1St Source (SRCE)
NASDAQ:SRCE
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Total Valuation
1St Source has a market cap or net worth of $1.80B. The enterprise value is $1.85B.
Market Cap$1.80B
Enterprise Value$1.85B
Share Statistics
1St Source has 24,330,147 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding24,330,147
Owned by Insiders38.65%
Owned by Institutions28.76%
Financial Efficiency
1St Source’s return on equity (ROE) is 0.12 and return on invested capital (ROIC) is 8.60%.
Return on Equity (ROE)0.12
Return on Assets (ROA)0.02
Return on Invested Capital (ROIC)8.60%
Return on Capital Employed (ROCE)0.02
Revenue Per Employee497.92K
Profits Per Employee131.34K
Employee Count1,205
Asset Turnover0.07
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of 1St Source is 10.5. 1St Source’s PEG ratio is 0.47.
PE Ratio10.5
PS Ratio2.54
PB Ratio1.20
Price to Fair Value1.20
Price to FCF7.15
Price to Operating Cash Flow11.73
PEG Ratio0.47
Income Statement
In the last 12 months, 1St Source had revenue of 600.00M and earned 158.27M in profits. Earnings per share was 6.46.
Revenue600.00M
Gross Profit421.93M
Operating Income205.09M
Pretax Income204.38M
Net Income158.27M
EBITDA214.03M
Earnings Per Share (EPS)6.46
Cash Flow
In the last 12 months, operating cash flow was 210.47M and capital expenditures -574.00K, giving a free cash flow of 209.89M billion.
Operating Cash Flow210.47M
Free Cash Flow209.89M
Free Cash Flow per Share8.63
Dividends & Yields
1St Source pays an annual dividend of $0.4, resulting in a dividend yield of 2.37%
Dividend Per Share$0.4
Dividend Yield2.37%
Payout Ratio25.29%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.71
52-Week Price Change24.85%
50-Day Moving Average69.58
200-Day Moving Average63.98
Relative Strength Index (RSI)68.38
Average Volume (3m)141.20K
Important Dates
1St Source upcoming earnings date is Jul 23, 2026, After Close (Confirmed).
Last Earnings DateApr 23, 2026
Next Earnings DateJul 23, 2026
Ex-Dividend Date―
Financial Position
1St Source as a current ratio of 12.62, with Debt / Equity ratio of 10.63%
Current Ratio12.62
Quick Ratio12.62
Debt to Market Cap0.22
Net Debt to EBITDA1.27
Interest Coverage Ratio1.23
Taxes
In the past 12 months, 1St Source has paid 46.12M in taxes.
Income Tax46.12M
Effective Tax Rate0.23
Enterprise Valuation
1St Source EV to EBITDA ratio is 8.39, with an EV/FCF ratio of 8.43.
EV to Sales2.99
EV to EBITDA8.39
EV to Free Cash Flow8.43
EV to Operating Cash Flow8.05
Balance Sheet
1St Source has $1.60B in cash and marketable securities with $135.79M in debt, giving a net cash position of $1.46B billion.
Cash & Marketable Securities$1.60B
Total Debt$135.79M
Net Cash$1.46B
Net Cash Per Share$60.07
Tangible Book Value Per Share$50.60
Margins
Gross margin is 55.40%, with operating margin of 34.18%, and net profit margin of 26.38%.
Gross Margin55.40%
Operating Margin34.18%
Pretax Margin34.06%
Net Profit Margin26.38%
EBITDA Margin35.67%
EBIT Margin34.18%
Analyst Forecast
The average price target for 1St Source is $78.50, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$78.50
Price Target Upside5.16% Upside
Analyst ConsensusModerate Buy
Analyst Count2
Revenue Growth Forecast5.09%
EPS Growth Forecast15.78%