Education
About Us
Working with TipRanks
Follow Us
Coastal Financial Corporation (CCB)
NASDAQ:CCB
CCB Stock Chart & Stats
$74.36
-$0.53(-0.63%)
At close: 4:00 PM EST
$74.36
-$0.53(-0.63%)
Day’s Range― - ―
52-Week Range$70.72 - $120.05
Previous CloseN/A
Volume23.24K
Average Volume (3M)113.78K
Market Cap
$1.13B
Enterprise Value$1.15B
Total Cash (Recent Filing)$34.27M
Total Debt (Recent Filing)$58.00M
Price to Earnings (P/E)36.8
Beta1.09
Next Earnings
May 04, 2026EPS Estimate
1.03Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.82
Shares Outstanding15,208,963
10 Day Avg. Volume124,458
30 Day Avg. Volume113,778
Financial Highlights & Ratios
PEG Ratio-5.37
Price to Book (P/B)3.53
Price to Sales (P/S)2.62
P/FCF Ratio7.03
Enterprise Value/Market Cap1.02
Enterprise Value/Revenue2.08
Enterprise Value/Gross Profit4.73
Enterprise Value/Ebitda17.48
Forecast
1Y Price Target
$135.00Price Target Upside81.55% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)5.81
Revenue Forecast (FY)$649.90M
Bulls Say, Bears Say
Bulls Say
Conservative Balance SheetA materially lower debt-to-equity and meaningful equity growth improve capital resilience and regulatory flexibility. That conservative leverage reduces refinancing risk, supports lending capacity and loss-absorbing ability, and underpins durable stability through economic cycles.
Expanding BaaS / CCBX FranchiseRapid growth in fintech-driven deposits, cards and off-balance-sheet accounts strengthens recurring fee streams and scale advantages in BaaS. Platform expansion diversifies revenue beyond net interest margins and builds sticky client relationships that support durable fee generation.
Stronger Board Tech OversightAdding an experienced fintech director enhances governance over platform strategy, risk and technology investments. Improved board-level expertise should accelerate product development discipline, oversight of BaaS risks, and alignment of tech initiatives with long-term growth objectives.
Bears Say
Cash Flow DeteriorationA swing to slightly negative operating and free cash flow signals weaker cash conversion and raises quality-of-earnings concerns. Persistent or recurring cash deficits would constrain internal funding for loan growth, tech investment, and capital returns, increasing reliance on external financing.
Margin CompressionSustained margin compression reduces earnings power and limits reinvestment capacity. If higher noninterest expense and lower credit-enhancement revenue persist, return on equity could remain pressured despite equity growth, making sustained profitability dependent on restoring margins or scaling higher-margin activities.
Earnings & Liquidity Volatility From Balance-Sheet ActionsLarge loan sales and deposit sweeps can boost near-term liquidity and income but may mask core lending growth and create volatile revenue timing. Repeated reliance on such actions risks unpredictability in net interest income and loan servicing economics, complicating sustainable earnings visibility.
Coastal Financial News
CCB FAQ
What was Coastal Financial Corporation’s price range in the past 12 months?
Coastal Financial Corporation lowest stock price was $70.72 and its highest was $120.05 in the past 12 months.
What is Coastal Financial Corporation’s market cap?
Coastal Financial Corporation’s market cap is $1.13B.
When is Coastal Financial Corporation’s upcoming earnings report date?
Coastal Financial Corporation’s upcoming earnings report date is May 04, 2026 which is in 41 days.
How were Coastal Financial Corporation’s earnings last quarter?
Coastal Financial Corporation released its earnings results on Jan 29, 2026. The company reported $0.82 earnings per share for the quarter, missing the consensus estimate of $1.017 by -$0.197.
Is Coastal Financial Corporation overvalued?
According to Wall Street analysts Coastal Financial Corporation’s price is currently Undervalued.
Does Coastal Financial Corporation pay dividends?
Coastal Financial Corporation does not currently pay dividends.
What is Coastal Financial Corporation’s EPS estimate?
Coastal Financial Corporation’s EPS estimate is 1.03.
How many shares outstanding does Coastal Financial Corporation have?
Coastal Financial Corporation has 15,208,963 shares outstanding.
What happened to Coastal Financial Corporation’s price movement after its last earnings report?
Coastal Financial Corporation reported an EPS of $0.82 in its last earnings report, missing expectations of $1.017. Following the earnings report the stock price went down -0.139%.
Which hedge fund is a major shareholder of Coastal Financial Corporation?
Currently, no hedge funds are holding shares in CCB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Coastal Financial Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$135.00 (81.55% Upside)
$135.00 (81.55% Upside)
Blogger Sentiment
Bullish
CCB Sentiment 100%
Sector Average 68%
Sector Average 68%
Hedge Fund Trend
Decreased
By 7.0K Shares
Last Quarter.
Last Quarter.
Technicals
SMA
Positive
20 days / 200 days
Momentum
46.28%
12-Months-Change
Fundamentals
Return on Equity
10.01%
Trailing 12-Months
Asset Growth
15.03%
Trailing 12-Months
Company Description
Coastal Financial Corporation
Coastal Financial Corporation operates as the bank holding company for Coastal Community Bank that provides various banking products and services to small to medium-sized businesses, professionals, and individuals in the Puget Sound region in Washington. It accepts a range of deposit products, including demand and savings accounts, time deposits, and money market accounts. The company offers commercial and industrial loans, including term loans, small business administration loans, commercial lines of credit, working capital loans, equipment financing, borrowing base loans, and other loan products; owner-occupied and non-owner-occupied real estate loans, and multi-family residential loans; construction and land development loans; residential real estate loans; and consumer and other loans, including automobile, boat and recreational vehicle, and secured term loans, as well as overdraft protection. It also provides remote deposit capture, online and mobile banking, and direct and reciprocal deposit services, as well as debit cards. In addition, the company offers business accounts and cash management services, including business checking and savings accounts, and treasury services, as well as banking as a service (BaaS), a platform that allows broker dealers and digital financial service providers to offer their clients banking services. It operates 14 full-service banking locations. Coastal Financial Corporation was founded in 1997 and is headquartered in Everett, Washington.
CCB Stock 12 Month Forecast
Average Price Target
$135.00
▲(81.55% Upside)
Technical Analysis
Lakeland Financial
―
Pathward Financial
―
Live Oak Bancshares
―
Stellar Bancorp
―
Columbia Financial
―
Ownership Overview
15.12% Insiders
24.26% Mutual Funds
32.21% Other Institutional Investors
17.37% Public Companies and
Individual Investors
Options Prices
Currently, No data available
---