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1St Source (SRCE)
NASDAQ:SRCE
Total Valuation
1St Source has a market cap or net worth of $1.66B. The enterprise value is $1.95B.
Market Cap$1.66B
Enterprise Value$1.95B
Share Statistics
1St Source has 24,330,147 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding24,330,147
Owned by Insiders38.65%
Owned by Institutions28.76%
Financial Efficiency
1St Source’s return on equity (ROE) is 0.12 and return on invested capital (ROIC) is 8.60%.
Return on Equity (ROE)0.12
Return on Assets (ROA)0.02
Return on Invested Capital (ROIC)8.60%
Return on Capital Employed (ROCE)0.02
Revenue Per Employee497.92K
Profits Per Employee131.34K
Employee Count1,205
Asset Turnover0.07
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of 1St Source is 9.6. 1St Source’s PEG ratio is 0.47.
PE Ratio9.6
PS Ratio2.54
PB Ratio1.20
Price to Fair Value1.20
Price to FCF7.14
Price to Operating Cash Flow7.50
PEG Ratio0.47
Income Statement
In the last 12 months, 1St Source had revenue of 600.00M and earned 158.27M in profits. Earnings per share was 6.46.
Revenue600.00M
Gross Profit421.93M
Operating Income205.09M
Pretax Income204.38M
Net Income158.27M
EBITDA214.03M
Earnings Per Share (EPS)6.46
Cash Flow
In the last 12 months, operating cash flow was 223.12M and capital expenditures -1.96M, giving a free cash flow of 221.16M billion.
Operating Cash Flow223.12M
Free Cash Flow221.16M
Free Cash Flow per Share9.09
Dividends & Yields
1St Source pays an annual dividend of $0.4, resulting in a dividend yield of 2.37%
Dividend Per Share$0.4
Dividend Yield2.37%
Payout Ratio25.29%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.72
52-Week Price Change12.84%
50-Day Moving Average66.48
200-Day Moving Average62.42
Relative Strength Index (RSI)49.36
Average Volume (3m)105.85K
Important Dates
1St Source upcoming earnings date is Apr 16, 2026, After Close (Confirmed).
Last Earnings DateJan 22, 2026
Next Earnings DateApr 16, 2026
Ex-Dividend Date―
Financial Position
1St Source as a current ratio of 12.62, with Debt / Equity ratio of 26.72%
Current Ratio12.62
Quick Ratio12.62
Debt to Market Cap0.22
Net Debt to EBITDA1.27
Interest Coverage Ratio1.23
Taxes
In the past 12 months, 1St Source has paid 46.12M in taxes.
Income Tax46.12M
Effective Tax Rate0.23
Enterprise Valuation
1St Source EV to EBITDA ratio is 8.39, with an EV/FCF ratio of 8.41.
EV to Sales2.99
EV to EBITDA8.39
EV to Free Cash Flow8.41
EV to Operating Cash Flow8.03
Balance Sheet
1St Source has $1.59B in cash and marketable securities with $340.71M in debt, giving a net cash position of $1.25B billion.
Cash & Marketable Securities$1.59B
Total Debt$340.71M
Net Cash$1.25B
Net Cash Per Share$51.42
Tangible Book Value Per Share$50.60
Margins
Gross margin is 70.32%, with operating margin of 34.18%, and net profit margin of 26.38%.
Gross Margin70.32%
Operating Margin34.18%
Pretax Margin34.06%
Net Profit Margin26.38%
EBITDA Margin35.67%
EBIT Margin34.18%
Analyst Forecast
The average price target for 1St Source is $76.33, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$76.33
Price Target Upside12.18% Upside
Analyst ConsensusModerate Buy
Analyst Count3
Revenue Growth Forecast5.09%
EPS Growth Forecast15.78%