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Total Valuation
1St Source has a market cap or net worth of $2.12B. The enterprise value is $2.23K.
Market Cap$2.12B
Enterprise Value$2.23K
Share Statistics
1St Source has 24,081,825 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding24,081,825
Owned by Insiders38.97%
Owned by Institutions24.07%
Financial Efficiency
1St Source’s return on equity (ROE) is 0.12 and return on invested capital (ROIC) is 8.60%.
Return on Equity (ROE)0.12
Return on Assets (ROA)0.02
Return on Invested Capital (ROIC)8.60%
Return on Capital Employed (ROCE)0.02
Revenue Per Employee504.20K
Profits Per Employee132.99K
Employee Count1,190
Asset Turnover0.07
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of 1St Source is 12.7. 1St Source’s PEG ratio is 0.47.
PE Ratio12.7
PS Ratio2.54
PB Ratio1.20
Price to Fair Value1.20
Price to FCF7.15
Price to Operating Cash Flow9.89
PEG Ratio0.47
Income Statement
In the last 12 months, 1St Source had revenue of 600.00M and earned 158.27M in profits. Earnings per share was 6.46.
Revenue600.00M
Gross Profit421.93M
Operating Income205.09M
Pretax Income204.38M
Net Income158.27M
EBITDA214.03M
Earnings Per Share (EPS)6.46
Cash Flow
In the last 12 months, operating cash flow was 216.37M and capital expenditures 2.38M, giving a free cash flow of 218.74M billion.
Operating Cash Flow216.37M
Free Cash Flow218.74M
Free Cash Flow per Share9.08
Dividends & Yields
1St Source pays an annual dividend of $0.45, resulting in a dividend yield of 1.9%
Dividend Per Share$0.45
Dividend Yield1.9%
Payout Ratio23.13%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.65
52-Week Price Change45.77%
50-Day Moving Average82.06
200-Day Moving Average70.51
Relative Strength Index (RSI)61.92
Average Volume (3m)145.22K
Important Dates
1St Source upcoming earnings date is Oct 22, 2026, After Close (Confirmed).
Last Earnings DateJul 23, 2026
Next Earnings DateOct 22, 2026
Ex-Dividend Date―
Financial Position
1St Source as a current ratio of 12.62, with Debt / Equity ratio of 22.46%
Current Ratio12.62
Quick Ratio12.62
Debt to Market Cap0.22
Net Debt to EBITDA1.27
Interest Coverage Ratio1.23
Taxes
In the past 12 months, 1St Source has paid 46.12M in taxes.
Income Tax46.12M
Effective Tax Rate0.23
Enterprise Valuation
1St Source EV to EBITDA ratio is 8.39, with an EV/FCF ratio of 8.43.
EV to Sales2.99
EV to EBITDA8.39
EV to Free Cash Flow8.43
EV to Operating Cash Flow8.05
Balance Sheet
1St Source has $1.60B in cash and marketable securities with $294.28M in debt, giving a net cash position of $1.30B billion.
Cash & Marketable Securities$1.60B
Total Debt$294.28M
Net Cash$1.30B
Net Cash Per Share$54.02
Tangible Book Value Per Share$50.60
Margins
Gross margin is 72.81%, with operating margin of 34.18%, and net profit margin of 26.38%.
Gross Margin72.81%
Operating Margin34.18%
Pretax Margin34.06%
Net Profit Margin26.38%
EBITDA Margin35.67%
EBIT Margin34.18%
Analyst Forecast
The average price target for 1St Source is $89.67, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$89.67
Price Target Upside4.46% Upside
Analyst ConsensusModerate Buy
Analyst Count3
Revenue Growth Forecast4.24%
EPS Growth Forecast21.67%