shareholder of Coastal Financial Corporation?
Currently, no hedge funds are holding shares in CCB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Coastal Financial Stock Smart Score
Underperform
1
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5
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7
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9
10
Analyst Consensus
Strong Buy
Average Price Target:
$112.50 (35.07% Upside)
$112.50 (35.07% Upside)
Blogger Sentiment
Neutral
CCB Sentiment 50%
Sector Average 64%
Sector Average 64%
Hedge Fund Trend
Decreased
By 406.9K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $21.8K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
46.28%
12-Months-Change
Fundamentals
Return on Equity
10.20%
Trailing 12-Months
Asset Growth
30.52%
Trailing 12-Months
Company Description
Coastal Financial Corporation
Coastal Financial Corporation functions as the parent company for Coastal Community Bank, providing a comprehensive suite of banking products and services. Its clientele includes small and medium-sized businesses, professionals, and individuals across the Puget Sound region of Washington. The bank offers various deposit options, such as checking and savings accounts, certificates of deposit, and money market accounts. Lending activities cover commercial and industrial needs, including term loans, Small Business Administration (SBA) loans, commercial lines of credit, and financing for working capital and equipment. Real estate lending encompasses owner-occupied and investment properties, multi-family residences, and construction and land development projects, alongside standard residential mortgages. Consumer loan products range from automobile, boat, and recreational vehicle financing to secured term loans and overdraft protection. Digital banking services include remote deposit capture, online and mobile access, and direct and reciprocal deposit services, complemented by debit cards. Furthermore, the company delivers specialized business accounts and cash management solutions, such as business checking and savings accounts and treasury services. A distinctive offering is its Banking as a Service (BaaS) platform, enabling broker-dealers and digital financial providers to extend banking capabilities to their own customers. Operating with 14 full-service banking locations, Coastal Financial Corporation was established in 1997 and is headquartered in Everett, Washington.
CCB Stock 12 Month Forecast
Average Price Target
$112.50
▲(35.07% Upside)
Technical Analysis
Ownership Overview
14.63% Insiders
23.28% Mutual Funds
0.18% Other Institutional Investors
49.47% Public Companies and
Individual Investors