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1St Source (SRCE)
NASDAQ:SRCE
Total Valuation
1St Source has a market cap or net worth of $1.45B. The enterprise value is $1.66B.
Market Cap$1.45B
Enterprise Value$1.66B
Share Statistics
1St Source has 24,434,704 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding24,434,704
Owned by Insiders37.45%
Owned by Institutions1.87%
Financial Efficiency
1St Source’s return on equity (ROE) is 0.12 and return on invested capital (ROIC) is 7.79%.
Return on Equity (ROE)0.12
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)7.79%
Return on Capital Employed (ROCE)0.12
Revenue Per Employee473.30K
Profits Per Employee110.06K
Employee Count1,205
Asset Turnover0.06
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of 1St Source is 9.7. 1St Source’s PEG ratio is 1.64.
PE Ratio9.7
PS Ratio2.51
PB Ratio1.29
Price to Fair Value1.29
Price to FCF7.88
Price to Operating Cash Flow43.11
PEG Ratio1.64
Income Statement
In the last 12 months, 1St Source had revenue of 570.32M and earned 132.62M in profits. Earnings per share was 5.46.
Revenue570.32M
Gross Profit374.66M
Operating Income171.06M
Pretax Income171.06M
Net Income132.62M
EBITDA183.42M
Earnings Per Share (EPS)5.46
Cash Flow
In the last 12 months, operating cash flow was 201.24M and capital expenditures -6.54M, giving a free cash flow of 194.70M billion.
Operating Cash Flow201.24M
Free Cash Flow194.70M
Free Cash Flow per Share7.97
Dividends & Yields
1St Source pays an annual dividend of $0.38, resulting in a dividend yield of 2.43%
Dividend Per Share$0.38
Dividend Yield2.43%
Payout Ratio24.63%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.81
52-Week Price Change3.39%
50-Day Moving Average61.83
200-Day Moving Average60.90
Relative Strength Index (RSI)46.55
Average Volume (3m)79.21K
Important Dates
1St Source upcoming earnings date is Jan 15, 2026, After Close (Confirmed).
Last Earnings DateOct 23, 2025
Next Earnings DateJan 15, 2026
Ex-Dividend DateAug 05, 2025
Financial Position
1St Source as a current ratio of 0.14, with Debt / Equity ratio of 14.12%
Current Ratio0.14
Quick Ratio0.14
Debt to Market Cap0.23
Net Debt to EBITDA1.35
Interest Coverage Ratio0.93
Taxes
In the past 12 months, 1St Source has paid 38.44M in taxes.
Income Tax38.44M
Effective Tax Rate0.22
Enterprise Valuation
1St Source EV to EBITDA ratio is 9.15, with an EV/FCF ratio of 9.25.
EV to Sales2.94
EV to EBITDA9.15
EV to Free Cash Flow9.25
EV to Operating Cash Flow8.65
Balance Sheet
1St Source has $1.57B in cash and marketable securities with $174.57M in debt, giving a net cash position of $1.40B billion.
Cash & Marketable Securities$1.57B
Total Debt$174.57M
Net Cash$1.40B
Net Cash Per Share$57.13
Tangible Book Value Per Share$44.81
Margins
Gross margin is 52.09%, with operating margin of 29.99%, and net profit margin of 23.25%.
Gross Margin52.09%
Operating Margin29.99%
Pretax Margin29.99%
Net Profit Margin23.25%
EBITDA Margin32.16%
EBIT Margin29.99%
Analyst Forecast
The average price target for 1St Source is $72.67, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$72.67
Price Target Upside22.26% Upside
Analyst ConsensusModerate Buy
Analyst Count3
Revenue Growth Forecast5.09%
EPS Growth Forecast15.78%