Coastal Financial Corporation (CCB)
NASDAQ:CCB
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CCB Stock Chart & Stats
$83.29
-$0.53(-0.63%)
At close: 4:00 PM EST
$83.29
-$0.53(-0.63%)
Day’s Range― - ―
52-Week Range$66.50 - $120.05
Previous CloseN/A
Volume23.24K
Average Volume (3M)113.78K
Market Cap
$1.04B
Enterprise Value$1.04B
Total Cash (Recent Filing)$52.72M
Total Debt (Recent Filing)$52.87M
Price to Earnings (P/E)23.9
Beta1.07
Next Earnings
Aug 03, 2026Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)3.27
Shares Outstanding15,248,808
10 Day Avg. Volume124,458
30 Day Avg. Volume113,778
Financial Highlights & Ratios
PEG Ratio-5.37
Price to Book (P/B)3.53
Price to Sales (P/S)2.62
P/FCF Ratio7.03
Enterprise Value/Market Cap1.00
Enterprise Value/Revenue1.74
Enterprise Value/Gross Profit3.56
Enterprise Value/Ebitda15.50
Forecast
1Y Price Target
$106.25Price Target Upside27.57% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering4
EPS Forecast (FY)4.7
Revenue Forecast (FY)$604.25M
Bulls Say, Bears Say
Bulls Say
Conservative Balance SheetCoastal’s low leverage (debt-to-equity ~0.10 TTM) and materially larger equity base provide resilience to interest rate and credit shocks. The asset expansion to roughly $5.7B supports growth while conservative structure preserves capital flexibility for lending or strategic deals over the medium term.
Strong Cash GenerationFree cash flow closely tracking earnings (≈97% of net income TTM) and robust operating cash flow indicate high earnings quality and internal funding capacity. This durable cash conversion supports reinvestment, loan funding, and the ability to absorb volatility without relying heavily on external capital.
BaaS Strategic ExpansionA potential asset/deposit acquisition from Evolve would scale Coastal’s BaaS footprint and deepen fintech relationships, accelerating fee income and off-balance-sheet activity. If executed and integrated, this strengthens a differentiated revenue stream and embeds the bank within growing fintech payment ecosystems.
Bears Say
Margin CompressionNet margin has contracted substantially from earlier peaks, reflecting tighter spreads, higher funding or operating costs, or mix shifts. Sustained margin pressure materially limits return generation and constrains long-term profitability even as assets grow, requiring either higher yields or cost reductions to restore prior ROE.
Recent Revenue And EPS WeaknessNegative recent revenue and EPS growth point to near-term headwinds in core banking performance. Persistent declines would erode franchise momentum and could signal structural demand or pricing issues in lending and fee businesses that would be slow to reverse without strategic improvements.
Execution & Regulatory Risk In BaaS M&AThe planned Evolve asset/deposit transaction is non-binding and subject to regulatory sign-off. Integration and approval risk could delay or derail BaaS scale benefits, while elevated partner deposits and program complexity increase operational and compliance burdens that could strain resources if execution falters.
Coastal Financial News
CCB FAQ
What was Coastal Financial Corporation’s price range in the past 12 months?
Coastal Financial Corporation lowest stock price was $66.50 and its highest was $120.05 in the past 12 months.
What is Coastal Financial Corporation’s market cap?
Coastal Financial Corporation’s market cap is $1.04B.
When is Coastal Financial Corporation’s upcoming earnings report date?
Coastal Financial Corporation’s upcoming earnings report date is Aug 03, 2026 which is in 78 days.
How were Coastal Financial Corporation’s earnings last quarter?
Coastal Financial Corporation released its earnings results on Apr 29, 2026. The company reported $0.78 earnings per share for the quarter, missing the consensus estimate of $1.038 by -$0.258.
Is Coastal Financial Corporation overvalued?
According to Wall Street analysts Coastal Financial Corporation’s price is currently Undervalued.
Does Coastal Financial Corporation pay dividends?
Coastal Financial Corporation does not currently pay dividends.
What is Coastal Financial Corporation’s EPS estimate?
Coastal Financial Corporation’s EPS estimate is 1.
How many shares outstanding does Coastal Financial Corporation have?
Coastal Financial Corporation has 15,248,808 shares outstanding.
What happened to Coastal Financial Corporation’s price movement after its last earnings report?
Coastal Financial Corporation reported an EPS of $0.78 in its last earnings report, missing expectations of $1.038. Following the earnings report the stock price went down -12.656%.
Which hedge fund is a major shareholder of Coastal Financial Corporation?
Currently, no hedge funds are holding shares in CCB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Coastal Financial Stock Smart Score
Underperform
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10
Analyst Consensus
Strong Buy
Average Price Target:
$106.25 (27.57% Upside)
$106.25 (27.57% Upside)
Blogger Sentiment
Bullish
CCB Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 7.0K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $21.8K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
46.28%
12-Months-Change
Fundamentals
Return on Equity
10.20%
Trailing 12-Months
Asset Growth
30.52%
Trailing 12-Months
Company Description
Coastal Financial Corporation
Coastal Financial Corporation operates as the bank holding company for Coastal Community Bank that provides various banking products and services to small to medium-sized businesses, professionals, and individuals in the Puget Sound region in Washington. It accepts a range of deposit products, including demand and savings accounts, time deposits, and money market accounts. The company offers commercial and industrial loans, including term loans, small business administration loans, commercial lines of credit, working capital loans, equipment financing, borrowing base loans, and other loan products; owner-occupied and non-owner-occupied real estate loans, and multi-family residential loans; construction and land development loans; residential real estate loans; and consumer and other loans, including automobile, boat and recreational vehicle, and secured term loans, as well as overdraft protection. It also provides remote deposit capture, online and mobile banking, and direct and reciprocal deposit services, as well as debit cards. In addition, the company offers business accounts and cash management services, including business checking and savings accounts, and treasury services, as well as banking as a service (BaaS), a platform that allows broker dealers and digital financial service providers to offer their clients banking services. It operates 14 full-service banking locations. Coastal Financial Corporation was founded in 1997 and is headquartered in Everett, Washington.
CCB Stock 12 Month Forecast
Average Price Target
$106.25
▲(27.57% Upside)
Technical Analysis
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Ownership Overview
15.07% Insiders
23.64% Mutual Funds
36.71% Other Institutional Investors
13.08% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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