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CCB Stock Chart & Stats
$83.29
-$0.53(-0.63%)
At close: 4:00 PM EST
$83.29
-$0.53(-0.63%)
Day’s Range― - ―
52-Week Range$66.50 - $120.05
Previous CloseN/A
Volume23.24K
Average Volume (3M)113.78K
Market Cap
$1.20B
Enterprise Value$1.17K
Total Cash (Recent Filing)$52.72M
Total Debt (Recent Filing)$52.87M
Price to Earnings (P/E)23.9
Beta1.03
Next Earnings
Jul 29, 2026EPS Estimate
1.01Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)3.27
Shares Outstanding15,248,808
10 Day Avg. Volume124,458
30 Day Avg. Volume113,778
Financial Highlights & Ratios
PEG Ratio-5.35
Price to Book (P/B)3.53
Price to Sales (P/S)2.62
P/FCF Ratio7.03
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$112.50Price Target Upside35.07% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering4
EPS Forecast (FY)4.5
Revenue Forecast (FY)$607.57M
Bulls Say, Bears Say
Bulls Say
Conservative Balance SheetCoastal's low leverage (debt-to-equity ~0.10) and materially expanded equity/assets provide a durable capital cushion. This conservative funding profile supports lending, BaaS growth and regulatory resilience, reducing insolvency risk and enabling strategic deployments over the next several quarters.
Strong Cash GenerationVery high cash conversion (FCF ~97% of net income) and robust TTM operating cash flow signal sustainable internal funding. Reliable cash generation supports organic growth, compliance spending, BaaS reinvestment and potential M&A without over-reliance on volatile capital markets.
BaaS Momentum & ScaleRapid BaaS expansion is structural: rising partner deposits, 22.3% program income growth and millions of fee-earning cards create recurring fee streams and cross-sell opportunities. Scale in BaaS strengthens competitive position, diversifies revenue away from interest spreads long-term.
Bears Say
Margin CompressionProfitability has meaningfully compressed versus prior years, cutting net margins and ROE. If narrower spreads, higher funding costs or elevated operating expenses persist, this structural margin erosion could constrain retained earnings, capital build and long-term profitability.
Acquisition/Regulatory UncertaintyA strategic acquisition of Evolve programs would materially expand BaaS scale but is contingent on due diligence and regulatory signoffs. Regulatory friction or failed integration would delay expected revenue synergies, raise costs and create execution risk for the firm's growth strategy.
Deposit Concentration & Operational RiskHeavy concentration of partner-driven deposits and elevated uninsured balances, plus large sweep/off-balance activity, increase liquidity and operational sensitivity to partner behavior. Persistent reliance on these flows could amplify funding volatility and compliance/operational complexity.
Coastal Financial News
CCB FAQ
What was Coastal Financial Corporation’s price range in the past 12 months?
Coastal Financial Corporation lowest stock price was $66.50 and its highest was $120.05 in the past 12 months.
What is Coastal Financial Corporation’s market cap?
Coastal Financial Corporation’s market cap is $1.20B.
When is Coastal Financial Corporation’s upcoming earnings report date?
Coastal Financial Corporation’s upcoming earnings report date is Jul 29, 2026 which is in 8 days.
How were Coastal Financial Corporation’s earnings last quarter?
Coastal Financial Corporation released its earnings results on Apr 29, 2026. The company reported $0.78 earnings per share for the quarter, missing the consensus estimate of $1.038 by -$0.258.
Is Coastal Financial Corporation overvalued?
According to Wall Street analysts Coastal Financial Corporation’s price is currently Undervalued.
Does Coastal Financial Corporation pay dividends?
Coastal Financial Corporation does not currently pay dividends.
What is Coastal Financial Corporation’s EPS estimate?
Coastal Financial Corporation’s EPS estimate is 1.01.
How many shares outstanding does Coastal Financial Corporation have?
Coastal Financial Corporation has 15,248,808 shares outstanding.
What happened to Coastal Financial Corporation’s price movement after its last earnings report?
Coastal Financial Corporation reported an EPS of $0.78 in its last earnings report, missing expectations of $1.038. Following the earnings report the stock price went down -12.656%.
Which hedge fund is a major shareholder of Coastal Financial Corporation?
Currently, no hedge funds are holding shares in CCB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Coastal Financial Stock Smart Score
Underperform
1
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5
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7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
$112.50 (35.07% Upside)
$112.50 (35.07% Upside)
Blogger Sentiment
Neutral
CCB Sentiment 50%
Sector Average 63%
Sector Average 63%
Hedge Fund Trend
Decreased
By 406.9K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $21.8K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
46.28%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
30.52%
Trailing 12-Months
Company Description
Coastal Financial Corporation
Coastal Financial Corporation functions as the parent company for Coastal Community Bank, providing a comprehensive suite of banking products and services. Its clientele includes small and medium-sized businesses, professionals, and individuals across the Puget Sound region of Washington. The bank offers various deposit options, such as checking and savings accounts, certificates of deposit, and money market accounts. Lending activities cover commercial and industrial needs, including term loans, Small Business Administration (SBA) loans, commercial lines of credit, and financing for working capital and equipment. Real estate lending encompasses owner-occupied and investment properties, multi-family residences, and construction and land development projects, alongside standard residential mortgages. Consumer loan products range from automobile, boat, and recreational vehicle financing to secured term loans and overdraft protection. Digital banking services include remote deposit capture, online and mobile access, and direct and reciprocal deposit services, complemented by debit cards. Furthermore, the company delivers specialized business accounts and cash management solutions, such as business checking and savings accounts and treasury services. A distinctive offering is its Banking as a Service (BaaS) platform, enabling broker-dealers and digital financial providers to extend banking capabilities to their own customers. Operating with 14 full-service banking locations, Coastal Financial Corporation was established in 1997 and is headquartered in Everett, Washington.
CCB Stock 12 Month Forecast
Average Price Target
$112.50
▲(35.07% Upside)
Technical Analysis
Ownership Overview
14.63% Insiders
23.28% Mutual Funds
1.09% Other Institutional Investors
48.56% Public Companies and
Individual Investors