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CCB Stock Chart & Stats
$72.19
$0.78(1.09%)
At close: 4:00 PM EDT
$72.19
$0.78(1.09%)
Day’s Range― - ―
52-Week Range$36.61 - $120.05
Previous Close$72.19
Volume179.94K
Average Volume (3M)113.78K
Market Cap
$691.38M
Enterprise Value$1.19K
Total Cash (Recent Filing)$48.12M
Total Debt (Recent Filing)$52.63M
Price to Earnings (P/E)―
Beta1.06
Next Earnings
Oct 22, 2026EPS Estimate
0.98Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-0.25
Shares Outstanding15,286,327
10 Day Avg. Volume124,458
30 Day Avg. Volume113,778
Financial Highlights & Ratios
PEG Ratio-5.35
Price to Book (P/B)3.53
Price to Sales (P/S)2.62
P/FCF Ratio7.03
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda>-0.01
Forecast
1Y Price Target
$50.00Price Target Upside-30.74% Downside
Rating ConsensusStrong Buy
Number of Analyst Covering3
EPS Forecast (FY)1.96
Revenue Forecast (FY)$621.48M
Bulls Say, Bears Say
Bulls Say
Cash GenerationCoastal reports very strong operating and free cash flow (free cash flow up ~5.9% and nearly matching net income). Robust cash conversion provides enduring liquidity for lending, partner programs, and loss absorption, supporting strategic flexibility even if earnings episodically weaken.
Conservative LeverageA low debt-to-equity ratio (~0.11) and a growing equity base give Coastal durable balance-sheet flexibility. Conservative leverage reduces solvency risk, enables continued lending and BaaS expansion without immediate capital raises, and improves capacity to absorb credit or partner shocks over the medium term.
BaaS Growth And Higher NIMMaterial growth in BaaS income, a 19.2% revenue lift and a higher NIM reflect durable revenue diversification and a higher-yielding asset mix. Expanded partner-driven lending and off-balance sweep structures can sustainably boost fee and interest margins as programs scale, improving underlying earnings potential.
Bears Say
TTM Profitability DeteriorationDespite top-line growth, a TTM net loss and negative net margin signal weakening earnings quality. Persistent margin pressure—from provisions, valuation adjustments, or partner economics—would erode ROE and limit capital accumulation, making it harder to fund growth without raising pricing or capital.
Counterparty / Concentration RiskA large valuation adjustment and material provision linked to one non-public partner reveal concentration and counterparty risk in the BaaS model. As Coastal expands partner programs and off-balance-sheet activity, single-counterparty losses can produce outsized volatility in provisions and earnings over several quarters.
CFO Turnover & Execution RiskDeparture of the CFO during a strategic shift raises execution and reporting risk. An interim appointment adds continuity, but a prolonged search or transition could disrupt financial oversight, partner confidence, and timely implementation of off-balance-sheet and risk-management changes over the medium term.
Coastal Financial News
CCB FAQ
What was Coastal Financial Corporation’s price range in the past 12 months?
Coastal Financial Corporation lowest stock price was $36.61 and its highest was $120.05 in the past 12 months.
What is Coastal Financial Corporation’s market cap?
Coastal Financial Corporation’s market cap is $691.38M.
When is Coastal Financial Corporation’s upcoming earnings report date?
Coastal Financial Corporation’s upcoming earnings report date is Oct 22, 2026 which is in 71 days.
How were Coastal Financial Corporation’s earnings last quarter?
Coastal Financial Corporation released its earnings results on Jul 30, 2026. The company reported -$2.76 earnings per share for the quarter, missing the consensus estimate of $1.009 by -$3.769.
Is Coastal Financial Corporation overvalued?
According to Wall Street analysts Coastal Financial Corporation’s price is currently Overvalued.
Does Coastal Financial Corporation pay dividends?
Coastal Financial Corporation does not currently pay dividends.
What is Coastal Financial Corporation’s EPS estimate?
Coastal Financial Corporation’s EPS estimate is 0.98.
How many shares outstanding does Coastal Financial Corporation have?
Coastal Financial Corporation has 15,286,327 shares outstanding.
What happened to Coastal Financial Corporation’s price movement after its last earnings report?
Coastal Financial Corporation reported an EPS of -$2.76 in its last earnings report, missing expectations of $1.009. Following the earnings report the stock price went down -43.518%.
Which hedge fund is a major shareholder of Coastal Financial Corporation?
Currently, no hedge funds are holding shares in CCB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Coastal Financial Stock Smart Score
Neutral
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10
Analyst Consensus
Strong Buy
Average Price Target:
$50.00 (-30.74% Downside)
$50.00 (-30.74% Downside)
Blogger Sentiment
Neutral
CCB Sentiment 60%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 406.9K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $636.4K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
46.28%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
21.77%
Trailing 12-Months
Company Description
Coastal Financial Corporation
Coastal Financial Corporation functions as the parent company for Coastal Community Bank, providing a comprehensive suite of banking products and services. Its clientele includes small and medium-sized businesses, professionals, and individuals across the Puget Sound region of Washington. The bank offers various deposit options, such as checking and savings accounts, certificates of deposit, and money market accounts. Lending activities cover commercial and industrial needs, including term loans, Small Business Administration (SBA) loans, commercial lines of credit, and financing for working capital and equipment. Real estate lending encompasses owner-occupied and investment properties, multi-family residences, and construction and land development projects, alongside standard residential mortgages. Consumer loan products range from automobile, boat, and recreational vehicle financing to secured term loans and overdraft protection. Digital banking services include remote deposit capture, online and mobile access, and direct and reciprocal deposit services, complemented by debit cards. Furthermore, the company delivers specialized business accounts and cash management solutions, such as business checking and savings accounts and treasury services. A distinctive offering is its Banking as a Service (BaaS) platform, enabling broker-dealers and digital financial providers to extend banking capabilities to their own customers. Operating with 14 full-service banking locations, Coastal Financial Corporation was established in 1997 and is headquartered in Everett, Washington.
CCB Company Deck
CCB Earnings Call
Q2 2026
0:00 / 0:00
CCB Stock 12 Month Forecast
Average Price Target
$50.00
▼(-30.74% Downside)
Technical Analysis
Ownership Overview
14.87% Insiders
23.28% Mutual Funds
8.28% Other Institutional Investors
41.43% Public Companies and
Individual Investors