Coastal Financial Corporation (CCB)
NASDAQ:CCB
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CCB Stock Chart & Stats
$83.29
-$0.53(-0.63%)
At close: 4:00 PM EST
$83.29
-$0.53(-0.63%)
Day’s Range― - ―
52-Week Range$66.50 - $120.05
Previous CloseN/A
Volume23.24K
Average Volume (3M)113.78K
Market Cap
$1.07B
Enterprise Value$1.09B
Total Cash (Recent Filing)$52.72M
Total Debt (Recent Filing)$52.87M
Price to Earnings (P/E)21.5
Beta1.06
Next Earnings
Jul 29, 2026Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)3.27
Shares Outstanding15,248,808
10 Day Avg. Volume124,458
30 Day Avg. Volume113,778
Financial Highlights & Ratios
PEG Ratio-5.37
Price to Book (P/B)3.53
Price to Sales (P/S)2.62
P/FCF Ratio7.03
Enterprise Value/Market Cap1.01
Enterprise Value/Revenue1.81
Enterprise Value/Gross Profit3.70
Enterprise Value/Ebitda16.12
Forecast
1Y Price Target
$106.25Price Target Upside27.57% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering4
EPS Forecast (FY)4.7
Revenue Forecast (FY)$604.25M
Bulls Say, Bears Say
Bulls Say
Conservative Balance SheetLow leverage and sizable equity growth materially reduce solvency risk and give management capacity to fund lending, BaaS programs, or acquisitions without heavy external financing. This capital flexibility supports durable growth and resilience through economic cycles over the next 2–6 months.
Strong Cash GenerationHigh and consistent free cash flow (roughly matching net income) signals earnings quality and internal funding for technology, compliance, or partner onboarding. Reliable cash generation lowers refinancing risk and enables reinvestment or capital return strategies over a multi-month horizon.
Growing BaaS Scale And PartnershipsRapid BaaS expansion and rising partner activity indicate scalable, fee-based revenue and network effects (cards, deposits, off-balance loans). Platform scale improves unit economics and creates durable switching costs with fintech partners, supporting structural revenue diversification over months.
Bears Say
Material Margin CompressionA sharp, sustained decline in net margins reduces earnings power and the bank's ability to self-fund growth. If margin pressure persists—due to competition, funding costs, or lower loan spreads—it will constrain ROE and capital build over the medium term, limiting strategic optionality.
Moderating Returns On EquityDeclining ROE signals lower capital efficiency versus recent years, which can slow internal capital accumulation and temper the pace of organic growth or share-return policies. Persistently weaker ROE can force trade-offs between growth investments and profitability restoration.
Execution And Regulatory Uncertainty On BaaS DealsPotential asset/deposit acquisitions in BaaS are conditional and face regulatory review and integration risk. Delays, approval challenges, or failed transfers would limit near-term scale gains and could raise integration costs or distract management from organic platform execution over the coming months.
Coastal Financial News
CCB FAQ
What was Coastal Financial Corporation’s price range in the past 12 months?
Coastal Financial Corporation lowest stock price was $66.50 and its highest was $120.05 in the past 12 months.
What is Coastal Financial Corporation’s market cap?
Coastal Financial Corporation’s market cap is $1.07B.
When is Coastal Financial Corporation’s upcoming earnings report date?
Coastal Financial Corporation’s upcoming earnings report date is Jul 29, 2026 which is in 52 days.
How were Coastal Financial Corporation’s earnings last quarter?
Coastal Financial Corporation released its earnings results on Apr 29, 2026. The company reported $0.78 earnings per share for the quarter, missing the consensus estimate of $1.038 by -$0.258.
Is Coastal Financial Corporation overvalued?
According to Wall Street analysts Coastal Financial Corporation’s price is currently Undervalued.
Does Coastal Financial Corporation pay dividends?
Coastal Financial Corporation does not currently pay dividends.
What is Coastal Financial Corporation’s EPS estimate?
Coastal Financial Corporation’s EPS estimate is 1.
How many shares outstanding does Coastal Financial Corporation have?
Coastal Financial Corporation has 15,248,808 shares outstanding.
What happened to Coastal Financial Corporation’s price movement after its last earnings report?
Coastal Financial Corporation reported an EPS of $0.78 in its last earnings report, missing expectations of $1.038. Following the earnings report the stock price went down -12.656%.
Which hedge fund is a major shareholder of Coastal Financial Corporation?
Currently, no hedge funds are holding shares in CCB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Coastal Financial Stock Smart Score
Underperform
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Analyst Consensus
Strong Buy
Average Price Target:
$106.25 (27.57% Upside)
$106.25 (27.57% Upside)
Blogger Sentiment
Neutral
CCB Sentiment 50%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 406.9K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $21.8K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
46.28%
12-Months-Change
Fundamentals
Return on Equity
10.20%
Trailing 12-Months
Asset Growth
30.52%
Trailing 12-Months
Company Description
Coastal Financial Corporation
Coastal Financial Corporation operates as the bank holding company for Coastal Community Bank that provides various banking products and services to small to medium-sized businesses, professionals, and individuals in the Puget Sound region in Washington. It accepts a range of deposit products, including demand and savings accounts, time deposits, and money market accounts. The company offers commercial and industrial loans, including term loans, small business administration loans, commercial lines of credit, working capital loans, equipment financing, borrowing base loans, and other loan products; owner-occupied and non-owner-occupied real estate loans, and multi-family residential loans; construction and land development loans; residential real estate loans; and consumer and other loans, including automobile, boat and recreational vehicle, and secured term loans, as well as overdraft protection. It also provides remote deposit capture, online and mobile banking, and direct and reciprocal deposit services, as well as debit cards. In addition, the company offers business accounts and cash management services, including business checking and savings accounts, and treasury services, as well as banking as a service (BaaS), a platform that allows broker dealers and digital financial service providers to offer their clients banking services. It operates 14 full-service banking locations. Coastal Financial Corporation was founded in 1997 and is headquartered in Everett, Washington.
CCB Stock 12 Month Forecast
Average Price Target
$106.25
▲(27.57% Upside)
Technical Analysis
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Ownership Overview
14.63% Insiders
22.87% Mutual Funds
36.71% Other Institutional Investors
14.21% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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