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Coastal Financial Corporation (CCB)
NASDAQ:CCB
CCB Stock Chart & Stats
$74.80
-$0.53(-0.63%)
At close: 4:00 PM EST
$74.80
-$0.53(-0.63%)
Day’s Range― - ―
52-Week Range$70.72 - $120.05
Previous CloseN/A
Volume23.24K
Average Volume (3M)113.78K
Market Cap
$1.14B
Enterprise Value$1.16B
Total Cash (Recent Filing)$34.27M
Total Debt (Recent Filing)$58.00M
Price to Earnings (P/E)24.6
Beta1.12
Next Earnings
May 04, 2026EPS Estimate
1.03Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.82
Shares Outstanding15,208,963
10 Day Avg. Volume124,458
30 Day Avg. Volume113,778
Financial Highlights & Ratios
PEG Ratio-5.37
Price to Book (P/B)3.53
Price to Sales (P/S)2.62
P/FCF Ratio-1.16K
Enterprise Value/Market Cap1.02
Enterprise Value/Revenue2.08
Enterprise Value/Gross Profit4.74
Enterprise Value/Ebitda17.54
Forecast
1Y Price Target
$135.00Price Target Upside80.48% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)5.81
Revenue Forecast (FY)$649.90M
Bulls Say, Bears Say
Bulls Say
Low Leverage / Strong CapitalVery low leverage materially improves resilience and regulatory buffers, allowing the bank to support loan growth, absorb credit losses and invest in BaaS initiatives without relying on external debt. A stronger capital base increases strategic optionality and reduces refinancing risk over the medium term.
Scaling BaaS (CCBX) FranchiseRapidly growing BaaS metrics show durable diversification: fee-generating deposits, card accounts and large debit card base create recurring revenue, partner lock-in and network effects. A scalable CCBX platform can sustain fee income through cycles and reduce reliance on interest margins long term.
Accelerating Revenue GrowthA sharp pickup in revenue growth with positive operating margins indicates demand across lending, deposits and BaaS offerings. Sustainable top-line expansion supports reinvestment in technology and product expansion, improving long-run earnings power even as margins normalize from past peaks.
Bears Say
Cash Flow DeteriorationThe swing to negative operating/free cash flow undermines earnings quality and raises the risk of timing or working-capital issues. Persistent cash generation weakness would limit internal funding for growth, capital returns or reserves, increasing sensitivity to credit stress or volatile funding conditions.
Margin CompressionSubstantial margin erosion over several years signals structural pressure on profitability, driven by revenue mix shifts and higher operating costs. Sustained lower margins constrain ROE and reduce the firm's ability to scale profits from revenue growth without further efficiency gains or pricing power improvements.
Revenue Mix & Expense HeadwindsA decline in specific revenue streams and rising noninterest expense creates earnings volatility and shows reliance on a few fee sources. If credit-enhancement income remains weak or expenses stay elevated from investments, restoring prior EPS and margin levels will require successful execution and time.
Coastal Financial News
CCB FAQ
What was Coastal Financial Corporation’s price range in the past 12 months?
Coastal Financial Corporation lowest stock price was $70.72 and its highest was $120.05 in the past 12 months.
What is Coastal Financial Corporation’s market cap?
Coastal Financial Corporation’s market cap is $1.14B.
When is Coastal Financial Corporation’s upcoming earnings report date?
Coastal Financial Corporation’s upcoming earnings report date is May 04, 2026 which is in 62 days.
How were Coastal Financial Corporation’s earnings last quarter?
Coastal Financial Corporation released its earnings results on Jan 29, 2026. The company reported $0.82 earnings per share for the quarter, missing the consensus estimate of $1.017 by -$0.197.
Is Coastal Financial Corporation overvalued?
According to Wall Street analysts Coastal Financial Corporation’s price is currently Undervalued.
Does Coastal Financial Corporation pay dividends?
Coastal Financial Corporation does not currently pay dividends.
What is Coastal Financial Corporation’s EPS estimate?
Coastal Financial Corporation’s EPS estimate is 1.03.
How many shares outstanding does Coastal Financial Corporation have?
Coastal Financial Corporation has 15,208,963 shares outstanding.
What happened to Coastal Financial Corporation’s price movement after its last earnings report?
Coastal Financial Corporation reported an EPS of $0.82 in its last earnings report, missing expectations of $1.017. Following the earnings report the stock price went down -0.139%.
Which hedge fund is a major shareholder of Coastal Financial Corporation?
Currently, no hedge funds are holding shares in CCB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Coastal Financial Stock Smart Score
Underperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$135.00 (80.48% Upside)
$135.00 (80.48% Upside)
Blogger Sentiment
Bullish
CCB Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 7.0K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $1.2M over
the Last 3 Months
the Last 3 Months
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
46.28%
12-Months-Change
Fundamentals
Return on Equity
11.82%
Trailing 12-Months
Asset Growth
11.98%
Trailing 12-Months
Company Description
Coastal Financial Corporation
Coastal Financial Corporation operates as the bank holding company for Coastal Community Bank that provides various banking products and services to small to medium-sized businesses, professionals, and individuals in the Puget Sound region in Washington. It accepts a range of deposit products, including demand and savings accounts, time deposits, and money market accounts. The company offers commercial and industrial loans, including term loans, small business administration loans, commercial lines of credit, working capital loans, equipment financing, borrowing base loans, and other loan products; owner-occupied and non-owner-occupied real estate loans, and multi-family residential loans; construction and land development loans; residential real estate loans; and consumer and other loans, including automobile, boat and recreational vehicle, and secured term loans, as well as overdraft protection. It also provides remote deposit capture, online and mobile banking, and direct and reciprocal deposit services, as well as debit cards. In addition, the company offers business accounts and cash management services, including business checking and savings accounts, and treasury services, as well as banking as a service (BaaS), a platform that allows broker dealers and digital financial service providers to offer their clients banking services. It operates 14 full-service banking locations. Coastal Financial Corporation was founded in 1997 and is headquartered in Everett, Washington.
CCB Stock 12 Month Forecast
Average Price Target
$135.00
▲(80.48% Upside)
Technical Analysis
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Ownership Overview
14.92% Insiders
24.21% Mutual Funds
32.39% Other Institutional Investors
16.92% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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